texas: How to Shop For Cheaper Electricity In Texas. - 08/30/16 08:11 AM
If you are like most people you don’t really think about what you pay for electricity. Or even where to start to shop for it. As you may not know electricity in Texas is deregulated, which means you can shop around to buy your electricity. This is a huge benefit to us vs other states that are not deregulated and you have to pay what you are offered by the one company for your area.
To shop for your electricity all you have to do is go to www.PowertoChoose.org. This is an amazing website provided by the Utility Commission of Texas and … (0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 8/3/16 - 08/03/16 03:04 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.66%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(2 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 7/27/16 - 07/27/16 02:57 PM
Conventional 30 year Mortgage: 3.625%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 3.82%
FHA 30 year: 3.5%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.66%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 6/22/16 - 06/22/16 08:58 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year: 3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.32%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 6/15/16 - 06/15/16 02:22 PM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.76%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 6/1/16 - 06/01/16 12:56 PM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.12%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year: 3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.42%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 5/25/16 - 05/25/16 08:32 AM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.12%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year: 3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.42%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 5/11/16 - 05/11/16 08:53 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.625%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.76%
Conventional 15 year: 3%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.22%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 4/27/16 - 04/27/16 09:30 AM
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.22%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year: 3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.42%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, Houston, Woodlands, Sugar Land 4/20/16 - 04/20/16 10:45 AM
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.12%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.32%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(2 comments)

texas: Mortgage Rate update for Katy, Houston, Woodlands, Sugar Land 4/13/16 - 04/13/16 09:40 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.32%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

texas: Mortgage Rate update for Katy, Houston, Woodlands, Sugar Land 3/23/16 - 03/23/16 10:34 AM
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.22%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.42%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

(1 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 3/16/16 - 03/16/16 09:39 AM
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.22%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
Posted by … (0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 3/9/16 - 03/09/16 08:32 AM
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.22%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 2/24/16 - 02/24/16 08:00 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.32%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 2/10/16 - 02/10/16 11:30 AM
Conventional 30 year Mortgage: 3.75%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.02%
FHA 30 year: 3.75%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.86%
Conventional 15 year:3.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.32%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 1/20/16 - 01/20/16 08:51 AM
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.32%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.96%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 1/13/16 - 01/13/16 08:41 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.42%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.96%
Conventional 15 year:3.5%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.62%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

texas: Dave Your Mortgage Guy’s 5 Facts about TRID loans - 12/03/15 10:18 AM
Well it’s safe to say that as we are all closing our first TRID loans that this is process has caused a lot of confusion.  I have gotten a lot of questions from realtors on what the truth is on many TRID items.  And many times they are being told wrong information by other lenders.  So as your trusted Mortgage Guy,  I wanted to set many of these topics straight and go over 5 Facts about TRID loans;
 
There is no longer a HUD- We are all use to the beautiful HUD that we have learned to love. Well it is … (0 comments)

texas: Mortgage Rate update for Katy, The Woodlands, Conroe, Houston 12/2/15 - 12/02/15 08:19 AM
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.42%
FHA 30 year: 3.875%
Credit Score:740
LTV:96.5%
loan amount:$200k
APR:4.96%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.52%
 
Rates are Subject to Change
Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.
(0 comments)

 
David Krichmar, DaveYourMortgageguy.com (www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo) Rainmaker large

David Krichmar

DaveYourMortgageguy.com

Sugar Land, TX

More about me…

www.DaveYourMortgageGuy.com, FHA, VA, USDA, HomePath, Jumbo

Address: Serving Harris, Fort Bend, Montgomery, Brazoria County, Houston, Katy, Sugar Land, Pearland, The Woodlands or anywhere in Texas!

Office: (832) 689-6012

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