Real estate blog entries tagged with texas by David Krichmar, DaveYourMortgageGuy.com (www.DaveYourMortgageGuy.com - Legend Lending)

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texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/21/11 - 12/21/11 05:38 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.45%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (0 comments)

texas: Dave Your Mortgage Guy.com Testimonial- Joanne Gusey - 12/19/11 05:19 AM

“It is I who will thank you. 1 and a 1/2 years and I still walk around saying "I love my house." You made it possible. You're the greatest and I will try to vote every day(for Best Mortgage Co in Houston) but with 92% of the vote already, if I miss one day you are covered”

Again, many thanks,
Joanne

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texas: Please Vote DaveYourMortgageGuy.com Best Mortgage Company in Houston 2011!! I’ve been nominated - 12/16/11 03:07 AM

Last Year I won The Award for “Best Mortgage Co in Houston”, by Tops In Texas. I have been nominated again this year. In the past, winners have appeared in magazines such as Time and Newsweek. I would greatly appreciate your vote. And please vote as often as you would like. Once you have voted please email me, so that I can personally thank you. The voting ends Dec 31st.

Click Here to Vote

Thank you for your Support!!!!

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texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/14/11 - 12/14/11 02:29 AM

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 12/7/11 - 12/07/11 02:47 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.70%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (1 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/30/11 - 11/30/11 02:34 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (0 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/23/11 - 11/23/11 02:47 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (1 comments)

texas: NTRCA has Wreaths for Sale- New Territory (Sugar Land) - 11/21/11 08:21 AM

Please forward to your neighborhoods - NTRCA has 26 - 60" wreaths for sale from $10-$25 depending on the shape it's in, please contact Julie Kveton at Julie@newterritory.org
… (0 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/15/11 - 11/16/11 02:44 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (0 comments)

texas: Spec’s has come to New Territory(Sugar Land)!!! Beer, Spirits and Fine Foods - 11/14/11 08:14 AM

Spec’s is about to open their New Territory location, located in the Old Blockbuster location in the Randall’s shopping center. I am not sure of the exact opening date, but it should be any day now. For those of you who love Spec’s having one located right here in New Territory is great news. Spec’s is not just for fine wine’s and unique beers. It is also carries many different items such as deli meats, mustards, cigars and gift ideas.

For More information on the Products Spec’s carries, check out their website: Spec’s

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texas: New Territory(Sugar Land) HOA Dues have Increased to $1050 - 11/14/11 04:00 AM

If you live in New Territory(Sugar Land) and opened your bill for Homeowner’s Association Dues, you noticed a surprise. The yearly dues have increased to $1050. This increase was mostly due to the increase in water costs for the New Territory. As I wrote about this before, New Territory Residents your Water Bill will increase in 2012.
Other causes that led to the increase are the increase in capital reserves. The Board for New Territory did this to help increase the money on hand for repairs and replacement of New Territory property. The legal fees and street lighting also increased … (2 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/9/11 - 11/09/11 08:05 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.65%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.69%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (1 comments)

texas: 6 Reasons you NEED a Realtor when buying a Home - 11/03/11 07:02 AM

As you can tell by my title, I am not a Realtor. But as a Mortgage Banker I can say I have worked with enough buyers to see why you need to work with a realtor. Of course there are great Realtors out there and maybe not so great, but this is true of any industry. So when buying a home you want to work with a GREAT Realtor. Here are my 6 reasons on why you need to work with a Great Realtor:

1. Inspection Report- When buying a home, it is always a good idea to get … (2 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 11/2/11 - 11/02/11 04:50 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 3.875%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.55%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.25%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.69%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (0 comments)

texas: Buy a HUD Foreclosed Home with a Down Payment of $100, anywhere in Texas!! - 10/28/11 05:51 AM

After a short hiatus, the $100 down payment when buying a HUD Foreclosure program is back. This is a great program if you are looking to buy a HUD foreclosure as your primary home. Here are the general rules that you must know to qualify:
1.     This program is only when buying a HUD Foreclosure.
2.     You must buy the home for the List price or more to qualify for the $100 down payment
3.     You will still have closing costs to pay, but you can negotiate with HUD to pay all or some of them
4.     This is only when … (3 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 10/26/11 - 10/26/11 04:07 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.55%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.79%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (3 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 10/19/11 - 10/19/11 09:27 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.55%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.89%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (1 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 10/12/11 - 10/12/11 04:44 AM

Here is your weekly interest rate update:
Conventional 30 year Mortgage: 4.125%
Credit score:740
LTV:80%
Loan Amount:$200k
APR: 4.85%
FHA 30 year:3.75%
Credit Score:640
LTV:96.5%
loan amount:$200k
APR:4.85%
Conventional 15 year:3.375%
Credit score:740
LTV:80%
Loan Amount:$200k
APR:3.89%

Call me today if you are thinking of refinancing or buying a home, for the best mortgage rate possible.

… (2 comments)

texas: Your Weekly Mortgage Rate Update For Sugar Land, Katy, Houston, Pearland, The Woodlands, Conroe or anywhere in Texas. 10/5/11 - 10/05/11 08:25 AM

texas: Can I get a 2nd VA Loan? Yes, you can and here is how. - 10/04/11 07:50 AM

If you are a veteran you can actually have 2 VA loans. You may want a 2nd VA Mortgage if you are moving and not selling your current home, etc. The calculation to find out if you can have two VA loans can be a little confusing. So, Here are the steps to follow when figuring out if you can have 2 VA loans:

1. Order your Certificate of Eligibility- Your Mortgage Lender can do this for you. It requires you to provide your DD-214 form. If you do not have the DD-214 form, you will want to find it.
2. Your Entitlement- … (4 comments)

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