1SG (Ret) David and Tonya Kucic

Video: Flying Out of Honolulu International Airport

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sat, 14 Nov 2009 04:51:24 -0600

Flying out of Honolulu International Airport heading east.

My Personal Visit to the Former East Berlin

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Mon, 09 Nov 2009 14:07:04 -0600

Twenty three years ago, I had a position set up in the "Fulda Gap" in West Germany to emplace my M109A3, 155MM Self Propelled Cannon capable of firing a 100 pound high explosive, rocket assisted projectile, approximately 18 miles. Positions were well documented where my .50 Caliber HB M2 Machine Guns would be placed. A diagram was drawn to let my Soldiers know what their left and right limits were so as to not shoot any friendly troops and insure interlocking fields of fire with the other howitzers to our left and right flanks. I had an Air Defense plan in the event that we would get attacked by air from the East German HIND-D helicopters or the fast moving MIG aircraft.

That was then.......

Today, we celebrate the fact that we do not live in a world like that in Germany. The country has become one and the city of Berlin is no longer divided by the wall.

I like it better the way it is now.

Sharing some pictures of my visit to East Berlin in 1985. Under the "Status of Forces Agreement" or SOFA, we as American Soldiers were free to cross the border into East Berlin after providing a stack of paperwork and checking in at Checkpoint Charlie which was manned by American Forces on the West Berlin side. I was fortunate enough to visit the divided city on several occassions and was even able to take my parents and sister there when they visited me in Germany.

1. Allied Checkpoint Charlie on the West Berlin side

2. Looking at Checkpoint Charlie from the East Berlin Side.

3. Brandenburg Gate can be seen on the other side of this building. This view was taken from the East Berlin side.

4. This was the "Changing of the Guards" for the Tomb of the Unknown Soldier. My fellow Army buddies and myself took turns posing next to these East German Soldiers that we could possibly be facing in war the very next day. When we were positioning for the "best photo", the Soldiers intentionally tried to exaggerate their "Duck Walk" and kick us.

5. This is the East Berlin side of Checkpoint Charlie. When i took my parents through here, they were taken into rooms and searched. They were only allowed to have a certain amount of money with them and were given a 1 for 1 exachange between East and West German Deutsch Marks. It was a total rip off because the value of the East German Mark was terrible compared to the thriving West German Mark. Because of the SOFA, I bought everything that they wanted and carried it back across the border without being checked. They had to go back through the chekcpoint on the East Berlin side and show receipts for whatever they purchased and were only allowed to purchase a certain amount or any overage would be confiscated.

Ewa Beach Hawaii and Fort Weaver Road Traffic

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Tue, 06 Oct 2009 10:17:23 -0500

This video was taken on October 5, 2009 at approximately 10:00 am. The video starts att he intersection of Ft. Weaver Road and Geiger/Iroquois Pt. Road. Fort Weaver Road now has 3 lanes open going from Ewa Beach towards Honolulu and coming back into Ewa Beach as well.

Ewa Beach Hawaii and Fort Weaver Road

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Mon, 05 Oct 2009 15:36:11 -0500

Fort Weaver Road traffic in and out of Ewa Beach is moving along extremely well as of October 5, 2009. Motorists are no longer complaining about the road. Sometimes, as the construction crews continue with their work, they might have to close down one or two lanes but they are doing that during the middle of the day and not in the morning or evening when traffic is the heaviest. This is a small sacrifice to make to finally have a wider road.

The addition of the third lane is about 80 percent complete from Kolowaka Drive going Ewa Beach bound and from Geiger Road going towards Honolulu. They still have to complete the concrete sidewalks, curbs and landscaping but the most important thing (the third lane) is now open.

In my opinion, home buyers are getting smarter on the situation with the new and improved Fort Weaver Road because I have noticed correctly priced homes in Ewa Beach are going under contract almost as soon as they come on the market. Also there are multiple offers on almost every short sale listing in Ewa Beach. Before the widening of Fort Weaver Road, these statistics were not like this. I must attribute some of the Ewa Beach real estate sales growth partly due to the first time home buyers tax credit but more than that, Ewa Beach homes offer quality construction, larger homes, larger lots, central AC standard in almost every home built since 1997 and most importantly, some of the MOST AFFORDABLE HOMES ON THE ENTIRE ISLAND.

For more information on Ewa Beach real estate, contact your Ewa Beach real estate experts. We LIVE in Ewa Beach and we LOVE Ewa Beach!

David J. Kucic, RA
1SG, USA (Ret)
CRS, GRI, CDPE, ABR, e-PRO
Mobile: (808) 218-9338
Email: david@davidkucic.com
RE/MAX Honolulu, Kapolei, Hawaii Branch

Tonya Kucic, RA
CDPE, ABR
Mobile: (808) 221-3638
Email: tonya@davidkucic.com
RE/MAX Honolulu, Kapolei, Hawaii Branch

FREE VA Home Loan and First Time Buyers Q&A

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sun, 16 Aug 2009 10:24:54 -0500

FREE VA HOME LOAN AND FIRST TIME BUYERS Q&A

We will be hosting a FREE Question and Answer discussion for anyone interested in using their VA Home Loan Eligibility to purchase Hawaii Real Estate. YOU MUST REGISTER TO ATTEND BY CALLING (808) 218-9338.

Location: Hoakalei Country Club in Ewa Beach, Hawaii
Dates: September 4, 9 and 18th, 2009
Time: 1800-1900
Given By: David Kucic, US Army Retired, RE/MAX Honolulu and Jay Oku, VA Loan Specialist with Evergreen Mortgage Company

Directions to Hoakalei Country Club: Head south on Fort Weaver Road. Turn right on Keoneula Blvd. Go all the way to the end of the road and check in with the security guard who will have your name (this is why you must register). Proceed to the end of the road and walk to the members lounge.

FREE refreshments will be served. Come enjoy the beautiful views of the new Ernie Els designed golf course, watch the sunset and learn about VA Home Loans and Purchasing Hawaii Real Estate.

David Kucic, RE/MAX Honolulu Jay Oku, Evergreen Mortgage Company

An Email From a Short Sale Specialist at Bank of America

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 22 Jul 2009 13:45:23 -0500

This was amazing.....a great email this morning from a short sale specialist at one of the largest lending institutions in the country, Bank of America. Maybe it is a form letter that was sent out to thousands of other real estate agents but it did requrire a person to read my email, enter a response and click "SEND". For those of you that have done short sales in the past, you know that this is a step in the right direction.

Here is the email...................

"Thank you for contacting me. I have been brought in to help with your short sale and to speed up the process. I will contact you as soon as I am available. I will be working each loan based on the age of the file and the foreclosure sale dates. Please be patient with me and the process. Your file has been assigned specifically to me in an effort to begin to move your file quickly.

I understand your buyers may be anxious if so, please advise them that the file has been placed in a special que in an effort to move the process along quicker.

I will be in contact with you as soon as I am able to, in the meantime please be as patient as you can with me.

Thank you for your understanding and your patience. My goal is to move your file to a successful closing as quickly as possible.

I know it has been a long journey for you but I have been brought on specifically to help you".

Name removed
Loan Services Specialist
Short Sale Closing
mailing address removed
email address removed

For more information on Short Sales in Hawaii and VA Short Sales in Hawaii, contact:

David Kucic, RE/MAX Honolulu (in the Kapolei office)

Phone: (808) 218-9338

Email: david@davidkucic.com

Get Off The Fence!

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Fri, 17 Jul 2009 13:00:07 -0500

Are you still "sitting on the fence" and waiting to buy your piece of Hawaii Real Estate? Are you waiting for the prices to drop further?

I put these charts together to illustrate what could happen if you continue to wait on the prices to drop 10% but at the same time, interest rates increase 1%.

The first chart depicts purchasing a home now at an interest rate of 5% with 100% financing. With VA home loans in Hawaii for military, 100% financing is still possible.

The second chart shows what will happen if you wait on prices to drop 10% from the current price and the interest rate to go up to 6%.

Don't forget that the longer you wait to buy, you continue to pay rent which is money that is disappearing and will not find its way back into your wallet.

Purchase Price Monthly Payment (principal and interest only)

$300,000.00 @ 5%	$1,610.00
$400,000.00 @ 5%	$2,147.00
$500,000.00 @ 5%	$2,684.00
$600,000.00 @ 5%	$3,221.00

Purchase Price Monthly Payment (principal and interest only)

$270,000.00 @ 6%	$1,619.00
$360,000.00 @ 6%	$2,158.00
$450,000.00 @ 6%	$2,699.00
$540,000.00 @ 6%	$3,238.00

Fact #1: Interest rates for 30 year VA home loans in Hawaii are currently hovering around 5% to 5.5% as of the submission date of this post.

Fact #2: There is a large inventory of homes for sale right now.

Fact #3: Many Sellers are motivated to sell you their house and may be willing to negotiate.

Unknown #1: House prices. Are they going higher or lower?

Unknown #2: Interest rates. Are they going higher or lower?

Happy house hunting!

David Kucic, RE/MAX Honolulu located in the Kapolei, Hawaii branch.

Phone: (808) 218-9338

Search for Hawaii Homes For Sale: www.davidkucic.com

Email: david@davidkucic.com

VA Home Sales Expert in Hawaii

Honolulu County Property Tax Increase for Year 2010

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Mon, 13 Jul 2009 15:38:25 -0500

Hawaii Property taxes are on the rise for the island of Oahu. The prior rate was $3.29 per $1,000 of assessed valuation. The rate for 2010 is $3.42 per $1,000 of assessed value.

As you search on the internet for Hawaii Property For Sale, you may run across something like this or similar to this:

Assd Val Land: $317,800	Tax Year: 2008
Assd Val Imprv: $382,500	Mon Taxes: $160
Assd Val Total: $700,300	Home Exemp: 0

A simple way to figure out the taxes is to look at the "Assessed Value Total"....in the example above, it is $700,300. Get rid of the last two zeros and substitute the comma with a decimal point so that your new figure is 700.3. Now multiply that by $3.42 which will give you the yearly Oahu Property Tax of $2,395. Divide that number by 12 and you get $199.59 which would be your monthly tax. Pretty easy isn't it?

In the example above, you notice that the item titled "Home Exemp" is 0. If you are an owner occupant of your home, you may be entitled to a Honolulu County Property Tax Exemption of either $80,000 (up to age 65) or $120,000 (for age 65 and older). To view eligibility requirements, visit this website Honolulu Property Tax. Don't forget to file your exemption if you determine you are eligible! The deadline for applications is September 30^th, 2009.

If you are quailed for the exemption, you can deduct the appropriate amount from the "Assessed Value Total".

Assume that you are under age 65 and are qualified for an $80,000 exemption. Subtract $80,000 from $700,300 and you get $620,300. Using the simple math formula that I described above, your multiplier is 620.3. Multiply by $3.42 and your Oahu Property Tax for one year would be $2,121, a savings of approximately $274 per year.

For more information on purchasing Hawaii real estate, contact David and Tonya Kucic of RE/MAX Honolulu.

Phone: (808) 218-9338

Email: david@davidkucic.com

Hawaii Short Sale Listings Deserve Photos Too

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sun, 05 Jul 2009 10:32:04 -0500

If traditional real estate sales in Hawaii without photos don't get a lot of attention when viewed on the internet, what makes you think a Hawaii short sale listing will be any different?

Regardless of the fact that it is a short sale, you owe it to your Seller to publish some photos of the property.

It is bad enough seeing non-Hawaii Short Sale listings on the Honolulu Board of Realtors MLS that don't have any photos and I just wonder each time I see it if the Seller is aware that there are no photos. Granted, it may take a few days to take the photos, photoshop them and get them published but there is no excuse after that to not have photos unless your Seller directs you to not have any photos taken.

The listings that really get me laughing are the ones that say such things as "280 Days on Market", " Seller Motivated", " This is a must see property" etc....... Maybe if there were some photos, the property might really sell!

Short sales in Hawaii are no different. Even if you are looking at an extended listing period as the Sellers agent, a lot of additional work and telephone calls, a possible reduced commission, those are not excuses to not have photos. I wouldn't recommend spending hundreds of dollars on a professional photographer but at least you can grab a digital camera, take as many pictures as possible and get them published on the internet in order to be a better representative for your Seller. You wanted the listing, now do your job!

For more information on Hawaii real estate, Hawaii Short Sales and purchasing Hawaii homes with a VA Loan, visit us on the web at www.davidkucic.com.

Should You Buy Hawaii Real Estate (Military Buyers)?

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Thu, 02 Jul 2009 11:11:02 -0500

As you prepare for your PCS move to Hawaii, you are probably overwhelmed with things to do. Two of the biggest headaches I remembered were Clearing CIF and dealing with transportation to get packed and moved out.

Dealing with transportation means that you will need a new home to place all of your personal belongings.

If you are making plans to purchase a home in Hawaii, you might want to consider some things that may save you some serious grief after your tour in Hawaii is over.

Your BAH rate will probably increase when you get here unless you are coming from another high cost area such as DC, San Francisco or Alaska. You will also be entitled to COLA whether you are single or married.

Should you really buy a home in Hawaii even if you can afford it with your BAH and COLA?

What are you going to do with that property after your 3 year tour is over? What if the value decreased or maybe stayed the same? Will you be able to afford the costs of selling of it at a loss? Maybe you will keep it and use it as an investment/rental property but are you prepared to pay 10% of the rent collected each month to a property manager? Will you have enough liquid assets to make your mortgage payment in between tenants? What about necessary repairs......do you have cash available to pay for those items?

Buying real estate is a great way to build wealth but it is not for everyone.

For more information on purchasing real estate in Hawaii, contact me anytime via email or telephone.

Good luck with your move to paradise!

VIDEO: Hawaii VA Loan Basics by 1SG David Kucic, USA (Retired)

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Fri, 29 May 2009 12:03:13 -0500

Aloha and congratulations on your upcoming military relocation to Hawaii. Whether you will be stationed at Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center, all of these installations are on the island of Oahu and this information will be useful to you.

This short video highlights the following topics about VA Loans in Hawaii:

Who is eligible for a VA Home Loan in Hawaii
How to obtain your VA Certificate of Eligibility to purchase Hawaii Real Estate
A brief overview of the procedures for purchasing a home in Hawaii.

For further information and personal consultation, contact me anytime via email to david@davidkucic.com or phone at (808) 218-9338. I look forward to hearing from you and meeting you once you arrive in Hawaii.

Ready to start your search for Hawaii Real Estate? Visti me on the web at www.davidkucic.com where you can use my easy to navigate search feature that lists the homes for sale and also includes Hawaii Short Sales, Hawaii VA Short Sales, Foreclosures in Hawaii, Bank Owned Properties in Hawaii and also Lender Sales in Hawaii.

Hawaii Movers Advantage Program USA

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Thu, 28 May 2009 18:14:39 -0500

Movers Advantage Program in Hawaii?

Are you in the military, getting ready to PCS to Hawaii to be stationed at Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center or any of the other military installations in Hawaii?

Are you thinking about purchasing a home in Hawaii? If so, there is a chance that you are a member of this company and you have discovered their "Movers Advantage Program" by either finding it on-line or hearing about if from a friend.

From the outside looking in, it looks like a great program. You get "cash back at closing" and even get additional money if you buy AND sell a home. The more you spend, the more you get back.

Let me say this: I am a proud member of this company and have been since the early mid 1990's. This company provides me with automobile insurance for all of my vehicles and I have been very happy with their services for many years.

Getting back to the "Movers Advantage Program".......... How does it work?

The first thing you need to understand is that this company is NOT giving you the money to purchase a piece of real estate in Hawaii. If you use the Movers Advantage Program, your personal information will be given to a mortgage company that is not part of this company. This is not a bad thing and happens very often whether you go with this company or some other mortgage company in Hawaii. I find that many first time home buyers in Hawaii dont realize this just like they dont realize that a Hawaii VA loan does not come from the VA.

Once you contact them and inquire about the Movers Advantage Program, you will be set up with a real estate agent in Hawaii that is part of their referral network. Who is this agent you are getting? Are they professional? Do they have any idea about the military in Hawaii? Do they know what they are doing? Are you being guaranteed that they will take the time to look out for your best interest since THEY ARE WORKING FOR A REDUCED COMMISSION?

Thats right: The agent that you get set up with is working for a discount because they have agreed to reduce their fee in order for YOU to get cash back with the Movers Advantage Program.

This probably still sounds pretty good right? You get cash back and thats what its all about right? I sure hope thats not what you are thinking because as you get ready to spend several hundreds of thousands of dollars on a home, you should not be too concerned with getting 1, 2 or 3k back from the Movers Advantage Program.

WHAT YOU SHOULD REALLY BE CONCERNED WITH IS WHETHER OR NOT YOU ARE GETTING SUPERIOR SERVICE, A GREAT NEGOTIATOR, A FULL TIME PROFESSIONAL HAWAII REAL ESTATE AGENT AND SOMEONE THAT IS WILLING TO WORK THEIR BUTT OFF FOR YOU.

Have any questions? Call or email me anytime.

Kapolei, Hawaii and RE/MAX Honolulu Sales Statistics (May 2009)

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Tue, 26 May 2009 19:37:03 -0500

The growing city of Kapolei, Hawaii, home to RE/MAX Honolulu, continues to thrive as the new metropolis of Oahu. Construction is still on-going daily as new shopping centers, judicial center and urban core roads are built to make the city of Kapolei as user friendly as possible.

As an expert in Kapolei and Ewa Beach real estate activity for RE/MAX Honolulu, I have compiled the statistics below that show the most recent activity for the area.

The first set of statistics is for Kapolei, Hawaii single family homes only and th esecondd set of statistics is for condos and townhomes in Kapolei, Hawaii.

Another important note to consider is that the neighborhoods of Makakilo and Koolina Resort ARE NOT included in these statistics. If you would like more personalized statistics to include any other area of Kapolei, Makakilo or Koolina Resort, just ask me for one and I will gladly take care of that.

Aloha, enjoy and contact Team Kucic of RE/MAX Honolulu in Kapolei, Hawaii for all of your Hawaii Real Estate needs.

Visit www.davidkucic.com to view listings of available homes on the island of Oahu, Hawaii.

KAPOLEI, HAWAII ON THE ISLAND OF OAHU (SINGLE FAMILY HOMES)

Active Listings 31

Pending Sales 28

Sales 26 (numbers below are reflective ONLY of these 26 sales)

Average Listing Price $539,838

Average Sales Price $527,711

Average Days on Market 91

Average Price Per Interior Square Foot $300.01

KAPOLEI, HAWAII ON THE ISLAND OF OAHU (TOWNHOMES AND CONDOS)

Active Listings 16

Pending Sales 6

Sales (numbers below are reflective ONLY of these 6 sales)

Average Listing Price $406,000

Average Sales Price $423,500

Average Days on Market 100

Average Price Per Interior Square Foot $346.28

Loans From the VA in Hawaii

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sun, 24 May 2009 10:49:24 -0500

Do Hawaii VA Loans come from the VA? NO. These VA Loans in Hawaii come from a variety of financial institutions such as a bank or credit union.

Are you on orders to: Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith or Tripler Army Medical Center ?

As you begin to explore VA Loans in Hawaii, you will probably start your search on the internet. Many of the websites you will visit use the letters "VA" as part of their website address. THESE SITES ARE NOT BACKED BY THE VA, THEY ARE NOT PART OF THE VA, THEY ARE NOT ANY SORT OF GOVERNMENT AGENCY AND THEY ARE CERTAINLY NOT AFFILIATED WITH ANY BRANCH OF THE ARMED FORCES IN HAWAII.

Many of these mortgage companies that advertise names such as VA Loans Oahu, VA Loans Hawaii, VA Government Loans, Hawaii Military VA Loans etc... are actually great businesses that have honest brokers but THAT IS NOT TRUE FOR ALL OF THEM.

If you are thinking about utilizing your VA Loan eligibility in Hawaii and want an "HONEST BROKER" to assist you with your Hawaii VA Loan, contact my Hawaii VA Loan Expert, Jay Oku at (808) 393-0707 or email him at jay@mortgage 808.com.

Jay Oku has helped active duty military and numerous veteran home buyers and has received 5 star reviews from all of his past clients.

As a retired military veteran and Hawaii Real Estate Professional with RE/MAX Honolulu in Kapolei, I am proud to recommend Jay to everyone that wants to insure they are not going to screwed by some unscrupulous lenders.

For more information on Hawaii Real Estate and VA Loans in Hawaii, contact First Sergeant Retired David Kucic at (808) 218-9338 or email to david@davidkucic.com.

Short Sales in Ewa Beach and Kapolei, Hawaii

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Fri, 24 Apr 2009 10:54:43 -0500

Short sales in Hawaii are growing more and more each day. At times, it appears that there are more short sales than regular, old fashioned real estate sales.

One of the areas on the island of Oahu that is exploding with short sales is Ewa Beach. This is your "diamond in the rough". The growing popularity of Ewa Beach, Kapolei and the Leeward Coast of Oahu has many home buyers looking for short sales in Ewa Beach and Kapolei.

Why do short sales occur? Several reasons but most commonly it is due to these two reasons:

1) The home owners purchased the home sometime between late 2005 to approximately 2007 and are now trying to sell that home. Because prorperty values in Hawaii have decreased since this time, there is no way for them to sell at a high enough price to pay off their mortgage(s) unless they made a large enough down payment.

2) Homeowners that owned a home and then did a "cash out refinance" during the real estate boom. These owners also are in a short sale situation if they are thinking about selling their home in Hawaii.

Whether you are a Buyer or Seller interested in pursuing a short sale in Hawaii, make sure you look for a Certified Distressed Property Expert.

David Kucic, RA
Certified Distressed Property Expert
Accredited Buyers Representative
www.davidkucic.com
RE/MAX Honolulu

Exclusive Mililani Mauka Townhome For Sale in Hampton Court

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 01 Apr 2009 02:12:19 -0500

The new home construction has been completed in Mililani Mauka. Your only choice is to look in a different city or to find yourself a quality built re-sale property. If you select the latter then this is a home you should not pass up. Located in Central Oahu and within short commuting distance to Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Camp H.M. Smith and Tripler Army Medical Center

This rarely available executive townhome for sale in Mililani, Hawaii. The property is in excellent condition and has been well maintained by the owners.

This 2 bedroom, 2 bathroom, ground floor unit also has a 1 car garage, driveway parking and an additional, assigned parking stall.

Enjoy the covered lanai and the fenced, private yard while you take in the view of the greenbelt and trees directly behind the home. Amenities also include washer, dryer, range, range hood, refrigerator, split air conditioning units and a FIREPLACE for those cool, Mililani Mauka nights.

Appropriately listed at $500,000

To schedule a private showing, contact David Kucic, RE/MAX Honolulu at (808) 218-9338 or email to: davidkucic@remax.net. Visit us on the web at www.relocate808.com

Photos courtesy of CPK Photography

Ka Makana at Hoakalei in Ewa Beach, Hawaii

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Mon, 16 Mar 2009 10:43:44 -0500

Ka Makana at Hoakalei is Ewa Beach's newest neighborhood. The development is being built as a resort that has an 18 hole championship golf course designed by PGA Professional Ernie Els, a marina, hotel, restaurants and shops.

The single family homes come in 5 different sets of models:

Hala Series priced from the low 500s
Kukui Series priced from the mid 500s
Milo Series priced from the mid 600s
Banyan Series priced from the mid 700s
Koa Series priced from the low 900s to over 1 million dollars if you would like a golf course view

Koa Series Homes are top of the line and range in size from 2,901 square feet to 3,552 square feet.

Model 6010 of the Koa Series

This photo is of the 6010 Model at Ka Makana that has 2,901 interior sf of living space, 4 bedrooms + a den, 3.5 bathrooms, a covered balcony, a 478 sf two car garage and a covered lanai.

If you are interested in Ewa Beach, Hawaii real estate or would like more information about Hoakalei Resort and Country Club, contact us anytime.

Aloha from Team Kucic!

Hawaii Short Sales and Effect on Your Credit

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 11 Mar 2009 12:49:59 -0500

How badly will a short sale in Hawaii hurt your credit score? This is one of the first questions that my Sellers ask me when I counsel them on the sale of their home.

I assisted one of my sellers from Mililani, Hawaii several months ago on the sale of their VA Short Sale Home and now they are purchasing a short sale in the mainland. Funny how things happen sometimes!

When they visited their lender in the mainland to get preapproved for a mortgage, they were pleased to find out that their credit score was 709 even after the short sale in Hawaii. Prior to the short sale, they think it was around 780 but were not positive.

Below are a few distinct facts about this particular transaction:

•· The only thing that showed up on the credit report was a single late payment because that was really all that the Sellers were ever late on. His mortgage company told him that he needed to be late on a payment in order to qualify for a "deed in lieu of foreclosure" in case he decided to go that route.

•· Besides the report of that one late payment, the only other information that was on their credit report was that the mortgage had been setlled but did not mention it being a short sale or how much it sold for.

This information is not meant to say that your situation will be exactly the same. For more precise information, I suggest that you contact your mortgage company and request information about how your short sale will be reported to the credit bureaus.

David Kucic, RA
First Sergeant, USA (Ret)
RE/MAX Honolulu
338 Kamokila Blvd. Suite 206
Kapolei, HI 96707

www.davidkucic.com

mailto: david@davidkucic.com

Ewa Beach, Hawaii: Country Club Living at Hoakalei in Ka Makana

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 11 Mar 2009 12:40:04 -0500

Ewa Beach, Hawaii, located on the island of Oahu, is the golf capital of Hawaii with 7 courses. The 7th course was recently opened and is called Hoakalei Country Club. The course was designed by PGA tour professional Ernie Els. Recently, Els and The Golf Channel Commentator, Mark Rolfing, were present for the First Tee Blessing ceremony.

Situated in the "Ka Makana at Hoakalei" neighborhood, a property being developed by Haseko Homes, this 7,400 yard course is a test for golfers of every skill level. From the beginner to the experienced professional, Hoakalei Country Club will test your ability to perform.

Future plans for the Hoakalei Country Club neighborhood include a marina, hotel, shopping, restaurants and homes in a resort style atmosphere.

As neighborhood experts in Ewa Beach, Hawaii, David and Tonya Kucic of RE/MAX Honolulu want to share their knowledge of the resort and the development of the neighborhood with anyone interested. We have a direct link to the developer for the sale of the new homes at Ka Makana at Hoakalei. We would be happy to get information for you in regards to the new home sales.

Team Kucic has put together a website dedicated to Hoakalei Country Club, Marina and Homes For Sale.

Visit us at www.HoakaleiRealEstate.com to catch up on the most current information for the progress of Hoakalei Country Club, the Marina and Hoakalei Homes for Sale.

David Kucic, RE/MAX Honolulu
Mobile: (808) 218-9338
Mailto: david@davidkucic.com
www.relocate808.com

Ewa Beach, Hawaii: Country Club Resort Style Living

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Tue, 10 Mar 2009 12:30:51 -0500

Future plans for the Hoakalei Country Club neighborhood include a marina, hotel, shopping, restaurants and homes in a resort style atmosphere.

Team Kucic has put together a website dedicated to Hoakalei Country Club, Marina and Homes For Sale.

Visit us at www.HoakaleiRealEstate.com to catch up on the most current information for the progress of Hoakalei Country Club, the Marina and Hoakalei Homes for Sale.

David Kucic, RE/MAX Honolulu
Mobile: (808) 218-9338
Mailto: david@davidkucic.com

4 Bedroom Home in Ewa Beach, Hawaii $445,000

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Fri, 06 Mar 2009 09:18:05 -0600

Come home to the quality built homes of Ewa Beach, Hawaii. Located on the sunny, warm and typically dry "Leeward Coast of Oahu", you will find a newer community of homes.

There is no lack of shopping with 2 grocery stores, all of the major fast food places, coffee shops, video stores and many other commercial facilities available to the residents of Ewa Beach.

The widening of Ft. Weaver Road which serves as the main artery in and out of Ewa Beach is well under construction to add a 3rd lane in each direction. Along with the new "North-South Road", this will help residents with the flow of traffic and is a much welcome upgrade to our Ewa Beach infrastructure.

This home is in excellent condition and ready for you to move in. Fully fenced, tropical landscaping and a covered lanai. Located just a short walk from the beautiful and spacious community swimming pool that is solely for the residents of the Montecito and Tuscany neighborhood. It has a 2 car garage, driveway for 2 more vehicles and 13 guest parking spaces directly in front of the home.

Ewa Beach is a very popular location due to the quality of construction, amenties in the homes and affordability. Just a short drive to the "Second City" of Kapolei where you will find many stores and governement offices to fullfill your needs. See the photos to view the shopping center located near this home which features a Foodland Grocery Store, Longs Drugs, Starbucks, Subway and several others. If you are military, you will be pleased to know that the Commissary and gas station at the nearby Barbers Point Naval Base are just a short drive away. There is a also a nearby beach at the Iroquois Point Naval Magazine that is also just a very short drive away.

The new Target department store and Costco just opened too! New roads are being built to help ease the traffic coming out of Ewa Beach and Kapolei (the new North South Road), a widening of Ft. Weaver Road from 4 lanes to 6 lanes and the new urban core roads being built in Kapolei. This is a wonderful opportunity to own quality home in a very family oriented neighborhood at a great price. Interest rates are historically low. Call David Kucic at (808) 218-9338 or email me at david@davidkucic.com for more information or to set up a personal showing.

www.relcoate808.com

www.hawaiipcs.com

Department of Defense Assistance for Homeowners

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 18 Feb 2009 22:13:31 -0600

The economic stimulus package that was signed by the President yesterday has language that may allow some relief for DOD (Department of Defense) eligible homeowners and may benefit many that are living in Hawaii and stationed or working installations such as Schofield Barracks, Wheeler Army Airfield, Pearl Harbor, Hickam AFB, Marine Corps Base Kaneohe, Camp H.M. Smith and Tripler Army Medical Center to name a few.

The program will be modeled after the current HAP (Homeowners Assistance Program), a USACE (US Army Corps of Engineers) program that was developed after the BRAC (Base Realignment And Closure) affected many DOD eligible homeowners. It is designed to aid homeowners that face financial loss in areas where property values have decreased as a result of BRAC.

Q: How is it going to work if for me in Hawaii if my base is not affected by BRAC?

A: I spoke to one of the administrators in the Sacramento, CA office yesterday and she said that it would all be based on "dates and percentages" once the eligibility for the program is determined. For example, if an eligible person sold their house today, the HAP would look back to what the value of the home was prior to July 1, 2006 then a percentage of the value would be assigned. It is my understanding that with the BRAC properties, the percentage was 95%. So if the home was worth 100k on Jun 30, 2006, the homeowner would be allowed to sell the home for 95k. HAP will also cover closing costs and real estate fees. The Sacramento, CA office handles Hawaii.

CLICK HERE to visit the HAP site.

If you own property in Hawaii and think that you may be eligible for this program, feel free to contact me for your private consultation.

David Kucic, REALTOR-ASSOCIATE
First Sergeant, USA (Retired)
RE/MAX Honolulu in Kapolei, Hawaii
Cellular: (808) 218-9338
Email: davidkucic@remax.net
Visit Me On The Web at: www.relocate808.com

22 Years and Still in Escrow!

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Wed, 11 Feb 2009 11:00:19 -0600

The amount of time that some short sales take is nothing compared to the amount of time I have been in escrow on one of my transactions.

The count as of today is 22 years. I picked up this great deal at a down time in the market. Inventory was very low and everyone wanted the quality property. Luckily I was the one that ended up witht the accepted contract and we are happily still in escrow after 22 years.

Our contract had us all over the map. In between the acceptance of the offer and now, we have opened different escrows in Garlstedt Germany, Kirchgoens Germany, Ft. Carson Colorado (3 times), Ft. Sill Oklahoma and Schofield Barracks Hawaii.

Luckily we made it through all contingency periods that included military deployments, multiple moves, sickness and a plethora of other items that you would normally expect to cause a cancellation.

After 22 years we are still not looking forward to a closing date!

HAPPY ANNIVERSARY TONYA KUCIC!

THEN AND NOW.....1987 AND 2009.

Kaneohe, Hawaii 2 br, 2.5 ba Townhouse For Sale

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sat, 31 Jan 2009 18:12:38 -0600

David Kucic, RA RE/MAX Honolulu (808) 218-9338 www.Relocate808.com Mailto: davidkucic@remax.net

Ewa Beach, Hawaii Short Sales and Bank Owned Properties/Foreclosures

1SG (Ret) David Kucic (RE/MAX Honolulu of Kapolei Hawaii) — Sun, 04 Jan 2009 09:24:54 -0600

As of January 4, 2009, there are approximately 83 short sales and bank owned properties for sale in Ewa Beach, Hawaii.

Prices on these properties range from $180,000 for a condo to $699,000 for a single family home. This map below of Ewa Beach, Hawaii shows the locations of 79 of the 83 available short sale and bank owned properties. The other 4 have not been mapped.

Opportunity is knocking with some of these short sales and bank owned properties which can possibly be purchased for considerably less than fair market value.

To see the full search capability and explore further options for Hawaii Short Sales and Bank Owned Properties/Foreclosures, log on to www.Relocate808.com and use the FREE Hawaii Short Sale and Foreclosure Search Function.

CURRENT SHORT SALES AND BANK OWNED PROPERTIES/FORECLOSURES IN EWA BEACH, HAWAII