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Talks on mortggage giants continue - 07/21/08 08:16 AM
Talks on mortgage giants continueWASHINGTON - July 18, 2008 - Treasury officials and senior lawmakers huddled behind closed doors yesterday, searching for a way the Treasury Department might safely invest in mortgage finance giants Fannie Mae and Freddie Mac without exposing taxpayers to massive losses.People close to the talks said Treasury Secretary Henry M. Paulson Jr., House Financial Services Committee Chairman Barney Frank (D-Mass.), and leaders of the Senate Banking Committee are considering a plan that would allow the government to buy senior preferred shares in Fannie Mae and Freddie Mac if the firms' financial condition were to deteriorate dramatically. That … (0 comments)
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Talks on mortggage giants continue - 07/21/08 08:16 AM
Talks on mortgage giants continueWASHINGTON - July 18, 2008 - Treasury officials and senior lawmakers huddled behind closed doors yesterday, searching for a way the Treasury Department might safely invest in mortgage finance giants Fannie Mae and Freddie Mac without exposing taxpayers to massive losses.People close to the talks said Treasury Secretary Henry M. Paulson Jr., House Financial Services Committee Chairman Barney Frank (D-Mass.), and leaders of the Senate Banking Committee are considering a plan that would allow the government to buy senior preferred shares in Fannie Mae and Freddie Mac if the firms' financial condition were to deteriorate dramatically. That … (0 comments)
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Talks on mortggage giants continue - 07/21/08 08:15 AM
Talks on mortgage giants continueWASHINGTON - July 18, 2008 - Treasury officials and senior lawmakers huddled behind closed doors yesterday, searching for a way the Treasury Department might safely invest in mortgage finance giants Fannie Mae and Freddie Mac without exposing taxpayers to massive losses.People close to the talks said Treasury Secretary Henry M. Paulson Jr., House Financial Services Committee Chairman Barney Frank (D-Mass.), and leaders of the Senate Banking Committee are considering a plan that would allow the government to buy senior preferred shares in Fannie Mae and Freddie Mac if the firms' financial condition were to deteriorate dramatically. That … (0 comments)
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realtor scoop - 07/21/08 08:09 AM
Realtor ScoopFAR's Disaster Relief Fund (DRF) Is There For YouThe names Andrew, Charley, Dennis, Frances, Ivan, Jeanne and Wilma will be forever etched in the minds of Floridians. But as devastating as those hurricanes were, they also generated a tremendous outpouring of goodwill-as members of the Realtor® community from across the state stepped forward and donated millions of dollars to assist their fellow real estate professionals who were victims of those storms.The Florida Association of Realtors®' Disaster Relief Fund (DRF)was originally created as a trust in the aftermath of Hurricane Andrew in 1992, with the primary purpose of assisting members of … (0 comments)
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before and after - 07/21/08 08:08 AM
BEFORE:
· No idea how to jump-start a full-time real estate career.
AFTER:
· Goals, objectives, strategies, plans and actions for taking it to the next level.
Hudson's GOSPAGoal: Hudson must set at least one goal and fine-tune it annually. Objectives: Steps that Hudson must take to support her goal. For example, to make a smooth transition to real estate sales, Hudson must list and sell enough properties to generate a livable income and save for retirement).Strategies: Hudson's strategy (i.e., a plan of action for achieving specific objectives and the goal that those objectives support) will include deciding which areas to … (0 comments)
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makeover - 07/21/08 08:07 AM
Got GOSPA?Our expert shows this part-time sales associate how to set Goals, Objectives, Strategies, Plans and Actions for full-time success.When you ask most people what they're going to do when they retire, they smile broadly as they envision countless rounds of golf or days spent lounging with a good book. For Eleith Hudson, selling real estate is what she's planning to do in her retirement. She's had her license for 20 years and has always wanted to be in the practice full time but hasn't been able to break away from her job as a nurse. "I work labor and delivery … (0 comments)
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What to say TO FSBOS - 07/21/08 08:03 AM
What to Say to FSBOsThe angst that accompanies cold calling FSBOs is rooted in confusion about what to say. Here's a primer on scripting from our experts:Don't focus on your services, but the seller's needs. Send a letter to sellers detailing some useful information that can help them sell the home. You can give them advice about planting flowers or where to advertise. It gets your name out as a professional.Don't offer your listing service right away. Don't go in for the kill immediately. Not many FSBOs will work with you until you first build a relationship. Be available in any … (0 comments)
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Ready, willing and able buyer? - 07/21/08 08:00 AM
Ready, Willing and Able Buyer? The Courts Decide.A court determines that a gratuitous promise of financing from a friend is not sufficient to support a buyer's specific performance claim.Friends often loan friends money. But is a friend's promise to finance a buyer's real estate purchase sufficient to support the buyer's assertion that he or she is ready, willing and financially able to buy the property on the agreed-upon closing date and thus is entitled to specific performance? That's a question the 5th District Court of Appeal (DCA) was asked to decide in the case Lusignan v. Lusignan (5th DCA, 2008). Here's … (0 comments)
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Your market is changing. Are you? - 07/21/08 07:58 AM
Your Market is Changing. Are You?Real estate is always changing. The way you sold yesterday might not work today. Here's how to prosper when everything around you is swirling."How many of you are working in a changing market?" That was the question I asked an audience of 1,100 Realtors® in January 2008 at the Certified Residential Specialist (CRS) conference. About 60 percent of the hands went up. The other 40 percent of attendees were in a changing market too; they just didn't realize it. They also didn't realize that they might be changing careers soon, because long-term success in real estate … (0 comments)
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FHA LOAN Limits Open doors - 07/21/08 07:56 AM
FHA Loan Limits Open DoorsFHA loans are becoming more attractive. Here's how to market to the people who can be helped with these new loan limits. "This is great news for buyers," says Cathy Alley, a sales associate at ERA American Realty in Niceville. She's referring to the March announcement by the Department of Housing and Urban Development (HUD) that it increased the size of loans that the Federal Housing Administration (FHA) can insure for the remainder of 2008."I think the raising of FHA limits is going to help not only buyers in our area, but it will also generate activity … (0 comments)
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FHA LOAN Limits Open doors - 07/21/08 07:55 AM
FHA Loan Limits Open DoorsFHA loans are becoming more attractive. Here's how to market to the people who can be helped with these new loan limits. "This is great news for buyers," says Cathy Alley, a sales associate at ERA American Realty in Niceville. She's referring to the March announcement by the Department of Housing and Urban Development (HUD) that it increased the size of loans that the Federal Housing Administration (FHA) can insure for the remainder of 2008."I think the raising of FHA limits is going to help not only buyers in our area, but it will also generate activity … (0 comments)
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Are you a real estate professional? - 07/20/08 02:49 PM
Are you a real estate professional? Maybe not, says IRSWASHINGTON - July 18, 2008 - The Internal Revenue Service (IRS) is taking a closer look at income tax statements submitted by individuals claiming to be real estate professionals, given that the agency has released new guidelines regarding this tax status. Licensed real estate agents and brokers do not always qualify for real estate professional status under the new rules, which mandate that individuals spend no less than 750 hours on qualified real estate activities: developing, redeveloping, constructing, reconstructing, acquiring, converting, renting, operating, managing, leasing, or selling property. This means that those … (0 comments)
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Is save our homes portability selling houses? - 07/20/08 02:47 PM
Is Save Our Homes portability selling houses? SEBRING, Fla. - June 30, 2008 - Raymond McIntyre's office generated an interesting set of numbers this week: 222 people have moved to Highlands County, and brought their Save Our Homes tax exemptions with them.Just 75 homeowners left the county, and applied to transfer their Save Our Homes elsewhere in Florida. Net gain: about three to one, said McIntyre, Highlands County's property appraiser.So, three real estate agents and brokers were asked, are people moving to Highlands County because they can buy a cheaper home, with lower taxes?Save Our Homes explainedWhen people buy a home, … (0 comments)
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Is save our homes portability selling houses? - 07/20/08 02:46 PM
Is Save Our Homes portability selling houses? SEBRING, Fla. - June 30, 2008 - Raymond McIntyre's office generated an interesting set of numbers this week: 222 people have moved to Highlands County, and brought their Save Our Homes tax exemptions with them.Just 75 homeowners left the county, and applied to transfer their Save Our Homes elsewhere in Florida. Net gain: about three to one, said McIntyre, Highlands County's property appraiser.So, three real estate agents and brokers were asked, are people moving to Highlands County because they can buy a cheaper home, with lower taxes?Save Our Homes explainedWhen people buy a home, … (0 comments)
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Amendment 5 - 07/20/08 02:43 PM
Amendment 5 opponents begin campaign
Amendment 5
What will voters see on their ballot in November? What would passage of Amendment 5 do for homeowners? For schools? For local governments? FAR has posted talking points and additional information on its Web site, floridarealtors.org. Click here for more info.
TALLAHASSEE, Fla. - June 24, 2008 - An aspiring state Senate president began his campaign on Monday to defeat a ballot proposal that would slash property taxes by raising the state sales tax and possibly carving into the state budget.The political battle pits Mike Haridopolos, in line for the Senate presidency in 2010, … (0 comments)
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Amendment 5 - 07/20/08 02:42 PM
Amendment 5 opponents begin campaign
Amendment 5
What will voters see on their ballot in November? What would passage of Amendment 5 do for homeowners? For schools? For local governments? FAR has posted talking points and additional information on its Web site, floridarealtors.org. Click here for more info.
TALLAHASSEE, Fla. - June 24, 2008 - An aspiring state Senate president began his campaign on Monday to defeat a ballot proposal that would slash property taxes by raising the state sales tax and possibly carving into the state budget.The political battle pits Mike Haridopolos, in line for the Senate presidency in 2010, … (0 comments)
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Ask banks about a short sale - 07/20/08 02:39 PM
Ask banks about a short sale, don't demand itEditor,I would like to reply to the article: Strenuous obstacles to short sales compound headaches for Florida homeowners (http://www.floridarealtors.org/NewsAndEvents/n3-070908.cfm) I live in a small town in Jackson County. Our county has approx 47,000 people, and we are one of the largest counties in the state. I have been in the real estate business for 14 years, and have had my license eight of them. I just received an approval yesterday for my third short sale in six months. I sold the home of a wonderful family. Never in their wildest dreams would they … (0 comments)
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Ask banks about a short sale - 07/20/08 02:39 PM
Ask banks about a short sale, don't demand itEditor,I would like to reply to the article: Strenuous obstacles to short sales compound headaches for Florida homeowners (http://www.floridarealtors.org/NewsAndEvents/n3-070908.cfm) I live in a small town in Jackson County. Our county has approx 47,000 people, and we are one of the largest counties in the state. I have been in the real estate business for 14 years, and have had my license eight of them. I just received an approval yesterday for my third short sale in six months. I sold the home of a wonderful family. Never in their wildest dreams would they … (0 comments)
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Rates Sink on all types of mortgages - 07/20/08 02:35 PM
Rates sink on all types of mortgagesWASHINGTON - July 18, 2008 - Mortgage rates fell this week with 30-year mortgage rates dropping to the lowest level in six weeks as investors became less worried that the Federal Reserve would soon tighten credit policy to stall inflation.Freddie Mac, the mortgage company, reported Thursday that 30-year fixed-rate mortgages averaged 6.26 percent this week.That was down from 6.37 percent last week. It marked only the second weekly decline in the past eight weeks and left the 30-year rate at the lowest point since it averaged 6.09 percent the week of June 5.Analysts attributed the … (0 comments)
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Rates Sink on all types of mortgages - 07/20/08 02:34 PM
Rates sink on all types of mortgagesWASHINGTON - July 18, 2008 - Mortgage rates fell this week with 30-year mortgage rates dropping to the lowest level in six weeks as investors became less worried that the Federal Reserve would soon tighten credit policy to stall inflation.Freddie Mac, the mortgage company, reported Thursday that 30-year fixed-rate mortgages averaged 6.26 percent this week.That was down from 6.37 percent last week. It marked only the second weekly decline in the past eight weeks and left the 30-year rate at the lowest point since it averaged 6.09 percent the week of June 5.Analysts attributed the … (0 comments)
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GREAT TIME TO BUY FLORIDA - 07/20/08 02:32 PM
GREAT TIME TO BUY FLORIDA (edit/delete)
This article focuses on market positives, all of which support the message that now really is a great time to buy real estate in Florida. Feel free to include these stats in your blogs or drop some gems into your next business networking conversation. Take this list along, too, if you visit a newspaper editorial board:
The upside of Florida real estate: 20 market positives
Let's take a look at some of the opportunities and positive indicators for the future of Florida's real estate market.
Long-term economic and demographic trends continue to favor Florida. … (0 comments)
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GREAT TIME TO BUY FLORIDA - 07/20/08 02:30 PM
This article focuses on market positives, all of which support the message that now really is a great time to buy real estate in Florida. Feel free to include these stats in your blogs or drop some gems into your next business networking conversation. Take this list along, too, if you visit a newspaper editorial board:
The upside of Florida real estate: 20 market positives
Let's take a look at some of the opportunities and positive indicators for the future of Florida's real estate market.
Long-term economic and demographic trends continue to favor Florida. By 2010 it has been forecast that … (0 comments)
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listings!!! SHORT SALE OPPORTUNITY - 07/20/08 02:27 PM
new search Listing 21-30 of 60 << previous next >>
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listings!!! SHORT SALE OPPORTUNITY - 07/20/08 02:24 PM
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Deciding how much house you can afford - 07/20/08 02:22 PM
Deciding how much house you can afford
Your lender decides what you can borrow but you decide what you can afford.
Lenders are careful, but they make qualification decisions based on averages and formulas. They won't understand the nuances of your lifestyle and spending patterns quite as well as you do. So, leave a little room for the unexpected - for all the new opportunities your home will give you to spend money, from furnishings, to landscaping, to repairs.
Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn't be more than … (0 comments)
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listing!!!! - 07/19/08 11:16 PM
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creating your home wish list - 07/19/08 11:12 PM
Creating your home wish list
Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home's features and amenities.
Features:
Age: Do you prefer historic properties, or newer ones? Style: Do you have a special preference for ranches, bungalows, or another style of construction? Bedrooms: How many? Bathrooms: How many? Are they updated? Living and Dining Areas: A traditional, formal layout, or a more open, contemporary plan? Stories: How … (0 comments)
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how can a real estate agent help me? - 07/19/08 11:09 PM
How can a real estate agent help me?
Seven main roles of your real estate agent
A Buyer's Real Estate Agent:
Educates you about your market. Analyzes your wants and needs. Guides you to homes that fit your criteria. Coordinates the work of other needed professionals. Negotiates on your behalf. Checks and double-checks paperwork and deadlines. Solves any problems that may arise. … (0 comments)
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Location, Location, Location - 07/19/08 11:07 PM
Location, location, location
Where you buy not only affects the home's current and future value, but it also affects your lifestyle. Your agent will be able to conduct a more targeted home search if you outline your preferences in neighborhoods and nearby amenities. Here's a checklist of items you should consider and communicate to your chosen real estate agent. * Urban, suburban or rural* Commute time* School districts* Desirable neighborhoods* Proximity to the airport* Proximity to restaurants and retail* Access to major highways and thoroughfares* Access to public transportation* Health care facilities* Parks and recreation* Length of time you plan to … (0 comments)
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Opting for new home construction - 07/19/08 11:06 PM
Opting for new home construction
Whether to buy an existing home or have one built is yet another decision to make during the home-buying process. If you decide to go with new construction, a real estate agent can be a powerful advocate in your corner as you negotiate upgrades, a move-in date and other terms with the home builder. Below are some basic pointers to prepare you for the journey ahead. Selecting a builderShopping for a large production or custom home builder can be a daunting task. Start by defining what architectural styles appeal to you and then seek out the … (0 comments)
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How to make your move easier on your family - 07/19/08 11:00 PM
How to Make Your Move Easier on Your Family
People generally have two kinds of needs during a home purchase. First are the transactional needs, such as searching for a home, obtaining financing, negotiating the terms of purchase, completing paperwork and legal documents, and arranging the move. The second are emotional needs, which can be more stressful than the financial ones. The following are some tips to help ease the stress.
Prepare your children Although you may have lived in your current home for just a few years, four years is half the lifetime of an eight-year-old. Your home may … (0 comments)
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Should I work with a buyer agent? - 07/19/08 10:57 PM
Should I Work With A Buyer's Agent? A Seller's Agent? A Dual Agent?
In the past, real estate agents always represented the seller, whether the agent helped a seller to market and sell a home or helped a buyer find and purchase a home. In other words, agents were at one time legally bound to represent the seller in a residential real estate transaction. In that scenario, the seller paid both the listing agent and the agent who brought the buyer.
Today, agents either represent the buyer, the seller, or both. If you want to sell your home, you can work … (0 comments)
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How to make your move easier on your family - 07/19/08 10:49 PM
How to Make Your Move Easier on Your Family
People generally have two kinds of needs during a home purchase. First are the transactional needs, such as searching for a home, obtaining financing, negotiating the terms of purchase, completing paperwork and legal documents, and arranging the move. The second are emotional needs, which can be more stressful than the financial ones. The following are some tips to help ease the stress.
Prepare your children Although you may have lived in your current home for just a few years, four years is half the lifetime of an eight-year-old. Your home may … (1 comments)
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top 10 signs that It is time to Sell your home - 07/19/08 10:47 PM
Top 10 Signs That It's Time to Sell Your Home
When you bought your house, you lived in the country. Now you're surrounded by high rises. You can't get any appliances repaired because "they stopped making those parts years ago." The swing set in the backyard has sprouted roots. The plumber's phone number is on your speed dial. Your phone number is on your plumber's speed dial. All the children's rooms are now guest bedrooms. You haven't visited the other half of the house in six months. You have to move the furniture to see the carpet's original color. Your bathroom … (0 comments)
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10 biggest selling myths uncovered!!! - 07/19/08 10:44 PM
10 Biggest Selling Myths Uncovered
Selling a house can be a bit like having a baby -- everyone gives you advice that may or may not be true for you. Here are ten myths uncovered:1. Myth: You should always price your home high and gradually lower it if it doesn't sell.Truth: Pricing too high can be as bad as pricing too low.You may think by listing high you can always accept a lower offer, but if you do, you'll miss the buyers looking in the price range where your home should be. Offers may not even come in, because interested buyers … (0 comments)
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10 Questions to Ask your Realtor about selling a House - 07/19/08 10:42 PM
10 Questions to Ask Your Realtor about Selling a House
Are you a full-time professional real estate agent? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have?Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting point for your discussion. The … (0 comments)
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Get your home ready to sell!!! - 07/19/08 10:39 PM
Get Your Home Ready To Sell
In preparing your house to sell, ask yourself over and over if your house looks like someone else's dream house. Houses in move-in condition tend to be inviting to buyers; houses that are like new typically sell the fastest and procure the best price.With that in mind, here are a few things to consider when getting ready to sell:ExteriorRemember the 60-second rule: that's all the time you have to create a good first impression! Mow the lawn, rake leaves, trim trees and shrubs that keep light out of the house and remove dead plants. Pick … (0 comments)
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Eight steps to buying your home - 07/19/08 10:38 PM
Eight steps to buying your home1. Decide to buy.
Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best "accidental investment" most people ever make. But, we believe when it is done right, home ownership becomes an "intentional investment" that lays the foundation for a life of financial security and personal choice. There are solid financial reasons to support your decision to buy a home, and, among these, equity buildup, value appreciation, and tax benefits stand out.
Base your decision to buy on facts, … (0 comments)
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Networking not working? Try smart-working! - 07/19/08 10:29 PM
Nesworking is fun. It remains an enigma to me that more salespeople don't use it to replace the cold call (which ain't no fun). If you network smart, it is the easiest way to make sales contacts. Hot sales contacts. How to employ the science of networking is more of a challeng. The key is to keep it simple. First, figure out where you need to network to be most effective. ( a major clue will be whre your prospect or customers participate.) Here are the essential questions to ask yourself for making networking an effective relationship and sales tool. NOTE: … (0 comments)
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Never Give up of your DREAMS!! - 07/19/08 09:42 PM
Good things come to those who have patience and take consistent, persistent actions toward what they want.
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Dayse Grillo
Orlando,
FL
More about me…
Keller Williams Classic Realty
Address: 5979 Vineland Rd, suite 101, Orlando, FL, 32810
Office Phone: (407) 445-7018
Cell Phone: (407) 595-8963
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