first time home buyer: "April 30th!" by David Kinsey - 02/03/10 11:42 PM
An important date if you're considering purchasing a home. An important date if our considering selling your home. Why? Because you must be under contract by this date in order to qualify for the homebuyer tax credit. By the way, if you're a first time homebuyer, (that is, you haven't had primary homeownership in the past three years), you may qualify for $8,000 tax credit. If you are considering selling your home this year, yesterday was the day to get it listed! In other words, current inventory is low, relatively speaking, interest rates are low, and in the next couple of … (0 comments)

first time home buyer: "Don't Wait, Buy Now, and Here's Why" by Brenda Kinsey - 01/27/10 12:21 AM
In November, the government extended the First Time Home Buyer Tax Credit to include non-first time homebuyers and allowed for it to continue through the end of April 2010. So why wouldn't you jump in and take advantage of the market, tax credit and low interest rates.
 
In 1993, at 23 I was thrilled to purchase my first house with an 8% mortgage rate.  10 years prior if you bought a house you would have experienced a 16% rate. Today rates have dropped to below 5%!  According to Freddie Mac, the rate on that standard mortgage averaged 4.99% this week, … (2 comments)

first time home buyer: Plain English: "How to Choose a Realtor" by Melanie Herring - 01/27/10 12:17 AM
When we are about to make a big decision i.e buying a car, or making any kind of large purchase  we tend to discuss it with our friends and family to get their opinions or advice. If they have also recently had a similar decision to make - even better!! Sometimes, we ignore what they say, because we think we know better!! That would be me!
When buying a house, especially for the first time, it is incredibly scary, overwhelming and a very uncertain time. You're always wondering if you have made the right choice and have been given the best … (0 comments)

first time home buyer: Plain English: First Time Homebuyer's Tax Credit by Melanie Herring - 01/10/10 10:43 PM
Did you know that you can access the money that you would receive  from the first time homebuyers tax credit before waiting to file your 2009 or 2010 tax return?
A "first time home buyer" is a buyer who has not owned a home during the three-year period prior to the purchase. If you are married, the law will look at the homeownership history of both partners. You must also be over 18!! As if anyone under 18 is going to buy a home anyway!!!
If you believe that you do qualify for the tax credit you can  reduce your income … (0 comments)

first time home buyer: The Clock is Ticking.....even faster for the First Time Home Buyer! - 09/04/09 01:34 PM
 
It's hard to believe that we are ending the window of opportunity for the $8000.00 First Time Home Buyer Credit. 
It’s very common for a home purchase to take 60 days from contract to close and with the tax credit deadline of 11/30, buyers shouldn’t wait much longer.  Many are predicting that title companies and lenders will be snowed over late October and all of November.   
 
Many first time home buyers don't understand the amount of time it takes to purchase a home.  Here is a sneak peak at the process as explained in Gary Keller's, founder and … (1 comments)

 
Brenda Kinsey (The Kinsey Group - Halo Group Realty)

Brenda Kinsey

Frisco, TX

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The Kinsey Group - Halo Group Realty

Address: 700 Central Expressway S. , Suite 500, Allen, TX, 75013

Office Phone: (940) 736-6599

Cell Phone: (940) 736-6599

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