Real estate blog entries tagged with financing by Paul & Diane Boykin (Keller Williams Realty Greater Athens)

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financing: Housing and Economic Recovery Act of 2008 - 08/05/08 06:17 PM

We have available a summary of the first time homeowner benefits included in the 2008 Housing and Econmic Recovery Act. Please e-mail diane@BoykinTeam.com and we'll be happy to send you the details.

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financing: Changes to the 2008 Georgia Association of Realtors Contracts - 08/04/08 04:23 PM

This year in addition to the "due diligence" option where a buyer can have a certain number of days to do any inspection they want and still opt not to purchase the home, we have dropped the "financing contingency". This means that the buyer must have their financing in place by … (0 comments)

financing: Gifts for Down Payment - 08/04/08 09:00 AM

Financing Solutions with David Reed
Getting a cash gift? Lucky you!
Getting a gift in the form of cold, hard cash to buy real estate is a wonderful thing. Gift funds are a common way parents help their kids buy a home, but there are certain requirements to follow to … (0 comments)

financing: Credit issues - 07/28/08 09:05 AM

If you're interested in purchasing a home, it's a great idea to begin working with a good lender. Your local Realtor(r) can help you find one if you don't know any. If you do find that you have some credit issues, your lender can help you deal with these and get … (0 comments)

financing: Financing Options - 07/22/08 01:05 PM

Financing Solutions with David Reed Five Year Increments Since these five year increments aren't advertised you'll typically have to ask your loan officer for a quote. Don't be shy, you'll find out that you just might be able to have the best of both worlds: lower payments with reduced … (0 comments)

financing: Down Payments - 07/14/08 10:30 AM

Financing Solutions with David Reed Government Grants Depending upon the loan type, a home mortgage typically requires 3 to 5 percent down. If you have the money, then you're set. But what if you don't? What if you're renting? You can afford a mortgage within your means, but coming up with … (0 comments)

financing: Discount Points - 07/07/08 07:06 AM

Financing Solutions with David Reed
Points:To pay or not to pay
A discount point reduces the interest rate on your mortgage. One point is equal to 1 percent of your loan amount, so on a $200,000 loan one point equals $2,000.
Why do some lenders charge points? In reality, all lenders … (0 comments)

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