credit: Real Estate Tips: Your Credit Score - 05/21/07 11:18 PM
Facts about your Credit Score, and how do you improve it! Some time back I provide a series of posts on facts about your credit score. I'm sure there are several posts on credit scores, but I think you will find there is something in this series that you may not have seen … (4 comments)
credit: Technology in Real Estate: Is your domain name giving you Credit? - 04/01/07 03:22 AM
Technology: Getting the Proper Credit How do you use your real estate domain name in linking your real estate website? Do you use www or non-www in your domain name? The following addresses are considered separate websites by search engines: http://www.yourdomain.com (the "www" version) http://yourdomain.com (the "non-www" version) If you use both when setting up … (8 comments)
credit: Protecting your Assets: Advice from an Attorney - 03/20/07 11:26 PM
Although, this information is not directly related to building a new home, it is information you can use to protect your assets and a new home falls into this catergory. I'm sure there are someone out there that can relate to this experience, hopefully it will benefit more before anything happens … (0 comments)
credit: Real Estate Tips: Facts about your Credit Score (26-32 of 32) - 03/14/07 11:55 PM
26. Credit card companies and insurance companies sometimes look at credit files to determine who to mail solicitations to. This does not affect your credit score. However, you may request to be excluded from these solicitations. 27. Everyone has their own individual score. Married persons do not share a score. Therefore, everyone … (1 comments)
credit: Real Estate Tips: Facts about your Credit Score (21-25 of 32) - 03/14/07 11:53 PM
21. Age is not a factor in credit approval; however, length of time that credit is held is a factor. Therefore, maintain your accounts for a long period of time. Be sure to use the account occasionally. Never close an account, unless the terms are unbearable. 22. Rent does not appear on … (0 comments)
credit: Real Estate Tips: Facts about your Credit Score (16-20 of 32) - 03/14/07 11:52 PM
16. Repossession, including a voluntary repossession, is a major negative and will damage your credit significantly. Whose fault it was has no bearing on a credit score or in a loan approval. 17. A mortgage foreclosure is even more credit damaging than a bankruptcy in the eyes of a mortgage lender. 18. Closing … (0 comments)
credit: Real Estate Tips: Facts about your Credit Score (11-15 of 32) - 03/14/07 11:50 PM
11. Having no revolving credit accounts at all will hurt your score. 12. When applying for a mortgage loan, mortgage payment history is considered far more important than credit cards or installment loans. 13. Credit card payment history (revolving credit) is more important than installment loans Therefore, it is better to pay down … (0 comments)
credit: Real Estate Tips: Facts about your Credit Score (6-10 of 32) - 03/14/07 11:48 PM
6. Chapter 7 and Chapter 13 bankruptcies affect your credit score equally. More points are not awarded for debt reorganization Chapter 13. 7. Having more than three open bank cards lowers your score. Having less than three bank cards will not give you as high a score as having three. Therefore, three … (0 comments)
credit: Real Estate Tips: Facts about your Credit Score (1-5 of 32) - 03/14/07 11:46 PM
1. The most emphasis is placed on recent information. For example, a late payment one month ago is weightier than a late payment a year ago. Therefore, time will gradually 'heal' bad credit; every month that passes helps. 2. The longer an account is open and the more payments that have been … (2 comments)
credit: Real Estate Strategies: Don't Buy on Credit! (Strategy 2) - 03/14/07 12:43 AM
2. DON'T BUY ANYTHING ON CREDIT!Please check with your lender before you buy anything on credit or apply for ANY credit. In most cases you can buy the same car, furniture, vacation, etc. after you buy your home. BUT, if you buy it before the close of escrow you may significantly … (1 comments)
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Facts about your Credit Score, and how do you improve it!
