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Garage Sales - 01/22/11 10:40 AM
Garage sales can be a great way to get rid of clutter - and earn a little extra cash - before you sell your home. But make sure the timing is right. Garage sales can take on a life of their own, and it might not be the best use of your energy right before putting your home on the market. Follow these tips for a successful sale.
1. Don't wait until the last minute. You don't want to be scrambling to hold a garage sale the week before an open house. Depending on how long you've lived in the home … (2 comments)
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Surprise! - 01/21/11 10:10 AM
All you really need to know when you're buying a home is how much the closing costs will be and how much your monthly mortgage payment will be, right? Wrong!When you consider the myriad of expenses involved with any real estate transaction - title, inspections, escrow, realtor/broker/lender fees - it's of the utmost importance to have at least a basic understanding of the fees involved. After all, you're the one who will be paying for it over the next 30 years! Call or email me and together we'll make sure there are no surprises at the closing table.
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Last Minute Credit Check - 01/13/11 09:11 AM
Your actions after receiving lender approval for a mortgage loan can disqualify you for the loan. A mortgage loan is conditionally approved, with the lender reserving the right to re-verify credit, income, assets and employment at anytime. The lender may cancel the loan if there are any adverse changes to your qualification status.
Debt-to-Income Ratio
Your debt-to-income ratio is your gross monthly income divided by the amount you spend on debt. Debt items include mortgage payments (including principal, interest, insurance, tax), car payments, credit card payments, student loans, child support payments, etc.
The lender considers debt-to-income ratio when approving you for … (2 comments)
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Small World - 01/10/11 12:57 PM
"It's a small world, but I wouldn't want to have to paint it." Steven Wright
What is the fastest way to brighten a room, sharpen décor, and make a room look like new? You guessed it! It's a fresh coat of paint. That's the tried and true method for a quick makeover.
When it's time to paint, can you really tell the future color by holding up a sample that's hardly bigger than a postage stamp? Experts say no. But they offer help. Get six or eight of the same samples and tape them together into a block of color. Tape … (1 comments)
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Still Paying Rent? - 01/08/11 09:09 AM
With current mortgage rates so low, this would be a great time to get out of your apartment and buy a home!
I've been helping first-time homebuyers since 2005 and I'd love the chance to discuss the options available to you. I can also put you in touch with a mortgage lender who can give you a great rate. Please give me a call!
… (0 comments)
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Buying Bank Owned Properties - 01/07/11 04:36 PM
Buying bank owned propertiesThere is a lot of interest in buying bank owned properties these days. A lot of information, some good and some bad, is floating around about the subject. Often the information offered is for sale, with the promise that you can make a lot of money with little effort once you know "the secret formula". The fact is that there are no secrets, and to make money does require effort.
What's an REO?REO stands for "Real Estate Owned". These are properties that have gone through foreclosure and are now owned by the bank or mortgage company. This is … (1 comments)
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Up To The Minute! - 01/05/11 07:08 PM
Our website at http://www.dallas.remax-georgia.com has up-to-the-minute real estate news. I wanted to write to share with you some of our favorite other sites for local news, sports, business and weather, as well as some of our favorite utilities that make web browsing more productive.
For local news:You can go to ABC News and choose from a number of local news headlines options.
For weather:At Accuweather.com, you can enter your ZIP code for local weather, both long term and hourly, and see satellite and radar maps.
For economic news:When I want expert commentary on economic news, I get it straight from the source … (0 comments)
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Buying A Home Again? Things Have Changed - 01/05/11 03:12 PM
Much has changed in the world of real estate in recent years. The influence of Internet technologies has given buyers and sellers new ways to come together. If you've been through the home buying process before, it's more important than ever to pick the right real estate professional.
In the present real estate market, you want an agent who will use the Internet to your advantage. As an action-oriented real estate agent, I fully understand how today's technology can help you find the right home. My website allows you to search thousands of listings to locate the properties that best fit … (0 comments)
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Oysters - 01/04/11 11:58 PM
"He was a bold man that first ate an oyster." Jonathan Swift
Many accidents are caused when children get into things they don't understand. Electricity is one of those dangers. Precautions can help a lot. For example, did you know that you could insert an ordinary key ring through the holes in an electrical plug prong? That quick step will make it almost impossible for a child to insert the plug in a wall outlet. That's easy, isn't it? Of course, as children get older, they can outsmart this safety precaution.
As an adult, you've probably experienced a lot of challenging … (0 comments)
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Understanding Love - 01/03/11 11:22 PM
A farmer had some puppies he needed to sell. He painted a sign advertising the 4 pups. And set about nailing it to a post on the edge of his yard. As he was driving the last nail into the post, he felt a tug on his overalls. He looked down into the eyes of a little boy. "Mister," he said, "I want to buy one of your puppies."
"Well," said the farmer, as he rubbed the sweat of the back of his neck, "These puppies come from fine parents and cost a good deal of money" The boy dropped his … (4 comments)
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Phone Call - 01/02/11 02:43 PM
The boss of a big company who needed to call one of his employees about an urgent problem with one of the main computers, dialed the employee's home phone number and was greeted with a child's whisper, "Hello."
"Is your daddy home?" he asked. "Yes," whispered the small voice. "May I talk with him?" The child whispered, "No."
Surprised, and wanting to talk with an adult, the boss asked, "Is your mommy there?" "Yes." "May I talk with her?" Again the small voice whispered, "No."
Hoping there was somebody with whom he could leave a message, the boss asked, "Is anybody … (0 comments)
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How Smart Is Your Right Foot? - 01/01/11 12:53 PM
This is so funny that it will boggle your mind. And you will keep trying to see if you can outsmart your foot, but you can't.
1. While sitting at your desk, lift your right foot off the floor and make clockwise circles.
2. Now, while doing this, draw the number "6" in the air with your right hand. Your foot will change direction. I told you so .....And there's nothing you can do about it.
I can't help you control your foot, but I can help you with all of your real estate transactions so that you know exactly where you stand … (0 comments)
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Dallas Chambers
Conyers,
GA
More about me…
RE/MAX Agents Realty
Address: 3343 Old Salem Road, Conyers, GA, 30013
Office Phone: (770) 922-7777 x 316
Cell Phone: (770) 595-1541
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