first time homebuyers: Termites
- 05/18/10 04:14 AM
Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and any termite damage has been repaired.Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any … (1 comments)
first time homebuyers: Deadlines
- 05/16/10 07:04 AM
Both buyer and seller should be aware of all of the deadlines in their purchase agreement. Each contract is different, but there are usually time limits covering the structural contingency, the financing application, the loan commitment, and the closing.If you are careless, you could lose your right to ask a seller to pay for needed repairs. There may be a limit on the time the seller has to respond to the buyer's request to complete repairs that are not required by the contract. Failure to apply for your mortgage on time may place your deposit at risk if the loan is … (2 comments)
first time homebuyers: How Do Bridge Loans Work?
- 05/05/10 02:12 AM
You already own a house, but one day you hear that the house you have desired for years is on the market. Out of curiosity, you call your favorite Realtor and arrange to see if the inside of your dream house is as terrific as the outside, and--suddenly you are in love. The sellers need a relatively fast settlement, and are not in a position to accept an offer that is contingent on selling your home before closing on the new one. While you are confident your house will sell fairly quickly, you can never be sure in a fluctuating market.A … (2 comments)
first time homebuyers: Repairs
- 05/03/10 04:00 AM
Typically there is a chain of events that occurs when an offer comes in on a home. After a meeting of the minds, the buyer often brings in a home inspector who usually finds a few items that need to be repaired. The Realtor gives the homeowner a list of the requested repairs. What comes next?The seller takes care of the repairs in most transactions. Many sellers wait until the week before the closing to call someone to do the work (they want to be sure that they are going to make it to the closing table before they spend money … (0 comments)
first time homebuyers: Common Closing Costs for Buyers
- 03/25/10 02:48 AM
Common Closing Costs for Buyers You'll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required amount for: •· Down payment •· Loan origination •· Points, or loan discount fees, which you pay to receive a lower interest rate •· Home inspection •· Appraisal •· Credit report •· Private mortgage insurance premium •· Insurance escrow for homeowner's insurance, if being paid as … (0 comments)
first time homebuyers: Electric Induction Cooktops
- 02/03/10 12:49 AM
Installing new cooking surfaces in the kitchen is an excellent opportunity to rein in your energy expenses, all while still maintaining the overall design of the house. Utilizing principles similar to microwave ovens, electric cooking surfaces provide the same temperature control as gas along with the safety that most conventional cooking surfaces lack. They can be found at most home improvement and appliance stores. Are you interested in making the most out of your home? If so, call or email me and let's make your home work for you! … (1 comments)
first time homebuyers: Good Home
- 01/14/10 12:52 AM
You may not know it, but the beauty of the real estate market is that both buyers and sellers are working towards a common goal: getting the home that best suits their needs. Oftentimes, my clients overlook that simple fact and end up losing the position they've worked so hard to earn.If you know anyone buying or selling real estate, we should talk. I'm confident that I can help them achieve their goals! Have them call or email me so we can get started! … (0 comments)
first time homebuyers: Formal Living Rooms
- 01/10/10 06:31 AM
A recent study from a well-known homebuilders association found that most buyers are willing to consider homes without a formal living room. That's probably because the popularity of other rooms such as the den or family room has rendered the formal living room impractical. Instead most buyers would prefer a larger family room or even expanding the kitchen and dining areas. If you're thinking about remodeling or moving into another home entirely, please call or email me and I can help you get started! … (1 comments)
first time homebuyers: Buy With Selling In Mind
- 12/18/09 12:54 PM
Most buyers will sell thir homes within 5 - 10 years due to expanding families, job transfers, or other factors. Keep an eye out for features that will fetch top dollar in any housing market. Here are a few features to look for: Look to the view: Homes with an unencumbered view of nature or city lights sell higer than comparable homes without a view. The more the merrier: Demand for homes with three or more bedrooms and at least two bathrooms is greatest. Busy landscaping: Avoid property that is over-landscaped. The money you'll invest to keep it up may outweigh … (4 comments)
first time homebuyers: The Benefits Of Owning Your Home
- 11/23/09 05:11 AM
One of the biggest misconceptions my clients have about homeownership is that the financial burden of a mortgage will be too much to continue the lifestyle to which they've become accustomed. Why, they ask, should I bother with such an enormous sacrifice?The answer is that the relatively low interest rates of today's market combined with the numerous tax and equity benefits of homeownership are only a couple of the rewards of an investment in real estate. As your personal real estate expert, it's my job to explain the many benefits of being a homeowner. Call or email me for a free … (1 comments)
first time homebuyers: The Biggest Purchase Of Your Life
- 11/22/09 08:21 AM
Considered by many to be the embodiment of the American Dream, buying one's first home is an exciting but stressful experience. From choosing the right property to financing under the best possible terms, homeownership can be downright intimidating.Why go it alone? As your personal real estate expert, I can answer any questions, big or small, day or night. After navigating many first-time buyers through the process, I'm confident that I can do the same for you. It's been said the longest journey begins with a single step. Call or email me and we'll take that step together. Dallas Chambers RE/MAX AGENTS … (0 comments)
first time homebuyers: Saying Goodbye
- 10/19/09 08:18 AM
With all the time you've spent in your home, it's likely become more than just a monthly payment. Your home is where memories are made, where you may have even watched your children grow up and move into homes of their own. Leaving these memories behind is often a difficult process for many of my clients. As your real estate professional, I'm committed to respecting your personal needs during the buying process. Let me know how I may assist you! Dallas Chambers RE/MAX AGENTS REALTY (770) 922-7777 Ext. 316 770-595-1541 Mobilehttp://dallaschambers.agentsrealty.comdallasc@remax.net Each Office Independently Owned and Operated
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first time homebuyers: Make The Call
- 10/14/09 12:35 PM
If you've been thinking of investing in real estate, there's never been a better time to get into the market. Call or email me and let's explore the possibilities! Dallas Chambers RE/MAX AGENTS REALTY (770) 922-7777 Ext. 316 770-595-1541 Mobilehttp://dallaschambers.agentsrealty.comdallasc@remax.net Each Office Independently Owned and Operated
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first time homebuyers: Staying In Touch
- 09/23/09 03:37 PM
One of the more difficult aspects of relocating is parting with loved ones. But thanks to today's instant-message culture, it's easy to stay in touch with those you left behind. With email and internet chat technology, you can get adapted to your new surrounding while still maintaining relations with those you care about. As your real estate professional, I rely on several high-tech devices to provide me with the most up-to-date information on the marketplace, as well as keeping in touch with clients like yourself. Call or email me and I'd be happy to show you how you can use technology … (0 comments)
Most home purchase agreements have clauses that deal with termites. After the agreement is ratified, a termite inspection is arranged. Before the closing can occur, the sellers must be able to produce papers signed by a licensed exterminator stating that the house is free of infestation and any termite damage has been repaired.Before you sign an agreement to buy or sell a home, you should read the termite clause and be sure that you understand it. Who selects the exterminator and pays for the inspection? If bugs are found, who pays for the treatment? Are the sellers obligated to repair any … (1 comments)
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