7 myths about your money - 09/29/07 02:09 PM
The Special Report, How to Pocket the Interest You Now Pay to Banks, Credit Cards and Finance
Companies... and Turn It into Personal Wealth and a Tax-Free Income Stream for
Life, reveals what may well be one of the most important financial concepts for
creating wealth ever developed. I'd
even … (1 comments)
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The Truth about No closing costs. - 09/29/07 01:48 PM
Is it Worth Paying
Points and Fees?
The refinancing
of home mortgages caught on like wildfire in the 1990s with the advent of the
no-cost loan. Once people realized they could save thousands of dollars and
refinance their home to get a better interest rate, and do this with no
out-of-pocket … (0 comments)
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Write-Offs to Remember - 09/29/07 01:42 PM
Pre-payment penalties. Just when you were doing so well, and manage to pay that loan off early, they slap you with a pre-payment penalty. Ouch! Well, if it's any consolation, you can itemize that away, which should ease the pain.
This can be a big write off for many people in … (0 comments)
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Why buy Stick and Bat homes? - 09/29/07 01:07 PM
Benefits to Builder and Buyer for OSB
SIPs
Lower Insurance and Financing Costs: By using
SIP's for the roof and walls, the shell of a home can be erected in a single
day; additionally, the insulation is already in place. The reduction in time
under construction results in lower insurance … (0 comments)
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We need to use SIPS - 09/29/07 01:00 PM
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SIP Panels are StrongerStrength of building materials and systems are judged
by their ability to withstand the forces of nature. Data to determine strength
properties is gathered through destructive testing. Specific tests are utilized
to evaluate a wall's performance in high winds … (0 comments)
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What are Pick A Payment Loans? - 09/28/07 01:11 PM
Pay Option ARM/ Pick a Payment Loan Option
With the Pick a Payment loan option, we will provide you with options as to how you want to pay your mortgage each month. These options give four choices from which you can choose:
•o Minimum payment
•o Interest-only
•o 30-year fixed
•o 15-year fixed
Minimum Payment: … (0 comments)
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The Rest of the Story - 09/28/07 12:14 AM
There is HOT news in a cooling fall around Bartlett and Elgin.
Many of you may have heard that Villa Olivia has been offered millions of dollars by Ryland Homes to build some 375 units on roughly 135 acres. Now I think that if I was the owner of Villa Olivia … (0 comments)
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Local Resources for NW Chicagoland - 09/27/07 02:27 PM
… (0 comments)
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You Don’t Have To Stay In Bankruptcy! - 09/22/07 11:57 PM
There are financial consequences to legal actions.
The two most costly mistakes most people make are they fail to regularly reexamine their finances and eliminate their high interest rate debt by refinancing their mortgage. Bankruptcy is expensive. Not only are you making your regular payments, but you have to catch up on … (3 comments)
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Turmoil in the Market?? - 09/22/07 11:50 PM
There's turmoil in the mortgage and real estate industry right now...But have NO FEAR....Your MORTGAGEMAN is here...(and here to stay)!!!
By now I'm sure you've heard the news media saying how bad the mortgage market is, how every homeowner is in foreclosure, how bad the real estate market is now and how … (0 comments)
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House Passes FHA Reform Legislation - 09/19/07 10:43 AM
On September 18, 2007 the U.S. House of Representatives passed H.R. 1852. This is an expansion of the American Homeownership Act of 2007. This bill will do many things if passed by congress and becomes a bill.
1. This would allow mortgage brokers to post a surety bond instead of meeting the audit requirements. … (4 comments)
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TOP 25 SAYINGS WE'D LIKE TO SEE ON THOSE OFFICE INSPIRATIONAL POSTERS - 09/18/07 04:33 PM
I received this in an email froma friend of mine. I thought it was good!
~ Eagles may soar, but weasels don't get sucked into jet engines.~ Doing a job RIGHT the first time gets the job done. Doing the job WRONG fourteen times gives you job security.~ Rome did not create … (2 comments)
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How Much Can I Afford ? - 09/18/07 01:59 PM
Find out what type of home is in your budget by entering a few numbers into our calculator. Our calculator is based on standard affordability ratios used to determine qualification for mortgage approvals. The housing payment ratio (or front ratio) compares your total mortgage payment to your monthly income and your … (0 comments)
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Feds cut rate by .5% - 09/18/07 01:33 PM
Now we are talking. It is the largest cut the Fed made in four years. We are now at 4.75 percent.
Now this does not mean that banks will lower their rates right now. Some may do it today and some might not lower them at all.
So does this help. The answer … (0 comments)
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Electric Work done in IL - 09/17/07 12:57 PM
Wow I am amazed at the work my wife and I had done. We had to get some electric work done in our home. I am not a fan of doing this my self, but will do some.
We needed the exaust fan in the Bathroom fixed and we had an … (0 comments)
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90% LTV Chapter 13 BK buyout loans are Back. - 09/13/07 01:10 PM
WOW. I was just sitting done going over what some lenders are offering and saw this again.
If a person in IL has over a 580 FICO score and are in a Chapter 13 BK they can get out of it.
Now I have written about this loan in the past, but I … (0 comments)
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New online social group. - 09/12/07 11:02 PM
I have just found a new group that has formed. It is like facebook and Myspace. I like the fact that it is new and growing at a rate of 2,000 members a day.
I have been on it for a couple days and started chatting with others and already got … (7 comments)
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