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arizona: Fatigue and Auto Accidents - 08/11/09 01:27 PM
Although it is difficult to prove conclusively, driver fatigue is recognized as a major cause of collisions, particularly on motorways. Driving while tired means reaction times are slower and vigilance, alertness, concentration, and the quality of decision-making are severely affected. Studies show that staying awake for 18 hours and driving produces the same effect as being drunk behind the wheel.
There are many folk remedies to help stay awake, such as drinking a caffeinated beverage, opening windows, turning on air conditioning, or turning up the radio. But the only proven preventative measure is to stop driving and take a break for at … (0 comments)
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arizona: What IS Covered by Your Homeowner’s Insurance Policy - 06/01/09 12:35 PM
It’s almost impossible to own a home without homeowners insurance. Although it is not legally required that a homeowner has insurance on their house, it is almost financially impossible to leave a home unprotected. To understand why homeowners insurance is so imported, you should know what kind of coverage this kind of policy provides.
Damage caused by:
TheftFire caused by lightening/natural occurrenceSmokeFrozen pipesIce and snowAnd more….Liability issues such as:
InjuryProperty damageMedical paymentsLegal costsAlthough every insurance company will offer different coverage, the following are typically excluded from basic homeowner’s insurance policies:
Acts of warNuclear accidentsFloodsEarthquakesWear and tear damageTo learn more about homeowner’s insurance and get a … (0 comments)
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arizona: Are You Ready for the Off Road Season? - 05/15/09 10:41 AM
As the warmer weather approaches, off road vehicle owners will start to take their ATVs, jeeps, etc. out on new adventures. If you’re not already an owner of such a vehicle, you may be considering one. It’s important to understand exactly what kind of insurance is needed to protect an off road vehicle. You cannot purchase a regular car insurance policy to cover these vehicles, as there is much more risk involved and different liability issues.
An insurance policy specifically tailored for an off road vehicle often entails protection for ATVs, dirt bikes, jeeps, mopeds, 4 wheelers, etc. In most cases, you … (0 comments)
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arizona: What Happens When Your Dog Bites the Mailman…Who Pays? - 04/28/09 09:44 AM
Yes, dogs are man’s best friend, but this doesn’t mean that they are EVERY man’s best friend. Accidents happen…but what happened if your “best friend” bites the mailman? This sounds cliché of course, but don’t simply dismiss the idea that this can happen to you. Do you know who will pay the medical bills for the mailman? Do you know which of your insurance policies, if any, will cover these costs?
If you find yourself intrigued, then listen up. More than likely, you will have to file a claim with your homeowner’s insurance line if your dog happened to bite the mailman, … (0 comments)
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arizona: Handling an Auto Accident - 03/30/09 02:00 PM
An auto accident can be devastating. While most of us are responsible drivers respecting the laws of the road and the other travelers around us, accidents do happen. The moments immediately following an auto accident can be frightening and confusing. DC Insurers is sensitive to the hazards present on the road and will help you through the process if you are involved in a car accident.Follow these steps from DC Insurers:Try to stay calm. Sit for a minute to catch your breath and make sure you are not seriously injured.Step out of your car and assess the damage to yourself first, … (0 comments)
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arizona: Safety Tips for Operating a Mini-Excavator - 12/22/08 11:16 PM
Running an excavator can get a bit tricky. Here are a few tips on handling a mini-excavator:
Car rules apply: fasten your seatbelt and make sure you're strapped in tightly enough. Make sure you've checked the fuel before you begin your shift. Enforce daily maintenance checks on the excavator to make sure everything is in order. Areas where the excavator is in use should be clearly marked to cut down on injuries to passersby. Wear protective sunglasses to keep the sun's glare from blocking your vision while you're operating the excavator. Don't undercut the tracks during excavation. This could result in a … (0 comments)
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arizona: What’s in There? What Your Home Insurance Covers - 10/09/08 05:57 PM
Every homeowner knows that they need home insurance. It’s common knowledge that a home insurance policy covers theft and damage caused by weather or fire. But besides that, what’s really involved? What is protected, and what isn’t? It’s important to understand what you’re getting.
The typical home owners insurance policy will cover:
a) Dwelling (your house, attached structures, built-in appliances, plumbing, heating, permanently installed air conditioning systems, and electrical wiring)
b) Other Structures (garages, storage sheds, and fixtures attached to the land like fences, driveways, sidewalks, and patios)
c) Personal Property (the contents of your home and other personal items owned … (0 comments)
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