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home insurance: What IS Covered by Your Homeowner’s Insurance Policy - 06/01/09 12:35 PM
It’s almost impossible to own a home without homeowners insurance. Although it is not legally required that a homeowner has insurance on their house, it is almost financially impossible to leave a home unprotected. To understand why homeowners insurance is so imported, you should know what kind of coverage this kind of policy provides.
Damage caused by:
TheftFire caused by lightening/natural occurrenceSmokeFrozen pipesIce and snowAnd more….Liability issues such as:
InjuryProperty damageMedical paymentsLegal costsAlthough every insurance company will offer different coverage, the following are typically excluded from basic homeowner’s insurance policies:
Acts of warNuclear accidentsFloodsEarthquakesWear and tear damageTo learn more about homeowner’s insurance and get a … (0 comments)
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home insurance: What Happens When Your Dog Bites the Mailman…Who Pays? - 04/28/09 09:44 AM
Yes, dogs are man’s best friend, but this doesn’t mean that they are EVERY man’s best friend. Accidents happen…but what happened if your “best friend” bites the mailman? This sounds cliché of course, but don’t simply dismiss the idea that this can happen to you. Do you know who will pay the medical bills for the mailman? Do you know which of your insurance policies, if any, will cover these costs?
If you find yourself intrigued, then listen up. More than likely, you will have to file a claim with your homeowner’s insurance line if your dog happened to bite the mailman, … (0 comments)
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home insurance: What’s in There? What Your Home Insurance Covers - 10/09/08 05:57 PM
Every homeowner knows that they need home insurance. It’s common knowledge that a home insurance policy covers theft and damage caused by weather or fire. But besides that, what’s really involved? What is protected, and what isn’t? It’s important to understand what you’re getting.
The typical home owners insurance policy will cover:
a) Dwelling (your house, attached structures, built-in appliances, plumbing, heating, permanently installed air conditioning systems, and electrical wiring)
b) Other Structures (garages, storage sheds, and fixtures attached to the land like fences, driveways, sidewalks, and patios)
c) Personal Property (the contents of your home and other personal items owned … (0 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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