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homeowners insurance: What IS Covered by Your Homeowner’s Insurance Policy - 06/01/09 12:35 PM
It’s almost impossible to own a home without homeowners insurance. Although it is not legally required that a homeowner has insurance on their house, it is almost financially impossible to leave a home unprotected. To understand why homeowners insurance is so imported, you should know what kind of coverage this kind of policy provides.
Damage caused by:
TheftFire caused by lightening/natural occurrenceSmokeFrozen pipesIce and snowAnd more….Liability issues such as:
InjuryProperty damageMedical paymentsLegal costsAlthough every insurance company will offer different coverage, the following are typically excluded from basic homeowner’s insurance policies:
Acts of warNuclear accidentsFloodsEarthquakesWear and tear damageTo learn more about homeowner’s insurance and get a … (0 comments)
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homeowners insurance: What Happens When Your Dog Bites the Mailman…Who Pays? - 04/28/09 09:44 AM
Yes, dogs are man’s best friend, but this doesn’t mean that they are EVERY man’s best friend. Accidents happen…but what happened if your “best friend” bites the mailman? This sounds cliché of course, but don’t simply dismiss the idea that this can happen to you. Do you know who will pay the medical bills for the mailman? Do you know which of your insurance policies, if any, will cover these costs?
If you find yourself intrigued, then listen up. More than likely, you will have to file a claim with your homeowner’s insurance line if your dog happened to bite the mailman, … (0 comments)
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