| |

Economists believe the strength of the 2012 housing market will be closely tied to jobs. If they’re right, the housing market is ripe for a boost. It spells good news for home sellers and may mean the end of bargain-basement prices for buyers.
Since peaking in mid-2009, the number of U.S. workers filing for first-time unemployment benefits has dropped 44 percent. Over the same period of time, the U.S. economy has added more than 2 million jobs and the national Unemployment Rate is down more than 1 percentage point to 8.3%.
Employment’s link to the housing market is both economic and psychological.
To make the economic link is straight-forward. A person with a job earns verifiable income and such income is required in order to be mortgage-eligible. For conventional and FHA purchase loans, for example, mortgage lenders want a home buyer’s monthly income be more than double his monthly debts.
For the formerly unemployed that have since returned to work, having a full-time income makes buying homes possible. It also supports higher home valuations nationwide because home prices are based on supply-and-demand. All things equal, when the number of buyers in a market goes up, prices do, too.
The psychological connection between housing and employment is a tad more complicated, but every bit as important. It’s not just out-of-work Americans that don’t look for homes — it’s fearful Americans, too. People with concerns about losing a job are just as unlikely to shop for homes as people actually without a job. The same is true for people unsure of their prospects for a better-paying job, or their own upward mobility.
A recovering job market can lessen those fears and draw out buyers — especially those who face a loss on the sale of an “underwater” home.
The Initial Jobless Claims rolling 4-week average is at its lowest level since 2008. Fewer Americans are losing jobs, and more are finding permanent placement.
It’s one more reason to be optimistic for this year’s housing market.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online

The U.S. economy continues to show signs of a rebound.
According to the Census Bureau, Retail Sales climbed to $329 billion last month on a seasonally-adjusted basis, excluding automobiles. January’s data marks the 18th time in 19 months that Retail Sales rose, a run that’s increased total sales receipts by 11 percent.
This is big news because Retail Sales accounts for close to 70% of the U.S. economy.
In addition, consumer confidence is rising.
In a separate, joint report from the University of Michigan and Thompson Reuters, it was shown that consumer attitudes toward the economy and the future are improving, primarily the result of recent job gains.
The Survey of Consumers posted its highest value in 12 months.
It is not a coincidence that Retail Sales and consumer confidence both made multi-month highs — the readings are more than loosely linked. As consumers feel more confident about the economy and their personal prospects for the future, they’re more likely to spend money on goods and services, which leads to an increase in consumer spending.
For the housing market, the ramifications are two-fold.
First, from the financing side, an expanding economy is linked to rising mortgage rates. This is because Wall Street tends to chase risk in a growth economy and the bond market offers little in the way of risk. As demand for bonds drops, then, mortgage rates rise.
Second, rising consumer confidence can lead home values higher, too.
Confident consumers are more likely than fearful ones to become home buyers. They’re more likely to stop renting and start buying; more likely to list their home and “move-up” to something bigger; more likely to “take the next step”.
So, as more buyers enter the market at a time when the national home supply is shrinking, the supply-demand balance in housing is shifting toward the sellers. This creates price pressures and should lead to higher home valuations.
If you have plans to buy a home in 2012, the best time to buy may be now. Today’s mortgage rates are low and so are the home prices — a combination that’s unlikely to last.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
All the home owners Must act NOW. THis may take a way American Dream through entire country. All the Home owners Must write to their repsenative and portest this porposal. If they would not hear from Home owners this might take in effect. Please ACT NOW!!!
Under the Governor’s proposed Budget Reconciliation and Financing Act of 2012 (BRFA, HB 87/SB 152), Maryland plans to scale back the most important benefit tax benefit that homeowners receive – at a time when one out of every five homes are underwater or have lost significant equity (DHCD, November 2011)! The BRFA bill would reduce the mortgage interest deduction and the deductibility of state and local property taxes for many Maryland homeowners. For nearly 100 years, the tax code has protected mortgage interest deductibility. Under the proposal, if a Maryland taxpayer’s federal adjusted gross income exceeds $100,000; then single taxpayer’s itemized deductions would decrease by 10% when calculating Maryland taxable income – that’s an INCREASE in your Maryland taxable base! Taxpayers with adjusted gross income over $200,000 would see their deductions decrease by 20%! Because housing and real estate account for over 20% of Maryland’s gross state product, more tax burdens on real estate and homeowners will only further hurt Maryland’s economic recovery. The mortgage interest deduction and the deductibility of state and local property taxes account for almost 70% of total deductions claimed by Maryland taxpayers – vital incentives for a strong housing/real estate market recovery. Again, with so many Marylanders facing diminished homeowner equity and/or underwater mortgages, this proposal would do more harm than good! Please help save MD’s MID (Mortgage Interest Deduction), URGE your legislators to OPPOSE the Governor’s BRFA Bill and also tell the Governor you are OPPOSED to his BRFA Bill. Many thanks for your advocacy efforts
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
The government’s new, revamped HARP program is 6 weeks from release. Homeowners nationwide are gearing up to refinance.

HARP is an acronym. It stands for Home Affordable Refinance Program. HARP is the government’s loan product for “underwater homeowners”. HARP makes current mortgage rates available to households which would otherwise be unable to refinance because the home lacks equity.
This is a big deal — especially today. Mortgage rates are at an all-time low and millions of U.S. homeowners have been unable to take advantage. HARP aims to change that.
HARP originally launched in 2009. Its first iteration failed to reach a meaningful percentage of U.S. homeowners, however, because costs were high and loans were high-risk. With its re-release, the government has removed the hurdles to HARP, putting refinancing within reach for millions of U.S. households.
To qualify for HARP, homeowners must first meet 3 qualifying criteria.
First, their current mortgage must be backed Fannie Mae or Freddie Mac. FHA- and VA-backed loans are HARP-ineligible, as are jumbo loans and loans backed by portfolio lenders.
- To check if your loan if Fannie Mae-backed, click here.
- To check if your loan if Freddie Mac-backed, click here.
Second, the existing mortgage must have been securitized by Fannie Mae or Freddie Mac prior on, or before, May 31, 2009. If you bought your home or refinanced it after that date, you are HARP-ineligible.
There are no exceptions to this rule.
And, third, the existing mortgage must be accompanied by a strong repayment history. Mortgage payment must have been paid on-time for the last 6 months, at least, and there may not be more than one 30-day late payment in the last 12 months.
If these 3 qualifiers are met, HARP applicants should find the approval process straight-forward :
- Fixed rate mortgages allow unlimited loan-to-value
- The standard 7-year “waiting period” after a foreclosure is waived in full
- Except in rare cases, home appraisals aren’t required
Furthermore, HARP mortgage rates are expected to be on par with non-HARP rates, meaning that HARP homeowners will get the same rates and pay the same fees as everyone else. There’s no “penalty” for using HARP.
The revamped HARP is expected to be generally available beginning Monday, March 19, 2012.
To get a head-start on HARP, check with your loan officer for the complete list of HARP eligibility requirements.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
Credit scores play a huge role in today’s mortgage market — larger than at any time in recent history. Blame it on the high default rates of the last half-decade. Lenders are reserving their lowest rates for the customers most likely to make on-time repayments.
Mortgage rates are at an all-time low. However, the low rates you see advertised on TV and online are only available to the home buyers and would-be refinancers whose credit scores are pristine. Having a high credit score is often the difference between getting “the best rates” from your lender, and getting something worse.
The first part of improving your credit score is understanding how it works. In this 5-minute piece from NBC’s The Today Show, you’ll learn the basics :
- Why you shouldn’t close a credit card after you pay off a large debt
- What is the maximize balance to leave on your credit cards, relative to your credit limit
- What types of credit checks harm your credit scores, and which ones don’t
You’ll also learn how to shop for a mortgage with multiple lenders without having your credit score “dinged”, as well as several proven methods to raise your credit score quickly.
In the end, good credit scores are the result of paying bills on time and staying with your means. Those with the best scores, get the best rates.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.
The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding bank reported having tightened its mortgage guidelines for prime borrowers.
A “prime borrower” is defined as one with a well-documented credit history, high credit scores, and a low debt-to-income ratio.
53 banks responded to the Fed’s survey and none said that mortgage guidelines “tightened considerably” or “tightened somewhat” between September and December 2011; 50 said that guidelines remained “basicaly unchanged”; 3 said that guidelines “eased somewhat”.
Mortgage applicants sometimes remark that the mortgage approval process can be challenging. Last quarter’s Fed survey hints that looser standards are coming.
Not since before the recession have banks lowered mortgage approval standards like this and it bodes well for this year’s Houston housing market. Real estate agents report that 1 in 3 home sale contracts fail with “declined mortgage applications” as a leading cause.
Looser mortgage lending standards should mean more home loan approvals for buyers, and fewer contract cancellations. This can spur the housing market forward.
Make note, though. “Looser standards” should not be confused with “irresponsible standards”. It remains more difficult to meet bank standards as compared to 5 years. Today’s underwriters are more conservative with respect to household income, overall assets and credit scores.
Even as compared to one year ago:
- Minimum credit score requirements are higher
- Downpayment/equity requirements are larger
- Maximum allowable debt-to-income ratios are lower
For buyers and refinancing households gaining approval, though, the reward is the lowest mortgage rates in a lifetime. Mortgage rates in Texas continue to fall, helping home affordability reach new highs.
If you’re in the market to buy a new home or refinance one, your timing is excellent.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
According to the Census Bureau, more than 3.2 million U.S. workers spend over 3 hours commuting to and from work each day.
Commutes exceeding 90 minutes in each direction are known as “extreme commutes” in Census Bureau parlance. As compared to typical commute times nationwide, they’re aptly named.
The national, average commute time is just 25.1 minutes.
For home buyers in any U.S. city, make sure to make commute times a consideration before placing an offer on a property. The length of your daily commute will make an impact on your life.
Studies shows that shorter commutes are linked to higher levels of life satisfaction. Long commutes are linked to low levels of life satisfaction.
As ranked by the Census Bureau, here are the 10 cities with the longest average commute times, where commuting is defined as the total time to arrive at work, inclusive of all modes of transportation (i.e. automobile, train, subway, foot, or other) :
- New York / North New Jersey / Long Island : 34.6 minutes
- Washington, DC / Arlington / Alexandria : 33.4 minutes
-
Poughkeepsie / Newburgh / Middletown, NY: 32.2 minutes
Bremerton / Silverdale, WA : 30.8 minutes
Chicago / Naperville / Joliet, IL : 30.7 minutes
Winchester, VA : 30.3 minutes
Atlanta / Sandy Springs / Marietta, GA 30.1 minutes
Riverside / San Bernardino / Ontario, CA : 30.0 minutes
Stockton, CA : 29.8 minutes
Baltimore / Towson, MD : 29.7 minutes
Poughkeepsie / Newburgh / Middletown, NY: 32.2 minutes
- Bremerton / Silverdale, WA : 30.8 minutes
- Chicago / Naperville / Joliet, IL : 30.7 minutes
- Winchester, VA : 30.3 minutes
- Atlanta / Sandy Springs / Marietta, GA 30.1 minutes
- Riverside / San Bernardino / Ontario, CA : 30.0 minutes
- Stockton, CA : 29.8 minutes
- Baltimore / Towson, MD : 29.7 minutes
By contrast, the shortest commute belongs to residents of Great Falls, Montana. The average commute for the city’s 58,000 residents is 14.2 minutes.
A long commute to work should not deter you from moving to a particular home or neighborhood, but your time-en-route should be a consideration. Before making an offer on a home , therefore, practice the rush hour commute from your potential new neighborhood in the morning, and back to it again that evening.
Then, imagine making the commute every day.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
Falling mortgage rates make owning a home more affordable. Mortgage rates are directly tied to monthly mortgage payment so as mortgage rates drop, so does the cost of home-ownership.
It’s a money-saving time to buy a home — or to refinance one. Mortgage rates have never been this low in history.
According to Freddie Mac, last week, the average 30-year fixed rate mortgage fell to 3.87% nationwide for borrowers willing to pay an accompanying 0.8 discount points plus closing costs. 0.8 discount points is a one-time closing cost equal to 0.8 percent of your loan size, or $800 per $100,000 borrowed.
This represents an incredible value as compared to February of last year.
It was exactly one year ago that mortgage rates begin their long slide lower. On February 11, 2011, the 30-year fixed rate mortgage reached its peak for the year, reading 5.05% in Freddie Mac’s nationwide survey. If you are among the many U.S. households that bought or refinanced a home around that time, you could choose to replace your current home loan with a new one and save close to 13% on your monthly mortgage payment.
13 percent saved on your mortgage is a noteworthy statistic.
Look at this 30-year fixed rate mortgage payment comparison over the last 12 months :
- February 2011 : $539.88 principal + interest per $100,000 borrowed
- February 2012 : $469.95 principal + interest per $100,000 borrowed
Because of falling mortgage rates, a homeowner with a $250,000 30-year fixed rate mortgage would save at least $175 per month just by refinancing into a new loan at today’s mortgage rates. That’s $2,100 in savings per year.
Even after accounting for discount points and closing costs, the “break-even point” on a mortgage like that can come relatively quickly.
We can’t predict mortgage rates so there’s no promise rates will stay like this forever. If you’re planning to buy a home or refinance one, the best way to keep your monthly payments down is to lock your rate while rates are still low.
The market looks ripe for that now.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online

I would like to say off of the back I do not like doing open houses at all, but I guess this is part of this business and if I am planning to stay in this business I must to attend open houses and hold open houses. I usually forced to hold open houses if only are my own listing. Today I am holding an open house located at 926 8th ST NE Washington DC 20002. As this field has changed agent try different methods of open homes. I have seen some agent drag their open house hours all the way to 6:00 and some hold 2 or 3 open houses on Sunday. I have to admit I am one task person and i need to focus and if I can hold one successful open house I will be very happy. I would like to hear from you agents how you guys make your open house fun and successful so I maybe I grab few ideas from you pro agents. Please read through this and tell me if I am doing anything wrong. Here is the way I hold Open House:
1- Dress well
2- Get early at least one hour early
3- drive around the blocks and place 4 open house signs
4- Go to my Open House and first thing I say I would sell this home today!!!
5- Think Positive and smile
6- Greet every one with smile and ask them to sign my open house sheet.
7- Try to engage in conversation not related to Sales of the home in hope of eventually the conversation lead to that.
8- Ask questions about where they come from and how soon they would like to move in and if it led to ask them how they want to buy this home as far as their financial concern.
9- After open House I follow up with people who I connect and who gave their information.
If you guys have any suggestion to make this better open house, please let me know.
http://www.dcrealtyonline.com
Title: buying & selling Home in Washington DC- Long and Foster | Buy Washington DC Properties on sale |Evaluate the worth of your home| Affordable cheap Homes
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Buy Washington DC Properties on sale: Evaluate the worth of your home: Affordable cheap Homes
Keywords: Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors
http://dcrealtyonline.com/MarketAnalysis
Title: buying & selling Home in Washington DC- Long and Foster | Selling Homes Washington DC| Evaluate your home worth
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Selling Homes Washington DC| Evaluate your home worth
Keywords: Selling Homes Washington DC, Evaluate your home, How much my Home worth
http://dcrealtyonline.com/OnlineSearchRequest2?operation=choose_mls
Title: buying & selling Home in Washington DC- Long and Foster | Cheap Shaw Homes for sale Washington
Description: Washington DC Real Estate – Washington DC Loans – Washington DC Properties Welcome to Washington DC Real Estate. Washington DC Real Estate is located in National Capitol Real Estate and has a great climate| Cheap Shaw Homes for sale Washington
Keywords: Homes for sale Washington, Shaw Homes Washington DC, Cheap homes in Washington DC, Affordable Homes Washington DC, DC Real Estate Agents, DC Realty Online
|
|
Payam Bakhaje ( Licensed in DC, MD and VA )
Washington,
DC
More about me
Long & Foster Realtors
Address: Long & Foster Realtors, 3201 New Mexico Ave NW, Washington, DC, 20016
Office Phone: (202) 345-2778
Email Me
Buy DC Properties, Homes for sale Washington, Selling Homes Washington DC, Shaw Homes Washington DC, Cheap homes in Washington DC, Evaluate your home, Affordable Homes Washington DC,DC Real Estate Agents, DC Realty Online, How much my Home worth, DC Real Estate Agents, DC Realty Online, Home, Homes for sale, How much my Home worth, Logan Circle Homes, Long & Foster, MLS, Selling Homes, Shaw Homes, Washington DC Condos, Washington DC Homes, Washington DC Houses, Washington DC, Real Estate, Washington DC Realtors, Dupont Circle Homes for Sales, sell Homes in Dupont Circle, Kalorama Homes, Homes are going for Sale
Listings
Links
Archives
|