Real estate blog entries tagged with real estate by Payam Bakhaje ( Licensed in DC, MD and VA ) (Long & Foster Realtors )

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Home : Blogs : Payam Bakhaje ( Licensed in DC, MD and VA ) : Washington DC Real Estate - Home Buying and Selling -Long & Foster Realtors : Tag "real estate"

real estate: Banks Start To Loosen Up In Underwriting - 02/07/12 12:23 PM

After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”.
The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding bank reported having tightened its mortgage guidelines for prime borrowers.
A “prime borrower” is defined as one with a well-documented credit history, high credit scores, and a low debt-to-income ratio.
53 banks responded to the Fed’s survey and none said that mortgage guidelines “tightened considerably” or “tightened somewhat” between September and December 2011; 50 said that guidelines remained “basicaly unchanged”; 3 said that guidelines “eased somewhat”.
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Payam Bakhaje ( Licensed in DC, MD and VA )

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