Real estate blog entries tagged with hampton roads insurance info by DeAndrea "Dee Dee" Jones (Blu Skyy Realty, The Hampton Roads Real Estate Lady! )

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Home : Blogs : DeAndrea "Dee Dee" Jones : The Hampton Roads Real Estate Lady's Blog : Tag "hampton roads insurance info"

hampton roads insurance info: Real Estate Insurance for Hampton Roads Homebuyers - 11/14/08 11:39 AM

Someone just emailed me to ask about the differences in real estate insurance.
Let me clarify when buying a home there are many different kinds of insurance.
1. Hazard/Fire Insurance-required to have, protects you for fire and wind, extra coverages can be added as needed or required, flood, earthquake, upgraded coverages,etc.... Paid in your monthly payment on VA, FHA, and most less than 25% down LTV Conv loans.
2. PMI/with MIP- Private Mortgage Insurance- Required on CONV and FHA Loans usually where the buyer puts down less than 20% -its purpose is to help the lender if the buyer defaults on the loan-the premium … (2 comments)

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DeAndrea "Dee Dee" Jones

Chesapeake, VA

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Blu Skyy Realty, The Hampton Roads Real Estate Lady!

Address: 2622 Southern Blvd Ste 103, Virginia Beach, VA, 23452

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