Dean Brown, Principal Broker's Blog

New Listing: 202 Moorhill Ave Smyrna, TN

Dean Brown, Principal Broker (Brown & Brown Realty) — Sun, 10 May 2009 14:27:38 -0700

General Information

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MLS Number:	1080693
List Price:	$189,900
Subdivision:	LIVING SPRINGS SEC 2
Street Address:	202 MOORHILL AVE
City:	Smyrna
Area:	30-Rutherford County (West Smyrna)
Number Of Stories:	2.00
Total Bedrooms:	3
Total Full Baths:	2
Total Half Baths:	1
Year Built:	1994
Parking Capacity:	2
Acres:	0.000

Estimated Square Feet

Sq. Ft. Total:

2,207

Sq. Ft. Main Floor:

890

Sq. Ft. Second Floor:

1,317

Sq. Ft. Basement:

Room Dimensions

Living Room Dimensions:

17X15

Dining Room Dimensions:

Kitchen Dimensions:

22X12

Den Dimensions:

Rec Room Dimensions:

23X20

Hobby Room Dimensions:

Other Room 1 Dimensions:

Other Room 2 Dimensions:

Bedroom 1 Dimensions:

16X14

Bedroom 2 Dimensions:

13X10

Bedroom 3 Dimensions:

11X10

Bedroom 4 Dimensions:

Beautiful 3 bedroom, 2 1/2 bath home with a 2 car attached garage

This is the gorgeous view you see as you enter the foyer of this beautiful two story home

Foyer view showing entry into kitchen and stairs to 2nd level

Photo of the very spacious living room with a cozy fireplace

Enjoy this magnificent kitchen with exit directly to the very large deck.

There is a bar area where at least four can sit along with a full compliment of kitchen appliances.

This kitchen is well equipped for even the most discerning chef

This is a photo of the half bath just off the kitchen

Ahh...the sanctuary of the leaders of the house.

Another view of this gorgeous master suite

Relax and basque in this luxurious bath built for two

Incredible bonus room for media and billiards

One of two other bedrooms spacious enough for almost anyones need

Another view of the bonus room showing the versatility of this huge room.

This is the third bedroom with a large arched window.

This a better view of the arched window.

This spacious deck is prime for prime ribs and BBQ chicken.

Look at this fantastic fenced in yard that is big enough for almost anything.

Hurry to see this lovely home because it won't last. It's even more beautiful than you can imagine.

Brentwood Real Estate Is Still Strong

Dean Brown, Principal Broker (Brown & Brown Realty) — Wed, 04 Feb 2009 23:58:04 -0800

Brentwood Real Estate Is Still Strong

Last year Williamson County was listed as one of the 10 Best Places to Get Ahead and the 16th richest county in America, according to Forbes Magazine. Of course, Brentwood is located in the heart of Williamson County and it’s no wonder Brentwood attracts so many famous faces! I just so happened to take a peek at what Wikipedia had to say about Brentwood. Did you know that Brentwood is home to many people considered household names across America?

According to Wikipedia.com, Brentwood, TN is home to many sports legends like, Barry Trotz (NHL Coach), Scott Wells (NFL), Brandan Wright (NBA), Ryan Suter (NHL Player Nashville Predators) and our rising NFL star Vince Young (NFL Player Tennessee Titans). It is also home to some famous musicians like, Melinda Doolittle, Ronnie Dunn, John Schlitt, Margo Smith, CeCe Winans, Jack White, Dolly Parton, Bucknastys, and of course country music sensation Carrie Underwood. We are also blessed with some very famous television personalities like, Dave Ramsey, talk radio host, Brad Stine, comedian, Niki Taylor, supermodel, Gwen Shamblin, Best Selling Christian Author, Philanthropist and Founder of The Weigh Down Workshop and The Remnant Fellowship Church, and the 2008-2009 National American Miss Jr Teen, Victoria Calton.

With so many famous people living in Brentwood, TN it is no wonder the real estate is so HOT! Even in rough times, when high priced areas are often hit the worst; Brentwood has been holding its own in this huge market downturn! Brentwood has a very healthy housing market as 87% of the homes are owned while only 9% are rented. Only 4% of the homes are vacant! With numbers like these, it’s no wonder housing has stayed flat in a 18% to 30% decline in real estate nationwide!

So, despite what you hear, the Brentwood real estate is strong!

4831 Foley Drive Nashville, TN - SHORT SALE!

Dean Brown, Principal Broker (Brown & Brown Realty) — Fri, 30 Jan 2009 07:44:22 -0800

4831 FOLEY DR
Nashville, TN 37211

$119,000
3 Bed , 2 Bath
1,884 Sq. Ft.
1 Acres

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4831 FOLEY DR
Nashville, TN 37211
MLS ID#: 1020482

$119,000
3 Bed , 2 Bath
1,884 Sq. Ft.
1 Acres

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To access this webpage directly, use http://www.realtor.com/Prop/1103439695

Property Features

• Single Family Property
• Status: Active
• Area: Davidson County (Murfreesboro Rd to I-65)
• County: Davidson
• Subdivision: BEVERLY HEIGHTS
• Year Built: 1958
• 3 total bedroom(s)
• 2 total bath(s)
• 2 total full bath(s)
• 6 total rooms
• Approximately 1884 sq. ft.
• Single story

• Style: Traditional
• Master bedroom
• Living room
• Kitchen
• Den
• Office
• Laundry room
• Master bedroom is 23X9
• Living room is 20X13
• Kitchen is 16X8
• Den is 20X14
• Office is 10X7

• Laundry room is 11X6
• Fireplace(s)
• Heating features: Central, Electric
• Central air conditioning
• Interior features: Carpet, Fireplace(s), Utility rm, Wood flrs
• Exterior features: Deck, Lot is between 1 and 2 acres, Public sewer srvc, Public water supply, Rolling lot
• Approximate lot is 50 X 258
• Approximately 1 acre(s)
• Lot size is between 1 and 2 acres
• Elementary School: Haywood Elementary
• Jr. High School: McMurray Middle School
• High School: John Overton Comp High School

Find out more.

305 Whispering Winds Dr Manchester, TN 37355 - Going to the country going to see a lot of cows!

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 14:50:47 -0800

305 Whispering Winds Dr Manchester, TN 37355

$174,000

$776 per month | Personalize this estimate | Check local mortgage rates

3 Bed, 2 Bath | 1,833 Sq Ft on 1.16 Acres |

MLS ID #1021955

| Refreshed 9 hours ago

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Property Information for 305 Whispering Winds Dr Save Listing

Property Features
Single Family Property Status: Active Area: Coffee County County: Coffee Subdivision: WHISPERING WINDS Year Built: 2004 3 total bedroom(s) 2 total bath(s) 2 total full bath(s) 6 total rooms	Approximately 1833 sq. ft. Single story Type: Newer home (0-5 yrs) Style: Traditional Master bedroom Living room Kitchen Master bedroom is 24X13 Living room is 25X17 Kitchen is 25X11	Fireplace(s) 2 car garage Heating features: Central, Gas Central air conditioning Approximate lot is 225X225 Approximately 1.16 acre(s) Lot size is between 1 and 2 acres Elementary School: New Union Elementary Jr. High School: Coffee Co Middle School High School: Coffee Co Central High School

Interior Features

Carpet, Eat-in kitchen, Fireplace(s), Tile flrs, Washer/dryer hookups, Wood flrs

Exterior Features

Level lot, Lot is between 1 and 2 acres, Patio, Public sewer srvc, Public water supply

Listing Information

Refreshed at 5:10 AM (9 hours ago)
Added on Sep 29, 2008 (122 days ago)

To access this page directly, use

http://www.realtor.com/realestateandhomes-detail/305-Whispering-Winds-Dr_Manchester_TN_37355_1103562547

Contact about 305 Whispering Winds Dr

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Dean Brown

WE SAVE YOU TIME AND MONEY!

Mobile: (615) 804-9571
broker: (615) 538-1100

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WPI American Home Real Estate, LLC

One Source, One Solution, Because It's Your Money

Office: (615) 627-4663
Toll Free: (888) 496-9480

1501 Cayce Creek Lane Thompsons Station, TN - SHORT SALE - NEARLY 4,000 SQ FT FOR UNDER $550K!

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 14:46:36 -0800

1501 Cayce Creek Ln Thompsons Station, TN 37179

$560,000

$2,990 per month | Personalize this estimate | Check local mortgage rates

4 Bed, 3 Bath | 3,862 Sq Ft on 4.88 Acres |

MLS ID #1031200

| Refreshed 9 hours ago

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SHORT SALE! NEARLY 4,000 SQ FT ONLY $550k

Property Information for 1501 Cayce Creek Ln Save Listing

Message from Dean Brown SHORT SALE - CONTACT YOUR AGENT OR DEAN BROWN OR KAREN BROWN ASAP!

SHORT SALE!!! You've seen the Southwest Airlines commercials with the theme, "Wanna Get Away?" Well, this is the place they are referring to! This is a custom built home built in 2003 with nearly 4,000 square feet in Thompsons Station, TN. It is set on almost 5 acres in Williamson County, for less than $550k! We will be choosing an offer on this pretty soon so if you are interested, please contact your real estate agent or contact either Dean or Karen Brown to submit an offer.

Property Features
Single Family Property Status: Active Area: Williamson County County: Williamson Subdivision: CAYCE SPRINGS EST Year Built: 2005 4 total bedroom(s) 3 total bath(s) 3 total full bath(s) 11 total rooms Approximately 3862 sq. ft.	Two story Type: Newer home (0-5 yrs) Master bedroom Living room Dining room Kitchen Laundry room Master bedroom is 21X16 Living room is 20X18 Dining room is 14X11 Kitchen is 17X14	Laundry room is 9X5 Fireplace(s) Horse facilities 3 car garage Heating features: Central, Gas Central air conditioning Approximately 4.88 acre(s) Lot size is between 2 and 5 acres Elementary School: Hillsboro Elementary/ Middle S Jr. High School: Hillsboro Elementary/ Middle S High School: Independence High School

Interior Features

Carpet, Disposal, Eat-in kitchen, Fireplace(s), Formal dining rm, Microwave, Tile flrs, Trash compactor, Utility rm, Washer/dryer hookups, Wood flrs, Breakfast Room is 15X12, Extra Room is 28X14

Exterior Features

Barn, Fenced, Horse facilities, Level lot, Lot is between 2 and 5 acres, Patio, Porch, Public water supply, Septic sewer system

Listing Information

Refreshed at 5:10 AM (9 hours ago)
Added on Nov 4, 2008 (86 days ago)

To access this page directly, use

http://www.realtor.com/realestateandhomes-detail/1501-Cayce-Creek-Ln_Thompsons-Station_TN_37179_1104521122

Map of 1501 Cayce Creek Ln

2.5 miles

Road

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Bird's eye

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Schools Near 1501 Cayce Creek Ln

School Name Distance Type Grades GreatSchools Rating Parent Rating

Independence High School	0.5 mi	Public	9 - 12
Heritage Middle School	3.1 mi	Public	5 - 8
Heritage Elementary School	3.1 mi	Public	K - 5
Spring Hill Elementary School	3.9 mi	Public	K - 3
Willow Hall Academy	4.4 mi	Private	K - 8

Proximity to listed schools and their school district(s) does not guarantee enrollment eligibility. Please contact a local real estate professional or the local school district(s) for the most current information relating to schools in the area. Sources: GreatSchools.net and Onboard Informatics © 2008

Contact about 1501 Cayce Creek Ln

Presented by

Dean Brown

WE SAVE YOU TIME AND MONEY!

Mobile: (615) 804-9571
broker: (615) 538-1100

Email Agent
Visit Agent's Website Agent's Other Listings

Brokered by

WPI American Home Real Estate, LLC

One Source, One Solution, Because It's Your Money

Office: (615) 627-4663
Toll Free: (888) 496-9480

Email Office
Visit Broker's Website

248 Wisteria Dr Franklin, TN 37064 - Sullivan Farms - one of the best values in Sullivan Farms!

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 13:51:20 -0800

248 Wisteria Dr Franklin, TN 37064

$255,000

$1,137 per month | Personalize this estimate | Check local mortgage rates

3 Bed, 2.5 Bath | 2,172 Sq Ft |

MLS ID #1039458

| Refreshed 8 hours ago

Request More Details

LOWEST PRICED HOME PER SQ FOOT IN SULLIVAN FARMS!

Property Information for 248 Wisteria Dr Save Listing

Message from Dean Brown Great home in highly sought out subdivision. Great schools and neighbors. Seller are movitvated. Lowest price home in Sullivan Farms. Move in ready. Very clean and loved.

Lowest price in Sullivan Farms! What a beautiful home. 3 bed, 2 1/2 bath, open floor plan, lg laundry on 2nd fl, great bonus above garage, tons of storage & large closets, priced to sell, move in ready. Sought after community w/ sidewalks.

Property Features
Single Family Property Status: Active Area: Williamson County County: Williamson Subdivision: SULLIVAN FARMS SEC A Year Built: 2002 3 total bedroom(s) 2.5 total bath(s) 2 total full bath(s) 1 total half bath(s) 8 total rooms Approximately 2172 sq. ft.	Two story Style: Contemporary Master bedroom Dining room Kitchen Den Laundry room Master bedroom is 15X13 Dining room is 11X10 Kitchen is 14X19 Den is 11X10	Laundry room is 8X7 Fireplace(s) 2 car garage Heating features: Central, Gas Central air conditioning Community recreation facilities Community swimming pool(s) Approximate lot is 65 X 120 Elementary School: Winstead Elementary School Jr. High School: Fred J Page Middle School High School: Centennial High School

Interior Features

Carpet, Disposal, Eat-in kitchen, Fireplace(s), Formal dining rm, Great rm, Microwave, Security feats, Utility rm, Vinyl flrs, Washer/dryer hookups, Wood flrs, Extra Room is 19X13, Great Room is 15X14

Exterior Features

Level lot, Patio, Public sewer srvc, Public water supply

Listing Information

Refreshed at 5:10 AM (8 hours ago)
Added on Dec 10, 2008 (50 days ago)

To access this page directly, use

http://www.realtor.com/realestateandhomes-detail/248-Wisteria-Dr_Franklin_TN_37064_1105322650

Map of 248 Wisteria Dr

Get driving directions

Schools Near 248 Wisteria Dr

School Name Distance Type Grades GreatSchools Rating Parent Rating

Winstead Elementary School	0.6 mi	Public	K - 5
Alternative Learning Center	1 mi	Public	7 - 12
Moore Elementary School	1.1 mi	Public	K - 5
Oak View Elementary School	1.6 mi	Public	K - 5
Franklin Elementary School	1.7 mi	Public	K - 5

Contact about 248 Wisteria Dr

Presented by

Dean Brown

WE SAVE YOU TIME AND MONEY!

Mobile: (615) 804-9571
broker: (615) 538-1100

Email Agent
Visit Agent's Website Agent's Other Listings

Brokered by

WPI American Home Real Estate, LLC

One Source, One Solution, Because It's Your Money

Office: (615) 627-4663
Toll Free: (888) 496-9480

Email Office
Visit Broker's Website Broker's Other Listings

1848 Carters Creek Pike Franklin, TN 37064 - zoned for 8 bedrooms - great location for a church!

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 13:37:40 -0800

1848 Carters Creek Pike Franklin, TN 37064

$829,000

$4,426 per month |

8 Units | 4,536 Sq Ft |

MLS ID #1014068

| Refreshed 7 hours ago

Request More Details

25

Property Information for 1848 Carters Creek Pike Save Listing

Property Features

Multi-family Property

Status: Active

Area: Williamson County

County: Williamson

Subdivision: 5.25 acres

8 total unit(s)

Year Built: 1910

Approximately 4536 sq. ft.

Two story

Style: Multi-unit

Carport

Heating features: Central, Gas

Central air conditioning

Interior features may include: Carpet, Tile flrs, Wood flrs

Unit 1 has 8 bedroom(s)

Unit 1 has 5.5 bath(s)

Unit 1 has 5 full bath(s)

Unit 1 has 1 half bath(s)

Elementary School: Hillsboro Elementary/ Middle S

Jr. High School: Hillsboro Elementary/ Middle S

High School: Independence High School

Listing Information
Refreshed at 5:10 AM (7 hours ago)
Added on Sep 3, 2008 (148 days ago)

To access this page directly, use
http://www.realtor.com/realestateandhomes-detail/1848-Carters-Creek-Pike_Franklin_TN_37064_1102827923

Map of 1848 Carters Creek Pike

Schools Near 1848 Carters Creek Pike

School NameDistanceTypeGradesGreatSchools RatingParent Rating

New Hope Academy 1.3 mi Private K - 6

Franklin Elementary School 1.4 mi Public K - 5

Alternative Learning Center 1.5 mi Public 7 - 12

Freedom Middle School 1.9 mi Public 7 - 9

Middle College High School 2 mi Public 10 - 12

Proximity to listed schools and their school district(s) does not guarantee enrollment eligibility. Please contact a local real estate professional or the local school district(s) for the most current information relating to schools in the area. Sources: GreatSchools.net and Onboard Informatics © 2008

Presented by

Dean Brown

WE SAVE YOU TIME AND MONEY!

Mobile: (615) 804-9571
Broker:

(615) 627-4663

Email Agent

Visit Agent's Website Agent's Other Listings

Brokered by

WPI American Home Real Estate, LLC

One Source, One Solution, Because It's Your Money

Office: (615) 627-4663
Toll Free: (888) 496-9480

Email Office
Visit Broker's Website Broker's Other Listings

Agent's Other Real Estate Listings

Examine Contractors Before You Hire Them

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 12:57:06 -0800

In these difficult times, it is more important now than ever for a homeowner to carefully examine the contractors they hire for home improvement projects. You don’t want to hire a contractor who has let their licenses and insurance lapse or fallen behind on payments to suppliers. The last thing a homeowner wants to do is hire a contractor who is on the brink of bankruptcy. A man from Tucson Az, hired a contractor to build a pool at his home and they went bankrupt in the middle of the job. So, make sure you have a payment schedule. Do not pay for anything in full. Fortunately, this Arizona man had a payment schedule and had plenty of money left over to have the pool completed by a different contractor. While it is impossible to gauge a company’s financial situation with certainty, there are services that can help you check legitimacy of the contractor. For example, go to the Better Business Bureau www.bbb.org or Angie’s list at www.angieslist.com or even the Tennessee Department of Commerce and Insurance at http://licsrch.state.tn.us or call them at 1-800-544-7693. You can find out insurance information, court filings, including any lawsuits, or liens against the company. Once you have selected a company to do the work, request a written contract with lots of specifics. If the any part of the job changes, be sure to add new information to the contract as it happens. Insist that the contractor includes a start and end date along with detailed pricing. Be sure you understand the entire contract and do not sign it until you do. Make sure you pay the suppliers directly for materials. This prevents contractors from using your money to pay for other jobs. If your are unable to do that, ask for detailed receipts and verify them with the companies before reimbursing the contractor. Contractors will be willing to do these things to insure they are taking care of their clients. If you come across one that isn’t willing to do these things, keep on looking. That is why we are making these suggestions in the first place.

Under Pressure

Dean Brown, Principal Broker (Brown & Brown Realty) — Thu, 29 Jan 2009 12:38:25 -0800

Remember the song, “Under Pressure” sung by everyone from Queen to David Bowie to American Idol contestants? Well, that is what is going on here in the Brentwood Real Estate market. I earned my real estate license in 2005 and plunged into the cesspool of real estate full force in April 2007. I left a nice paying job, although they had recently moved me so that I was making about half what I had made the year before. There were copious layoffs at my company and even though I had been one of the sales superstars of the company for all of 2006, they had a different idea of my future. Their motto was, “What have you done for me lately?” So, with my spouse already in real estate full time and a book full of business, I took the plunge. It was great being my own boss running a real estate business in one of the most highly desired areas in the South. Then the bottom fell out. We still managed to do okay for the rest of 2007 and struggled through the ups and downs of 2008. What a wild ride! Then something peculiar happened this past winter when we least expected it. Typically in any given winter, we have November and December off but our business really began in November. Was it election year jitters that had people sitting on the fence until after the election or did the mortgage rates really seem that attractive to buyers. One thing is for sure, we were not going to complain. We are currently working with about 10 buyers and investors and about 15 sellers. There is only so much pressure Brentwood real estate can take. I predict that we are on the verge of a mini real estate boom before the big one hits again either this year or next year. It is clear by the chart below that although the number of sales per quarter is way down this year and almost down 50% over a two year period, the median home price has remained steady. I used to be a stock broker so this chart speaks to me differently than most people. I see a lot of underlying pressure with rates at near all time lows and median prices staying steady. All we are waiting on is a stimulus from the Obama Administration.

If it happens you heard it here first! Lawrence Yun, the Chief Economist for the National Association of Realtors (NAR) said, “There is a pent-up demand which could be unleashed with the right stimulus, including a non-repayable home buyer tax credit. The Obama administration and Congress need to move fast to stimulate a spring sales upturn which will help to stabilize home prices and set the foundation for a sustainable economic recovery” (Rismedia.com, 2009).

What is a Short Sale

Dean Brown, Principal Broker (Brown & Brown Realty) — Sat, 24 Jan 2009 05:43:08 -0800

A short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. It is not necessarily about the amount the home is worth but what the owners own on the home which causes them to fall short on their payments due to hardship. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship. A short sale typically is executed to prevent a home foreclosure. The bank will often allow a short sale if they believe that it will result in a smaller financial loss than foreclosing. For the home owner, this can help avoid foreclosure on their credit history and give them partial control of the monetary deficiency. A short sale is nothing more than negotiating a pay off with lien holders for short of the full debt amount. It does not extinguish the remaining balance unless settlement is clearly indicated on the acceptance of offer. In order to have a short sale properly executed, hiring a Realtor that has experience with short sales is a great way to handle this. The borrower will have to complete and prepare the following: Hardship letter - a letter stating why they are in the situation they are in (you will want to state the facts, but the worse off it sounds, the better). This statement of facts describes how you got into this financial bind and makes the plea to the lender to consider the short sale process and accept less than full payment. Proof of Income - the lender will require the two most recent bank statements, last two year’s tax returns, and last two pay stubs (2,2,2). CMA’s - Comparative market analysis- sometimes the market declines and property values fall. If this is part of the reason that you are looking into short sale and cannot sell your home for enough to pay off the lender, this fact should be substantiated for the lender through a comparative market analysis (CMA). Your Realtor can prepare a CMA for you that show prices of similar homes active, pending and sold in the last six months. Authorization- Lender will not disclose any of your personal information without written authorization to do so. You will need to write a letter to your lender allowing your Realtor to have full authorization to discuss this account on your behalf. The letter will need to consist of: Property address Loan number and phone number Your name Date Your Realtor’s name and contact information with a note of you authorizing them to discuss this account and short sale on your behalf In the short sale process, once your Realtor receives an offer, they will present that and the listing agreement along with any and all requested information so that the lender will hopefully accept or counter the offer. Be prepared for the lender to renegotiate commissions. ;)

Finding a Realtor When Buying a Home

Dean Brown, Principal Broker (Brown & Brown Realty) — Sat, 24 Jan 2009 05:38:43 -0800

Buying a Franklin home can really be stressful. In order to help in this process, finding the right Franklin Realtor can make a huge difference. Here are some things to look for when you shop for a Franklin Realtor. You want to find a Realtor who you are comfortable with. There are certain Franklin professions where trust is of their utmost importance. At the top of this list is a Realtor. You should be able to talk openly and honestly with your Franklin Realtor. If you can’t find someone you trust, then you might want to get a new one. You need someone who is local. If you have someone who knows about the Franklin areas who can tell you the up and coming subdivisions, then you have some good insight as to where a good investment would be. If you are buying in Franklin Tennessee, a Realtor from Kentucky won’t be much help. You want someone who wants what you want. Your Realtor needs to listen to what you want and what you are looking for and stay within those parameters unless they know something that might aid in finding you what you want. A Realtor who asks questions and focuses solely on what you want is a Realtor worth keeping. You want someone who works as a Realtor full time because you want their full time attention. You want them to know what is on the Franklin market and what subdivisions have what you are looking for. This way, you won’t waste your time driving around aimlessly searching around Franklin. By hiring a full time Realtor, you assure yourself that their search for your new Franklin home is full time as well. You also want someone who doesn’t have a million clients at once and can focus on your needs and wants. You want them to know what you want and focus on that. Another plus in helping you find a great Franklin Realtor is through friends and family and by word of mouth. Ask around and you will find someone that is happy to tell you all about their fantastic Realtor. If their Realtor sounds fantastic, get there contact information. Word of mouth is the best way to go.

Change Gonna Come

Dean Brown, Principal Broker (Brown & Brown Realty) — Fri, 23 Jan 2009 14:09:09 -0800

Sam Cooke, the 1960’s singer-songwriter wrote a simple song that was released after his death in 1964. Sam Cook wrote, “It's been a long, a long time coming, but I know a change gonna come, oh yes it will.” That song rang loud and clear yesterday as we ushered in our forty-fourth President of the United States, President Barack Obama. Many lenders and realtors may not realize how deeply felt this mortgage scandal is for President Obama. In 2007, then Senator Obama “introduced the STOP FRAUD Act, which would increase funding for federal law enforcement programs, create new criminal penalties for mortgage professionals found guilty of fraud, and require industry insiders to report suspicious activity” (Whitehouse.gov, 2009). So, if you are a mortgage professional, be prepared to see volumes of new legislation that will serve to add to an already overwhelming litigious environment. Unfortunately, this is necessary because of all the bad practices of discount lenders giving bad loans to people that either were not responsible or were unaware of the terms of the loan. Although it was a song of hope for the Civil Rights Movement and an inspirational celebration of lyrics, one may be mystified at how I believe it applies to the real estate and lending industry today. Me too quite frankly! Seriously though, in present day, it is a song that illustrates the struggle of a nation on a perilous slide toward devaluation and a promise of a change in course to avoid it. The bailout plan to help families stay in their homes instead of facing foreclosure was disguised as yet another bank bailout. So, families are still without relief. President Obama has pledged to “address the foreclosure crisis so that we can keep responsible families in their homes” (Whitehouse.gov, 2009). We’ve had a few really bad years in the real estate industry but I think I’m able to carry on. It’s been a long time coming, but I know a change gonna come. Godspeed President Obama…

All Realtors Are Not Created Equal

Dean Brown, Principal Broker (Brown & Brown Realty) — Wed, 21 Jan 2009 13:38:33 -0800

Times are tough in case you have not heard. The dollar has been in a free fall for some time, real estate prices have plummeted, people are not buying goods and services, companies are laying people off and as a result 3 million more Americans have lost their jobs in the past year alone! With all of this bad news, how are you as a seller to trust with selling one of your biggest assets…your home? It is clear that unless your real estate agent is changing with the market, they will be left behind. Sure, there are still real estate agents that put a few photos on the Multiple Listing Service (MLS) and go home and prop their feet up but most have been weeded out. Those that are still around are working, but they cannot afford to do the mandatory things like provide professional photos and virtual tours, Realtor.com showcase listings, Interactive Voice Response (IVR), expensive signage, home books and flyers. The reasons they do not do this vary but one thing is for sure, they have made it a priority to spend their money on something else…like surviving the market. So, when you are looking for a realtor, what should you be looking for? Realtor.org listed 12 Questions to Ask When Choosing Your Realtor® that can be found by clicking on the following link: http://www.realtor.org/rmosales_and_marketing/handoutsforcustomers/handouts/seller13 Here is a direct quote of what it reads about the question, “What types of specific marketing systems and approaches will you use to sell my home? You don’t want someone who’s going to put a For Sale sign in the yard and hope for the best. Look for someone who has aggressive and innovative approaches, and knows how to market your property competitively on the Internet. Buyers today want information fast, so it’s important that your REALTOR® is responsive” (Realtor.org, 2009). Here are my 12 ways to market a home that are “must have’s” for every successful realtor: 1. Professional Photos 2. Virtual Tours 3. Showcase Listings on www.Realtor.com 4. Drive-by Lead Capture System (IVR) 5. Flyer's For Drive-by's 6. In-Home Books 7. Table Tents to Highlight Important Home Features 8. Automatic Showing Feedback 9. Great Web Presence 10. Weekly Email Blasts 11. CD/DVD Buyer’s Packets 12. CD Business Cards The bottom line is that if the seller interviews 10 agents only one will have already implemented the aforementioned marketing system. This is the realtor I would choose if I wanted a real estate agent to help me sell my home. It pays to know what to look for in a real estate agent because they are not all created equal.

The Coming Real Estate and Mortgage Boom!

Dean Brown, Principal Broker (Brown & Brown Realty) — Mon, 22 Dec 2008 12:35:02 -0800

2009 will bring in a massive real estate and mortgage boom! Rates are at an all time low in U.S. history (currently at 4.5% for a 30 year fixed). It is a buyers market out there and when you combine that with massive amounts of money have been injected into the financial markets we are staring at another real estate and mortgage boom. What a great time it will be with all the buyers buying property next year and all those homeowners refinancing to get a better rate! Are you ready?

Dean Brown, Principal Broker's Blog

New Listing: 202 Moorhill Ave Smyrna, TN

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WPI American Home Real Estate, LLC

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