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first time home buyer: 10 Commandments When Applying for a Real Estate Loan - 03/05/10 10:49 AM
10 Commandments When Applying for a Real Estate Loan
If you are looking to buy a home then there are a few things you should consider before you buy:
•Thou shalt not change jobs, become self-employed or quit your job
•Thou shalt not buy a car, truck or van (or you may be living in it)!
•Thou shalt not use charge cards excessively or let your accounts fall behind
•Thou shalt not spend money you have set aside for closing
•Thou shalt not omit debts or liabilities from you loan application
•Thou shalt not buy furniture
•Thou shalt not originate any … (3 comments)
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first time home buyer: 90-DAY DOWN PAYMENT ASSISTANCE PROGRAM - Texas - 07/17/09 08:53 AM
90-DAY DOWN PAYMENT ASSISTANCE PROGRAM
TEXAS DEPT. OF HOUSING & COMMUNITY AFFAIRS
PURPOSE: To allow the consumer to take advantage of recent legislation by receiving a short term loan prior to filing for and receiving the federal first time homebuyer tax credit.
KEY POINTS:
1. 5% of the first lien mortgage amount up to a maximum of $7,000 for down payment and/or closing costs. Must be used with FHA financing. Primary residence only.
2. Must be first time homebuyer (has not owned a home in the last 3 years). The state will validate this with signed tax returns from the last … (1 comments)
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first time home buyer: Home Buyer's Down Payment FAQs - 05/29/09 05:18 PM
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first time home buyer: Tax Changes Affecting Individuals and Families in the American Recovery and Reinvestment Act of 2009 - 03/06/09 11:00 AM
Tax Changes Affecting Individuals and Families in the American Recovery and Reinvestment Act of 2009 The recently enacted "American Recovery and Reinvestment Act of 2009" (the 2009 economic stimulus act) contains a wide-ranging tax package that includes tax relief for low and moderate-income wage earners, individuals and families with college expenses, and home and car purchasers. I'm sending this information to my fellow Flower Mound Chamber of Commerce Members to give an overview of the more widely applicable tax changes affecting individuals and families in the new law that you may find helpful to know.
"Making Work Pay" credit. The … (0 comments)
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first time home buyer: Senate approves $15,000 tax credit for homebuyers - 02/05/09 09:43 AM
Senate approves $15,000 tax credit for homebuyers
By DAVID ESPO, Associated Press Writer
Wednesday, February 4, 2009
(02-04) 18:35 PST WASHINGTON (AP) --
The Senate voted Wednesday night to give a tax break of up to $15,000 to homebuyers in hopes of revitalizing the housing industry, a victory for Republicans eager to leave their mark on a mammoth economic stimulus bill at the heart of President Barack Obama's recovery plan.
The tax break was approved without dissent and came on a day in which Obama pushed back pointedly against Republican critics of the legislation even as he reached across … (0 comments)
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first time home buyer: A Home-Buyer Tax Credit Worthy of the Name - 01/27/09 08:50 PM
Below is a great article regarding the recent $7500 home buyer tax credit that was passed by Congress. They are considering repealing the repayment aspect of the credit. With interest rates low and housing prices very affordable across the metroplex there may never be a better time to buy than now.
A Home-Buyer Tax Credit Worthy of the Name
By Kenneth R. HarneySaturday, January 24, 2009; F01
Should you give the $7,500 home-buyer tax credit a second look? Now that Congress might be on the verge of transforming it into a true tax credit -- one that never has … (0 comments)
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Debbie Gill, 972-877-6147 Coppell TX Real Estate Professional
Coppell,
TX
More about me…
Keller Williams Luxury Homes, Short Sales (972-877-6147)
Address: Coppell, Grapevine, Irving, Carrollton, Lewisville, Flower Mound, Colleyville, Trophy Club, Southlake, Keller, Hurst, Euless,, Bedford, Arlington, Plano, Allen, Lucas, Fairview, Highland Village, Argyle, Bartonville, Denton, Sanger, Richardson,Lake Dallas, TX
Office Phone: (972) 350-5000 x 5052
Cell Phone: (972) 877-6147
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