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home: If you need a laugh. This is cute..........................someone has a sense of humor besides me! - 11/12/09 03:52 PM
Apple announced today that it has developed a breast implant that can store and play music. The iTit will cost from $499 to $699, depending on cup and speaker size. This is considered a major social breakthrough, because women are always complaining about men staring at their breasts and not listening to them.
… (7 comments)
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home: Grapevine - Officials release more details on Dream Gardens project - 10/21/09 01:54 PM
Officials release more details on Dream Gardens project
BY ROBERT FRANCIS October 19, 2009
Grapevine officials on Oct. 14 unveiled more details about the planned internationally themed Dream Gardens, part of The Springs at Grapevine development during a visit from Chinese officials involved in the project.
The entire Dream Gardens project will encompass 50 acres, with the 30-acre Chinese garden component becoming the largest traditional Chinese gardens outside of China and the only one combining both northern and southern architecture features, officials said. The Dream Gardens also will include a Chinese traditional theater stage, a Chinese cultural center, an amphitheater, … (0 comments)
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home: U.S. Treasury set to finalize home "short sales" plan - 10/06/09 11:08 AM
U.S. Treasury set to finalize home "short sales" plan By Al Yoon Al Yoon - Fri Oct 2, 7:13 pm ET NEW YORK (Reuters) - The U.S. Treasury will soon finalize a plan to expand its incentives for mortgage companies to include "short sales" as a way to stem a rising tide of foreclosures, according to a Treasury spokeswoman.
"Short sales," or sales of homes for less than the balance on existing mortgages, are seen as a key way to supplement other efforts such as loan modifications to steady housing. Unlike most modifications, "short sales" eliminate the problem of negative equity that has become a … (0 comments)
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home: U.S. FORECLOSURE FILINGS RISE 7 PERCENT - 08/18/09 10:40 AM
U.S. FORECLOSURE FILINGS RISE 7 PERCENT
IRVINE, Calif. (RealtyTrac) - Foreclosure filings were reported on 360,149 U.S. properties in July, an increase of nearly 7 percent from the previous month and a 32 percent increase from July 2008, according to RealtyTrac's July 2009 U.S. Foreclosure Market Report.
"July marks the third time in the last five months where we've seen a new record set for foreclosure activity," noted James J. Saccacio, CEO of RealtyTrac.
"Despite continued efforts by the federal government and state governments to patch together a safety net for distressed homeowners, we're seeing significant growth in both the initial … (1 comments)
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home: Now's The Time To Buy, If............... - 08/18/09 10:37 AM
NOW'S THE TIME TO BUY, IF . . .
"It appears we are at the bottom of the housing market in most Texas cities," said Real Estate Center Director Mark Dotzour after reviewing the state's latest home sale numbers.
Dotzour mentioned two years ago that new home construction needed to fall dramatically to avoid the level of overbuilding that could damage Texas housing markets. He even picked summer 2009 as the bottom of the housing cycle because bankers would constrain credit to homebuilders and developers.
Apparently he was right on all counts. The Texas inventory of unsold new and existing … (1 comments)
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home: Short Sales! They're a ton of work, you get everything in and then the bank won't cooperate! - 08/06/09 10:35 AM
I've been working this short sale. My seller has 6 kids, has not made a payment since April of 08 and I assembled the short sale package, HUD1 and get it over to the bank. The property has three liens, tax lien, mechanics lien and HOA lien. The HUD inclorporates all of this. The bank send short sale approval but will not pay off the liens. Now what sense does that make? The tax lien has priority over the others and will end up getting paid whether or not they have to foreclose. Wouldn't it be a lot easier for the … (4 comments)
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home: 90-DAY DOWN PAYMENT ASSISTANCE PROGRAM - Texas - 07/17/09 08:53 AM
90-DAY DOWN PAYMENT ASSISTANCE PROGRAM
TEXAS DEPT. OF HOUSING & COMMUNITY AFFAIRS
PURPOSE: To allow the consumer to take advantage of recent legislation by receiving a short term loan prior to filing for and receiving the federal first time homebuyer tax credit.
KEY POINTS:
1. 5% of the first lien mortgage amount up to a maximum of $7,000 for down payment and/or closing costs. Must be used with FHA financing. Primary residence only.
2. Must be first time homebuyer (has not owned a home in the last 3 years). The state will validate this with signed tax returns from the last … (1 comments)
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home: FEBRUARY EXISTING HOME SALES, PRICES DECLINE....I wish this was an April Fools! - 04/01/09 11:12 AM
FEBRUARY EXISTING HOME SALES, PRICES DECLINE
TEXAS (Real Estate Center, Reuters, CNN Money) - A total of 13,312 existing homes were sold in Texas last month, a 25.4 percent decline from February 2008, according to MLS data compiled by the Real Estate Center at Texas A&M University. The median price dropped 2.9 percent to $138,300 during the same period, and the state finished the month with a 6.7-month inventory of existing homes.
Here is how select Texas cities fared in February (data current as of March 31, 2009):
Additional home sales data for these and other major Texas cities are available on … (1 comments)
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home: Get your $8,000 Tax Credit NOW!!! Looks like you may be able to amend your 2008 taxes! - 03/20/09 02:52 PM
** BREAKING NEWS
1) Great news for mortgage interest rates:
a. The Fed has just announced they will buy $750 BILLION more in mortgage bonds (this is on top of the $500 BILLION they had already committed to, totaling $1.25 TRILLION). In addition, they have committed to buying $300 BILLION in Treasury bonds.
b. What does this mean? This will help keep the price of bonds high, which in turn keeps the yield low / IN OTHER WORDS, mortgage interest rates will tend to stay in these low levels for a longer period of time.
i. It's important to understand … (0 comments)
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home: Virtual Tour - Grapevine, TX "Home By The Lake" - 03/20/09 08:54 AM
http://tour.previsite.com/4E5DC2D5-74B5-0416-8179-4ADB4E7F221A
PREPARED TO BE WOWED! MERITAGE ADDITION IN GRAPEVINE, TEXAS!
THIS IS EVERYTHING YOUR BUYER IS LOOKING FOR WRAPPED UP IN ONE HOME! LOCATION, AMENITIES, POOL & SPA, MEDIA ROOM, GAMEROOM! UTILITY IS CONVENIENTLY ACCESSED FROM MASTER CLOSET! STONE ACCENTS ON EXTERIOR AND CEDAR GARAGE DOORS. CUSTOM ISLAND KITCHEN W GRANITE AND SS APPLIANCES. BALCONY OFF GAMEROOM UPSTAIRS THAT OVERLOOKS THE POOL AND SPA! CONVENIENTLY LOCATED & GV-COLLEYVILLE SCHOOLS!!
… (0 comments)
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home: How to determine whether a home owner qualifies for "making Home Affordable" loan modification - 03/20/09 08:45 AM
The federal government has launched a new website with online tools that will allow a homeowner to determine if they are eligible to participate in the "Making Home Affordable" loan modification and refinancing program. The site is http://makinghomeaffordable.com and shares information about how this program works and who is eligible for assistance. This is the same $75 billion program you may have heard of recently in the media. The homeowner you are working with should have the following available:* Information about your first mortgage, such as your monthly mortgage statement.* Information about any second mortgage or home equity line of credit … (0 comments)
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home: Tax Changes Affecting Individuals and Families in the American Recovery and Reinvestment Act of 2009 - 03/06/09 11:00 AM
Tax Changes Affecting Individuals and Families in the American Recovery and Reinvestment Act of 2009 The recently enacted "American Recovery and Reinvestment Act of 2009" (the 2009 economic stimulus act) contains a wide-ranging tax package that includes tax relief for low and moderate-income wage earners, individuals and families with college expenses, and home and car purchasers. I'm sending this information to my fellow Flower Mound Chamber of Commerce Members to give an overview of the more widely applicable tax changes affecting individuals and families in the new law that you may find helpful to know.
"Making Work Pay" credit. The … (0 comments)
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home: Good Time To Buy a House................... - 12/15/08 11:26 AM
Not only could this be a good time to by a house, but it may be the best time in years. For some reason, home buyers seem most interested when prices are high. But just as we all like to see a "20% off" sale on our favorite consumer items or groceries, we should be more interested in buying a house when they are selling cheap. That's right now.
Of course, if you already have a home you might hesitate to move up to a larger one now. Given the number of people in over their heads on their mortgages, it … (0 comments)
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home: Home Prices Seem Far From Bottom - 10/18/08 10:14 AM
Home Prices Seem Far From Bottom
In New York and other cities that rely heavily on the financial sector, economists expect that job losses will increase and that pay heavily tied to year-end bonuses will decline significantly.
One reliable proxy of housing values -- the ratio of home prices to rents -- indicates that in many cities prices are still too high relative to historical norms.
In Miami, for instance, home prices are about 22 times annual rents, according to analysis by Moody's Economy.com. The average figure for the last 20 years is just 15 times annual rents. The difference … (0 comments)
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Debbie Gill, 972-877-6147 Coppell TX Real Estate Professional
Coppell,
TX
More about me…
Keller Williams Luxury Homes, Short Sales (972-877-6147)
Address: Coppell, Grapevine, Irving, Carrollton, Lewisville, Flower Mound, Colleyville, Trophy Club, Southlake, Keller, Hurst, Euless,, Bedford, Arlington, Plano, Allen, Lucas, Fairview, Highland Village, Argyle, Bartonville, Denton, Sanger, Richardson,Lake Dallas, TX
Office Phone: (972) 350-5000 x 5052
Cell Phone: (972) 877-6147
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