real estate: Favorite Book: "The Real Estate Book" ! - 10/21/09 11:27 AM
Hats off to The Real Estate Book,a leading publisher of real estate information online and in print, as they kick off their 2nd year with the promotion of SOLD 2009! In Economic times that are filled with negative media it is so refreshing to have a major media advertising magazine to give back to the industry by offering up to 20% of its pages in December 2009 and January 2010 at no additional cost to the advertisers to showcase the homes that were SOLD in 2009. What a great way to build consumer confidence in the real estate industry, the market … (4 comments)
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real estate: CMA...You mean Country Music Award? No...Comparative Market Analysis! - 04/18/09 02:44 PM
When you are ready to enter the market to sell your home one of the first things you will need is a CMA or Comparative Market Analysis.
A CMA is a comprehensive detailed report of the real estate market inside your neighborhood and the surrounding area that shows you the statistical information that you need to arrive at a correct price at which to offer your home for sale on the market.
In this report you will find the ACTIVE LISTINGS - Homes that are presently on the market....YOUR Competition.
CANCELED, WITHDRAWN and EXPIRED Listings - Homes that have been … (1 comments)
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real estate: Market Report - 1st Quarter - Helena, Alabama 35080 - 04/09/09 06:53 PM
When you gaze upon the waters you have a tendency to reflect back and see where you have been and think about where you may be going.
When we compare the market activity in the 1st quarter of 2008 to the 1st quarter of 2009 we can see that Active listing inventory is slightly down with 259 homes presently on the market compared to 275 Actives last year. There were 67 homes that were withdrawn or expired off the market without selling in 2008 compared to only 56 homes in 2009.
But the true test is in the SOLD properties … (3 comments)
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real estate: Mortgage Rates Drop! - 02/21/09 11:23 PM
DO YOU HAVE MORTGAGE INTEREST RATES
ON YOUR MIND?
Have you been waiting for the rates to drop?
THEY DID!!!!
30 Year Fixed 5.10%
in the Southeast area which includes Alabama
According to an article published by Freddie Mac on February 19, 2009 last year at this time, the 30-year Fixed Rate Mortgage averaged 6.04 percent.
Freddie Mac Primary Mortgage Market Survey®
Debbie Hutchins a Certified Residential Specialist has been a licensed Realtor since 1987. Serving the Greater Birmingham Area and specializing in Shelby County Debbie is available to assist … (2 comments)
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real estate: Hoover, Alabama 2008 Year End Market Report - 01/16/09 10:57 PM
Hoover is Alabama's sixth largest city with over 73,000 residents. Convenience plays a large role in Hoover being the choice of many families to reside in this fast growing city with it's high ranking school system which is the third largest in the state. There are 5 Major roadways in Hoover - I-65, I-459, Highway 31, Highway 280 and Highway 150 to help when traveling in and around the city.
An abundance of restaurants, theaters, golf courses and shopping malls provides homeowners this convenience just minutes from home.
Please use the following links to learn more about this fine … (3 comments)
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real estate: Pelham Alabama Market Report Year End 2008 - 01/12/09 10:24 PM
Located in the foothills of Oak Mountain, Pelham Alabama is one of the fastest growing cities in Alabama! With Highway 31 and Interstate 65 running right through it, convenience and easy access make it very appealing to Homeowners and Businesses.
There is a nice variety of recreational facilities in Pelham which include Ballantrae Golf Club, Pelham Racquet Club and the Pelham Civic Complex. People come from all over Alabama to enjoy Oak Mountain State Park which includes 10,000 beautiful acres of natural beauty.
Served by the Shelby County school system residents in Pelham attend Valley Elementary, Valley Intermediate, Riverchase … (4 comments)
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real estate: Helena Alabama Market Report Year End 2008 - 01/11/09 03:17 PM
Helena, located in North Shelby County, is synonymous with rapid but controlled growth. The pace at which this city is developing has allowed it to maintain its small town charm, yet offers the resources necessary to provide the services that the residents and businesses need and deserve.
Helena has grown into a city that offers a lot of the conveniences of larger cities yet still maintains its family-oriented atmosphere.
There are many pointes of interest in the City of Helena. Enjoy summer concerts, sundown cinemas, Kids fest, the Buck Creek Festival and 4th of July celebration at the Helena Amphitheater in … (4 comments)
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real estate: RIVERWOODS - Market Report - Year End 2008 - 01/09/09 11:42 PM
With 2008 behind us and well on our way into the New Year of 2009 let's reflect back over the real estate activity that has taken place in this beautiful community in Helena. It is no secret that the slow economy has caught up with us here in "Sweet Home Alabama" and with the age old saying "numbers don't lie" our ever popular family neighborhood has slowed down also. If you compare this report to the one for the complete area
Over the Mountain and Shelby County Alabama ~ A Year in Review 2008 you can see that Riverwoods Days … (0 comments)
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real estate: Special Need? Does this fit? 2344 Country Ridge Drive, Vestavia Hills, Alabama 35243 - 01/09/09 04:02 PM
Do you have aging parents that have reached a time in their lives where thy just do not need to continue to live alone but a senior facility is just not the answer?
Mother-in-Law Apartment A mother-in-law apartment is a small apartment accessory to a primary residence. Alternative names include "granny flat", "granny suite""in-law suite", and "accessory apartment", the first being used primarily in Australia and Britain, where it is the most familiar of these terms, but also in parts of theUnited States. Such apartments are frequently used to accommodate an elderly relative who is not capable of living on … (4 comments)
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real estate: Saving the Great American Dream! - 12/19/08 06:40 PM
There are 13349 homes on the market in the Greater Birmingham area today and of those 1517 are foreclosed properties.
Statistics show there are 6 major reasons for foreclosure
1. Loss of Income 2. Death of a Borrower 3. Divorce 4. Over Extended Credit 5. Illness 6. Gambling
Understanding the Foreclosure Process could possibly help to prevent some of these foreclosures from ever taking place. There are three types of foreclosure proceedings -
Non Judicial, Judicial, and Strict
Alabama is a non judicial state which means that No Court Action is Required. A Power of Sale clause is … (3 comments)
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real estate: Interest Rates at Historical Lows! - 12/18/08 07:14 PM
30-YEAR FIXED RATES AT HISTORICAL LOWS!!! According to the Primary Mortgage Market Survey®published today at Freddiemac.com the average rate in the Southeast on a 30 Year Conventional Fixed Mortgage is at 5.24% and 4.95% for a 15 Year term. Of course these rates can vary a bit from lender to lender but these are incredible Mortgage loan interest rates! (The APR will vary on these approximate rates based on the amount of closing costs charged by the lender of your choice)
According to The National Association of Realtors, the Federal Reserves lowering of the key interest rate will have a … (2 comments)
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real estate: Celebrating the holidays with your "WORK" family! - 12/12/08 09:07 PM
During the Christmas holidays we always look forward to gift giving and Christmas dinners and spending time with family. In the days leading up to Christmas Eve and Christmas Day we typically gather together with our "WORK FAMILIES" to share in the holiday spirit.
It is a special time of year when we can take time from our busy work schedules and rejoice in the spirit of our friendships that have grown during the year while we are hustling and bustling with listings and showings and contracts and closings! It is a time to relax from the hectic pace that is … (3 comments)
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real estate: I'm not participating in this recession - 12/11/08 07:34 PM
I agree with Russ! I AM NOT participating in this recession!
Via Russ Ravary - Michigan Homes for sale - Michigan Real estate & Mortgage info (Remerica Hometown One):
Yep.... you heard it right. I am refusing to buy into Detroit Michigan's recession. I am not going to doomed and gloomed by the media. I can't afford to be scared. Me and my family are making a stand!!! WE HAVE DECIDED NOT TO PARTICIPATE IN THIS YEARS RECESSION
I'm not participating in this recession. My family, friends, and co-workers are going to work hard. We are going to stay afloat. … (2 comments)
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real estate: Did You Get The Memo? - 12/06/08 10:11 PM
HOME INVENTORIES ARE AT AN ALL TIME HIGH!
NOW is the TIME to BUY a home.
HOME PRICES ARE AT AN ALL TIME LOW!
NOW is the TIME to BUY a home.
SELLERS ARE MOTIVATED TO SELL!
NOW is the TIME to BUY a home.
INTEREST RATES ARE AT AN ALL TIME LOW!
NOW is the TIME to BUY a home.
THERE IS AN ABUNDANCE OF MORTGAGE LOAN PROGRAMS AVAILABLE!
NOW is the TIME to BUY a home.
DEBBIE HUTCHINS WITH RE/MAX FIRST CHOICE IS NOW AVAILABLE TO ASSIST … (19 comments)
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real estate: BLACK FRIDAY.....HOUSE SHOPPING ANYONE? - 11/27/08 10:20 PM
The time for giving Thanks has come and gone......
........but in it's place has come the TIME TO SHOP!!!
FRIDAY ~ NOVEMBER 28, 2008
BLACK FRIDAY
Shop til you Drop!
NOW IS A GREAT TIME TO PURCHASE A NEW HOME!
LETS GO SHOPPING!
DEBBIE HUTCHINS
RE/MAX FIRST CHOICE
205-368-2474
… (6 comments)
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real estate: Something for EVERYONE! - 11/26/08 03:54 PM
Starter Home ~ Move Up ~ Executive ~ On the Gold Course ~ On the River ~ Acreage ~ Easy Care Lot
LOOK NO FURTHER!
I HAVE SOMETHING FOR EVERYONE!
181 Cove Lane
Weatherly Highlands Pelham, AL 35124
$184,900
This 3 Bedroom 2 Bath Home built in 2003
Sparkles Like New!
415 River Oaks Lane
Riverwoods Helena, AL 35080
$249,900
This "NEW" home offers 4 Bedrooms and 2 1/2 Baths
and a fully fenced yard!
128 RiverValley Road
Riverwoods Helena, AL 35080
$389,900
Lots of square footage for … (4 comments)
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real estate: "I want to sell my house" - Preparing Your Home For The Market - 11/24/08 11:01 AM
So, It is time for you to sell your home!
What is the first step in selling your home? Preparing it for the market!
Yes your home is just that YOUR HOME, and your home is the place where you live, that's right, the place where you have gathered all of your wonderful possessions around you to bring you joy to your day to day life. And that is a good thing!
But the way that we live in our homes and the way we sell our homes are very different from each other!
Here are a few pointers of … (0 comments)
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real estate: Living in Helena AL - Helena takes great pride in it's Parks! - 11/23/08 08:47 PM
HELENA, ALABAMA IS A GREAT PLACE TO LIVE, WORK AND PLAY!
You will enjoy shopping and dining in OLD TOWN HELENA where the historical town has been preserved into a quaint shopping village with restaurants and specialty shops.
The OUTDOOR AMPHITHEATER is a place for concerts, festivals, movies, weddings and special events. Some of the annual events held here include The Annual Buck Creek Festival, Sundown Cinemas, Helena Summer Concert Series, the July 4th Celebration featuring Elvis in Concert, Three on a String Concert and the Civil War Re-enactment.
… (1 comments)
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real estate: Agents Appreciate Agents - 11/20/08 05:30 PM
This week I was invited to an Agent Appreciation Luncheon hosted by the Ballantrae Sales Team at Ballantrae, a beautiful Golf Course Community in Pelham, Alabama. It was a nice way to say "Thank You" to the co-operating agents that had SOLD their listings. It was a festive event with Turkey & Dressing and ALL the trimmings.
The agents had lovingly prepared ALL the food themselves and it was a feast beautifully displayed with the finest linens, candles and sparkling crystal. Anita Latham the Broker at Re/Max First Choice is the "Queen Bee" of luncheons, parties and celebratory affairs and has a nice … (2 comments)
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real estate: ATTENTION! First Time Homebuyers! - 11/16/08 01:36 PM
Adorable one level home located at
181 Cove Lane
The Cove at Weatherly Highlands
in the ever popular City of Pelham, Alabama 35124
PRICED AT ONLY $184,900
You can not find a nicer home than this one! It shows inside and out like NEW!
Built in 2003 it includes 3 Bedrooms, 2 Full Baths and a 2 Car Garage
Located only minutes from the Colonial Promenade Shopping Center & Ballantrae Golf Course
To View More Information and Photos of this Home
Go to www.debbiehutchins.com
Or Call Debbie 205-368-2474 for an appointment to view this home today!
… (3 comments)
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