Don’t be a statistic… Avoid Foreclosure!

You’ll be surprised to learn that many times when a homeowner is in distress they give up, without ever seeking an alternative to foreclosure.  Perhaps they don’t understand the process or feel like they no longer care, help is out there, all you have to do is ask.

I’m sure that it doesn’t feel like it now, but there will come a time when these current financially challenging times will be in the past and because a homeowner chose an alternative to foreclosure, they will be positioned to move on in the future without the consequences that have to be faced when a foreclosure happens.

7 Reasons to Avoid Foreclosure

1. You have to disclose that you have had a foreclosure on any mortgage application and many job applications you submit in the future. This can have an adverse affect on your future mortgage rates.  This is the only credit item that is asked for specifically on applications and does not rely on what is on an individual’s credit report.
2. Your credit score will be negatively affected and a foreclosure is the most devastating credit issue you can have in relation to future credit availability.
3. A foreclosure is the one credit report item that is almost impossible to “repair’.
4. Your lender can seek a deficiency judgment against you and collect for any amount they do not recuperate at bank sale.
5. Many employers run credit checks on prospective employees and foreclosure is one of the top items that will put a potential new hire in jeopardy.
6. Many current employers run credit checks and a foreclosure can put a current job in jeopardy.
7. Security clearances and government positions including but not limited to military and law enforcement can be jeopardized by a foreclosure.

As a Certified Distressed Property Expert [CDPE], I help homeowners that are in distress avoid foreclosure.  Contact me for a no obligation/free consultation to discuss your options to sell your home @ 407-758-1020.

IMPORTANT GOVERNMENT DISCLOSURE:  You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer).  If you reject the offer, you will not have to pay us for our services.   Charles Rutenberg Realty is not associate with the government, and our service is not approved by the government or your lender.  Even if you accept this offer and use our service, your lender may not agree to change your loan.  If you stop paying your mortgage, you could lose your home and damage your credit.

Lake Mary City Hall – April 2, 2011 – 9am to 2pm

MUSIC…..FOOD…..LIVE BANDS….. & MORE!

Events for all ages including:

• Jousting
• Bungee Run
• Rock Climbing Wall
• Water Ball Activity
• Bounce House
• Face Painting
• Blood Mobile
• Adventure Bytes – Interactive Computer Games
• Crime Prevention Puppet Show
• FREE Golf Clinic [by Mike Bender]
• FREE Casting Clinic [by Gander Mountain]
• Gander Academy
• Pony Rides 11am – 2pm
• SSC Student & Faculty Art Show/Sale
• SSC Jazz Combo & Percussion Performances
• Orlando Magic Basketball [promotions & giveaways

Cars for the Cure 2011

Do you feel the need… The need for speed?

If so, you need to visit Lake Mary on Saturday for ‘Cars for the Cure’. Come see all the powerful and highly-tuned cars from around the world that will be on display at this charitable event for the American Lunch Association of Florida.

• 10am to 4pm
• Sports Cars, Luxury Cars, Foreign Exotics, Motorcycles and more
• Colonial TownPark in Lake Mary – Shopping, Restaurants & Entertainment
• Make any donation to the American Lung Association to receive a wristband for free beer, wine, soda, and merchant perks all day

For more information and a map to the location, please visit the Move To Lake Mary Blog.

If you are a care buff…  You don’t want to miss this event!