charlotte home buyer tips: BUYING A HOME? CONSIDER COST, NOT JUST PRICE - 02/16/17 07:26 AM
As a seller, you are likely most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, however, you must not be concerned about price so much as the ‘long term cost’ of the home.
The Mortgage Bankers Association (MBA), the National Association of Realtors (NAR) and Freddie Mac project that mortgage interest rates will increase by this time next year. In fact, we’ve already seen a slight increase and another expected early next quarter as well.
To add to a home buyer’s awareness, according to CoreLogic’s … (12 comments)

charlotte home buyer tips: Charlotte House Hunting: Five Small Signs That Can Indicate Larger Problems - 12/11/16 10:47 AM
Charlotte House Hunting:  Five Small Signs That Can Indicate Larger Problems
It’s not at all uncommon for homebuyers to recount horror stories about properties that appeared to be fine at first glance, but were actually hiding very expensive problems to which no one was remotely aware.  If you fail to do your Due Diligence, you may find your dream house turning into a nightmare.  The next time you walk through a house, pay attention for these five signs that the property might be hiding a foul secret or two.
Mold, Water Spots and Water Damage
Both older and newer homes alike may develop a … (10 comments)

charlotte home buyer tips: Choosing Your New Home? It's All About Lifestyle - 10/02/16 01:22 AM
Choosing Your New Home?  It's All About Lifestyle
Your first mission when choosing your new home - Find the Perfect Neighborhood that Fits Your Lifestyle.  Yes, it really is ALL about Lifestyle!
Buyers, anxious to make a quick home selection, often fail to take into consideration whether their new Charlotte home will work for their particular lifestyle.  I can’t tell you how many buyers we get who canvas the Metro area, in search of the perfect home.  I can relate as I’ve done the very same thing - I’ve lived in Charlotte for a very long time (over 3 decades!) and have moved to an area … (26 comments)

charlotte home buyer tips: Writing the Offer: 4 Ways to Catch the Charlotte Seller’s Attention - 08/30/16 10:44 AM
Writing the Offer: 4 Ways Catch Charlotte Seller’s Attention It takes time and effort to find the perfect Charlotte home to by.  However, in a hot real estate market, you don’t often have a lot of time to ‘react’ to your find.  After you have found that home, you now need to convince the seller that your Offer is the one they want to choose. There may be multiple Offers already on the table, so you are in a situation where you are in a serious competition for the home.
However, even if your Offer is the only one the sellers have in their … (10 comments)

charlotte home buyer tips: New Construction or Old House? Tips for Charlotte Home Buyers - 03/12/15 03:03 PM
New Construction or Old House? Tips for Charlotte Home Buyers 
Which One is Right for YOU?Are you trying to choose between Charlotte new construction and a resale home?  While there are many differences between the two, the majority of the time, a Charlotte home buyer’s decision is made based upon one or more of the following factors:
RESALE:  Yes, what you see is what you get with a resale!  When purchasing a resale home (for the most part), what you see when you tour the home is what you get when you move into the home.  Anything affixed to the property such as … (7 comments)

charlotte home buyer tips: Let's Get This Thing CLOSED! 5 Tips to a Timely Closing - 03/05/15 11:42 AM
Let's Get This Thing CLOSED!  Five Tips to a Timely Closing 
When a Charlotte home Seller accepts an Offer from a Buyer, the process of obtaining the property has only just begun.  The Buyer now has to perform detailed due diligence including all inspections, survey, appraisal, approval (Title search, pay-offs from seller) from an attorney and obtain a mortgage – all of which can be time consuming.  Here are a few ways that you can speed up the mortgage process and close the deal ON TIME.
Get Conditional Approval Before Touring Homes
If you have not been conditionally approved for a loan before making an … (11 comments)

charlotte home buyer tips: The Debate Over Escalation Clauses - The Fiduciary Duty Lies with US - 03/03/15 01:07 PM
The Debate Over Escalation Clauses - The REAL Fiduciary Duty Lies with US
We’ve exhausted the discussions of pocket listings and drone photography so, I suppose it’s time we move on to the next hot topic!  Recently we have had many heated debates over Escalation Clauses.  Escalation Clauses are widely used in many states - especially those in hot real estate markets.
I don’t recall the first time I utilized an Escalation Clause but, I can tell you, for my Buyers and Sellers, they’re the next best thing to sliced bread!  And with the Charlotte real estate market heating up, bidding wars becoming … (35 comments)

charlotte home buyer tips: Why Isn’t YOUR Buyers Agent Making Your Appointments? - 11/25/14 01:44 PM
Why Isn’t YOUR Buyers Agent Making Your Appointments?
It occurs many times each day - leads come in from our websites, registering with us to view listings.  No, not all of the listings are ours - our home searches are high-tech, super-Savvy and pull all leads from our MLS several times each hour.  So, the homes that the Charlotte home buyers are viewing, are listed by the listing agents all across the city.
The calls go something like this:
BUYER:  I’d like to see the house at 123 Main Street sometime today or tomorrow.  Do you have time to show it to me?
Me:  I’d be … (55 comments)

charlotte home buyer tips: What Do FSBO's and Dual Agency Have In Common? - 01/02/14 11:44 AM
What Do FSBO's and Dual Agency Have In Common?
North Carolina is one of the few states the continues to allow Dual Agency - that is basically when one agent represents both the Buyer and the Seller in one single transaction.  Dual Agency is also when two agents from one firm/brokerage represent both buyers and sellers in a single transaction.  This discussion is about Dual Agency - By Agent ONLY & FSBO's.
What do they have in common?
First, let me tell you what prompted this post: 
Recently the National Association of Realtors® published their annual Profile of Home Buyers … (46 comments)

charlotte home buyer tips: Buyer Tips | Know Your Rights - Select Your OWN Attorney - 12/05/13 12:46 PM
Buyer Tips | Know Your Rights - Select Your OWN Attorney
I’d be willing to bet there are 250 real estate attorneys here in town!  Ask 250 agents who their preferred real estate attorney is and you’ll likely get at least 200 different answers!
From the onset of agents handling short sales in our area, there are consistently, the handful who INSIST that the buyers use the seller’s attorney.  I’m not going to debate the RESPA issues with that but, I am going to share what recently happened to a client of mine who was purchasing a luxury short sale.  
After much ado … (12 comments)

charlotte home buyer tips: Charlotte Home Buyers Q&A | Can The Sellers Write ME a Check for Repairs? - 11/24/13 01:01 AM
Charlotte Real Estate Q&A | Can The Sellers Write ME a Check for Repairs?
 “Can the Seller write ME [the buyer] a check for repairs?”
NO.  In lieu of repairs, we’re finding that more and more sellers have little time to remedy any inspection issues so, they tend to negotiate a dollar amount, placing a value on the repair items.  This value is to be paid ONLY to vendors who provide hard-copy invoices with concrete prices or to an attorney to be held in Escrow until the work is complete and approved by you, the buyer.
Most buyers feel that their contractor may be … (5 comments)

charlotte home buyer tips: Home Buyer Tips - Dual Agency is NOT the Best Option for You - 11/11/13 12:52 PM
Thinking Of Buying a Home without Your Own Agent?  Think Again! Why Do You Need a Buyer’s Agent? Real estate agents get calls from buyers all of the time, requesting that we show them homes that we have listed and many of which we aren’t the listing agents.  These buyers don’t want to see ANY other properties, no matter how you insist that they view a ‘little something to compare!’
We confirm that these buyers aren’t working with an agent.
We ascertain that these buyers have been pre-approved with a lender, contacting the lender for confirmation.
We discuss the neighborhood, the … (7 comments)

charlotte home buyer tips: Charlotte Home Buyer Tips: Locate the Neighborhood BEFORE You Look for a New Home - 11/07/13 12:10 PM
Buyer Tips:  Locate the Neighborhood BEFORE You Look for a New Home
Charlotte has a multitude of areas, subareas, communities, subdivisions and neighborhoods and if you’re new to the area, you really do need a knowledgeable agent to guide you through the process of elimination as far as neighborhoods are concerned.
There are a few good sites that I recommend to my clients to learn more about the different areas/neighborhoods in Charlotte.  First, you’ll want to consult your agent and let him/her know, specifically, what you’re looking for.  Ask your agent if he/she is a Charlotte Certified Neighborhood Specialist.   If so, he/she will … (3 comments)

charlotte home buyer tips: 4 Important Charlotte Home Buyer Tips - 11/03/13 09:12 AM
4 Important Charlotte Home Buyer Tips
Most of the time when buying a Charlotte home, there are a few obvious factors that you will consider – such as the location, the number of bedrooms, school assignments or commute to your workplace, the need for repairs and any interior features.  However, there are a few things that you may not have considered during your house hunting but, could be very important factors in your decision.
1.  Water Quality
Most home buyers don’t even think about water quality until they get to the inspection stage or for some, until they wash their first load of laundry … (8 comments)

charlotte home buyer tips: Buying a New Home Before Your Charlotte Home Sells - 10/19/13 05:37 AM
What Happens if You Find Your New Home Before You Sell Your Old One?This is a common question that I get from sellers who have found their Charlotte dream home but, have not yet sold the home that they’re living in.  So what does happen when you find that dream home that you want to buy, before you have made the sale on your old property?
Ideally you would have sold your current home before you buy your new property. However, sometimes the transition doesn’t work out that way.  You don’t want to give up the sale if you have found a … (5 comments)

charlotte home buyer tips: Charlotte Home Buyer Tips - Key Points to Consider When Buying a Charlotte Home - 03/22/13 01:36 PM
Key Points to Consider When Buying a Charlotte HomeBuying Charlotte real estate can be a frustrating and a bit overwhelming experience.   With so many pieces to the home-buying puzzle to put together, it can become a daunting task, to which I tell my clients that we are here to assist them.
Here is a quick-checklist that you can refer to in order to alleviate a few key points that can cause frustration and confusion associated with buying a home in Charlotte:
First, make sure that the home that you are buying includes all the features you are looking for in your dream … (4 comments)

charlotte home buyer tips: Charlotte Home Buyer Advice - Avoiding Heartbreak with The Right Vendors - 03/17/13 02:59 AM
Charlotte Home Buyer Advice - Avoiding Heartbreak with The Right Vendors Who Understand Time Management
I have proclaimed many times that in order to keep your lending qualifications/licensure (including underwriters and processors), you should be required to buy/sell your home at least every 2 years.  That would insure the realization that there are critical deadlines that every single buyer and seller lay on the line when all parties to a transaction are trusted to get a job done on time. 
The absolute worst is when a seller is also Closing on the same day on their purchase.  I've had transactions 4-deep … (15 comments)

charlotte home buyer tips: Today's New Charlotte Real Estate Listings - 12/30/12 08:26 AM
Charlotte home buyers - Are you just WAITING on that perfect home to come on the market? 
With our Charlotte real estate shortage in inventory, home buyers are finding themselves in temporary housing until the right house comes along.  And, there are PLENTY of home buyers out there just waiting to pounce on the first thing that comes available!  They've been searching all winter and have missed several opportunities to get into their dream home.
So, if you're a Charlotte home buyer in this situation, you'll want ready-access to the first homes that come on the market that fits your criteria.  If so, … (7 comments)

charlotte home buyer tips: 4 Top Tips for Charlotte Home Buyers - 12/16/12 12:54 PM
Charlotte Real Estate Buyer Tips | House HuntingBuying Charlotte real estate is a serious investment of both time and money.  However, the process of buying a Charlotte home can be very stressful and daunting task.  There are many complicated factors involved in the process.  You need expert advice if you plan to invest in real estate–and buying your personal home is one of the largest investments that you will make in life.  Here are some tips that you can use to locate that perfect home or investment property.
1.  Apply for a mortgage BEFORE you search for your Charlotte home.  … (5 comments)

charlotte home buyer tips: WebMD, Can You Teach Me How to Perform My Own Tonsillectomy? - 07/24/12 03:08 PM
Most of you who read my blog know that I'm a former nurse AND the wife of a quadriplegic so, this analogy is even far-fetched for ME but, I've just got to rant a little here!  
AGENTS:  How many times have you been working with buyers who say, "I've done all of the research and this is what I want to Offer on this property?"  
"Oh, I KNOW what the comps are!  I found them on Xyzillow!"
"I've bought and sold MANY homes in my lifetime--at least 5!  Of COURSE I know how this is done!"
"And, don't think … (64 comments)

Debe Maxwell, CRS, Charlotte Homes for Sale - Charlotte Neighborhoods ( | The Maxwell House Group) Ambassador large

Debe Maxwell, CRS

Charlotte Homes for Sale - Charlotte Neighborhoods

Charlotte, NC

More about me… | The Maxwell House Group

Address: 2108 South BLVD, Suite 116, DILWORTH/SOUTH END/WILMORE, Charlotte, NC, 28203

Office: (704) 491-3310

Mobile: (704) 491-3310

Email Me

Author Bio: Debe Maxwell is a Certified Residential Specialist (CRS) in the Charlotte Metro region with a focus on the Charlotte luxury home market. My team of agents each have their own specialty areas, a benefit to anyone buying a home in Charlotte NC. If you're thinking of listing your home, I would love to meet with you and share our marketing success package with you. My homes sell faster and for more money and after all, isn't that what every seller wants?! We'd love to help you buy or sell in the Charlotte Metro region.




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