charlotte nc short sales: Charlotte NC Short Sale Buyers | 4 Steps to Buying a Short Sale - 05/20/12 08:45 PM
Four Steps to Buying Short Sales in Charlotte There remain opportunities to profit by purchasing short sales in Charlotte NC but, you need to know how to proceed in order to achieve success. Here are four steps to follow to increase your chances of success when buying short sales:
Step 1:  Hire a short sales expert Hire a real estate agent who has experience helping people buy short sales.  You need someone who can not only locate short sales in Charlotte for you but, help you through the complicated process.  Although the short sale process has become less complicated over the … (1 comments)

charlotte nc short sales: What Qualifies as "Hardship" in Charlotte Short Sales? How to Compose a Letter to the Bank - 04/22/12 07:36 PM
Sample Short Sale Hardship Letter for Charlotte Home Sellers
What qualifies as a hardship when doing a Charlotte short sale? Family illness or injury Job relocation Job loss Significant income reduction Divorce or dissolution of domestic partners Death of a spouse Business failure Adjustment in mortgage payment Unforeseen increase in living expenses Too much debt Inability to rent investment property Military service   Below is a sample hardship letter.  The best letter is hand-written and no more than one page in length.          Date           
To Whom it May Concern:
This letter is a … (2 comments)

charlotte nc short sales: Charlotte NC Short Sales | Know The Basics Before You List - 04/22/12 10:49 AM
The Basics You Need to Know About Short Sales in Charlotte
Short sales in Charlotte are used by homeowners who are selling their homes at a loss to the bank to prevent losing them to foreclosure.  When you see an advertisement for a short sale, the home is basically in pre-foreclosure.
What is a short sale?  A short sale is an agreement between the sellers of a home in the beginning stages of foreclosure and their lender which allows the home to be sold for less than the existing loan balance.  If an agreement is reached by all parties, a short sale … (0 comments)

charlotte nc short sales: JUST LISTED in The Reserve in Waxhaw - SHORT SALE - 08/03/11 07:14 PM
JUST LISTED in The Reserve in Waxhaw - SHORT SALE
Stunning home in Waxhaw’s most sought-after community, The Reserve.  Open floorplan with all of the bells & whistles, including granite countertops & gleaming wood floors, ceramic tile, 42” maple cabinets, upgraded kitchen sink and faucet, blinds throughout and upgraded lighting. Soaring 2-story foyer & greatroom, fabulous gourmet kitchen with breakfast bay that opens to deck overlooking backyard, luxurious master suite with huge walk-in closet and lots of windows that make this home bright and welcoming are a few of the highlights of this home. 
This home is located on the corner … (6 comments)

charlotte nc short sales: Short-Sale REDUCED $50K - Fabulous Upgraded Townhome in Cotswold- Great School Zone! - 01/02/11 11:16 PM
… (3 comments)

charlotte nc short sales: The Reserve - Beautiful 5BR Home on Corner Lot - Short Sale! - 05/16/10 02:51 AM
The Reserve - Beautiful Home for Sale - Short Sale! … (4 comments)

charlotte nc short sales: Strategic Defaults- Charlotte NC Homeowners! Choose Strategic SHORT SALE Instead Of Walking Away! - 05/16/10 02:36 AM
 
Why, oh why, would anyone consider doing this (walking away) when there is a much better option (short sale) out there for them to do?  I'm amazed that there are actually companies promoting this type of behavior as well.  My guess, these companies won't be in business very long--once the banks and the government (since we're so heavily invested in the banks) get ahold of them!Thanks, Katerina, for your words of wisdom...

 
Via Nestor & Katerina Gasset Realtors® Wellington Florida Luxury Homes (International Properties and Investments, Inc.):
There is so much internet chatter going on about strategic defaults since … (1 comments)

charlotte nc short sales: UNBELIEVABLE Deal on This Immaculate Charlotte NC Short Sale - 02/14/10 04:54 PM
**PRICE REDUCED MORE THAN $10K - SHORT SALE!!** - Townhome in Gated Community! … (1 comments)

charlotte nc short sales: Charlotte NC Foreclosures - A Buyer's Perspective - 12/20/09 02:17 AM
Recent reports of increasing foreclosures in the Charlotte NC area, of course, put me immediately in research mode!  I have to consider the affect that foreclosures will have upon my sellers and, as we are all aware, buyers who don't mind rehabilitating property need to be aware of the foreclosure status in Charlotte NC as well.   Spending time and money up front to resurrect a property that has been poorly maintained and perhaps stripped of as much as possible by the former homeowner, is a prerequesite to owning a foreclosure.  Unlike short sales, the foreclosed properties are in far worse … (22 comments)

charlotte nc short sales: Charlotte NC Short Sales: Foreclosure or Short Sale--What's the Difference? - 10/18/09 09:50 AM
Foreclosure or Short Sale--What's the Difference?Losing your home to foreclosure is a painful event that continues to haunt you long after your home has gone back to the bank.  Your credit score is severely affected and, regrettably, most people cannot be sure that they will remain safe from foreclosure because they haven't foreseen the "unexpected."  Such events as serious illness, a major accident, divorce or job loss can happen to anyone at anytime.  It’s a good idea to understand the available alternatives should such devistating events occur in your life.  
So, what IS the difference between a foreclosure and a … (25 comments)

charlotte nc short sales: Presenting Multiple Offers to the Lender for Short Sale Approval - 10/06/09 12:03 AM
Presenting Multiple Offers to the Lender for Short Sale Approval While visiting at the NAR site regarding the new short sale designation and visiting the 'discussions'  link, I found several questions relating to short sales and one, in particular caught my eye.  "Can multiple offers be submitted to the lender without seller signatures or can only one offer be negotiated at a time?  Can the seller sign multiple offers to submit to the bank?"Ahh, the question of the year!  In Broker Bryant and Wendy Rulnick's classes (visit www.ShortSaleSuperstars.com) on short sales, we learned that we only submit one offer at a … (112 comments)

charlotte nc short sales: Charlotte NC Short Sale--1023 Valley Ridge Road - 09/13/09 05:01 PM
Great Starter Home in Valley Ridge - Move-In ReadyLocation: Valley RidgeCharlotte NC Short Sale: Excellent starter home! Solid wood cabinets, SS sink, & white appliances in kitchen. Self-cleaning oven & dishwasher. Refrigerator, washer & dryer included! Ceiling fans, window blinds & upgraded carpeting throughout home. Combo den/dining room. Master has huge walk-in closet & cathedral ceiling. Finished garage. Take advantage of the $8000 first time home buyer credit Federal Tax Credit & make us an Offer today!InformationContact Information Debe Maxwell704.491.3310Contact Reply FormForward to a FriendView Other FlyersPricingPrice: $110,000.00Flexibility: NegotiableProperty Location1023 Valley Ridge RoadCharlotte, NC 28214View MapLinksVisit My Team WebsiteVisit My Personal … (6 comments)

charlotte nc short sales: SOLD in Just 14 Days! Southampton Charlotte NC Short Sale--Closed in 68 Days! - 08/09/09 08:04 PM
Short Sale in Southampton! - SOLD IN 30 DAYS 17118 Cambridge Woods Ct, Charlotte, NC 28277 View Map **UNDER CONTRACT IN LESS THAN 30 DAYS** Beautiful 3BR/2.5BA plus Loft in desireable Southamption Commons in EXCELLENT SCHOOL zone. LG Formals & 2-story family room w/fireplace. Eat in kitchen w/42' cherry cabinets and center island. Neutral paint & carpet. Loft can easily be converted into 4th BR. Fully fenced bkyd w/irrigation system. Professionally landscaped. Walk to pool, playground & water park. Short Sale--AMAZING DEAL!
Details Asking Price: 225,000 MLS: 855612 Sq. Feet: 2299 Lot Size: 0.21 Bedrooms: 3 Bathrooms: 2.5 # of Floors: … (2 comments)

charlotte nc short sales: South End Charlotte NC SHORT SALE Townhome! A MUST See! - 07/08/09 09:55 PM
SHORT SALE Townhouse in South End Charlotte NCLocation: South EndBetter than the MODEL! This 3BR/3.5BA townhome has it all--upgrades too numerous to list! Great complex in the heart of South End, Charlotte! Deck off sunroom (main level) and patio off office/BR on lower level. Huge Master Suite, ceiling fans, surround sound, tile, granite, stainless, gleaming hardwoods, upgraded lighting & much more! The Block at Church Street is located in popular South End between Winnifred & West Bland Streets! This beautiful townhome is only 1-1/2 blocks to the center of all that South End has to offer including the LIGHT RAIL, Phat … (0 comments)

charlotte nc short sales: The UPsides to Short Sales - 06/23/09 09:40 PM
UPsides to Short Sales Really? you ask.  IS there an upside to this miserable process?  In fact, there is!  Short sales have become a way of life for many Realtors® in several states over the last few years and it seems to be spreading to even more states, as more of the ARM loans are coming due or homeowners lose their jobs or for any number of reasons.
 
Short selling seems to have even become epidemic in some areas. The fact is, that we all are going to eventually HAVE to engage in the process and we'd best become accustomed to … (22 comments)

charlotte nc short sales: Short Sale in Charlotte NC South End! A True Treasure! - 06/02/09 09:29 PM
Immaculate Townhouse in South End For Sale!!Location: South EndBetter than the MODEL! This 3BR/3.5BA townhome has it all--upgrades too numerous to list! Great complex in the heart of South End, Charlotte! Deck off sunroom (main level) and patio off office/BR on lower level. XL Master Suite, ceiling fans, surround sound, tile, granite & stainless & much more! The Block at Church Street is located in popular South End between Winnifred & West Bland Streets! This beautiful townhome is only 1-1/2 blocks to the center of all that South End has to offer including the LIGHT RAIL, Phat Burrito, Greek Isles, Jilllian's, … (14 comments)

charlotte nc short sales: Are You in Need of a Short Sale Expert in Charlotte NC? - 05/23/09 05:20 PM

Are You in Need of a Short Sale Expert in Charlotte NC? With the increased need for short sale expertise in Charlotte NC, our team has made a commitment to be the market leader in the area in assisting homeowners with their short sale needs.  I'd like to congratulate Edna Wellons, our first partner to complete her CDPE (Certified Distressed Property Expert).  This was not just a simple short sale course, it required vigorous studies with an examination, making Edna Charlotte's newest CDP Expert! Our team is committed to helping those property owners in distress, to re-negotiate their current mortgage … (1 comments)

 
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Debe Maxwell - Search Charlotte Homes for Sale - Charlotte NC Neighborhoods

Charlotte, NC

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iCharlotteRealEstate.com Savvy + Company Real Estate

Address: 1920 E. 7th Street, Charlotte, NC, 28204

Office Phone: (704) 491-3310

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Author Bio: Debe Maxwell is a Certified Residential Specialist in the Charlotte Metro region with a focus on the Charlotte luxury home market. My team of agents each have their own specialty areas, a benefit to anyone buying a home in Charlotte NC.

 

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