Here is some information on the new Illinois Hardest Hit Mortgage Program and a link to apply. Maybe you know someone having trouble paying their mortgage that this can help?
If you know any woman with any type of cancer you have some idea of what a tough fight it is for her - and for her family. And the day to day living with it gets even tougher. The people at this great non-profit foundation help by offering free professional housecleaning and maid services to help improve the lives of women undergoing cancer treatment.
These nice folks partner with over 800 professional residential maid services that are insured and bonded. These companies' provide four free general cleanings - one a month for four months to patients accepted into the program
Applications for this service can be filled in online by women with any type of cancer so long as they are currently under treatment. (They necessarily need to limit the number of applications received online each day.)
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
Got something that's been bugging you -- from a hangnail to a headache and beyond? These folks make it easy for you to pin point the problem and then learn just about everything there is to know about the condition.
Simply let them know your sex and age (you can use the program anonymously). Then start clinking on the mannequin as you drill down to the specifics of your issue. Along the way, or when finished, you'll be prompted with suggestions and finally presented with a ton of information regarding your complaint.
Good way to gather information and become an informed patient in advance of a doctor or hospital visit!
If you had to, could you list just about every important thing in your house? These folks have helped thousands of homeowners/renters or business owners to maintain their home inventories since 1989 with their home inventory software program that helps you organize, manage and catalog a detailed list of everything you own.
Their software is now free and automatically organizes each inventory entry by category. The program tracks each item's, location, owner, serial number, model number, description, purchase and replace prices, warranty information, extended warranty information, appraisal information, and includes a 32,000-character memo field for each item. You can enter as much or as little information as you wish.
If your eyes begin to glaze over when someone asks if you have a complete home or office inventory, then this may be worth looking into. The price is right!
Ever get into a debate on whether that coleslaw you bought last week is still edible? How about the Gherkins or Spam you haven't opened since you bought them? This great place will give you a quick and snappy answer. (See below).
Consumer Reports, ABC, CBS, Readers Digest and even Martha Stewart and Rachael Ray think highly of these folks and the Washington Post calls this great place "The ultimate shelf life guide"
With this resource you can win any debate about food life and become the family and neighborhood food guru. PS Answers to the above: Coleslaw- three to five days; Gherkins - two years; Spam - two to five years.
Healthy information - even if you don't like coleslaw, pickles or Spam!
Dumping your old expired meds down the toilet? Maybe that seems like the easy solution - but it's a bad idea because it messes up our water supply and cumulatively could make a lot of people sick --- including you!
These folks have helped prevent 123,000 pounds of unused medications from harming our citizens and the earth. Their flagship system is set up to make it easy to get rid of your old meds in an easy and environmentally safe manner.
Here's how it works. When you arrive at this site you will find a search box for your zip code. This will provide you with a list of participating pharmacies where you can simply drop off your old meds. They ship it to a processing plant where it is safely repurposed into a risk-free renewable resource used in the manufacture of building materials.
These folks - with your help - can keep medical waste out of our water supplies and landfills -- for a greener, healthier planet.
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
It hurts a lot when you forget an important birthday! Some nice folks have come along and set up this special service that will send you a reminder seven days before the event and another one day before -- so you'll never forget a birthday or special event again.
Just enter (or import) your birthday, anniversary and/or holiday lists and they take over by sending you a reminder e-mail and by making it easy to send cards right from their site. And they have a pretty extensive bundle of event categories with cards to match: Birthdays, Anniversaries, Lots of holidays, Health, Congratulations, Humorous, etc.
And best of all, unlike many similar services, there is no cost to you!
We'll bet, at one time or another, you've bought a laptop, computer, camera or other gadget and two weeks later found out there is a newer model with better features out on the market - or the same model at a reduced price. Arrrggghhh!
These folks go to bat for you and help avoid the arrrggghhhs by predicting future product releases so you can purchase with no regrets. They make model predictions by matching hundreds of thousands of devices to their model lineages and applying proprietary advanced algorithms.
These price predictions help get you off the fence so you can pull the trigger with confidence and save money. They claim that their prediction algorithms utilize billions of observed price movements and other data spread over 40 distinct factors.
There has to be a good reason that this great place was visited by over 15 million folks last month and was featured in 121 books, on CNN, WABC in New York, Bay News 9 in Tampa Bay, and USA Today's Hot Sites.
People go here, when they are going to travel to or do business, to find out a ton of information on just about any city or town of consequence in the US. For example, you can find out everything you ever wanted to know about Vermillion Township, IL - population 325 - density: 14 people per square mile.
The information at this great place has been gathered from a wide variety of sources and includes graphs of latest real estate prices and sales trends, recent home sales, a home value estimator, hundreds of thousands of maps, satellite photos, stats about residents - race, income, ancestries, education, employment, geographical data, state profiles, crime data, registered sex offenders, cost of living, housing, religions and much much more.
Even though there are other sites where the data may be more current (at a considerable cost), if you ever need to do some quick research on any city, zip code, or neighborhood for any reason, from considering a move there to just checking where somebody you know is staying --- this is a good place to go!
How many times has a message appeared on your computer screen asking if it's OK to report an incident or error report to Microsoft? We'll bet they have never come back to you with a quick solution (or any solution). We'll even bet that they have never come back to you - period.
If you are running Windows XP, here's how to make that pesky nag screen go away for good: Right-click on My Computer. Select the Properties/.Advanced tab/ Error Reporting button and select the "Disable error reporting" option. Leave a checkmark in the "But notify me when critical errors occur" box.
That move alone will eliminate all but the most critical nag messages - the ones that never bring you a solution.
That's it and Shazam - the evil empire is off your back!
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
Here's the choice. If you are a graphics professional you can go out and spend lots of bucks for image editing tools. On the other hand if your livelihood doesn't depend on top of the line software and you just want to occasionally crop, edit and touch up a photo and other graphics, then these folks can help.
This "cloud based" program will do all of the usual editing you'll need. You can create a new image, open and edit an image from your computer or the web and create an image library - all without having to install any software.
There are a lot of unsavory places on the web that are out to getcha! A few of the tools in their arsenal are viruses, phishing, and spyware. They're out to get your credit card numbers - your passwords - or even crash your computer and remember that by the time you visit a Web site it's usually too late.
When in doubt go to this tail saving site first - insert the URL and get an instant report showing if it's safe or not. You'll feel more comfortable traveling the web knowing that this free service comes to you from Norton -the security experts.
Are you getting overloaded with programs that slow down your computer? Would you like to eliminate some of the mess that loads up every time you start your machine each day? Would you like to try some new programs without cost and run them from the" Cloud"? If so it will pay you to visit this forward thinking site.
These people have put together over a thousand applications that you can launch from the web with no installation -- so you can use them instantly - no matter where you are.
How many times has a message appeared on your computer screen asking if it's OK to report an incident or error report to Microsoft? We'll bet they have never come back to you with a quick solution (or any solution). We'll even bet that they have never come back to you - period.
If you are running Windows XP, here's how to make that pesky nag screen go away for good: Right-click on My Computer. Select the Properties/.Advanced tab/ Error Reporting button and select the "Disable error reporting" option. Leave a checkmark in the "But notify me when critical errors occur" box.
That move alone will eliminate all but the most critical nag messages - the ones that never bring you a solution.
That's it and Shazam - the evil empire is off your back!
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
Here's the choice. If you are a graphics professional you can go out and spend lots of bucks for image editing tools. On the other hand if your livelihood doesn't depend on top of the line software and you just want to occasionally crop, edit and touch up a photo and other graphics, then these folks can help.
This "cloud based" program will do all of the usual editing you'll need. You can create a new image, open and edit an image from your computer or the web and create an image library - all without having to install any software.
There are a lot of unsavory places on the web that are out to getcha! A few of the tools in their arsenal are viruses, phishing, and spyware. They're out to get your credit card numbers - your passwords - or even crash your computer and remember that by the time you visit a Web site it's usually too late.
When in doubt go to this tail saving site first - insert the URL and get an instant report showing if it's safe or not. You'll feel more comfortable traveling the web knowing that this free service comes to you from Norton -the security experts.
Are you getting overloaded with programs that slow down your computer? Would you like to eliminate some of the mess that loads up every time you start your machine each day? Would you like to try some new programs without cost and run them from the" Cloud"? If so it will pay you to visit this forward thinking site.
These people have put together over a thousand applications that you can launch from the web with no installation -- so you can use them instantly - no matter where you are.
Just three days out from the global lights-out event, Earth Hour 2011 has reached record participation, with 131 countries and territories registered to take part, on all seven continents, with all G20 countries, thousands of cities, and iconic landmarks and public figures set to join with hundreds of millions across the world to celebrate action for the planet.
On Saturday, March 26, 2011, at 8:30 pm, Debra Kukulski of RE/MAX Unlimited Northwest will take part in Earth Hour—the world’s largest global climate change event.
By simply turning out all non-essential lighting for one hour in my office and home, I will join tens of millions of concerned citizens throughout the world in calling for action to save our planet for future generations.
On Saturday, March 26, 2011, at 8:30 p.m. local time, I am taking part in Earth Hour—an event led by World Wildlife Fund in which millions of people around the world will unite by turning out their lights for one hour to make a bold statement of concern about our planet and climate change.
Earth Hour started in 2007 in Sydney, Australia when 2.2 million individuals and more than 2,000 businesses turned their lights off for one hour to take a stand against climate change. Only a year later and Earth Hour had become a global sustainability movement with more than 50 million people across 35 countries/territories participating. Global landmarks such as the Sydney Harbour Bridge, CN Tower in Toronto, Golden Gate Bridge in San Francisco, and Rome’s Colosseum, all stood in darkness, as symbols of hope for a cause that grows more urgent by the hour.
In March 2009, hundreds of millions of people took part in the third Earth Hour. Over 4000 cities in 88 countries/territories officially switched off to pledge their support for the planet, making Earth Hour 2009 the world’s largest global climate change initiative.
Earth Hour 2011 will take place on Saturday 26 March at 8.30PM (local time). This Earth Hour we want you to go beyond the hour, so after the lights go back on think about what else you can do to make a difference. Together our actions add up.
Earth Hour 2011 has garnered support from global companies and organisations as diverse as: Nokia, PWC, FIFA, the International Olympic Committee, Canon, Baidu, Naver, National Geographic Channel Asia, Bloomberg, Starcom, Mindshare Pocoyo, Clearchannel, Credit Suisse AG, Coca Cola, IKEA, Starwood Hotels and Resorts Worldwide, Hostel World and CB Richard Ellis.
During Earth Hour, international landmarks including the Golden Gate Bridge, Empire State Building, Eiffel Tower and Great Pyramids have gone dark alongside the city skylines of Las Vegas, Hong Kong, Tel Aviv and more. To see it for yourself, check out this video:
But Earth Hour isn’t just for national landmarks and big cities—anyone can participate, whether it be individuals like you and me or schools, businesses, organizations, and our state and local governments. I hope you will join me for this amazing event and help send a message that the time for action on climate change is now. To sign up and start spreading the word, visit http://www.earthhour.org/Homepage.aspx?intro=no
Please help me spread the word. Let’s switch off our lightsand send a powerful message: by working together, each of us can make a positive impact in the fight against climate change.
Participating in Earth Hour is easy, fun and absolutely free. To get more information and to sign up to for Earth Hour 2011, just visit www.earthhour.org/USA and agree to turn out your lights from 8:30-9:30 pm on March 27, 2011.
Earth Hour is organized by WWF. With almost 5 million supporters and a global network in over 130 countries/territories, it’s one of the world's largest and most respected independent conservation organizations. WWF’s mission is to stop the degradation of the Earth's natural environment and build a future where people live in harmony with nature.
This Saturday, 26 March, at 8:30pm local time iconic landmarks across the globe will go dark for Earth Hour including:
• The world’s tallest building – Burj Khalifa, Dubai • The Empire State Building, New York • Times Square, New York • Christ the Redeemer statue, Brazil • National Monument, Indonesia • London Eye • Eiffel Tower, Paris • India Gate, Delhi • The Alhambra, Spain • National Mausoleum, Pakistan • Boudhanath Stupa, Nepal • Table Mountain, South Africa • Brandenburg Gate, Berlin • The Obelisk, Argentina • Milad Tower, Tehran • Duomo, Milan • Sheik Zayed Grand Mosque, the largest mosque in the United Arab Emirates • Davis Station, in Antarctica • Jet d’Eau, Geneva, Switzerland • Opera House, Sydney • Presidential Palace, Lima - world heritage site • Victoria Falls, Zimbabwe • Parliament Palace in Bucharest, Romania • Queen’s Palace, Madagascar • Government House, Hong Kong • Royal Castle, Sweden • Denmark’s Kronborg Castle • Santa Maria del Mar Basilica, Spain • Royal Palace, Thailand • China World Trade Centre Tower 3 (the tallest building in Beijing). • Presidential Palace, Indonesia • Niagara Falls, Canada • Hanoi Opera House, Vietnam • Rembrandt Square, Amsterdam • The Merlion, Singapore
In 2010 hundreds of millions of people across the world, in 4,616 cities, in 128 countries and territories took part in Earth Hour, but switching off the lights was only the beginning. This year Earth Hour asks people to go beyond the hour, and use Earth Hour to commit to an action, big or small, that they will sustain for the future of our planet.
Energy efficiency isn’t just good for the bottom line. As citizens of the world, we all have a stake in the future of our planet and must seek to operate in ways that don’t deplete our world’s limited natural resources.
In the time leading up to Earth Hour, we will be taking a closer look at ways we can operate more efficiently, waste less and reduce our environmental footprint. That’s because I care about the future of our world and want to do what I can to make a positive difference.
We want The United States of America to turn out more lights than any other country in the world during this historic event and so hope you’ll join us, and encourage people you know in the community to also take part. Don’t forget—March 26th at 8:30 pm, switch off.
People all over the world have already signed up! Will you please join us?
I'd love to see participation from more people and homeowners in these and any community in Northern Illinois: Cary, Oakwood Hills, Crystal Lake, Barrington, Barrington Hills, Tower Lakes, Port Barrington, McHenry, Johnsburg, Algonquin, Lake In The Hills, Lake Killarney, Homes along the Fox River and Chain of Lakes, Buffalo Grove, Huntley, Hampshire, Marengo, Carpentersville, Elgin, South Elgin, Fox Lake, Wonder Lake, Woodstock, Harvard, Hebron, Antioch, Spring Grove, Volo, Lakemoor, Lakewood, Island Lake, Wauconda, Lake Barrington Shores, Pingree Grove, Maple Park, Elburn...etc!!!
AN EASY WAY TO KEEP OFF THE SPAM LISTS!Looking for an easy way to stay of those cussed spammers lists? If so here's a neat service that's hassle-free. No need to register or sign up or pay for this one. Just a way to create an e-mail address on the fly that serves only one purpose - to keep you off the spammers lists when you register at a web site. So long as you have no need to hear from the site owners this system works like a charm.
These nice folks let you think up "throw away" e-mail addresses whenever you need to "register" to enter a web site or get to some information you want. Just make up the address and they create your temporary e-mail box automatically. For example you can be Foghorn@mailinator.com - or BigLestor - or RogertTheDodger - or PrettySally --whoever you want to be! Just use your made up address and if you need you can check your mailbox there for any replies within the following two hours. After that the box disappears.
And best of all - you'll never get any spam from the hooligans!
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
Are you suffering from password fatigue? We'll bet that you either live dangerously and use the same password everywhere or are going batty trying to remember or hide your 926 different versions!
Here's an easy to use small and simple password vault that works with any program, not just browsers. The handy auto-type feature avoids the chore of switching back-and-forth between windows to copy/paste user names, passwords and other account info.
Nice people - they give it to you without your having to dole out any shekels!
Of course when you get behind the wheel you don't drive over the speed limit - usually! But if, occasionally your mind gets distracted and you wander 20 or so miles over the posted limit, you might want to visit this helpful place.
The National Motorists Association (NMA) provides this site where you can pick the state and city/town where you will be driving. There's a huge selection right down to the tiniest burbs (including 3 in North Pole Alaska for example).Then - Shazam - right before your eyes are the favorite speed trap locations and in many cases a description of any unmarked cars used.
This service is yours for the taking. But then again - you probably don't need it!
Your new PC usually arrives set up with the operating system and programs you ordered all installed. But did you know that in addition the hardware manufacturer often generates additional revenue from several manufacturers and installs their software on your new unit (whether you want it or not).
Although some of the furtive software may be useful, this helpful program immediately identifies this extra stuff and gives you the option to keep it or delete it from your system (known loosely and crassly as de-crapifying your computer).
Might as well make it your option because this helpful program is on the house.
Ever wonder how often a certain word appears in literature over a period of years - or even centuries. If so, here's a neat program that allows you to enter two or more words or phrases and instantly view a graph showing the rise and fall of their use over time.
For example: Enter "radio' and "computer" plus a time frame from 1800 to 2000 and view the ascent and decline of these two technologies over that period. Similarly interesting charts evolve from the following combinations for example: pirates/nuns, god/devil, and heaven/hell.
This search capability stems for Google's much ballyhooed effort to coral every printed word in the history of the world. Knowing them they'll probably do it. Google never ceases to amaze!
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
Here's a chance to play the market 24/7 and never lose a cent. How? Use this neat stock market trading practice/simulator site!
Both market novices and active traders come here to hone their stock picking skills. This ranges from seasoned hedge fund managers, to stay-at-home moms. The great thing is that you can practice 24/7 in a market simulated setting.
And you can do this trading in your fuzzy slippers and never lose a cent!
One of the time consuming irritants that comes with buying a new computer (or recovering from a crash) is searching for the software program keys and serial numbers in your e-mails, manuals and other various files and folders.
You can avoid a lot of that hassle with this little application that scans your Windows Registry for Windows product keys and other serial numbers and licenses and provides you a list with this valuable time saving information.
This is a good site to visit if you know anyone who could be/or is susceptible to a heart attack or stroke. It is a place to connect with heart attack survivors - a place to explore the stories of real survivors and to share your own.
In addition to lots of really good information including heart attack facts and early warning signs, these folks have a special offer that will help you to easily carry around your aspirin in case of an emergency. For a $5 donation to the National Coalition of Women with Heart Disease they will send you a special-edition pill tote that makes it easy to keep potentially life-saving aspirin on hand in the event of a suspected heart attack.
We'll bet you love being kept on hold when you call for support or about an order you placed. These innovative folks have a great system to beat the crazy machines that have you press 17 numbers and then hang up on you after a 22 minute hold!
Here's their solution. When you are put on hold, you can hang up and, when a customer service representative gets around to picking up, you'll get a call and be hooked right up. And these folks make it easy - they even have a built on phone book that makes most calls a one click breeze.
What makes this even sweeter (when they finally hook up) is that the company that would have you stay on hold is politely asked to hold for a second until you pick up!
We are always pleased to be of service to our Cyber Friends and to provide you with these monthly CyberTips. As members of the Real Estate CyberSpace Society we are always current on ways to expand our normal high standards of service with the very latest Internet and other CyberSpace strategies and tools. Click Here for hundreds of Cyber Tricks and Great Places in back issues.
How many gift cards do you have kicking around unused? Maybe you really don't like the store or their merchandise. How about turning these dust collectors into cash?
These folks help consumers unlock the billions of dollars of gift cards that are never used. They offer a convenient and safe way to get the most out of gift cards. You can cash in gift cards with a minimum balance of $25 for up to 92% of the card balance. They'll also exchange your unwanted cards for purchasing power at stores like Amazon.com, or donate them for the benefit of your favorite nonprofit organization.
There will come a time when you really want to know what possessions you have collected in your home - in detail. It may be when applying for insurance. It may be (although we hope not) when it is necessary to file an insurance claim in connection with a fire or flood disaster - or a theft.
These folks make it easy with this easy and uncomplicated program. Just enter the rooms in your home and the contents of each room. You can list the purchase price, replacement price, and any other details such as a photo and/or purchase receipt. There's even a "donation room" that makes handling charitable donations and tax deductions as easy as pie.
And to top it off this neat program about the insides of your house is - on the house!
How about an easy way to call and conference up to 96 friends or business, social, club or church associates?
This neat service gives you a conference line with your own dedicated conferencing phone number and access code that is available 24/7. And there is no need to make a reservation. All you need to do is provide your call group with that number, code and the time to call in for a conference call of up to 6 hours! You can even do a recording of the conference and store it on your computer or distribute it to conference participants.
The icing on the cake is that you need only provide these nice folks with your name and an email address (no credit card necessary) to receive an instant account. You can start using it immediately - no gimmicks - no hidden costs - no chicanery - no hassle - just plain old free!
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