John R. Thomas - Delaware Mortgages - Delaware FHA Loan

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Mortgage and Lending - Primary Residential Mortgage Inc. - NMLS 38783
Delaware Mortgage loans for the purchase or refinance of homes in Delaware. Advice on Delaware mortgage rates and loan programs. Delaware FHA Loans, Delaware USDA loans, Delaware VA loans, and Delaware Reverse Mortgages. John R. Thomas is the author of the book, Your Guide to Buying Your First Home in Delaware.

ARCHIVED BLOG POSTS

2008 

There will be a Free Seminar on Understanding Credit & Credit Repair on Saturday February 9, 2008 at 10:00 AM till Noon at Citizens Lending Group's Office in Newark, Delaware.  The seminart will cover the 5 parts of the credit scoring model, how your credit score is calculated, how your score is ...
01/19/2008
There will be a Free Budgeting Seminar on Wednesday February 6, 2008 from 6:30 PM till 8:00 PM at Citizens Lending Group's Office in Newark, Delaware.  The seminar will cover how to make a budget, how to track your daily, weekly, and monthly expenses.  The seminar will provide participates with a...
01/19/2008
Citi experienced its first loss in 16 years.  It lost 9.83 billion dollars in the last quarter of 2007 because of mortgages that it wrote down on the balance sheets.  Citi also cut its dividend it pays to its stock holders by 41 percent.  Citi also secured 12.5 billion in much needed cash.  The 1...
01/14/2008
If you have wonder what title insurance is and why you need it, then look no further.  Title insurance is usually required by the lender to protect the lender against loss resulting from claims by others against your home.  In some states, attorneys offer title insurance as part of their services...
01/12/2008
This will be a new monthly Home Maintenance & Safety Checklist 2008.  I will post a new post every month. Home Mainenance & Safety Checklist1. Test Smoke Detector2. Check Fire Extinguisher3. Test GFCIs.4. Clean or Change Furnance Filter.5. Clean or Change Humidifier Pad.6. Clean Stove Exhaust Fan...
01/10/2008
Countrywide was all over then news again yesterday and the stock plumented to $5.75, this was a new 52 week low.  The 52 week high had been $42, so you can see how much value the company's stock has lost.  The first piece of big news that hit the stock price were rumors that countrywide would fil...
01/09/2008
There will be a Free Financial Planning Seminar Titled Financial Planning for Everyone.  The seminar will be at the Citizens Lending Group's Office in Newark, DE from 6:30 PM till 8:00 PM on Wednesday night.  Everyone is invited to attend, but pre-registration is required.  The seminar will cover...
01/08/2008
I just found out in my local market that Weichert is taking all of the purchase contracts they get and giving information to their in house mortgage person and having them call my client to beat whatever rate I am giving.  They get the rate info from the sales contract and from the agent.  So the...
01/08/2008
The Federal Reserve Board has come up with its solution for the Mortgage Market Meltdown of 2007 and it is called the The Home Ownership and Equity Protection Act proposal.  The Federal Reserve has unexpectedly taken a hatchet to the payment of yield-spread premiums to mortgage brokers as part of...
01/06/2008
There will be a free seminar on Understanding Credit and Credit Repair on Saturday January 12, 2008 from 10:00 AM till Noon. Come learn the following;Learn How to Establish Good CreditLearn the Dos & Donts of Credit RepairLearn How to read a Credit ReportLearn How to write Dispute Letters to the ...
01/06/2008
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John Thomas

First Time Home Buyer Expert
local_phone(302) 703-0727
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Delaware Mortgage loans for the purchase or refinance of homes in Delaware. Advice on Delaware mortgage rates and loan programs. Delaware FHA Loans, Delaware USDA loans, Delaware VA loans, and Delaware Reverse Mortgages. John R. Thomas is the author of the book, Your Guide to Buying Your First Home in Delaware.