http://activerain.com/blogs/dennisvolz San Diego, 619-670-1000 -- DennisVolzInsurance.com - auto insurance quotes, renters insurance, homeowners insurance, car insurance, landlord insurance, motorcycle insurance, motorhome insurance, lnsurance information, auto insurance, quote, landlord insurance en-us http://activerain.com/blogsview/1316392/knowledge-confidence-success <p><a href="http://www.themlmresourcecenter.com/wp-content/uploads/2009/11/Knowledge_Success.jpg"><img title="Knowledge_Success" src="http://www.themlmresourcecenter.com/wp-content/uploads/2009/11/Knowledge_Success-300x208.jpg" height="208" alt="Knowledge_Success" width="300" style="margin: 5px; float: right;" /></a>Real confidence in online marketing comes from knowing The Landscape of the industry which is the tools, strategies and methodologies of marketing yourself on the internet. You don&rsquo;t have to know everything about The Landscape; in fact, you probably never will&hellip; but you should strive to become an expert in the areas that interest you.&nbsp; As your business gains momentum, you&rsquo;ll naturally learn about other areas in The Landscape, but you gotta start somewhere, right?</p> <p>A good place to start is with something you already know and like to do.&nbsp; Maybe you&rsquo;re a Facebook fan or you like to write (blog) or maybe you like to make short little videos and upload them to YouTube.&nbsp; Whatever you naturally gravitate to should be your first marketing strategy.&nbsp; Become an &lsquo;expert&rsquo; in just that one area.</p> <p>For example, you might choose writing.&nbsp; Then become an expert at blogging, writing and posting articles.&nbsp; Set some production standards for yourself.&nbsp; Go easy at first.&nbsp; Maybe you decide to post 3 articles a week.&nbsp; In between articles, look around the internet at what other bloggers and articles look like.&nbsp; <a href="http://www.redhotmillionaire.com/">Get some training</a> on Article Submission and blogging.&nbsp; Read some<a href="http://www.themlmresourcecenter.com/free-stuff" target="_blank"> free eBooks</a> on the subject (they&rsquo;re all over the internet, just look around).&nbsp; Just be sure to religiously post your 3 Articles a week.</p> <p>You might choose to do Pay Per Click advertising.&nbsp; If you do, you&rsquo;ll want to get a good schooling in Keywords.&nbsp; You can go to <a href="http://www.wordtracker.com/" target="_blank">WordTracker.com</a>.&nbsp; Click on the ACADEMY link at the top of the page and then click on KEYWORDS link on the left margin and you&rsquo;ll find an entire Keywords Bootcamp full of&nbsp; training and articles.&nbsp; All COMPLETELY FREE!</p> <p>The more you know the more you have available to pass along to your team.&nbsp; Every little bet of knowledge you gain can bring significant gains to your confidence AND your bottom line.&nbsp; Consider it a process rather than a project.&nbsp; Keep your goals and dreams in front of you every day.&nbsp; Never give up and keep on plugging away!</p> <p>Success is simply a few simple disciplines repeated every day!</p> <p>&nbsp;</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Mon, 02 Nov 2009 17:03:02 -0600 http://activerain.com/blogsview/1316392/knowledge-confidence-success http://activerain.com/blogsview/1310520/is-your-marketing-budget-making-any-sense- <p>&nbsp;</p> <p><a href="http://www.themlmresourcecenter.com/wp-content/uploads/2009/10/blue-dollar-signs.jpg"><img title="blue dollar signs" src="http://www.themlmresourcecenter.com/wp-content/uploads/2009/10/blue-dollar-signs-300x240.jpg" height="240" alt="blue dollar signs" width="300" style="border: 5px solid black; float: right; margin-left: 5px; margin-right: 5px;" /></a>Regardless of how much money you make, you should live within a budget.&nbsp; The key to wealth is not how much you make, but how much you KEEP!&nbsp; Setting a budget for your life, your business, your entertainment just makes sense.&nbsp; As a 30+ year entrepreneur, I realize the importance of setting a budget within my business.&nbsp; I do this annually and budget for marketing, payroll, equipment purchase or maintenance, supplies, office rent, advertising cost, etc.</p> <p>The biggest mistakes people that new entrepreneurs make is either not having a budget or spending money in all the wrong places.</p> <p style="text-align: center;"><strong>Marketing Is Where It&rsquo;s At</strong></p> <p>The single most important element of your business plan has to be MARKETING.&nbsp; You can have the greatest website, blog, capture page, content, and videos.&nbsp; If you don&rsquo;t get traffic to your site, you&rsquo;re OUT OF BUSINESS.</p> <p>We all come into business with different cash positions.&nbsp; Some are cash flush with great incomes either from their jobs or other business endeavors.&nbsp; Some are just squeaking by.&nbsp; Regardless of your circumstances, there is a marketing plan to fit your budget.</p> <p style="text-align: center;"><strong>Either You At Work Or Your Money At Work</strong></p> <p style="text-align: left;">There&rsquo;s only two ways to work, make money, or to get things done &mdash; Man at Work! or Money at Work!&nbsp; There&rsquo;s just no way around it.&nbsp; If you view that from the entrepreneurial perspective, there&rsquo;s only two ways to market, add friends in Facebook, bring traffic to your website, write articles, build a blog, etc.&nbsp; Either you do it or you pay someone to do it for you.&nbsp; Paying for it can include simply hiring someone to do the work for you such as building a website or even adding friends to Facebook.&nbsp;&nbsp; Or it could mean paying for some kind of online system or computer program to do some or all of the work for you.&nbsp; While there&rsquo;s lots of free tools and strategies out there, you still have to do some work to set it up (or, once again, pay someone to do that for you)&nbsp; Enough said there&hellip;</p> <p style="text-align: left;">It&rsquo;s important to budget both your time and your money.&nbsp;&nbsp; I find that people usually have more of one than the other.&nbsp; In my case, money isn&rsquo;t as critical of a consideration as is my time.&nbsp; I really have to work at getting the time to do the things I want to do and therefore, I need to be careful to spend my time ONLY on the things that move my business forward.&nbsp; If you have more time than money, then you need to have laser-sharp focus on your spending.</p> <p style="text-align: left;">To financially budget your business you simply need to decide how much money you can afford to get things going and how much can you afford monthly to maintain your overhead.&nbsp; Start up costs and ongoing overhead need to be considered.&nbsp; Your monthly overhead will include (depending on your budget), your business overhead, your capture page system, your blog, your email auto-responder, phone expenses, advertising (such as PayPerClick, banner ads, classifieds, etc), and web hosting.</p> <p style="text-align: left;">Especially when you are starting out, you should spend 90% of your time and money on marketing.&nbsp; Get to a point where you have more leads than you can handle, then make some adjustments.</p> <p style="text-align: left;">So here&rsquo;s a list of marketing possibilities grouped into two categories:&nbsp; Free and Paid</p> <p style="text-align: left;">FREE</p> <ul> <li><strong>Social Marketing</strong></li> <li>&middot; Facebook</li> <li>&middot; Twitter</li> <li>&middot; YouTube</li> <li>&middot; BetterNetworker</li> <li>&middot; Blog</li> <li>&middot; UStream</li> <li><strong>Content Marketing</strong></li> <li>&middot; Video Marketing</li> <li>&middot; Article Marketing</li> <li>&middot; Press Releases</li> <li>&middot; Squidoo / Hubpages etc</li> </ul> <p>PAID</p> <ul> <li>&middot; Pay Per Click (Google, Yahoo, MSN others)</li> <li>&middot; Ezines / Solo Ads</li> <li>&middot; Banner Advertising</li> <li>&middot; Facebook Social Ads</li> </ul> <p>Most of the FREE options have some tools you can purchase to help you automate some of the tasks.&nbsp; For instance, there&rsquo;s <a href="http://budurl.com/artsubmitter" rel="http://bit.ly/plugins/iframe?otherUrl=http%3A%2F%2Fbudurl.com%2Fartsubmitter" target="_blank">article submission software</a> that can automatically submit your articles to hundreds of Article Directories for you.&nbsp; There are similar programs for videos to distribute them all over the internet.</p> <p>Simply decide if you want to put you to work or your money to work or both!&nbsp; There&rsquo;s so much you can do for free but you can accelerate your growth if you decide on some paid strategies as well.</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;"><strong><a href="http://www.mlm-toolkit.com/" target="_blank"></a></strong></p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Thu, 29 Oct 2009 18:46:55 -0500 http://activerain.com/blogsview/1310520/is-your-marketing-budget-making-any-sense- http://activerain.com/blogsview/1305724/napoleon-hill-first-video-blogger-enjoy-this-classic-video <p>This is Napoleon Hill condensed to his finest thoughts and ideas. <br /> <br /> &ldquo;Whatever the mind conceive and believe the mind can acheive; Regardless of how may times you may have failed in the past or how lofty you aims and hopes may be.&rdquo;</p> <p>Napoleon Hill was a true artist when it came to the fine art of success, motivation, and communication.&nbsp; We can all learn from his legendary philosophy.</p> <p>We all struggle with commitment, persistence, perseverence and focus.&nbsp; In this video, Mr. Hill takes us on a journey to success via his timeless truths.</p> <p><strong>Please enjoy this classes &lsquo;Success Artist&rdquo; </strong><br /> <br /> <object height="344" width="425"> <param name="movie" value="http://www.youtube.com/v/1GCaEZscfvA&amp;hl=en&amp;fs=1&amp;rel=0" /> <param name="allowFullScreen" value="true" /> <param name="allowscriptaccess" value="always" /><embed allowfullscreen="true" src="http://www.youtube.com/v/1GCaEZscfvA&amp;hl=en&amp;fs=1&amp;rel=0" type="application/x-shockwave-flash" allowscriptaccess="always" height="344" width="425"></embed> </object> <br /><br /> Dennis Volz <br /> 619-630-5437 <br /> <a href="http://www.redhotmillionaire.com" target="_blank">www.RedHotMillionaire.com</a></p> <p>&nbsp;</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 27 Oct 2009 10:46:19 -0500 http://activerain.com/blogsview/1305724/napoleon-hill-first-video-blogger-enjoy-this-classic-video http://activerain.com/blogsview/1262372/-2-desire-the-pilot-of-your-success <div id="body"> <p><img src="http://activerain.com/image_store/uploads/8/5/7/5/1/ar125430645515758.jpg" height="408" alt="" width="321" style="margin: 10px; float: right;" />What is the most important thing you must contribute to your own success? It is the persistent and prevailing <strong>desire</strong> to make that success happen with your business.&nbsp; Network Marketing is likely the only business on the planet that is do-able by ANYONE.&nbsp; These days if you have a phone and an internet connection you can be successful in this business.&nbsp;</p> <p>Why is desire so important to your success?&nbsp; Because along the way you will meet obstacles.&nbsp; You will meet up with frustration.&nbsp; You will take two steps forward then three steps backward.&nbsp; There will be days when you just want to quit.&nbsp; That's when your desire kicks in and you press on to your goal.&nbsp; Anything worth doing is not going to be easy.&nbsp; And here's the really good news!</p> Unlike most conventional businesses, <strong>everything</strong> in Network Marketing can be learned and you can achieve <strong>anything you want</strong>. The things you don't know can be learned. The resources necessary can be found and acquired for pennies. Success in our industry comes mostly from not quitting! Let me say that one point again because it is so important.<br /><br /><strong>Success in our industry comes mostly from not quitting!<br /></strong><br />Desire is a a longing or craving, as for something that brings satisfaction or enjoyment: <span class="ital-inline">sucn as a desire for success or fame or love.&nbsp; </span>By getting a large amount of people to do a small amount of duplicatable tasks each day you can create wealth based on the consumption habits of others!&nbsp; It's not complex - it just takes consistent persistance.<br /><br />Desire can overcome your lack of education.&nbsp; Desire can overcome your present circumstances.&nbsp; Desire can trump frustration.&nbsp; Desire can keep you going when everything and everybody tells you to quit.&nbsp; Desire is the pilot of your success that will get you to your destination regardless of your feelings.<br /><br />I remember years ago I was on a plane and landing in the middle of a rain storm.&nbsp; It wasn't a really bad storm, but as the plane was bouncing and bumping and rolling through the dark clouds on its way to the ground, I was a little freaked out.&nbsp; OK...&nbsp; I was A LOT freaked out!&nbsp; I was thankful that there was a trained pilot at the controls that was going to get us safely to our destination.&nbsp; He landed the plane despite my anxious feelings (and those of many other people on the plane that day).<br /> <p>Desire is your rational pilot when the irrational seeds of doubt, frustration, and despair enter your world.&nbsp; If there is no driving desire, then the knowledge and the resources will be of no use.&nbsp; Real, unique, meaningful desire is what will make success happen and is what will make it worthwhile.</p> <p>When is the last time you revisited your WHY? The true motivation that pushes you forward day in and day out; Your desire in the forefront of your mind that helps you continue even in difficult times?&nbsp; I hope at least weekly.</p> <strong>Check your Desire Daily.</strong>&nbsp; Decide that you will do the things necessary to carry you forward.&nbsp; Decide on your core beliefs and (of course) that your family, your health, etc are more important than your business.&nbsp; But then aside from those things, tell yourself that there is NOTHING more important than your success.&nbsp; Not your favorite TV show, not your love of 'playing' on your computer, not the opinions of others, not ANYTHING!&nbsp; <br />&nbsp;<br /><strong>Desire is the pilot; the guiding light that will take you to your dreams.<br /><br /></strong><br /> <p>&nbsp;</p> </div> <p>&nbsp;</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Wed, 30 Sep 2009 05:28:55 -0500 http://activerain.com/blogsview/1262372/-2-desire-the-pilot-of-your-success http://activerain.com/blogsview/1261864/what-network-marketing-is-not <p><img src="http://activerain.com/image_store/uploads/4/3/1/5/3/ar125426639335134.gif" height="320" alt="" width="400" style="float: right;" />There's so may misconceptions available these days. If you are a Network Marketer, you may be misunderstood by your friends. Well... Let me say you WILL be misunderstood by your friends.<br /><br />I want to offer you a few absolutes of what is not included in the realm of network marketing in order to help you weather the little gusts of cold wind from your friends when they come.<br /><br />Here's my list:<br /><br />What Network Marketing is NOT<br /><br /> * It is NOT an INVESTMENT PROGRAM! Just because you bought a business opportunity, it will forever be a business &lsquo;opportunity&rsquo; and not a business if you sit and do nothing. This is not Unit Trust or Mutual funds or a Fixed Deposit Savings Account. The money doesn&rsquo;t grow by you becoming a distributor. The more you invest doesn&rsquo;t mean you will necessarily earn more.<br /><br />* It is NOT a GET RICH QUICK SCHEME! Those who make it big in MLM within a short time are the EXCEPTION to the NORM. Do you have what they have? (The experience, built trusts, contacts, paid the price) Everyone who has made it had all paid the price.<br /><br />* It is NOT totally a SALES RECRUITMENT PROGRAM. Some like to sell. Some are salespersons, being good in sales will not make you succeed in MLM.<br /><br />* It is not MUSICAL CHAIRS. It is never about whom gets there first, sponsor a few people then sit down and watch the group build itself while the latecomers miss out on the opportunity forever. Remember that if the downline works harder, they will eventually earn more than their uplines.<br /><br />* It is not a 9-5 JOB. In a 9-5 job, some people get away without doing any work sometimes (they still get their salary). But it is very obvious in Network Marketing that what you GIVE is what you GET.<br /><br />* It is not a CLONING MACHINE. I am not down playing the need for uniformity and like-mind direction but remember that EVERYONE is DIFFERENT. Different people have a different personal touch when it comes to recruiting. Their relationships with their prospects vary from groups to groups.<br /><br />* It is NOT a 100 METER DASH. It is a marathon. Business builders must pace themselves over a period of time. Going &lsquo;all out&rsquo; to the point of exhaustion is just bad because it is the quality of the work that counts, not the quantity. Don&rsquo;t &lsquo;close the back door&rsquo; or jump into the deep end without a float.<br /><br />* It is DEFINITELY not a RELIGION. Please never ever treat your business like it is the ONLY business worth getting into (friend, if you don&rsquo;t get into MY MLM and if you join others, you are not my friend). They are NOT losers if they don&rsquo;t join you! Please don&rsquo;t ever, EVER do this. You will lose a lot of true friends.<br /><br />OK... that was pretty direct. And you should always be kind and direct.<br /><br />Next time we'll talk about What Network Marketing IS<br /><br />Stay tuned... You'll be glad you did.<br /><br />Til Next Time,<br /><br />Dennis Volz</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 29 Sep 2009 18:20:33 -0500 http://activerain.com/blogsview/1261864/what-network-marketing-is-not http://activerain.com/blogsview/1237812/let-s-put-the-social-back-into-social-media <p><img src="http://activerain.com/image_store/uploads/1/7/7/6/4/ar125293856146771.jpg" height="305" alt="" width="297" style="float: right;" />Spam.&nbsp; Nobody likes it.&nbsp; Well, maybe someone does.&nbsp; Someone in some lonely little one-horse town in the middle of Wyoming.&nbsp; But we do like friends, relationships. laughter and just plain goofing off.<br /><br />We need less spam and more friends.&nbsp; That's something I think we all can agree on.<br /><br />In some "Circles of Friends", Facebook and other social media has turned into one big salesmanship convention.&nbsp; Let me tell you just one thing if I may.<br /><br />You'll never <strong>SELL</strong> anyone on or into your business.&nbsp; Just doesn't work that way.&nbsp; Posting streams of endless links, product pictures, listings, paths to webinars about your business or product will only earn you the <strong>HIDE click</strong> on Facebook, an <strong>UNfollow</strong> on Twitter and a <strong>SPAM label</strong> in peoples' email inbox.<br /><br />Social Media such as Facebook, Twitter, Better Networker, Friend Feed, My Space Active Rain and countless others are designed for social activity.<br /><br />There's a fine bit of finesse required to blend social and business activities.&nbsp; The insurance agent who takes some of his best clients out for a round of golf is wise if he mentions NOTHING about insurance all day long.&nbsp; The mortgage broker who takes several of his best Realtors out to lunch will be miles ahead spending the time asking about their families and recreational passions.&nbsp; The network marketer who builds relationships instead of spamming friends will come out way ahead AND will have more fun in the process.<br /><br />So if you've been dropping links and product announcements and spamming your friends with messages about your capture page, you might want to take a step back and evaluate your approach.&nbsp; And if you're putting spam up on THEIR walls...&nbsp; well remember that's like putting a sign for your Circle-K over your neighbors 7-Eleven sign.&nbsp; Just not cool...<br /><br />People will do business with people they know, like and trust.&nbsp; People will do business with you AFTER they believe you are someone with whom they can relate.&nbsp; <br /><br />Some things never change....<br /><br />Till next time....</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Mon, 14 Sep 2009 09:29:59 -0500 http://activerain.com/blogsview/1237812/let-s-put-the-social-back-into-social-media http://activerain.com/blogsview/1232341/twitter-automatic-followers-and-automatic-content-the-last-twitter-mentor-you-ll-ever-need <p><img src="http://activerain.com/image_store/uploads/5/8/0/5/7/ar125259264675085.png" height="313" alt="" width="313" style="float: right;" />Just going to keep this short.&nbsp; Found this great online video yesterday.&nbsp; It's free to watch and very entertaining.</p> <p><strong>THIS GUY IS JUST TOO FUNNY !&nbsp; I love his intelligent but just-a-little-off style.</strong></p> <p>The FREE VIDEO is here: <a href="http://bit.ly/aBJul" target="_blank">http://bit.ly/aBJul</a></p> <p>&nbsp;</p> <p>I guess there's additional info you can buy, but if you do or don't, it's definitely worth the watch.</p> <p>Have a GREAT day....</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Thu, 10 Sep 2009 09:27:16 -0500 http://activerain.com/blogsview/1232341/twitter-automatic-followers-and-automatic-content-the-last-twitter-mentor-you-ll-ever-need http://activerain.com/blogsview/1230717/ezine-articles-a-powerful-way-to-get-the-word-out <div class="note_header">EzineArticles.com is one of the largest and most popular writing sites on the internet. Their site will give you not only great exposure to your business, ideas, philosophy and point of view, but they will also teach you how to be a better writer.</div> <p>You can write on virtually any subject. There are literally hundreds of categories. Here's just a few of the main categories. There's dozens of sub-categories under each one.<br /> <br /> Internet and Business<img src="http://activerain.com/image_store/uploads/9/0/2/8/3/ar125250585338209.jpg" height="160" alt="" width="328" style="float: right;" /><br /> Investing<br /> Insurance<br /> Writing and Speaking<br /> Communicaations<br /> Relationships<br /> Health and Fitness<br /> Automotive<br /> Cancer<br /> Arts and Entertainment<br /> Book Reviews<br /> <br /> Well, I think you get the picture. You can take a good look if you like at: <a href="http://ezinearticles.com/" rel="nofollow" target="_blank">http://ezinearticles.com</a><br /> <br /> If you strategically sprinkle key words throughout your article, you'll develop great search engine results for people looking for ideas on your subject<br /> <br /> There's even a blog ( <a href="http://blog.ezinearticles.com/" rel="nofollow" target="_blank">http://blog.ezinearticles.com</a> ) to help you not only submit your articles, but to help you write and structure your title, key words, excerpt and body of your article.<br /> <br /> They even have tutorial movies to help you navigate the site, submit articles and a host of other opportunities available at EzineArticles.com. Here's an example of a tutorial movie on submitting an article.<br /> <a href="http://media.ezinearticles.com/v/submit-article/submit-article.mov" rel="nofollow" target="_blank">http://media.ezinearticles.com/v/submit-article/submit-article.mov</a><br /> <br /> Writing skills and exposure are essential to any internet marketing endeavor in the 21st century. Ezine Articles is an exellent path to both.<br /> <br /> Till next time....</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Wed, 09 Sep 2009 09:16:49 -0500 http://activerain.com/blogsview/1230717/ezine-articles-a-powerful-way-to-get-the-word-out http://activerain.com/blogsview/1229993/attraction-marketing-what-s-it-all-about-part-1- <p><img src="http://activerain.com/image_store/uploads/8/9/6/4/5/ar125244734154698.jpg" height="305" alt="" width="400" style="float: right;" />You hear a lot about Attraction Marketing these days.&nbsp; I have to admit it's kind of a catchy phrase.&nbsp; But beyond the catchy-ness of it is a powerful, yet elusive new wave of influence and potential that is still untapped in today's marketplace.&nbsp; For those who CAN tap into this innovative form of advertising there are great rewards waiting.&nbsp; So here's the first of a 5 part overview of the system, what people are saying about it and what the 'experts' are doing with it.<br /><br />SYSTEM.... I love that word.&nbsp; Can be a great acronym, you know.&nbsp; Save You Some Time, Energy and Money!<br /><br />OK, back to Attraction Marketing.&nbsp; This system has taken some leaders in our industry from some very meager beginnings to 7 figure incomes in less than 2 years.&nbsp; Certainly worth a good study.<br /><br />People are bombarded with information and opportunity these days.&nbsp; We used to have answering machines so we wouldn't miss a call.&nbsp; Now we have them to screen calls.&nbsp; We used to look on the mail with anticipation, now we look at the mail with skepticism (ever seen "junk mail" that looked like a bill or a check made out to you?)</p> <p class="western" id="ildn" style="font-family: arial;">Just like knights and their castles, we&rsquo;ve built electronic moats around our lives to keep the unwanted people out.</p> <p class="western" id="dkyv141" style="font-family: arial;">In the days of old:</p> <ul id="dkyv143" style="font-family: arial;"> <li id="dkyv144"> <p class="western" id="dkyv145">They called up to the watchman; we call into the phone.</p> </li> <li id="dkyv147"> <p class="western" id="dkyv148">They threw small stones over the wall to get their attention; we throw direct mail into their mailbox or email inbox hoping for a response</p> </li> <li id="dkyv150"> <p class="western" id="dkyv151">They stood at the drawbridge door and banged on it until it was answered; we stand at their door and knock hoping for a friendly face on the other side.</p> </li> </ul> <p><br />Solicitations are looked upon with disgust.&nbsp; We just don't want to be bothered.&nbsp; Yet people who start home-based businesses resort to exactly those bombardment tactics only to meet with failure.&nbsp; How many of them fail?&nbsp; Sadly, 95% of people who start a home business fail and quit within 90 days.<br /> <br /> You can work and slave and run up the numbers the old fashioned way and hope to get enough sales before you run out of gas or money.&nbsp; Or you can position yourself in such a manner in the marketplace that interested prospects find you, and contact you.<br /> <br /> Obviously the second choice is the preferred.&nbsp; At least for me it is.&nbsp; <strong>If you want to succeed in this market, on the internet in the 21st Century, you have to find a way to become a WELCOME GUEST instead of a UNWANTED PEST !</strong><br /><br /> So HOW do you do this, you might ask?&nbsp; You use the only unique weapon in your arsenal at your disposal -- The one and only thing that nobody else on the planet can use.&nbsp; That is YOU!&nbsp; While there may be hundreds, even thousands of business opportunities, there is only one YOU.<br /> <br /> Studies have shown us over and over again that people join people, not businesses.&nbsp; People join leaders, not causes.&nbsp; People will ALWAYS choose someone that they know, like, and trust over any other factor when making a 'who do I join' decision.<br /> <br /> When you can establish a relationship of trust with a person, the doors of opportunity will open for both of you.&nbsp; It's a mutually beneficial relationship.&nbsp; It has to be win, win or it will never work out.<br /> <br /> It really comes down to simple economics.&nbsp; <br /> <br /> If you want to make more money, you have to bring more value to the marketplace.&nbsp; CEO's of corporations that make tens of millions of dollars a year are no more valuable of a person that you or me.&nbsp; BUT... they have brought more value to the marketplace.&nbsp; That's why the board of directors will pay them their millions.&nbsp; <strong>They have become MORE VALUABLE to the marketplace.</strong><br /> <br /> When you become more valuable in the marketplace, people will seek you out.&nbsp; You will become the hunted rather than the hunter.&nbsp; You will never have to make another cold call because people will be calling you.<br /> <br /> Next time we'll talk about HOW you become more valuable in the marketplace.&nbsp; What does it actually look like.&nbsp; What steps you can take to add to your value TODAY!&nbsp; <br /> <br /> Until then....</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 08 Sep 2009 18:01:27 -0500 http://activerain.com/blogsview/1229993/attraction-marketing-what-s-it-all-about-part-1- http://activerain.com/blogsview/1224278/what-kind-of-success-are-you-after- <p><img src="http://activerain.com/image_store/uploads/1/3/1/9/3/ar125207339539131.jpg" height="263" alt="" width="291" style="border: 10px solid black; float: right; margin-left: 10px; margin-right: 10px;" />I've learned in my 30+ years in traditional and online business efforts that there is quick success and there is sustained success, but there's almost NEVER quick and sustained success. We'd all like it that way, but it rarely happens.<br /> <br /> I wish I knew how to explain that particular mystery of the universe, but I don't try to do that anymore. I just let the mysteries stay mysterious.<br /> <br /> Let me say it another way: There is no shortcut to success.<br /> <br /> Of course I know we all have different definitions of success. To some it's just comfortable amounts of money rolling in every month, to others it's a quality of life with friends and family that nurtures the soul, to still others it's the ability to contribute to others by enriching their lives and making a difference. <br /> <br /> My personal definition of success is all of the above. I know it might sound shallow to include money in my success equation, but all other things being equal, I'd rather have some than NOT have some.<br /> <br /> Which brings me back to the beginning.<br /> <br /> Many of us here on the online social media marketing world see a lot of:<br /> <em> </em><em> <ul> <li>How I Built An Organization of 189,000 People in Less Than 24 Months</li> <li>Build Your MLM Business Lightning Fast</li> <li>Offer Expires Any Minute Now!</li> <li>Instantly go from sponsoring 1-2 people a month to over 50, 100, and even 300 people every single month on autopilot</li> <li>....generate 50-100 leads a DAY!</li> <li>An ONLINE Strategy That Generated 400,000 Leads In 12 Months</li> </ul> </em> <strong>If it sounds too good to be true... it usually is.</strong><br /> <br /> Honestly, I don't have any personal knowledge if any of these claims really work. My guess... well, I think you know what that might be.<br /> <br /> Here's what I DO know...<br /> <em> </em><em> <ul> <li>Noteworthy, sustained success takes noteworthy, sustained effort</li> <li>The only place you'll see overnight success is maybe losing a headache</li> <li>That which you build overnight can crumble just as quickly</li> <li>Decide to pay the price to build it right and you'll NEVER regret it</li> <li><strong>Think MARATHON, not SPRINT</strong></li> </ul> </em> Definition FOR Success:<br /> <strong>A few simple disciplines repeated every day. </strong><br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=158267885030&amp;h=15cd7e3afaf09612251cadb55a20fd36&amp;url=http%3A%2F%2Fwww.freebook25.com" title="http://www.freebook25.com" target="_blank"></a></p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Fri, 04 Sep 2009 06:07:14 -0500 http://activerain.com/blogsview/1224278/what-kind-of-success-are-you-after- http://activerain.com/blogsview/1223667/problems-and-opportunities-everyday-we-have-a-choice <p>I'm a night owl. Not the kind that stays up late into the wee hours, but the kind that sleeps for awhile then gets up in the wee hours. Sometimes it's like now. Sleep for a few hours, up about midnight or one then back to sleep for a few more hours. Other times it's sleep the night till 3 or 4. Then I'm usually up for the day.</p> <div class="note_content text_align_ltr direction_ltr clearfix"> <div><br /> It gives me time to think; to ponder; to gain some perspective while the rest of the world is quiet and sleeping.<br /> <br /> <strong>Stephen Covey said, &ldquo;Effective people are not problem-minded; they&rsquo;re opportunity-minded. They feed opportunities and starve problems.&rdquo; </strong><br /> <br /> Now there's a thought to ponder.<br /> <br /> Everyday we have problems. Everyday we have opportunities. Sometimes we decide to let our problems overwhelm us and steal time from our opportunities. <strong> Yes, we DO have a choice.</strong> <br /> <br /> We are in complete control of who we feed. <br /> Every day. <br /> The problems or the opportunities.<br /> <br /> THE PROBLEMS: (beware that many opportunities are cleverly disguised as problems)<br /> Take a minute and clarify the problem.<br /> Decide what the very next step is towards its solution.<br /> Decide when to execute that step.<br /> Execute it immediately or put it in your planner.<br /> Forget about it.<br /> <br /> THE OPPORTUNITIES: (beware that many opportunities are cleverly disguised as problems)<br /> Take a minute clarify the opportunity.<br /> Decide what the very next step is to take the best advantage of the opportunity.<br /> Decide when to execute that step.<br /> Execute it immediately or put it in your planner.<br /> Forget about it.<br /> <br /> Life is really just a series of decisions. How to solve problems and how to seize opportunities.<br /> <br /> Which will you go after today? <a href="http://www.facebook.com/note_redirect.php?note_id=157816385030&amp;h=846f969bb2449423e18e6480d32e25ec&amp;url=http%3A%2F%2Fwww.freebook25.com" title="http://www.freebook25.com" target="_blank"></a></div> </div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Thu, 03 Sep 2009 16:22:05 -0500 http://activerain.com/blogsview/1223667/problems-and-opportunities-everyday-we-have-a-choice http://activerain.com/blogsview/1214420/managing-your-facebook-friends <p>Sounds kind of clinical, I know.&nbsp; But as your base of friends grows and grows, you'll be more effective and more personable if you can separate your friends into various groups.<br /><br />I'll tell you how in just a bit.&nbsp; But first, the why......<br /><br />Facebook has so many uses and opportunities for us.&nbsp; You can keep up on family; their pictures, activities, struggles, etc.&nbsp; You can keep up on some of your 'real' local friends and groups as well.&nbsp; You might want to see just the people from your church or square dance club.&nbsp; You might want to keep up on just people you work with or your buddies from the local watering hole.<br /><br />In the business arena, you might have hundreds or even THOUSANDS of 'friends'.&nbsp;&nbsp; In some cases you will want to build relationships with some of those and keep closer tabs on them and what they're doing.&nbsp; The power of social media marketing is in these online relationships that you build as your friend base grows.&nbsp; Helps to know personalities as well and you can get help with that from this free eBook at <a href="http://www.bookforfree99.com/" title="Personality info starts on about page 46" id="roup">BookForFree99.com</a> (personalities section starts about page 46)<br /><br />OK... So here's how to do this.<br /><br />You'll notice on your HOME page a series of menu items on the far left of the page.&nbsp; At the bottom of that list you'lll see MORE.&nbsp; Clicking that will reveal CREATE NEW LIST.&nbsp; Click there and you'll open a new window where you can name your new list (maybe FAMILY) and choose the people to be on that list.&nbsp; There's a NAME FINDER just above the people listed to help you find people more quickly.&nbsp; Add the people you want on the list by clicking their picture or name.&nbsp; At the bottom click CREATE LIST when you're done.<br /><br />Click MORE again on the menu items on the left and you can 'GRAB' the individual lists to place them in any order you choose.&nbsp; Now you can click on any of those lists and your page will only show those people.<br /><br />Here's some ideas for groups:&nbsp; Church, Family, Kids, Mom &amp; Dad, Work Friends, Upline, Downline, Networking, Social Media Experts, DENNIS VOLZ (I'm sure you sometimes just want to see my stuff....), Key People ((business friends that you want to know better) Funny People, or Subjects (like Film, Local events, etc for people who post mostly on subjects you're interested in.)<br /><br />The possibilities are as endless as your imagination.<br /><br />OH..... One more thing.&nbsp; You can edit the lists whenever you want to in order to add or remove people. Just click MORE again (that's key to changes for some reason).&nbsp; Click the list you want to edit then click the little pencil next to the list.&nbsp; <br /><br />Have fun....</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Fri, 28 Aug 2009 08:43:14 -0500 http://activerain.com/blogsview/1214420/managing-your-facebook-friends http://activerain.com/blogsview/1211085/home-based-business-free-training <p>So you want to start (or have recently started) a home-based business.&nbsp; CONGRATULATIONS !&nbsp; You're about to embark on a grand adventure.&nbsp; An adventure of discovery, growth, success and sometimes frustration.<br /><br />The idea of starting and growing a home-based business appeals to countless millions of people all over the world.&nbsp; Most people jump into network marketing or MLM as some people call it.&nbsp; While there are some good and only a few excellent&nbsp; MLM opportunities available, the sad truth is that most of the new people fail.&nbsp; Not because they don't work hard.&nbsp; Not even because their product is no good.&nbsp; Certainly not from lack of desire or enthusiasm or passion.<br /><br />Usually they fail because the have no plan.&nbsp; No system.&nbsp; No track to run on.<br /><br />Their 'sponsor' sounds great and willing to help.&nbsp; Only problem is that the sponsor has no plen, system or track to run on.<br /><br />Starting a home based business is risky if you don't have access to quality free training.&nbsp; The importance of good mentoring cannot be overstressed here.&nbsp; If you want to make money at home, you have to follow a plan.<a href="http://www.dennisvolz.mentoringforfree.com/" title="Get a FREE eBook here" id="ie:7" target="_blank">Mentoring For Free</a> is a collective group of coaches who make a wealth of information available to new network marketers.&nbsp; <br /><br />Here's what you'll learn FOR FREE:</p> <ol> <li>Why failure is not your fault.</li> <li>How to find only prospects who are interested.</li> <li>How to discover their needs and build a relationship.</li> <li>How to relate best to their particular personality.</li> <li>How to effectively use Social Networking to get dozens of new prospects a week.</li> <li>How to analyze your company contract and pay plan to be sure you're safe.</li> </ol> <p><br />And more.&nbsp; MUCH MORE!<br /><br />Here's how one person described their experience:<br /><a href="http://dennisvolz.mentoringforfree.com/zSUCCESS_Duffey.php" title="Get a FREE eBook here" id="oa7x" target="_blank">Mike's Story about Mentoring For Free</a>.<br /><br />If you've tried and failed, IT'S NOT YOUR FAULT.<br /><br />Get your free eBook today, <a href="http://www.dennisvolz.successin10steps.com/" title="Just Click Here for your Free eBook" id="h9or" target="_blank">Success in 10 Steps</a>.</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Wed, 26 Aug 2009 06:20:05 -0500 http://activerain.com/blogsview/1211085/home-based-business-free-training http://activerain.com/blogsview/1211075/confessions-frustration-in-network-marketing-mlm <p><img src="http://activerain.com/image_store/uploads/7/4/9/2/6/ar125128212462947.jpg" height="400" alt="" width="419" style="margin: 10px; float: right;" />I'm living the good life in San Diego, CA where I share <br /> a beautiful home with my lovely wife. We have been <br /> blessed with three wonderful children who have <br /> all married and brought three more wonderful <br /> people into our lives. We enjoy a grandson and <br /> a granddaughter who's due to arrive any second.<br /> <br /> I'm a marketer and networker at heart. While <br /> I've built a successful insurance agency over<br /> the last 30 years that gives me a comfortable <br /> residual income today, I am also building a<br /> solid secondary residual income in the <br /> network marketing industry. <br /> <br /> I've found that network marketing is VERY different <br /> today than it was in years past when you had <br /> to make a list of your friends and family. <br /> <br /> It's so much simpler and easier now.<br /> <br /> I've got my hands on a VERY SIMPLE system <br /> that will identify only people who are interested <br /> in impacting their life with the security of a <br /> residual income. It's now completely do-able <br /> by regular people like you and me and the <br /> start-up cost is very minimal. <br /> (click on these names to read their stories)<br /><span> --------------------------</span></p> <div>-<br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=8d745307b789b0ffdd16ac6861b4543c&amp;url=http%3A%2F%2Fdennisvolz.mentoringforfree.com%2FzSUCCESS_Green.php" title="http://dennisvolz.mentoringforfree.com/zSUCCESS_Green.php" target="_blank">Roxanne Green</a>, <br /> her life was "a mess."<br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=6951172cc81d6e618eb6ad51c8683a66&amp;url=http%3A%2F%2Fdennisvolz.mentoringforfree.com%2FzSUCCESS_Bradford.php" title="http://dennisvolz.mentoringforfree.com/zSUCCESS_Bradford.php" target="_blank">Ruth Marks-Bradford</a>, <br /> legally blind and broke, now "living the life we dreamed"<br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=bdb58db6d0e7e040a9c8a87acc6461ab&amp;url=http%3A%2F%2Fdennisvolz.mentoringforfree.com%2FzSUCCESS_Bassett.php" title="http://dennisvolz.mentoringforfree.com/zSUCCESS_Bassett.php" target="_blank">Bob &amp; Anna Bassett</a>, <br /> had lost thousands, but then "turned around 180 degrees"<br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=eca220ab255af9481e434708b93ef3d8&amp;url=http%3A%2F%2Fdennisvolz.mentoringforfree.com%2FzSUCCESS_Thompson.php" title="http://dennisvolz.mentoringforfree.com/zSUCCESS_Thompson.php" target="_blank">Sarah Thompson</a>, <br /> shy, quiet, slow to decide, and well organized<br /><span> --------------------------</span>-<br /> <br /> We offer free coaching in this simple system. <br /> I'd like to give you a free book that will give <br /> you a little insight. It's an eBook. All you have <br /> to do is click the link below and you'll know what to do. <br /> The information in this book will change your world. <br /> You'll have new insight into people and what makes <br /> them tick. You'll have a better view of yourself. <br /> It's definitely worth the time to read. It's called:<br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=d8e17833a2a6bf13e8fd8fe474bba99c&amp;url=http%3A%2F%2Fwww.myfreebook99.com" title="http://www.myfreebook99.com" target="_blank">Success in Ten Steps</a> <br /> <br /> Life is about making choices and taking risks. <br /> While this is a choice that could change your life, <br /> it's certainly not a risk. <br /> THE BOOK IS FREE! <br /> (I really like that part ! ! )<br /> <br /> <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=d8e17833a2a6bf13e8fd8fe474bba99c&amp;url=http%3A%2F%2Fwww.myfreebook99.com" title="http://www.myfreebook99.com" target="_blank">Success in Ten Steps</a> <br /> <br /> If you'd like to consider the possibility of building a <br /> solid residual income then pick up your <br /> Free Ebook <a href="http://www.facebook.com/note_redirect.php?note_id=151636640030&amp;h=d8e17833a2a6bf13e8fd8fe474bba99c&amp;url=http%3A%2F%2Fwww.myfreebook99.com" title="http://www.myfreebook99.com" target="_blank">HERE</a> <br /> <br /> Your friend,<br /> Dennis Volz<br /> 619-639-5437</div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Wed, 26 Aug 2009 05:22:24 -0500 http://activerain.com/blogsview/1211075/confessions-frustration-in-network-marketing-mlm http://activerain.com/blogsview/1211074/dangers-of-opportunity-on-the-internet- <p><img src="http://activerain.com/image_store/uploads/3/2/0/2/5/ar125128189452023.jpg" height="302" alt="" width="340" style="float: right; margin-top: 10px; margin-bottom: 10px;" />Life in our current economic situation in this country <br /> is a scary place to be. People have lost their jobs, <br /> or taken pay cuts or shorter hours just to <br /> <strong>keep</strong> their jobs. Many have turned <br /> to the internet for an opportunity to supplement <br /> or replace their income. Claims of instant wealth, <br /> THOUSANDS of dollars to me made, and all of it <br /> done from the comfort of your easy chair have <br /> lured many unsuspecting people into scams <br /> and schemes that have done nothing for them <br /> but deplete their savings.<br /> <br /> That can be very disheartening.<br /> <br /> In my exposure to <a href="http://www.facebook.com/note_redirect.php?note_id=152587080030&amp;h=c39b3981467111cdaff176247a655b5e&amp;url=http%3A%2F%2Fwww.dennisvolz.mentoringforfree.com" title="http://www.dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a> , <br /> I have the opportunity to help people sift <br /> through the myriad of choices available <br /> and to help them find a safe landing zone. <br /> <br /> One of the best sources I've ever seen is a <br /> free book you can get called, "<a href="http://www.facebook.com/note_redirect.php?note_id=152587080030&amp;h=c3a2f68345d3b1b664d4dd2668ed990e&amp;url=http%3A%2F%2Ftinyurl.com%2Fwwwdangers" title="http://tinyurl.com/wwwdangers" target="_blank">Success In 10 Steps</a> ." <br /> Please notice that its NOT, "Success in 10 MINUTES."<br /> <br /> There is NO shortcut to that kind of success. If you <br /> see claims of that kind of result, turn and RUN AWAY.<br /> <br /> Here's a few things that I learned from this book:<br /> <br /> 1. Why so many fail and what to do about it.<br /> 2. How to identify a reputable company.<br /> 3. I found out you can be trained for free.<br /> 4. How to understand different personality types.<br /> 5. That any success is to be found through hard work, persistence, and time spent doing the right things.<br /> 6. There are NO SHORTCUTS.<br /> 7. There are people who genuinely care more about your success than their own because they realize that real success is an investment in the lives of people.<br /> <br /> It's about Multi-Level or Network Marketing (MLM). <br /> MLM is not a scam. <br /> It's not a dirty word. <br /> And it's DEFINITELY not the same as it used to be.<br /> <br /> This book will impact your life. I guarantee it! <br /> Just reading this book will affect the way you think. <br /> Think about yourself. Think about business. <br /> Think about people. Think about the world.<br /> <br /> You may or may not be ready to develop a <br /> second income because, as the book says on page 7:<br /> ---------------<br /> The plan is NOT easy.<br /> But it&rsquo;s simple.<br /> It&rsquo;s NOT &ldquo;I&rsquo;ll do all the work FOR you.&rdquo;<br /> It only works if YOU do.<br /> It&rsquo;s NOT &ldquo;get-rich-quick.&rdquo;<br /> But you can create a lifetime residual income.<br /> Are you game? Then read on!<br /> -------------------<br /> <br /> Well, if you <strong>ARE</strong> game, just go to get <br /> the book and read it. It <strong>is</strong> FREE . <br /> Might take you an hour to read through it. <br /> <br /> <a href="http://tinyurl.com/wwwdangers" rel="nofollow" target="_blank"><span>http://tinyurl.com/wwwdang</span>ers</a><br /> <br /> Go ahead. invest an hour in yourself today.<br /> <br /> All the best,<br /> Dennis</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Wed, 26 Aug 2009 05:19:52 -0500 http://activerain.com/blogsview/1211074/dangers-of-opportunity-on-the-internet- http://activerain.com/blogsview/1202935/free-mlm-training-online <p>It's simple.&nbsp; It's comprehensive.&nbsp; It's effective.&nbsp; And YES, IT REALLY IS FREE.</p> <p><strong><a href="http://dennisvolz.bigmlmsecrets.com/" target="_blank">Start your FREE TRAINING HERE</a></strong></p> <p>&nbsp;</p> <p>To Your Success,</p> <p>Feel free to call me if you have any questions....&nbsp; GOOD LUCK!</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz, Mentoring For Free<br />(619) 630-5437<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">DennisVolz@gmail.com</a><br />Websites:</p> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <span>&nbsp; </span>http://dennisvolz.mentoringforfree.com <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.5pillarstosuccess.com</p> <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.colortosuccess.com</p> <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.successin10steps.com</p> <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.bigmlmlies.com</p> <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.bigmlmtruths.com</p> <p class="MsoNormal"><span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>http://dennisvolz.bigmlmsecrets.com</p> <p>&nbsp;</p> </div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Thu, 20 Aug 2009 00:10:34 -0500 http://activerain.com/blogsview/1202935/free-mlm-training-online http://activerain.com/blogsview/1047746/101-ideas-to-jump-start-your-real-estate-career <p><p>Ideas, ideas and more ideas.&nbsp; Getting new ideas is the backbone of any business.&nbsp; Lisa has a great list here that can stimulate your business, your things to do list or your everyday life.</p> <p>Take a few notes along the way and please leave comments about which ideas you like the most.</p> <p>dv</p></p><div id="reblogging_tag">Via <b><a href="http://activerain.com/blogsview/1044419/101-Ideas-To-Jump-Start-Your-Real-Estate-Career">Lisa Udy Realtor Utah Real Estate Specialist (Logan Utah Real Estate Youngblood Real Estate LLC)</a></b>:<br/><blockquote><p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Marketing</span></span></p> <p>Let's get down to business, you can't be successful if no one knows who you are.&nbsp;</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">The Internet</span></span></p> <p>1. Get a Website- Seems basic, but it's invaluable. The largest market in the world is the Internet. You must have a presence. If you don't have a website already, here is a place to start.&nbsp;</p> <p>&nbsp;</p> <ul> <li>Free Website: <span style="font-weight: bold;"><a href="http://www.weebly.com/" title="Weebly Create A Free Website" target="_blank">Free Websites</a></span></li> <li>If you have the money, I would recommend doing some research in your niche market. See what other successful Agent's are doing. Find out who is hosting their websites and get the details. &nbsp;</li> </ul> <p>&nbsp;</p> <p>2. Blog- Content is king on the Internet. Blogging is a great way for people to get market information in their local areas. You can sign up for blogs for free.&nbsp;</p> <p>&nbsp;</p> <ul> <li>We use the #1 Real Estate blog <span style="font-weight: bold;"><a href="http://www.ActiveRain.com" title="Real Estate Blogs" target="_blank">Active Rain</a></span>, try it.<br /></li> </ul> <p>&nbsp;</p> <p>3. Get Optimized- &nbsp;SEO:Search Engine Optimization, if you don't know what this means it's time to figure it out. I &nbsp;would recommend doing some reading here. <span style="font-weight: bold;"><a href="http://www.seobook.com/" title="SEO Book, SEO Training" target="_blank">SEO Book</a></span>&nbsp;This is the #1 E-Book on SEO out there.&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <ul> <li>There is a ton of information on SEO on the Internet, use it.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>4. If You Don't SEO, hire Someone that does- These companies aren't cheap, but this can make or break your business. The year is 2009, and 84% of buyers start there home search on the Internet. If you're not there, someone else is.</p> <p>&nbsp;</p> <ul> <li>If you want some ideas on SEO companies, we recommend this site <span style="font-weight: bold;"><a href="http://www.topseos.com/" title="Top SEO companies in the world" target="_blank">Top Seo's</a></span>. This is a list of the top rated SEO companies for any size of business.&nbsp;<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>5. Submit Your Site to Free Directories- A free directory creates links to your website. It's kind of a complicated process, and I would recommend you hire a professional. If you know what you're doing I would check out this site:&nbsp;<a href="http://search.code-head.com/F-Top-10-Risk-Free-Links-Building-Methods-1515537" title="Top TenRisk Free Link Building Methods" target="_blank"><span style="font-weight: bold;">Top Ten Risk-Free &nbsp;Link Building Method</span><span style="font-weight: bold;">s</span></a>.</p> <p>&nbsp;</p> <ul> <li>If you know what you're doing, and are looking for some free directories to start with, check out: <a href="http://www.avangate.com/articles/top-directories_52.htm" title="Top 50 Free Web Directories" target="_blank"><span style="font-weight: bold;">Top 50 Free Directories</span></a>.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>6. Online Flyer's- an online flyer is a great marketing tool. You can track who has been looking at your flyer, and how many times. It's a great way to market a listing, and it's free! Check out these free flyer sites:</p> <p>&nbsp;</p> <ul> <li><a href="http://www.postlets.com/home.php" title="Postlets" target="_blank"><span style="font-weight: bold;">Postlets Online Real Estate Flyer's</span></a><span style="font-weight: bold;"><br /></span></li> <li><a href="http://www.vflyer.com/" title="Vflyer" target="_blank"><span style="font-weight: bold;">V'Flyer Online Real Estate Flyer's</span></a><br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>7. Take A Computer Class- If all this is overwhelming take a computer class.(I know you may not have time to take a class.) Which leads us to our next point.</p> <p>&nbsp;</p> <p>8. Hire An Internet Assistant/Webmaster- Go to your local community college or University, and find a student with some experience to help you with your website. They are usually cheap and are always looking for school projects.</p> <p>&nbsp;</p> <p>9. Google It- If all else fails, you can find just about anything you want from Google.</p> <p>&nbsp;</p> <ul> <li>Research your questions. Someone has probably already answered your question, you just have to find it.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>10. Create Link Bait- This is a whole job in and of itself, check out a great article here on <a href="http://www.problogger.net/archives/2007/01/19/what-is-linkbait/" title="What is link Bait?" target="_blank"><span style="font-weight: bold;">What is link bait</span></a>?&nbsp;</p> <p>&nbsp;</p> <p>11. Write an Article on 101 ways to.... If you put your time and effort into this type of writing, it can become viral. Viral, in Internet marketing, is a good thing.&nbsp;</p> <p>&nbsp;</p> <ul> <li><span style="font-weight: bold;"><a href="http://www.wilsonweb.com/wmt5/viral-principles.htm" title="6 steps to Viral Marketing" target="_blank">Learn About Viral Marketing</a></span><br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>12. Start Social Networking- Facebook, Blogging, Twitter, Digg, Delicious. Dive into the action and let people know who you are. Don't be scared it's actually kind of fun!</p> <p>&nbsp;</p> <p>13. Get a Business Email- Stop using your AOL, Hotmail, G-Mail, accounts. A professional looking email can go a long way in looking the part.</p> <p>&nbsp;</p> <ul> <li>When you sign up for a website try to get at least 5 emails associated with your domain name. Most website companies have this implemented into their pricing plans.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>14. Website For Every Listing- Having a website for each listing may sound difficult. Well it's not at all, and your sellers will be impressed that your are giving their listing its own URL.</p> <p>&nbsp;</p> <ul> <li>Try this <a href="http://www.singlepropertywebsite.com/" title="Free Single Property Website" target="_blank"><span style="font-weight: bold;">Single Property Website</span></a> out.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>Those are the basics to Internet marketing. There's a whole world out there on the Internet, and when I say world, I mean: The World Wide Web</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Build Your Client Base</span></span></p> <p>It's more important then ever to find new clients in today's market. &nbsp;Prospecting should be a high priority. This brings me to my next section:</p> <p><span style="font-weight: bold;"><span>Prospecting</span></span></p> <p>&nbsp;</p> <p>15. Ask For Referrals-This is the key to real estate. Don't be afraid to ask for referrals, people don't know you need them, if you don't ask. If you're new to the industry, you may not have a client base yet. But if you have friends...</p> <p>&nbsp;</p> <p>16. Market Your Friends- I can't tell you how many clients I get from people I know. Let your friends and family know you're in the business, and let them know often!</p> <p>&nbsp;</p> <p>17. Network- Hand out business cards.&nbsp;</p> <p>&nbsp;</p> <ul> <li>Leave a good tip at a restaurant, and give them your business card.&nbsp;<br /></li> <li>Go to one of your kids school functions, talk to people. This is not the business to be shy, be confident, and let people know how good business is.<br /></li> <li>Check out this networking site: Top Five Ways to Network Effectively at a Meeting<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>18. Magnetized Business Cards- The great thing about a magnet is it's useful. They have a purpose other then sitting in a drawer. &nbsp;If you can get front page fridge placement, you're always in view of a potential client.</p> <p>&nbsp;</p> <ul> <li>Check out this <span style="font-weight: bold;"><a href="http://www.magnets.com/" title="Business Card Magnets" target="_blank">Business Card Magnet</a></span> website.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>19. Door Hangers- Go door to door and hang your listing information on all the doors in a selected neighborhood. It's great exercise and it will get you out of the office for a while. It's also a great way to blow off some steam, and chat with the locals about their market.</p> <p>&nbsp;</p> <ul> <li>Here are some great <a href="http://www.doorhangers.com/" title="Cheap Door hangers" target="_blank"><span style="font-weight: bold;">Door Hangers</span></a>, and cheap!<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>20. Answer The Phone- This goes without saying. Be available! You never know when it could be a new client.</p> <p>&nbsp;</p> <p>21. Free Free Free- Incentives are a basic way to generate business.</p> <p>&nbsp;</p> <ul> <li>We give a $50 gift to anyone who gives me a referral after it closes. (In Utah that is the maximum we can give, and no soliciting.) Be sure to follow your state approved guidelines.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>22. Promote a Local Business- There's nothing like word of mouth marketing. Sending people to a local business can be a great way to generate yourself some business.</p> <p>&nbsp;</p> <p>23. Get Involved In The Community- Attaching your name to your community is branding 101. Get out there and be somebody!</p> <p>&nbsp;</p> <ul> <li>Plant a tree on Arbor day.<br /></li> <li>Go visit the elderly.&nbsp;<br /></li> <li>Enjoy the people in your community, and they will return the favor.&nbsp;<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>24. <a href="http://activerain.com/blogsview/36798/The-Power-of-the-Handwritten-Note" title="The Power Of The Hand Written Thank You Note" target="_blank"><span style="font-weight: bold;">Hand Written Thank You Cards</span></a>- Just because you closed a deal doesn't mean you're done. Send a thank you card with a small gift.</p> <p>&nbsp;</p> <ul> <li>We usually give a $50 gift card to a restaurant or Lowe's after every deal we close.&nbsp;<br /></li> <li>We also send thank you cards after every listing appointment.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>25. Quarterly Mailings- Stay in touch. This goes back to networking. Network, network, network. Send a small card that offers them something of value.</p> <p>&nbsp;</p> <ul> <li>Show your clients you're still in business and appreciate their past business.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>26. Thirty Day Follow Up- I always call my clients to check up 30 days after closing a deal. Make sure there are no surprises, and get an overall feel of how they're doing.</p> <p>&nbsp;</p> <p>27. Holiday Cards- This is the time for giving. Again let your clients and mailing list know you are still in business.</p> <p>&nbsp;</p> <p>28. Post Cards- I send out post cards about every other week to all my sellers.</p> <p>&nbsp;</p> <ul> <li>&ldquo;The Purpose of Feedback,&rdquo; let's our sellers know why feedback is good.<br /></li> <li>&ldquo;Understanding The Real Estate Market,&rdquo; helps sellers know why they are or are not getting showings.<br /></li> <li>&ldquo;Freshen Up,&rdquo; keeping your house smelling good always helps!<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>29. Write a Newsletter- this is a great way to inform your local market of new listings, solds, and comparables. Again, I can't stress this enough stay in contact!!</p> <p>&nbsp;</p> <p>30. End of Year Closing Gifts- we like to give a ham or a nice flower from a local business. We promote a business in my area and give something valuable to all the clients we closed that year.</p> <p>&nbsp;</p> <p>31 .One Year Anniversary Cards- this is a good time to let your past clients know you love referrals, and you're still in business.</p> <p>This may seem like a lot of work, but who said it was going to be easy. If you want to be a successful Real Estate agent, you definitely have to work for it.</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Time Management</span></span></p> <p>The best agents are great at time management. There is only so much time in a day, and if you use it wisely it makes all the difference.</p> <p>&nbsp;</p> <p style="text-align: left;"><span style="font-weight: bold;"><span style="text-decoration: underline;">Be Your Own Boss</span></span></p> <p>&nbsp;</p> <p>32. Go To The Office Everyday- if you're not at the office, you're not getting leads. Being at work, answering phones, and interacting with client's will create new business.&nbsp;</p> <p>&nbsp;</p> <p>33. Get A System and Organize Your Clients- I can't stress enough how important it is to keep your contacts neatly stored.&nbsp;</p> <p>&nbsp;</p> <p>34.Get Digital- There are a number of ways to make appointments and store contacts. Find what works for you.</p> <p>&nbsp;</p> <p>35.Get Top Producer- Top Producer is an amazing software program to help you get digital.&nbsp;</p> <p>&nbsp;</p> <ul> <li>You can check out <a href="http://www.topproducer.com/varA/index.html" title="Top Producer" target="_blank">Top </a><a href="http://www.topproducer.com/varA/index.html" title="Top Producer" target="_blank">Producer</a>&nbsp;<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>36.Get A BlackBerry- The blackberry is an amazing business tool. Emails are key, and you can't always be at your computer. A blackberry, or another email capable mobile device, is the solution.</p> <p>&nbsp;</p> <ul> <li>If you don't know what a Blackberry is, <span style="font-weight: bold;"><a href="http://na.blackberry.com/eng/devices/blackberrystorm/" title="BlackBerry Storm" target="_blank">click here</a>.&nbsp;</span><br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>37. Appointment Book- if you're the old school type, or just like to write things down for easy access. The appointment book is a good way to go.&nbsp;</p> <p>&nbsp;</p> <p>38. Pre-Printed Address Labels- Saving time by having your name and address on envelope labels is a great time saver.</p> <p>&nbsp;</p> <p>39. Automatic Payments- are essential to time management. Setup as many auto payments as possible. This will also help with the depression of sitting down and sorting through bills.</p> <p>&nbsp;</p> <p>40. Pay Your Bills On Schedule- Easier said then done. If you want to keep good suppliers, pay on time, if not early. You can also get benefits from your suppliers by being a good client.</p> <p>&nbsp;</p> <p>41. Keep Your Bills In One Place- This is key to paying bills on time, keep them visible and don't lose them!</p> <p>&nbsp;</p> <p>42. Your Time Isn't As Valuable As You Think It Is- I hear a lot of complaining from other Realtors about clients wasting there time. Remember you work for them. Their time is also valuable, find a schedule that works for everyone.&nbsp;</p> <p>&nbsp;</p> <p>43 .Only Be Upset/Mad For 24 Hours- Moping around won't get you any money, and surely isn't good for business. Your always going to have something come up, or fall through. How you handle this makes the difference between a good agent and a bad one.</p> <p>&nbsp;</p> <p>44. Set Clear Defined Daily, Weekly, Monthly Goals- Make goals and keep them visible. We hang our goals where we can see them constantly. &ldquo;Goals in sight are goals in mind.&rdquo;</p> <p>&nbsp;</p> <ul> <li>What Am I Going To Do TODAY.<br /></li> <li>What Do I Want To Do This WEEK.<br /></li> <li>What Do I Want To Do This MONTH.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>45. Outline Yearly Goals- If you complete your small goals this goal should be achieved. You will find your clients wanting to help you with your goals if you make them highly visible.&nbsp;</p> <p>&nbsp;</p> <ul> <li>Number of closings.<br /></li> <li>Number of new clients.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>46. Schedule Time Off- You can't work all the time. Making sure you have time for yourself and family will keep you sane.&nbsp;</p> <p>&nbsp;</p> <p>47. Hire An Assistant- &nbsp;We have teams at our office for a very specific reason. You can't do it all on your own.</p> <p>Time management is a never ending battle. These are just a few tips, find what works for you and stick to it.</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Education</span></span></p> <p>Markets are always changing, listings are added, put under contract, sold and expired every day. Stay up to date, it can mean all the difference to your clients.</p> <p><span style="white-space: pre;"> </span></p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Get Educated</span></span></p> <p>&nbsp;</p> <p>48. Go To A Star Power University- These classes are absolutely amazing. They train real estate agent's. It's what they do, and they train them well.</p> <p>&nbsp;</p> <ul> <li>How do I attend a Star Power University?&nbsp;Star Power University. &nbsp;Check out their <a href="http://www.gostarpower.com/" title="Star Power Unviersity Website" target="_blank"><span style="font-weight: bold;">website</span></a>.&nbsp;</li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>49. Talk To Successful Agents And Co-Workers- This goes along with networking. People who have been in the business are gold mines of information. Good luck, some agents are more open then others.</p> <p>&nbsp;</p> <p>50. Know Your Inventory- Basic real estate 101 right? You would be surprised how many agent's fail to know their inventory inside and out.&nbsp;</p> <p>&nbsp;</p> <p>51.Read A Book A Month- There are 1000's of books on real estate, so you better start now!&nbsp;</p> <p>&nbsp;</p> <p>52. Attend Market Leader Seminars- &nbsp;Find the leaders in Real Estate and plan a vacation around a time they are speaking publicly.&nbsp;</p> <p>&nbsp;</p> <p>53. Good Title Companies or Escrow Agents- Ask around, see who is the best in your local area.</p> <p>&nbsp;</p> <p>54. Good Lenders- There are differences in lenders, find the best one in your area, and promote them. Ask other agents who they think does the best job.</p> <p>&nbsp;</p> <p>55. Continuing Education Classes- Most states require you to continue your education. The more you know the better you serve your clients, stay up to date.</p> <p>&nbsp;</p> <p>56. Client Surveys- Ask your clients to give you honest feedback. Send them an anonymous feedback form to get the truth. When you get the feedback don't personalize it, grow from it.</p> <p>&nbsp;</p> <p>57. Be Willing To Change What Isn't Working- If it doesn't work fix it, and fix it quick. Don't get so set in your ways you can't change.&nbsp;</p> <p>&nbsp;</p> <p>58. Charity- Learn from charities, and how they grow. If you can grow a business without making money you're doing something right. Charities usually have excellent business model's.</p> <p>&nbsp;</p> <p>59. Weekly Meeting- &nbsp;Meet with your broker/agents weekly. Listen to problems agents are having, and come up with solutions. This is a great way to brainstorm and come up with new ideas.</p> <p>Staying educated is the culmination of your efforts. An educated agent is a successful agent.</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">The Daily Routine</span></span></p> <p>Everyday business can become a routine. A good routine is good for time management. When you get in a routine, you become the agent you want to be.&nbsp;</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Today</span></span></p> <p>&nbsp;</p> <p>60. Real Estate Bible-Get a big black binder and put all your contacts, all your listings, all your buyers, anything and everything that would be used in the field, and take it with you.</p> <p>&nbsp;</p> <p>61. Dress For Your Clientel- You don't have to be Gucci if you work in a rural market. Dress the way your clients do, or who you want to represent.</p> <p>&nbsp;</p> <p>62. Write Your Ideas Down- Ideas last for about ten minutes in your head.&nbsp;</p> <p>&nbsp;</p> <p>63. Post It Notes- What would we do without them?(rhetorical question)&nbsp;</p> <p>&nbsp;</p> <p>64 .Smile- A smile is contagious, sometimes you just don't have it in you. On those days, close your door.</p> <p>&nbsp;</p> <p>65. Don't Sweat The Small Stuff- Easier said then done. If you focus on the short term. You will be overwhelmed to the point of not being able to function. If you can't function daily, your clients will find someone who does.</p> <p>&nbsp;</p> <p>66. Build Your Business Around What Works For You- List your strengths and weaknesses.&nbsp;</p> <p>&nbsp;</p> <ul> <li>Work to your strengths and delegate your weaknesses. This comes back to hiring an Internet/assistant marketer. If you're not proficient don't waste your time.&nbsp;<br /></li> <li>Find someone who excels at it and your team will be stronger.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>67. Return Phone Calls- You can't answer the phone all the time, but you can return all your calls. Do this religiously, and in a timely manner.</p> <p>&nbsp;</p> <p>68. Follow Up With All Showings- Whether you showed a house to a buyer, or another agent showed your listing, follow up and stay informed.</p> <p>&nbsp;</p> <p>69. Call Sellers With Feedback- Plain and simple, yet required to succeed.</p> <p>&nbsp;</p> <p>70. Check Lists- Make a checklist and check off your daily activities as you go.</p> <p>&nbsp;</p> <ul> <li>Your brain releases endorphins every time you check something off. It's science, but it makes you feel good.<br /></li> </ul> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Stay The Course</span></span>&nbsp;</p> <p>&nbsp;</p> <p>71. Back Up Your Files- Your computer is going to crash someday. If you have your files backed up it's not a big deal. If you don't, this is the worst headache you will ever have.</p> <p>&nbsp;</p> <p>72. Past Clients- Call one a day, don't be annoying, be helpful. Provide them with something of value to THEM. Give them updates, let them know how the market is doing and so on. This isn't a phone call about you.</p> <p>&nbsp;</p> <p>73. Go Out To Lunch- Get out of the office, network, and leave a good tip.</p> <p>The daily routine can seem like a grind, keeping your goals in a visible place can &nbsp;make all the difference.&nbsp;</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Have A System</span></span></p> <p>A system can keep the daily routine a &ldquo;routine.&rdquo; It's nice to know what to expect every day. &nbsp;Your clients can throw you for a loop. If you have a great system to handle these clients, your business will run like a freshly oiled machine.</p> <p>&nbsp;</p> <p><span style="white-space: pre;"><span style="white-space: normal;"><span style="font-weight: bold;"><span style="text-decoration: underline;">System of Control</span></span></span></span></p> <p>74. Buy A Label Maker- The label maker is one of the greatest inventions to organize a business.&nbsp;</p> <p>&nbsp;</p> <ul> <li><span style="font-weight: bold;"><a href="http://www.officeworld.com/Worlds-Biggest-Selection/BRTPT80SCCP/09Q1/" title="Brother label maker" target="_blank">I like this Label Maker</a>.</span>&nbsp;<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>75. Buyer's Guides- Make a guide for buyer's.&nbsp;</p> <p>&nbsp;</p> <ul> <li>First time buyer's guides are great to have when you show up to an appointment with a new client.<br /></li> <li>Explain what a Real Estate agent does, and why they should use one.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>76. Seller's Guides- Inform sellers of valuable information. Have it written down so they can refer to it throughout the selling process.</p> <p>&nbsp;</p> <ul> <li>Good for listing presentations to show what to expect. Details are good.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>77. Market Trends- Up to date information is the lifeblood of your listing appointments. Don't falsify information just to get the listing. This will bite you in the @$$ in the long run.&nbsp;</p> <p>&nbsp;</p> <ul> <li>When you present at a listing appointment, you need to be current.<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>78. Listing Binders- A separate 1 inch binder for all your listings is easy to find and a great way to keep organized. Go to Staples and setup a rewards account to save some money. Office supplies are a necessity.</p> <p>&nbsp;</p> <p>79. Offer Folders- Create a system to process your offers, checklists are nice for this. Make sure you take care of every detail. This should be the bread and butter &nbsp;to your success.&nbsp;</p> <p>&nbsp;</p> <ul> <li>The more of these the better. (:<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>80. Keep Your Sellers Separate From Your Buyers- This is your fiduciary duty. Make sure to keep a system in place that won't allow for a breach of &nbsp;your fiduciary duty.&nbsp;</p> <p>&nbsp;</p> <p>81. Statistics- People like to know how you're doing, and how your office is doing. Let them know, be open.</p> <p>&nbsp;</p> <p>82. Flyer's With Lots Of Pictures-Great pictures can sell a house. Hire a professional, the money is worth the outcome.</p> <p>&nbsp;</p> <ul> <li>Keep Flyer's on all your signs, and at all times.&nbsp;<br /></li> </ul> <p>&nbsp;</p> <p>&nbsp;</p> <p>83. Most Bang For Your Buck Advertising- The Internet has a lot to offer when it comes to free advertising. Get a system and stay up to date.&nbsp;</p> <p>&nbsp;</p> <p>84. Keep Your Website Up To Date- Having a website requires maintenance. You need to monitor your website daily.</p> <p>&nbsp;</p> <p>85. Yearly Expense Spreadsheet- Know &nbsp;your budget, and stick to it.</p> <p>&nbsp;</p> <p>86. Yearly Sales Spreadsheet- Track your sales to complete your goals.</p> <p>87. Yearly Advertising Budget- Advertising can be fun, but expensive. Know your limits and don't get carried away.</p> <p>Some agents just aren't system agents. I would recommend hiring an assistant that is. It makes a huge difference in the level of success you will achieve.</p> <p>&nbsp;</p> <p><span style="font-weight: bold;"><span style="text-decoration: underline;">Miscellaneous&nbsp;</span></span></p> <p>Why are you still reading this? Oh, you want to succeed, and believe in education? Good for you, and good for your business.</p> <p>&nbsp;</p> <p>88. Phone Book Ad- This add should get you on the Internet site as well.&nbsp;</p> <p>&nbsp;</p> <p>89. Activity Book For Kids- Make a coloring book for the kids. When your showing homes nothing can sidetrack a showing like grumpy kids. Keep them entertained and your client focused.</p> <p>&nbsp;</p> <p>90. Join The Better Business Bureau- Self explanatory.&nbsp;</p> <p>&nbsp;</p> <p>91. Find A Hobby- You can't work all the time.</p> <p>&nbsp;</p> <p>92. Market Pretty Yet Functional- Make sure what you're doing is worth it. Don't waste resources on something that won't function properly.</p> <p>&nbsp;</p> <p>93. Don't Buy Windows Vista- Vista plain and simple, just doesn't function.&nbsp;</p> <p>&nbsp;</p> <p>94. Catchy Headlines- If your marketing the Internet or on paper, catch the eye of a potential client and reel them in. Make them want more.</p> <p>&nbsp;</p> <p>95. Why You Are Better- <a href="http://activerain.com/groups/marketing" title="The Art Of Marketing You" target="_blank"><span style="font-weight: bold;">The art of marketing you</span></a>. Be different, stand out in a sea of fish. Find what makes you better, and market it.</p> <p>&nbsp;</p> <p>96. Write an E-Zine- You can post articles <a href="http://ezinearticles.com/" title="E-Zine Article Circulation" target="_blank"><span style="font-weight: bold;">here</span></a> to get your name out.</p> <p>&nbsp;</p> <p>97. Email Leads-If you do all this right you may be getting email leads. Make sure to follow up with emails promptly, and don't give up after the first time of no response. You should work your internet leads religiously!</p> <p>&nbsp;</p> <p>98. 3 in 1 Printer- Fax, Copy, Scan. It's a must in this business, I would recommend something cheap because it probably won't last long anyways.</p> <p>&nbsp;</p> <p>99. Pay Your Dues- You can't be in business if you're not legal, period.</p> <p>100. Internet Addiction- Don't get addicted to the social networking.</p> <p>&nbsp;</p> <p>101. Most Of All: HAVE FUN!!</p> <p>&nbsp;</p> <p>I hope I could be of some help to make your 2009 prosperous.</p> <p>&nbsp;</p> <p>If you have any suggestions to increase this list or make it more useful email us at: Lisa@LisaUdy.com</p> <p>&nbsp;</p> <p style="text-align: center;"><span style="font-weight: bold; text-decoration: underline;"><a href="http://www.LisaUdy.com" title="Lisa Udy Logan Utah Realtor" target="_blank">Lisa Udy</a></span></p> <p>&nbsp;</p> <p>&nbsp;</p></blockquote></div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Thu, 23 Apr 2009 16:57:10 -0500 http://activerain.com/blogsview/1047746/101-ideas-to-jump-start-your-real-estate-career http://activerain.com/blogsview/1011315/auto-car-insurance-quote-imperial-beach-read-this-first-91932 <div class="blog_entry_wrapper"> <div class="blog_entry" id="blog_entry_503079"> <div style="overflow: auto; width: 100%;">How much Liability Coverage do I need?&nbsp; $500 or $250 deductible?&nbsp; Do I even need Collision Coverage. Answers to these and lots more. JUST CLICK THE - READ THIS FIRST. <p>Getting the most for your insurance dollar starts with getting the best quote you can.&nbsp; There's few things in life more (seemingly) complicated than an auto insurance quote.&nbsp;</p> <ul> <li>How much coverage should I have?</li> <li>What Limits are right for me?&nbsp; 15/30/25? 100/300/100?</li> <li>What deductibles should I have?&nbsp; $100, $250, $500?</li> <li>Should I even have collision coverage on my car?</li> <li>What about Uninsured Motorist Coverage?</li> <li>What's MEDICAL PAYMENTS?</li> <li>What about towing, rental car and all those "other coverages"?</li> </ul> <p>Let me offer you a comprehensive view of all of these questions.&nbsp; Take a look at my blog post at <strong>THE SAN DIEGO INSURANCE BLOG :</strong></p> <h3 class="post-title entry-title"><a href="http://dennis-insurance.blogspot.com/2008/02/10-ways-to-beat-high-cost-of-auto.html">10 Ways to Beat the High Cost of Auto Insurance (Part 1)</a></h3> <p>and&nbsp;</p> <h3 class="post-title entry-title"><a href="http://dennis-insurance.blogspot.com/2008/02/10-ways-to-beat-high-cost-of-auto_17.html">10 Ways to Beat the High Cost of Auto Insurance (Part 2)</a></h3> <p>There you'll find all the answers to these questions and more.</p> <p>Once you've decided how to best configure your coverage, then make a few calls.&nbsp; Ask some friends who their insurance company is and how do they like it.&nbsp; Ask if they've had any claim experience there.&nbsp; Be sure that when you call, get the same coverages for each quote.&nbsp; If they want to quote you some different limits and deductibles, that's great, but make sure you have the one configuration that you started with.&nbsp; That way it makes it easy for you to compare prices and companies.</p> <p><strong>Remember it's NOT just about the price.&nbsp;</strong></p> <p>There's convenience of use and claim service to consider.&nbsp; Do you want a local office or are you happy with a 1-800 number in some far off state?&nbsp; Lots of questions to answer.&nbsp; Just be organized and think through what you want.&nbsp; WRITE IT DOWN and keep track of the answers&nbsp;and prices you get.</p> <p>Alsoo keep in mind, the ease and convenience which gets you the quote is probably an indicator of how other things like car changes and claims might go in the future.</p> <p>Feel free to call me if you have any questions....&nbsp; GOOD LUCK!</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div> <p>Imperial Beach, 91932</p> </div> </div> </div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 31 Mar 2009 09:32:04 -0500 http://activerain.com/blogsview/1011315/auto-car-insurance-quote-imperial-beach-read-this-first-91932 http://activerain.com/blogsview/1011310/homeowners-insurance-quote-imperial-beach-read-this-first-91932 <div class="blog_entry_wrapper"> <div class="blog_entry" id="blog_entry_532737"> <div style="overflow: auto; width: 100%;"> <div> <h2 style="margin-top: 2px;">How much coverage do I need on my house? What deductible should I have? Answers to these questions and more.</h2> </div> <p>Getting the most for your insurance dollar starts with getting the best quote you can.&nbsp; There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance.&nbsp;</p> <ul> <li>How much coverage should I have on my house?</li> <li>How much Liability coverage should I have?</li> <li>What deductibles should I have?&nbsp; $250, $500, $1000, $5000?</li> <li>Is my Boat covered?<br /></li> <li>What about insurance for my jewelry?</li> <li>Is my stuff in storage covered? </li> <li>What's MEDICAL PAYMENTS?</li> <li>What about Additional Living Expenses<br /></li> </ul> <p>Let me offer you a comprehensive view of all of these questions.&nbsp; Take a look at my blog post at <strong>THE SAN DIEGO INSURANCE BLOG <br /> </strong></p> <div> <h3 class="post-title entry-title"><a href="http://dennis-insurance.blogspot.com/2008/02/how-much-homeowners-insurance-do-you.html">How Much Homeowners Insurance Do You REALLY Need?</a></h3> <p>and</p> </div> <h3 class="post-title entry-title"><a href="http://dennis-insurance.blogspot.com/2008/02/homeowners-insurance-how-to-close-your.html">Homeowners Insurance - HOW TO CLOSE YOUR ESCROW -- How to buy it, How much to get, and HOW TO SAVE MONEY</a></h3> <p><br />There you'll find all the answers to these questions and more.</p> <p>Once you've decided how to best configure your coverage, then make a few calls.&nbsp; Ask some friends who their insurance company is and how do they like it.&nbsp; Ask if they've had any claim experience there.&nbsp; Be sure that when you call, get the same coverages for each quote.&nbsp; If they want to quote you some different limits and deductibles, that's great, but make sure you have the one configuration that you started with.&nbsp; That way it makes it easy for you to compare prices and companies.</p> <p>Remember it's NOT just about the price.&nbsp; There's convenience of use and claim service to consider.&nbsp; Do you want a local office or are you happy with a 1-800 number in some far off state?&nbsp; Lots of questions to answer.&nbsp; Just be organized and think through what you want.&nbsp; WRITE IT DOWN and keep track of the answers&nbsp;and prices you get.</p> <p>Alsoo keep in mind, the ease and convenience which gets you the quote is probably an indicator of how other things like car changes and claims might go in the future.</p> <p>Feel free to call me if you have any questions....&nbsp; GOOD LUCK!</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div> <p>Imperial Beach, 91932<br />Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> </div> </div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 31 Mar 2009 09:30:20 -0500 http://activerain.com/blogsview/1011310/homeowners-insurance-quote-imperial-beach-read-this-first-91932 http://activerain.com/blogsview/1011305/renters-insurance-quote-imperial-beach-read-this-first-91932 <div> <h2 style="margin-top: 2px;">Answer these important questions BEFORE getting any quotes</h2> </div> <ul> <li>Doesn't the landlord's insurance cover my stuff?&nbsp; (hint... NO) </li> <li>How much coverage should I have?</li> <li>What Limits are right for me?&nbsp; $30,000, $55,000<br /></li> <li>What deductibles should I have?&nbsp; $100, $250, $500?</li> <li>What about insurance for my jewelry?</li> <li>Is my stuff in storage covered? </li> <li>What's MEDICAL PAYMENTS?</li> <li>Why woud I need Liability Coverage as a Renter? </li> </ul> <p>Getting the most for your insurance dollar starts with getting the best quote you can.&nbsp; There's few things in life more (seemingly) complicated than shopping for coverage like Renters Insurance.</p> <p>Let me offer you a comprehensive view of all of these questions.&nbsp; Take a look at my blog post at <strong>THE SAN DIEGO INSURANCE BLOG : </strong></p> <h3 class="post-title entry-title"><a href="http://dennis-insurance.blogspot.com/2008/02/miracle-of-renters-insurance.html">The Miracle of Renters Insurance</a></h3> <p><br />There you'll find all the answers to these questions and more.</p> <p>Once you've decided how to best configure your coverage, then make a few calls.&nbsp; Ask some friends who their insurance company is and how do they like it.&nbsp; Ask if they've had any claim experience there.&nbsp; Be sure that when you call, get the same coverages for each quote.&nbsp; If they want to quote you some different limits and deductibles, that's great, but make sure you have the one configuration that you started with.&nbsp; That way it makes it easy for you to compare prices and companies.</p> <p>Remember it's NOT just about the price.&nbsp; There's convenience of use and claim service to consider.&nbsp; Do you want a local office or are you happy with a 1-800 number in some far off state?&nbsp; Lots of questions to answer.&nbsp; Just be organized and think through what you want.&nbsp; WRITE IT DOWN and keep track of the answers&nbsp;and prices you get.</p> <p>Alsoo keep in mind, the ease and convenience which gets you the quote is probably an indicator of how other things like car changes and claims might go in the future.</p> <p>Feel free to call me if you have any questions....&nbsp; GOOD LUCK!</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div> <p>Imperial Beach, 91932</p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 31 Mar 2009 09:28:02 -0500 http://activerain.com/blogsview/1011305/renters-insurance-quote-imperial-beach-read-this-first-91932 http://activerain.com/blogsview/1008789/how-to-review-your-homeowners-insurance-renewal-statement <div>For most of us, our home is our single largest and most important investment.&nbsp; Many of us have poured thousands of dollars and countless hours into maintaining, improving and (hopefully) paying off our homes.&nbsp; Many people own their homes free of any mortgage.&nbsp; These assets are pure equity.&nbsp; Certainly its worthwhile to invest 15 minutes a year to be sure it's properly insured.<img src="http://activerain.com/image_store/uploads/4/3/9/4/5/ar123837603054934.jpg" height="400" alt="" width="400" style="margin: 5px; float: right;" /><br /><br />Thankfully, the insurance company offers you a perfect reminder and opportunity in sending out your annual renewal statement.&nbsp; Even if your insurance is paid by your mortgage company as part of your impound account, the insurance company still mails you a statement of renewal every year to update you with your current coverage limits and deductible.<br /><br />Here's a few important steps you can take to be sure that <em><strong>HOME SWEET HOME</strong></em> is properly protected.<br /><br /><strong>1.&nbsp; Check the basics.</strong>&nbsp; Check your name, address and any other description of the insured property.&nbsp; Make sure there's been no change of vesting or ownership that needs to be updated.&nbsp; Check your address to be sure no numbers are transposed.<br /><br /><strong>2.&nbsp; Check the mortgagee clause.</strong>&nbsp; Here's where you can be sure that the current mortagee on your home is listed correctly.&nbsp; Check the lender, address and your loan number.&nbsp; Be sure there's no old information there.&nbsp; Maybe you had a HELOC (Home Equity Line of Credit) or a second mortgage that no longer applies.&nbsp; Be sure to get them removed.<br /><br /></div> <div style="margin-left: 40px;"><strong>HEADS UP:&nbsp;</strong> Whenever you have a significant claim, the mortgage company will be one of the payees on your claim settlement check.&nbsp; Just that alone can be an inconvenience.&nbsp; But it becomes a major hassle when one of the institutions listed no longer has a vested interest in your home.&nbsp; The insurance company is bound by contract to include the mortgage company on all settlement checks beyond a stated threshold. <br /><br /></div> <p><strong>*3.&nbsp; Check the coverage on your home (dwelling or building)</strong>.&nbsp; This is without question the single most important coverage to examine, consider and adjust whenever necessary.&nbsp; Having been an agent during the two raging firestorms in San Diego, CA in this decade, I can tell you that underinsured homes are just NO FUN!&nbsp; Two of my clients lost their homes in the 2003 fires and fortunately they were both adequately insured. (we call all our homeowner clients once a year to review their coverages and suggest improvements and adjustments)&nbsp; But I can tell you that there were literally hundreds of people in the area that were not so fortunate.&nbsp; Many were underinsured by over $100,000!&nbsp; Contractors were giving rebuilding bids on homes for $400,000 with insurance policies with limits less than $300,000.&nbsp; See if that doesn't tweak your financial well-being just a little.&nbsp; Here's the solution.<br /> <br /> Get an accurate rendering of the square footage of your home.&nbsp; Check county records, take a look at <a href="http://www.zillow.com/" title="zillow.com" id="vq3z">zillow.com</a>, call your favorite Realtor, or get a tape measure and do your thing.&nbsp; Usually you don't include the garage in this calculation.&nbsp; Once you get your square footage, then you need to determine the building cost per square foot in your area for a home like yours.&nbsp; Call a local contractor for a quick estimate or you can call your insurance agent.&nbsp; Average costs in San Diego run about $200 per square foot.&nbsp; With that, a 2000 square foot would take about $400,000 to rebuild.&nbsp; Custom homes can be significantlly more.&nbsp; For a more complete discussion of this, check out: <a href="http://dennis-insurance.blogspot.com/2008/02/how-much-homeowners-insurance-do-you.html">How Much Homeowners Insurance Do You REALLY Need?</a><br /> <br /> Your contents coverage is usually 75% of the amount you have on your home.&nbsp; For example, if you have $400,000 on your home, you'll have an additional $300,000 to cover your personal property (furniture, clothing, dishes, TV, collections, shoes, tools, etc)&nbsp; Usually this is enough, but think through it anyway.&nbsp; If you have antiques, art, collections of any kind then you may need more.&nbsp; Ask your agent for help if you need to.<br /> <br /> <strong>4.&nbsp; Look at your Personal Liability Coverage.&nbsp; </strong>This is the coverage you need when you get sued.&nbsp; Little Johnny runs across your front yard and trips on one of your sprinklers and ruins his chances to become <em>America's Next Top Model</em> and his parents sue you for $250,000.&nbsp; Make sure you don't scrimp here.&nbsp; It's not too expensive to get $500,000 or even $1 Million of liability coverage.&nbsp; If you have $100,000 or less, you could be setting yourself up for a mess just waiting to happen.&nbsp; Put a really big checkbook between your assets and someone who sees an injury as a lifetime paycheck.&nbsp; You might even consider a <a href="http://dennis-insurance.blogspot.com/2008/03/you-and-your-liability-umbrella.html" title="Find out how to get an extra $$MILLION$$ for just pennies a day..." id="snkr" target="_blank">Liability Umbrella</a>.<br /> <br /> <strong>5.&nbsp; Check your 'special limits'.&nbsp; </strong>This is a REALLY BROAD subject that I just can't do justice to here in this post.&nbsp; Simply stated, there's limits on many things such as cash, computers, cameras, jewelry, furs, goldware, silverware, tools, etc.&nbsp; Call your company and ask for a review.&nbsp; You can increase many of these limits for just a few dollars a year.&nbsp; Sometimes the available increase isn't enough.&nbsp; That's the perfect time to consider a Personal Articles Floater (or it's called many different names)&nbsp; It's a policy that's designed to place stated amounts of coverage on many items from jewelry, business tools, iPods, hearing aids, cameras, musical instruments and on and on.&nbsp; If you have more than 'the average Joe' of ANYTHING, then check this out FOR SURE!<br /> <br /> <strong>6.&nbsp; Check your deductible!&nbsp;&nbsp; </strong>This can be a tremendous cost-control tool in your insurance spending.&nbsp; Simply stated: The larger your deductible, the greater your savings.&nbsp; Usually you can save close to $100 per year just by going from a $500 deductible to $1000.&nbsp; Pick the largest number you can stand without losing sleep at night and ask your agent or company the savings you'd realize by changing.&nbsp; If you have a $250 or smaller deductible, it's definitely time to change it UP!&nbsp; Keep in mind that you usually hit a point of 'diminishing returns' once you get to $4000 or more.&nbsp; This means that you'll save less and less for each additional $1000 you choose.&nbsp; It might make sense to go from $1000 to $2000 if you save $85 a year by doing so, but not from $5000 to $6000 if you only save another $21 by making that jump.<br /> <br /> Monitoring your insurance costs and coverages can result in a lot of savings AND peace of mind.&nbsp; Be sure you keep notes and file your thoughts and changes from year to year.&nbsp; These recoreds will make your annual call quicker and easier each year.<br /> <br /> Feel free to contact me anytime if you have questions.<br /> <br /> Till next time...</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div> <p><em>This post contains only a general description of coverages and is not your insurance contract. Details of coverage or limits can vary. All</em> <em>coverages are determined by the terms, provisions, exclusions and conditions of your policy along with any endorsements.</em></p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Sun, 29 Mar 2009 20:21:58 -0500 http://activerain.com/blogsview/1008789/how-to-review-your-homeowners-insurance-renewal-statement http://activerain.com/blogsview/1008466/how-to-review-your-auto-insurance-renewal-statement <p>You can save TONS OF MONEY by just taking a few minutes to look over that annoying little renewal statement that has your insurance bill attached to it.<img src="http://activerain.com/image_store/uploads/1/3/5/7/4/ar123836104947531.jpg" height="302" alt="" width="302" style="margin: 5px; float: right;" /></p> <p>We sure get a lot of paper these days.&nbsp; Seems that in this paper-LESS society, we shouldn't have quite as much paper as we do.&nbsp; True... we can scan it, archive it, or just throw it away.&nbsp; There is one piece of paper that you'll want to pay attention to -- Its your Auto Insurance Renewal Statement.&nbsp; You'll get these once or twice a year depending on how often your auto insurance renews.&nbsp; You'll probably also get one whenever you adjust your coverage or change vehicles.</p> <p>One of the reasons the insurance company sends these statements out to you is to give you an opportunity to pause and determine if those coverages and limits and deductibles you started with so long ago still apply to you.&nbsp; Things change and so should your insurance policy.&nbsp; Sometimes people keep up with it; sometimes they don't.&nbsp; By not paying attention to these renewal statements, you could be spending needless premium on coverage you no longer need or want, or you could be setting yourself for an uninsured or <em>under</em>insured loss by having limits that are too low or thinking you have coverage that you really DON'T have.<br /><br />Here's a few steps to help you quickly and systematically look over that statement in just a few minutes.<br /><br /><strong>1.&nbsp; Quickly review all the basic information</strong>: Name, address, vehicle description.&nbsp; OK there?<br /><br /><strong>2.&nbsp; Next take a look at the rating information.</strong>&nbsp; You might need a little help from your company or agent on this one.&nbsp; Companies apply different rating factors for different driving characteristics&nbsp; Thes can include how many miles you drive, your age, your years of driving experience, ticket, accidents, etc.&nbsp; A quick call to your company or agent and they can walk you through these in just a couple minutes.<br /><br /><strong>3.&nbsp; Check your LIABILITY LIMITS.</strong>&nbsp; This is usually the first coverage listed.&nbsp; This is probably the most important coverage to examine.&nbsp; This is the coverage that stands between some accident that you may cause and everything that you own.<br /><br />Individual state laws mandate different minimums.&nbsp; California minimums are 15/30/5.&nbsp; <a href="../../blogsview/1008379/Current-State-Minimum-Auto-Insurance-Liability-Limits" title="Others are listed here" id="wv6k" target="_blank">Others are listed here</a>.&nbsp; This means the insurance company will pay up to $15,000 for the injuries you cause to any one person, up to $30,000 for the injuries you cause in any one accident, and up to $5,000 for any property damage you may do (the car, house, light post, whatever you happen to hit).&nbsp; While these limits may seem like lots of money, they can evaporate very quickly.&nbsp; Consider a recent client of mine who sustained injuries in an accident and spent over $14,000 before ever even leaving the emergency room.<br /><br />My recommendation is to think in terms of at least 100/300/50 instead of whatever your state minimum might be.&nbsp; Consider more if you own a home or have appreciable assets.&nbsp; Cut and slice and minimize on other coverages, but this one is where you protect everything you own against the possibility of a large liability lawsuit.<br /><br /><strong>4.&nbsp; Check your Medical Payments.</strong>&nbsp; This is usually listed second.&nbsp; It's the coverage that provides (depending on your state insurance laws) coverage for injuries to you and other pople in your vehicle.&nbsp; There's some overlap here with your health insurance.&nbsp; This can be used to pay deductibles, copayment and other portions of your medical bills that may not be covered by your health insurance.<br /><br /><strong>5.&nbsp; Check the coverage on your vehicle</strong> -- Specifically Comprehensive and Collision coverage.&nbsp; Collision coverage pays for your car when you sustain damage from a collision.&nbsp; Comprehensive covers (almost) everything else.&nbsp; Decide if the annual cost of these individual coverages makes sense compared to the value of your car.&nbsp; <a href="../../blogsview/1008437/Keeping-Dropping-or-Changing-Your-Comprehensive-or-Collision-Coverage" title="Check here for a more detailed discussion of this process." id="hpin" target="_blank">Check here for a more detailed discussion of this process.</a><br /> <br /> <strong>6.&nbsp; Don't neglect Uninsured and/or Under Insuraced Motorist Coverage.</strong>&nbsp; There's LOTS of uninsured drivers on the road these days.&nbsp; Some surveys estimate as high as 25%.&nbsp; That means one out of every 4 drivers on the road can be uninsured.&nbsp; This is the coverage that for just a few dollars a year 'constructively' gives all those drivers insurance coverage to pay you if they cause an accident with you.&nbsp; You should consider having limits at least equal to your liability limits (#3 above.)<br /> <br /> <strong>6. Make sure you're receiving ALL the discounts you can get.</strong>&nbsp; Here's where that phone call can pay some dividends.&nbsp; There are many discounts available.&nbsp; There are discounts related to your car: Airbags, alarm system, theft tracker systems and others.&nbsp; There are also other discounts.&nbsp; One of the biggest can be the Multi-Line Discount.&nbsp; This is where you save even more on your auto insurance if you have other policies such as homeowners or life insurance with the same company.&nbsp; Also remember to check for short mileage, good student, mature driver, defensive driving class, loyalty (with the same company for a long time).&nbsp; Just call the company and ask them to list all of the possible discounts to see for which ones you can qualify.<br /> <br /> This process might take you a little longer the first time you do it.&nbsp; I suggest you make some notes right on your renewal notice and file it for next time.&nbsp; Then when you get your next renewal, you can get your first one out and compare and use the notes you make to ask more questions that will either save you money or better protect your hard-earned assets.<br /> <br /> Till next time...</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div> <p><em>This post contains only a general description of coverages and is not your insurance contract. Details of coverage or limits can vary. All</em> <em>coverages are determined by the terms, provisions, exclusions and conditions of your policy along with any endorsements.</em></p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Sun, 29 Mar 2009 16:15:13 -0500 http://activerain.com/blogsview/1008466/how-to-review-your-auto-insurance-renewal-statement http://activerain.com/blogsview/1008437/keeping-dropping-or-changing-your-comprehensive-or-collision-coverage <p>Managing the cost of your insurance can be as simple as answering a few simple questions.&nbsp; Here's a short discussion that will walk you through the process of deciding to keep, drop or to change (different deductible) your comprehensive and/or collision coverages in your car insurance policy.&nbsp; First we need to do a very short 'inventory.'</p> <p><strong>TAKING YOUR FINANCIAL PICTURE - </strong><br /><br />Insurance is simply the management of risk. Owning and driving an automobile is a risk. You risk injury, loss of your vehicle, and potential liability for damage to others. The purchase of insurance is merely an agreement with the company to transfer some of your risk to them. You are saying, "I choose not to assume all of this risk myself. In exchange for my premium dollars, the insurance company will suffer some of the financial loss instead of me." With this thought in mind, you must decide how much risk to transfer and in doing so, decide how much risk you are willing to keep yourself in the from of deductibles and unpurchased coverages.</p> <p>Before we can get to ways to save money on your premium, you need to take a short inventory of your financial picture.<img src="http://activerain.com/image_store/uploads/3/7/6/0/0/ar120403887900673.jpg" height="299" alt=" " width="300" style="float: right;" /> Before you get to deciding whether to take a $100 or a $500 deductible on your collision coverage you first need to decide that you can reasonably handle a $500 loss. So before we jump into any tricks of the trade, lets take a moment to diagnose your "loss threshold." <br />Lets say you go out and buy a $3 picture to hang in your bathroom. Are you going to insure it? Of course not! Now you go out and buy a famous $252,000 masterpiece painting. Are you going to insure it? Unless you are a multi-millionaire, you certainly will. Somewhere in between the $3 print and the $252,000 masterpiece is your loss threshold. Your loss threshold is the amount of money you can stand to lose without doing any great harm to your daily lifestyle or your peace-of-mind. In the above example, different people will have different thresholds. There is no right or wrong answer here!</p> <p>In addition to settling on your personal loss threshold, it is important to consider your previous history of insurance losses. If you have had several losses in the last 10 years, you may be wise to lean more heavily on your insurance coverage. If, on the other hand, you go almost forever between losses, you will save premium dollars by assuming more of the risk yourself in the form of higher deductibles or dropped coverages. Now, if assuming this extra risk is going to give you some sleepless nights and make you a nervous wreck every time you get into your car, then don't do it! Part of what you buy in the purchase of insurance is peace of mind.</p> <p>What matters most is where you are comfortable. Take a moment to apply a value to your "Loss Threshold." Try thinking in terms of $50, $100, $250, $500, and $1000. How much money can you, with peace of mind, place at risk? As you will see below, once you determine your Loss Threshold, you need only to weigh the cost of the coverage versus the potential for loss to you. Insurance can be a reasonably simple commodity to manage.<br /><strong><br />1. DROP YOUR COLLISION COVERAGE- </strong><br /><br />So you have been driving "Old Betsy" now ever since Noah was working on his boat. To you, its worth every bit of what you may have paid for it way back when but to another car buyer, its just an old bucket of bolts, rubber, faded upholstery. Unfortunately, the insurance company views your precious 4-wheeled family member with the same cold business approach as a prospective buyer. Its only worth...well, its worth a lot less than you would hope.<br />There comes a time in the life of almost every car when its value does not warrant the cost of collision coverage any longer. Collision coverage is that portion of your insurance that pays to fix damage to your car suffered by a collision. You will need this coverage for your car when you are in an accident that is your fault or if your car is the victim of a Hit &amp; Run accident. Looking back to your Financial Picture we discussed above, compare the cost of your coverage with the potential for loss. <br />In discussions with your agent or by examining your renewal bill, identify the annual cost of your collision coverage. By looking in the newspaper or car-trading publications, determine the actual retail value of your car. Be careful to be objective here and remove whatever emotional attachment you may have to your car that might unrealistically increase its perceived value. <br /><br />Let's say that the real value of your car is $1200 and the annual cost of just your collision coverage with a $100 deductible is $150. Now here are the Test Questions:</p> <ol> <li>Can I afford to withstand this loss without any help from the insurance company? (in this case $1200) </li> <li>Would I rather save $XX (in this case $150) every year and risk the loss of the car myself? By not getting this coverage I am saving $XX ($150) per year. I will save enough to make up the loss ($1200) in Y (8) years. (1200 &divide; 150 = 8)</li> <li>Does my driving and claim history lead me to believe that I might go Y (8) years without suffering that sort of loss?</li> </ol> <p>If the answers to these questions are yes, then you might be well on your way to cutting your insurance costs by dropping your collision coverage. These simple Test Questions can be applied to virtually any insurance-buying decision. Take a look at the next example.<br /><br /><strong>2. DROP YOUR COMPREHENSIVE COVERAGE - </strong><br /><br />Comprehensive coverage like collision coverage is designed to protect your car from loss. Much of the same logic that we applied to collision coverage can be used to decide on the fate of your comprehensive coverage. There are, however some important considerations to weigh in your analysis.</p> <p>Comprehensive coverage covers almost anything that happens to your car except collision. The most commonly submitted claims are broken windshields, stolen hub caps, stolen stereos, vandalism and theft of the entire vehicle. Note here that many of these losses produce the same<img src="http://activerain.com/image_store/uploads/6/7/6/9/5/ar120403904859676.jpg" height="263" alt=" " width="456" style="float: left;" /> amount of financial loss regardless of the value of the car. It costs virtually the same to replace a windshield in a 75 Ford as it does in an 85 Ford. Consider also that the cost of comprehensive coverage is much less than collision coverage. The ratio between money saved and dollars put at risk is smaller and therefore you may be less eager to drop this coverage. Ask yourself the Test Questions that we did for collision coverage and make an informed decision.</p> <p>If your vehicle is financed or leased, always remember to check with your financial institution before changing these coverages. Your loan contract may have certain requirements and deductible limitations that somewhat restrict your options.</p> <p><br /><strong><br />3. RAISE YOUR DEDUCTIBLES - </strong><br /><br />If deleting collision and comprehensive coverage puts you at greater risk than you are willing to assume at this time, you may want to consider increasing your deductibles as a compromise. As you increase your deductibles you decrease your premium. The insurance company is going to give you a break on your premium here for two reasons. First, when you have a loss, the insurance company will pay you less money when you have a higher deductible. Secondly, with a higher deductible, you will have fewer claims that are presented to the insurance company in excess of your deductible.</p> <p>When you take a higher deductible you are saying that you, for the consideration of a lower premium are willing to assume a greater portion of the loss yourself. You trade the certainty of a lower premium for the uncertainty of more loss to you should a claim occur. <br />If you have decided in your Financial Picture that you are comfortable with a $500 loss (and the premium savings is enough) and you own a car worth $3000 then you probably do not want to drop your collision coverage completely. But you can increase your $100 collision deductible to $500 and your zero comprehensive deductible to $100. Let's examine the numbers. If you save $30 per year on your comprehensive coverage and $65 per year on your collision deductible you realize a $95 per year savings the first year and every year thereafter. You are only increasing your risk by $100 on the comprehensive coverage and by $400 on the collision coverage. Remember you already had a $100 deductible on collision and increasing it to $500 changes your participation in the loss by $400. Again, ask yourself the same questions.</p> <ol> <li>Can I afford to withstand this loss (the bigger deductible) without any help from the insurance company?</li> <li>Would I rather save this money ($95) and risk the larger deductible loss myself? By taking this bigger deductible I am saving $95 per year. I will save enough money to make up the loss in one year for a comprehensive loss and in just over four years for a collision loss.</li> <li>Does my driving and claim history lead me to believe that I might go one or five years without this sort of loss?</li> </ol> <p>If the answers are primarily yes then most likely an increase in deductibles is right for you.</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE</a></p> </div> <p><em>This post contains only a general description of coverages and is not your insurance contract. Details of coverage or limits can vary. All</em> <em>coverages are determined by the terms, provisions, exclusions and conditions of your policy along with any endorsements.</em></p><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Sun, 29 Mar 2009 15:52:39 -0500 http://activerain.com/blogsview/1008437/keeping-dropping-or-changing-your-comprehensive-or-collision-coverage http://activerain.com/blogsview/1008379/current-state-minimum-auto-insurance-liability-limits <ul> <li>Alaska 50/100/25 <br /></li> <li>Alabama 20/40/10 <br /></li> <li>Arkansas 25/50/15 <br /></li> <li>Arizona 15/30/10 <br /></li> <li>California 15/30/5 <br /></li> <li>Colorado 25/50/15 <br /></li> <li>Connecticut 20/40/10 <br /></li> <li>Delaware 15/30/5 <br /></li> <li>Florida 10/20/10 <br /></li> <li>Georgia 15/30/10 <br /></li> <li>Hawaii 20/40/10 <br /></li> <li>Idaho 20/50/15 <br /></li> <li>Illinois 20/40/15 <br /></li> <li>Indiana 25/50/10 <br /></li> <li>Iowa 20/40/15 <br /></li> <li>Kansas 25/50/10 <br /></li> <li>Kentucky 25/50/10 <br /></li> <li>Louisiana 10/20/10 <br /></li> <li>Maine 50/100/25 <br /></li> <li>Maryland 20/40/10 <br /></li> <li>Massachusetts 20/40/5 <br /></li> <li>Michigan 20/40/10 <br /></li> <li>Minnesota 30/60/10 <br /></li> <li>Mississippi 25/50/25 <br /></li> <li>Missouri 25/50/10 <br /></li> <li>Montana 25/50/10 <br /></li> <li>Nebraska 25/50/25 <br /></li> <li>New Hampshire 25/50/25 <br /></li> <li>New Jersey 15/30/5 <br /></li> <li>New Mexico 25/50/10 <br /></li> <li>Nevada 15/30/10 <br /></li> <li>New York 25/50/10 <br /></li> <li>North Carolina 30/60/25 <br /></li> <li>North Dakota 25/50/25 <br /></li> <li>Ohio 12.5/25/7.5 <br /></li> <li>Oklahoma 10/20/10 <br /></li> <li>Oregon 25/50/10 <br /></li> <li>Pennsylvania 15/30/5 <br /></li> <li>Rhode Island 25/50/25 <br /></li> <li>South Carolina 15/30/10 <br /></li> <li>South Dakota 25/50/25 <br /></li> <li>Tennessee 25/50/10 <br /></li> <li>Texas 20/40/15 <br /></li> <li>Utah 25/65/15 <br /></li> <li>Virginia 25/50/20 <br /></li> <li>Vermont 25/50/10 <br /></li> <li>Washington 25/50/10 <br /></li> <li>Wisconsin 25/50/10 <br /></li> <li>West Virginia 20/40/10 <br /></li> <li>Wyoming 25/50/20 </li> </ul><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Sun, 29 Mar 2009 15:16:50 -0500 http://activerain.com/blogsview/1008379/current-state-minimum-auto-insurance-liability-limits http://activerain.com/blogsview/989139/if-you-rent-you-need-renters-insurance- <p style="font-family: Arial;"><span style="font-size: x-small;">If you rent, you need Renters Insurance. Four out of ten renters don't think they can afford renters insurance.&nbsp; Two out of ten don't even know renters insurance is available.&nbsp; The simple truth is that if you rent, you need and can likely afford renters insurance.&nbsp; <br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Usually for $20-$25 per month you can protect your personal property in your home, in your car, and anywhere in the world.&nbsp; Eighteen percent of renters mistakenly believe that they don't have enough personal property to warrant renters insurance.&nbsp; The average renter would need over $20,000 to replace the contents of their apartment or house.&nbsp; Remember that's your entire wardrobe, computer, dishes, blender, microwave, camera, cell phone, iPod, sports gear, TV, CD's, books, furniture, and the list goes on.&nbsp; </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">You see, here&rsquo;s the problem with all that STUFF. You bought it just a little at a time -- A CD here, a blender there, a couple of jackets somewhere else. Then, before you know it, you have a house full of stuff.&nbsp; And consider that you purchased many of those items on sale, or on CraigsList, or they were given to you by friends or family.&nbsp; When you have a devastating loss like a fire, you have to go out and just replace everything NOW!&nbsp; You don't have the luxury of just acquiring it over time. </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Renters insurance protects your stuff ANYWHERE IN THE KNOWN UNIVERSE. Doesn&rsquo;t matter if you&rsquo;re in the good old US of A, Mexico, China or Australia&hellip;&nbsp; If your stuff is stolen from your car, IT&rsquo;S COVERED!!! There might be damage to your car though. That&rsquo;s covered under your auto insurance. </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Only get policies with REPLACEMENT COST coverage. If you suffer loss to your stuff, and you replace it, replacement cost policies will pay you what it costs to get a brand new one rather than what your old one was worth.&nbsp; It looks like this: Someone steals your 8 year old TV set that&rsquo;s worth $75 and a new one (just like it) is $350, a replacement cost policy will pay you based on the $350 rather than the $75! </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Also included in your Renters insurance is liability coverage that protects you in case of a liability loss: Your dog bites someone or a friend slips and breaks their arm in your bathroom.&nbsp; You also get what&rsquo;s called LOSS OF USE or ADDITIONAL LIVING EXPENSES coverage. Whenever your place is rendered UNINHABITABLE because of a covered loss, we&rsquo;ll pay the cost to put you up someplace else while your place is being repaired. I&rsquo;ve actually written checks to people sitting outside their burned residence to pay for a hotel.&nbsp; It even pays if you're required to evacuate but there's no subsequent damage.</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">There's dozens of other coverages included in Renters Insurance but not enough space here to mention all of them.&nbsp; Just one more... If someone steals your checks or credit cards and you suffer loss because they&rsquo;re out there spending YOUR MONEY, you&rsquo;ll have coverage for that up to $1000.</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">This is so simple and easy to do.&nbsp; Over the phone; less than 15 minutes, you're DONE!&nbsp; Why somebody wouldn&rsquo;t have RENTERS INSURANCE is simply beyond me.</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">So, here&rsquo;s a little review&hellip; </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">&bull;</span><span style="font-size: x-small;"> Coverage for your stuff: TV, stereo, blender, dishes, clothes, etc.</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">&bull;</span><span style="font-size: x-small;"> Coverage at REPLACEMENT COST (as I explained above)</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">&bull;</span><span style="font-size: x-small;"> Liability Protection. (assets AND your future earnings)</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">&bull;</span><span style="font-size: x-small;"> A place to live while we put your place back together&nbsp;</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;"><br /> </span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Yep, you guessed it&hellip; All for about the price of a DVD a month.&nbsp; No insurance product offers you more BANG FOR YOUR BUCK than RENTERS INSURANCE.</span></p> <p style="font-family: Arial;"><span style="font-size: x-small;">Dennis is a 31-year State Farm Insurance agent serving San Diego County. He can be reached for questions at 619-670-1000 or on the web at </span><span style="text-decoration: underline;"><span style="color: #0000ff; font-size: x-small;">www.DennisVolzInsurance.com</span></span><span style="font-size: x-small;">.</span></p> <p><br style="font-family: Arial;" /></p> <p>Till next time...</p> <div style="text-align: left;"> <p style="text-align: left;"><a href="http://www.dennisvolz.com/" target="_blank"> </a></p> <p><img src="../../..http://activerain.com/image_store/uploads/3/2/4/7/3/ar120282879437423.JPG" height="155" alt="dv" width="106" style="float: left;" /></p> <p>&nbsp;</p> <p><img src="../../..http://activerain.com/image_store/uploads/2/1/5/0/1/ar120282885910512.JPG" height="86" alt=" " width="205" style="float: left;" /></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p style="text-align: left;">&nbsp;</p> <p style="text-align: left;">&nbsp;<strong>It's a Good Life ! </strong></p> <p style="text-align: left;">Dennis Volz Insurance Agency<br />10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978<br />OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339<br />Email: <a href="mailto:Dennis@DennisVolzInsurance.com">Dennis@DennisVolzInsurance.com</a><br />Websites: Company Site:&nbsp; <a href="http://www.dennisvolzinsurance.com/" target="_blank">DennisVolzInsurance.com</a></p> <p style="text-align: left;"><a href="http://dennisvolzinsurance.com/" target="_blank">Spring Valley Auto Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Renters Insurance Quote</a>, <a href="http://dennisvolzinsurance.com/" target="_blank">Homeowners Insurance Quote <br /></a></p> <p style="text-align: left;">Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.</p> </div> <div style="text-align: center;"> <p style="text-align: left;">You can also check out our <a href="http://dennisvolzinsurance.com/lines/homeowners.html" target="_blank">HOMEOWNERS INSURANCE INFORMATION PAGE.</a></p> </div><div class='agent_signature'><p>To Your Success,</p> <p>Please call me if you have questions...</p> <p><a href="http://dennisvolz.bigmlmlies.com" target="_blank"><img style="vertical-align: text-top;" src="http://activerain.com/image_store/uploads/2/9/6/1/7/ar125128335871692.jpg" alt="" width="105" height="105" /></a>.<br />Dennis Volz</p> <p>Dennis Volz is the owner of <strong>The Red Hot Millionaire Marketing</strong> and the author for <strong>The MLM Resource Center .com. </strong> <br /> Dennis continues to oversee his insurance agency in San Diego, CA he has owned since 1978.<br /> <strong><a href="http://www.redhotmillionaire.com/" target="_blank">RedHotMillionaire.com</a> <br /> <a href="http://www.themlmresourcecenter.com/" target="_blank">www.TheMLMResourceCenter.com</a> <br /> <a href="http://www.mlm-toolkit.com/" target="_blank">www.MLM-Toolkit.com</a></strong><br /><strong><a href="http://dennisvolz.mentoringforfree.com" target="_blank">Mentoring For Free</a></strong></p> <p><br />Email: <a href="mailto:DennisVolz@gmail.com">DennisVolz@gmail.com</a><br />619-630-5437</p> <p><strong>FREE Informational Websites:</strong></p> <p><a href="http://www.branding-you-online.info" target="_blank">Budget Branding YOU Online<br /> </a><a href="http://www.magnetic-branding.com" target="_blank">Magnetic Branding</a><br /> <a href="http://www.black-belt-branding.com" target="_blank">Black Belt Branding</a><br /> <a href="http://dennisvolz.successin10steps.com" target="_blank">Success in 10 Steps (Free eBook</a>)<br /> <a href="http://dennisvolz.bigmlmlies.com" target="_blank">Free Soup to Nuts System:</a><br /> <a href="http://dennisvolz.bigmlmtruths.com" target="_blank">Free Lead Generation System</a><br /> <a href="http://dennisvolz.bigmlmsecrets.com" target="_blank">FREE Live Call Training Sessions</a><br /> <a href="http://tinyurl.com/7gnbzn" target="_blank">The 5 Pillars of Success-Free Audio Online</a></p> <p>&nbsp;</p></div> Dennis Volz Tue, 17 Mar 2009 18:58:59 -0500 http://activerain.com/blogsview/989139/if-you-rent-you-need-renters-insurance-