save money: BEST Homeowners Insurance Quote-How To Get It - 04/09/08 08:12 AM
Getting the most for your insurance dollar starts with getting the best quote you can. There's few things in life more (seemingly) complicated than shopping for coverage like Homeowners Insurance.
How much coverage should I have on my house? How much Liability coverage should I have? What deductibles should I have? $250, $500, $1000, $5000? Is my Boat covered? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? What about Additional Living Expenses Let me offer you a comprehensive view of all of these questions. Take a look at my blog post at THE SAN … (0 comments)
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save money: BEST Renters Insurance Quote-How To Get It - 04/09/08 07:50 AM
Getting the most for your insurance dollar starts with getting the best quote you can. There's few things in life more (seemingly) complicated than shopping for coverage like Renters Insurance.
Doesn't the landlord's insurance cover my stuff? (hint... NO) How much coverage should I have? What Limits are right for me? $30,000, $55,000 What deductibles should I have? $100, $250, $500? What about insurance for my jewelry? Is my stuff in storage covered? What's MEDICAL PAYMENTS? Why woud I need Liability Coverage as a Renter? Let me offer you a comprehensive view of all of these questions. Take a look at … (0 comments)
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save money: BEST Auto Insurance Quote-How To Get It - 04/08/08 12:14 PM
How much liability coverage do I need? $500 or $250 dedictible? Do I even need collision coverage? Answers to these and lots more... Just CLICK THE -READ THIS FIRST-
Getting the most for your insurance dollar starts with getting the best quote you can. There's few things in life more (seemingly) complicated than an auto insurance quote.
How much coverage should I have? What Limits are right for me? 15/30/25? 100/300/100? What deductibles should I have? $100, $250, $500? Should I even have collision coverage on my car? What about Uninsured Motorist Coverage? What's MEDICAL PAYMENTS? What about towing, rental car … (0 comments)
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save money: You and Your Liability Umbrella - 03/11/08 09:41 AM
In the world of meteorology, whenever it looks like rain, an umbrella is good to have around. In the world of insurance, a Liability Umbrella can protect you from getting soaked as a result of losing a liability lawsuit.
People are suing each other today more than ever. Verdicts amounting to hundreds of thousands of dollars are being awarded by juries across the country in increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to … (1 comments)
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save money: A word about DEDUCTIBLES... - 03/03/08 10:57 PM
Simply stated: A deductible is the amount that you pay toward a loss or claim before the insurance company begins to pay. The higher your deductible, the lower your premium.
The more you are willing to participate in your loss, the greater the savings on your premium. The insurance company will offer your a lower premium if you take a higher deductible because your LOSS FREQUENCY and your LOSS SEVERITY will be lower. Consider if you have a $2000 deductible instead of a $500 deductible:
You'll make fewer claims because you won't be making claims for $600, $900 or $1995 losses. … (0 comments)
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save money: 101 Ways to Save Money and Live Better - 03/03/08 10:11 PM
101 Ways to Save Money and Live Better is provided for one purpose and one purpose only!TO CHANGE YOUR THINKING. You thought I was going to say, “To save you money,” didn’t you? You will save money by using these ideas. You might even save a lot of money. But…Until you change your thinking about how you spend your money, you’ll only be scratching the surface of what you could do! Many of our clients, who really use this guide to change their money habits, take off on their own when they “get the fever.” These ideas will not … (4 comments)
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save money: 7 Things you need to know BEFORE you Buy Life Insurance (PART 1) - 03/03/08 07:47 AM
The delivery of TAX-FREE LIFE INSURANCE proceeds is one of the most powerful social and economic forces in our country. What a shame that so many people don’t understand or appreciate its value.
As you carefully read this post, you’ll be better able to make wise and forward-thinking decisions regarding your LIFE INSURANCE. By far and without exception, a life insurance claim is the most sobering and rewarding aspect of my profession as an insurance agent.Sobering in that it reminds me of the brevity of this life and the certainty that it will end for all of us… eventually.Rewarding because it’s … (1 comments)
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save money: 7 Things You Need To Know BEFORE You Buy Life Insurance (PART 2) - 03/03/08 07:46 AM
In PART 1 we had a brief introduction to the 7 Things You Need To Know BEFORE You Buy Life Insurance. Here's the REST OF THE STORY.....
Review PART 1 if you'd like before moving on here...
Life Insurance Need-to-Know #4Once you buy it – KEEP IT until your reason for buying it no longer existsToo many times I’ve seen people buy life insurance: Either term or permanent and then, for some reason, let it drop. Usually it’s for one of a couple of reasons.They initially got in a little over their heads with too big of a monthly premium … (0 comments)
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save money: Homeowners Insurance - EVERYTHING you need to know....(Almost)--Part 2 - 03/01/08 03:36 PM
In Part 1, we gave your a brief introduction to Homeowners and talked about how much coverage you need on your home. In this section, we'll be getting into your PERSONAL PROPERTY and LIABILITY coverage issues you need to know about as a HOMEOWNER.
So let's get started..... :)
COVERAGE FOR YOUR STUFFIf your stuff is stolen from your car,IT’S COVERED under your Homeowners Insurance!!!There might be damage to your car though. THAT’S covered under your auto insurance. I’m sure you have car insurance ! ! ! (see 10 Ways to Beat the High Cost of Auto Insurance (Part 1) … (0 comments)
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save money: Homeowners Insurance - EVERYTHING you need to know....(Almost)--Part 1 - 03/01/08 03:35 PM
Your home is likely your single largest investment. Protecting it properly is critical to your financial security. If you’ve only been guessing until now, then guess no longer.
Insurance for your home need not be a shot in the dark. There aresimple ways to determine EXACTLY how much insurance you should have. Even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that … (1 comments)
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save money: 10 Ways to Beat the High Cost of Auto Insurance (Part 2) - 02/26/08 08:46 AM
Part 1
We've been evaluating 10 Ways to Beat the High Cost of Auto Insurance. Part 1 included the introduction and Ways 1-3. We'll finish it up here.4. EVALUATE YOUR MEDICAL COVERAGE - Medical Payments coverage is designed to pay for injuries sustained by you and anyone else in your car. Particulars of this coverage vary so the details are best discussed with your agent. But, here's the basic idea.If you have good medical insurance through your work or a private plan, it may be wise to minimize your medical payment coverage on your auto insurance. As far as the coverage … (1 comments)
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save money: 10 Ways to Beat the High Cost of Auto Insurance (Part 1) - 02/26/08 08:42 AM
Part 2
Insurance has been one of the necessary evils of life for over 100 years. In this day of higher taxes, rising food prices and soaring housing costs, it is possible for you to get a handle on your own auto insurance costs. If you have been frustrated by an inattentive agent and constantly rising insurance premiums, this is the post for you!Insurance can be complex and technical. Some people are paralyzed by simple buying decisions. Should I have collision coverage on my 15 year-old car? Would it make more sense to have a $500 deductible instead of a $100 … (2 comments)
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save money: Term Life Insurance – Beware of the Ticking Time Bomb - 02/04/08 08:34 AM
Beware Of Your Term Insurance -- THE TICKING TIME BOMB!WHAT KIND OF INSURANCE IS BEST FOR ME?If you’ve read any of our other reports, you’ll know that even though insurance has been part of our culture for over 100 years, to most people – It’s still a just a mystery. And because they don’t understand it, a lot of people think they’re being “ripped off” by the Insurance Industry; aka “The Club”I want to end that for you.
I'm an industry "insider": A licensed member of “The Club”I’ve been inside the insurance business for over 30 years and I know it … (2 comments)
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save money: San Diego Renters Insurance - The inside (and COMPLETE) Story - 01/26/08 02:11 PM
San Diego Renters Insurance is simply one of the best deals on the planet!
OK ! I know you’re thinking ‘What could possibly be so Fabulous or COMPLEX about Renters Insurance?’
Well…. Here’s the inside scoop !Here’s a little overview….(All policies are slightly different. These are examples of what a typical policy might have.)
It protects your stuff at home It protects your stuff on vacation It protects your stuff in the USA It protects stuff you may have in a storage facility It protects your stuff all over the world ! Yes, that’s right… you lose your stuff ANYWHERE on … (0 comments)
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