commercial loans: How Lines of Credit Work with Arizona Commercial Loans
- 10/14/18 07:42 AM
Commercial lines of credit are very popular with the small business financing of today—and are the most misunderstood. Here, then, are some of the basic facts that can help you decide if this type of Arizona Commercial Loan is right for your small business.
A line of credit allows a company to draw on a predetermined amount of money. To access the funds, the company just needs to draw on the line. Every time you draw on the line, you are reducing the amount of funds you can draw from. The inverse is that you can pay down the line of credit … (1 comments)
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commercial loans: 7 Reasons Why Arizona Commercial Loans Can Grow Your Business
- 10/11/18 02:25 PM
Expanding your business with a commercial loan can open many doorways for you and your company. These seven reasons will guide you through how Arizona Commercial Loans can help your business to thrive.
If you are hoping to expand your business, it may be time to consider a commercial loan. These seven reasons are a starting guide to how a business loan can help you achieve your dreams that you have with your company and expand your business to new heights.
Arizona Commercial Loans are one of the more popular choices among business owners. Due to their lower interest rates, a commercial loan … (0 comments)
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commercial loans: Arizona Commercial Loans: Tips for individual investors
- 10/08/18 08:20 AM
If you’re not a real-estate conglomerate, you may be wary of taking on Arizona commercial loans to invest in commercial real estate. Learn about the general commercial property types, the amount of financing you should aim to secure and general strategies to maximize the returns from your Arizona Investment Property.
Commercial real-estate can be a confusing business, and if you are beginning to invest in real estate, you might consider avoiding commercial property altogether. While investing in commercial property is a bit more complicated than investing in residential property, there are some basic property types, prices ranges and general strategies … (0 comments)
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commercial loans: How to Develop an Exit Strategy When Obtaining a Hard Money Loan
- 03/21/18 03:12 PM
An exit strategy is, in essence, your plan for paying off your hard money loan. It is a plan that you will want to develop before you sit down with a lender.Exit strategies are crucial for obtaining a hard money loan. Many of these lenders offer interest-only payments as you develop or renovate your project. They obtain the big payoff upon completion when you have succeeded in your “exit strategy” and can repay them in full. For those of you in the fix & flip model, your exit strategy is fairly easy to define. You rehab and then sell the property.
Selling … (1 comments)
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commercial loans: How to Benefit From Hard Money Loans
- 03/21/18 12:49 PM
Though many borrowers are unfamiliar with the concept, hard money loans offer many benefits to certain borrowers. Understanding how these loans work can make them a great financial tool to have at your disposal.)Hard money loans are simply short term loans which are secured by real estate. The loans are often referred to as non-conventional as they are provided by private lenders rather than traditional lenders or banks. Unlike the more traditional loans offered by banks, there are much less stringent requirements to qualify for these private loans. This is one of the main reasons that many borrowers elect to use … (1 comments)
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commercial loans: Tactics for refinancing your commercial loan
- 03/20/18 03:14 PM
When it comes to refinancing commercial loans, you naturally want to qualify for the largest loan with the best terms. Learn some strategies to help you refinance your commercial mortgageOnce your commercial mortgage matures, why should you refinance, rather than selling the property? Refinancing can improve your monthly cash flow and if your property has appreciated in value, refinancing will enable you to pull out additional equity tax-free.
There are some significant differences when comes to refinancing commercial real estate. A Residential mortgage is usually fully amortized and can have terms of up to 30 years. Commercial mortgages have shorter lifespans of … (0 comments)
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commercial loans: Reasons to use a hard money loan for your next fix and flip project
- 03/20/18 03:04 PM
A hard money loan (or an asset-based loan) offers you the benefits of flexible terms and quick approval. Learn why you should consider this type of loan for your next fix and flip project. Fixing and flipping single-family homes is the subject of many popular television programs and no doubt most readers will be familiar with the process. An investor purchases a single family home, upgrades and repairs it and then sells it for a profit. Every fix and flip project has the same goals, to maximize market value, minimize the cost of renovations and to sell the property in … (1 comments)
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commercial loans: Why some hard money lenders in Texas will turn you away
- 03/13/18 09:20 AM
When Casey moved to Texas, he had dreams of making a name for himself in the real estate industry. He quickly realized it was not as easy as the shows on Bravo make it look. Hard money lenders in Texas are not the only ones that are on the chopping block when it comes to loaning money.
If you have been following Level 4 Funding for a while, you probably have read a few times that it is fairly easy to borrow a hard money loan. This is true, for the most part, when you are looking for a potential lender you … (0 comments)
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commercial loans: Defining Working Capital Commercial Loans and Their Good and Bad
- 03/09/18 08:38 AM
Do you wish you could obtain working capital commercial loans to help your business? Level 4 Funding shares the pros and cons of these loans. The amount of cash a company has to cover standard business operational needs like employee payroll, rent, monthly utilities, paying vendor and more is called “working capital.” Working capital can really come in handy if a new or growing business hits a slow patch or is having growing pains while expanding. Without an extra cushion of working capital to cover these everyday expenses, a company could go out of business or have to file bankruptcy … (0 comments)
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commercial loans: Reviewing the Types of Alternative Commercial Loans
- 03/08/18 02:32 PM
Why traditional commercial loans might not be right for you… and how to find the perfect loan to achieve business success. Level 4 Funding shows you how.
There are so many types of loans to consider before you decide which is right for your business needs. For example, a merchant cash advance is an alternative lending program but instead of repaying the loan in monthly installments, loanees pay it back via a percentage of their credit card sales. This is great type of loan for companies that have high credit card business because the rate of how fast the MCA is … (2 comments)
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commercial loans: Ideas for Helping You Obtain Commercial Loans Through a Broker
- 03/08/18 02:01 PM
Why should you seek an alternative lender for your commercial loans? There are many benefits to going this route — Level 4 Funding explains them here, so read on. You may think you’re alone if you’ve been rejected for a loan before or if you don’t have the requirements to seek a traditional loan. But there are lots of alternative ways to get approval for commercial loans. Even if you have a few bad marks on your credit history or not the highest credit score, or if it’s a matter to a tough economy making conservative banks tighten their wallets even … (0 comments)
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commercial loans: What it Means to Get Commercial Real Estate Loans
- 03/08/18 11:04 AM
Do you wish you could obtain commercial real estate loans to help grow your business? Level 4 Funding explains how and why they can benefit your business. When looking for commercial real estate loans for your company’s business — whether you have extra expenses or you want to grow and expand your business, you need to understand that it’s not like trying to obtain a mortgage for a residential home. There are a lot of intricacies and complexities associated with the commercial type, so it’s important to know what you’re getting into. If you’re in the market to purchase property for … (0 comments)
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commercial loans: SBA lowers equity requirements for new commercial loans
- 01/29/18 08:56 AM
As of January 1 the SBA announced it would lower equity requirements for new 7a loans. 7a borrowers will only need to finance 10 percent of future projects to qualify under the program.The SBA 7a loan is the agency's most popular lending program. The 7a loan provides 5 million dollars of capital to finance new projects, startups and business expansion. There are few restrictions on 7a proceeds when compared to the SBA 504 loan. 7a proceeds can be used to finance construction costs, business acquisition and can even be used to refinance existing debt. Lowering the equity requirement will help more … (0 comments)
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commercial loans: Defaults on commercial loans related to retail expected to slow
- 01/29/18 08:46 AM
Commercial loans tied to retail properties will find new strength over the coming year, as retailers find new efficiencies.The record pace of retail defaults and store closures will likely slow in the coming year. retailers are benefiting from newfound efficiencies and an improving economy. Analysts believe that even struggling to department stores, like Kohls and Macy’s, could see their situation improve in 2018.
Moodys analysts anticipate a better outlook for retail across the board. Moodys predicts that the owners of retail properties could see growth in operating income between 3 1/2 to 4 1/2% over the coming year. 5 out of 14 … (0 comments)
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commercial loans: 1031 rule retained under recent tax bill
- 01/24/18 11:54 AM
The 1031 rule enables investors to defer the payment of capital gains by reinvesting income in similar properties. A large number of commercial real estate transactions, and therefore commercial real estate loans, are related to this rule.The 1031 rule is a provision which greatly benefits the real-estate industry in particular, by encouraging commercial real estate owners to reinvest in similar properties . It allows commercial property owners to defer paying capital gains taxes on income earned from their properties. For example, the owner of an apartment complex achieves a $10 million profit. That same owner can avoid paying taxes immediately by … (0 comments)
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commercial loans: Commercial Loans on Special Purpose Properties
- 01/22/18 10:39 AM
Depending on the property, it can be difficult to find a commercial loan on those defined as “special purpose.” Here are what traditional lenders look for in these types of properties and why you may need to consider unconventional financing.A special purpose property is usually built by the investor and constructed for specific, limited uses. These may include car washes, churches, self-storage facilities, gas stations, golf courses, hospitals, dormitories, nursing homes and theaters. It is a property that, once built, will require a large capital investment to convert it to another use. Because of this, most lenders consider this type of … (0 comments)
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commercial loans: Obtaining Commercial Loans
- 01/19/18 09:25 AM
To obtain a commercial loan, you need to have a thorough understanding of the property that you are considering investing in. Knowing the basic metrics of CRE will not only help you choose the right property, but ensure potential lenders that you understand the fundamentals and have a sound knowledge of CRE investment strategies.So, let’s take a look at the commonly referred to metrics in the world of CRE:
Gross Rent Multiplier – This simple equation divides a property’s price by its annual gross rent. This number offers a quick value assessment in order to determine if further evaluation is in order.
Capitalization … (0 comments)
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commercial loans: How to Get Your Commercial Loans to Close — Fast
- 01/17/18 07:44 AM
Waiting is never fun, but it’s especially tedious when you are waiting for loan approval. Level 4 Funding shares tips on how to get your commercial loans to close quickly and efficiently — and get cash in your hand fast.No one likes to wait, especially in our society that revolves around instant gratification, instant answers, instant results. Not everything has a super quick turnaround, but loans are notorious for taking a long time to get approved. This can prove extremely frustrating for both borrower and lender, after all – they are there to make your loan application process easier. When you … (0 comments)
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commercial loans: The Benefits and Advantages of Working with Commercial Lenders
- 01/09/18 12:27 PM
There are many pros to working with professional and experienced commercial lenders. However, every lender has a different specialty so it’s important to understand their expertise before deciding to work with any particular lender.It’s much easier to work with skilled commercial lenders when its time to obtain a loan. They can benefit you in many ways and assist with specific needs and questions you may have as you go through the process. However, it’s important that you are working with a lender that understands and specializes in your market or niche to make sure that they can best benefit your specific … (0 comments)
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commercial loans: Make Lenders of Commercial Real Estate Loans Want to Approve Your Loan
- 01/09/18 12:04 PM
When it comes time to apply for commercial real estate loans, you can appear much more desirable to lenders by having certain characteristics. If you follow this advice, you will have lenders in the palm of your hand — and have the pick of the loan you want!For the most part, reputable lenders want to work with reputable business owners that are in need of financing. It can be a win-win situation for both parties involved. Especially if you are a business owner that has all their financial ducks in a row, so to speak. You don’t have to have a … (0 comments)
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Commercial lines of credit are very popular with the small business financing of today—and are the most misunderstood. Here, then, are some of the basic facts that can help you decide if this type of Arizona Commercial Loan is right for your small business.
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