Governor Timothy Kaine made an announcement that Loudoun County is going to house approximately 600,000 square feet of office space for Raytheon.  They will be leasing space in four of the office buildings located at AOL's Pacific Corporate Park in Dulles, Virginia. 

Raytheon Company, a technology and innovation company that specializes in defense, homeland security, cybersecurity and other government markets is consolidating their Virginia operations.  They employ approximately 4,000 people in Virginia and 73,000 worldwide.  Their sales were in excess of $23 billion last year.

Raytheon anticipates creating about one hundred new jobs for their Virginia operations and will be relocating numerous employees from various locations in Virginia.   This is great news for Loudoun and our housing market!  

Governor Kaine approved a grant for $500,000 from the Governor's Opportunity Fund to assist Loudoun County with road improvements (Route 28) to make Loudoun a more appealing place for all of us!

Are you a renter caught in the foreclosure mess?  Did you pay your rent only to be evicted? 

You better believe there are laws to protect the landlords if you don't pay your rent.  So, I ask you, where are the laws to protect the renter from the landlord not paying the mortgage?  Where are the laws stating that the new owner must honor the lease after foreclosure?

DEMAND it be put in your lease that the owner will provide proof the house is being paid in a timely manner.  Add to your lease that the lease is NOT subordinate to the mortgage loan.  Cross out any language you see stating that it is.

Demand your money goes to a title company or escrow agent.  don't trust the owner. 

The owners deamd these things of you!!!  Credit checks (for every adult), doggie deposit, clean the carpets, no wear and tear, do the hokie pokie and turn yourself around.

Are you tired of it?  We need to protect landlords from shady renters and we need to protect renters from landlords who just take their money and run......putting the renters out on the street.  I have news for you honey....the banks are not working this out.  Ten days, get out.  That is what we are hearing in Loudoun, over and over.  Renters don't get a trial date (the virginia landlord tenant act says they get a trial date but they have been ignoring that and just giving them ten days to get out.

DEMAND cogress make changes that will protect renters (who paid their rent on time and took proper care of the property).   I don't want to hear about bad renters....we know they are out there and that is not what I am writing about.

I want to start a petition. 200,000 renters were evicted last year due to no fault of their own.  If you were evicted due to your landlords foreclosure please send me your name, the address of the foreclosure, the date and the date you were ordered out.  Did you lose your deposit?  How much did it cost to move?  Did iyou have to take time off work?  Tell me your story.  I'll send you a petition to sign and send back.  

We need  laws that are not just one-sided.  Who was the good old boy that decided a lease should end at foreclosure?  Huh? 

debbie@dependondebbie.net

Does anyone know someone who walked away just because they had negative equity?  I am not talking about someone who lost their job, had an illness, etc.  I am referring to people who just felt like they got "a bad deal" and CHOSE to walk away. 

If you do, please let me know.  I'd like to research it.  Someone has to take a stand.  Someone has to do something.  This behavior is dishonest, wrong and we are all paying for their irresponsible, dishonest behavior.  Well, no more.

These crooks are driving the value of your home down.  People are losing jobs, school services are being cut.  We need to force this kind of criminal behavior out in the open.

Know someone who just walked away? Send me their info. 

There once was a man who lived in Sterling (on Holly Avenue).  His mortgage company would not lower his rate (he had negative equity so it would not appriase at the new, improved, lower price). 

Mr Holly Avenue, decided he wanted a nicer house (in Ashburn).  He purchased the new house, moved to Ashburn and stopped paying on the old house (on Holly).

Shame on you mortgate company for being greedy and not refinancing your own loan (after all, you were dumb enough to do the loan in the first place....even though you knew the value was inflated).

Shame on you Mr. Holly Avenue, for walking away from a house you promised to pay for and sticking the tax payers with the bill. 

Hope you enjoy your new house in Ashburn. Remember, what goes around, comes around. 

So, WHEN are we going to close this loophole? The crooks are cooking all our gooses.  We need to stop them.  NOW.  Law makers?  Are you there?  Are you lame? (lame duck) Are you doing anything to stop this?  This needs to become a criminal (fraud....i.e. felony) issue.  Obtaining a loan under false pretenses is credit fraud last time I heard.

Wow.....I was following a case that my friend is involved in.  She is a young mother, and has a son with Downs Syndrome.  Very intelligent, soft spoken lady who is 100% devoted to her son.

She lives in a house that was foreclosed upon. GMAC is the mortgage holder.  She submitted a very, very good offer to them prior to the foreclosure (while it was in that fake "short sale" process we have all been scammed into) GMAC IGNORED her offer to purchase and went ahead with the foreclosure

Isn't it nice to know that GMAC got your bailout money....but does not want to sell those bad debts to willing and able buyers?  They just evict them....leave the house empty and suck the tax payers dry.  Word on the street is that they are not the only mortgage company doing this.  Oh, no my friend.  Your bailout money is being spread wide and far (think AIG).  No strings, no controls, no collateral?  Why do the taxpayers not own these homes we paid for?  Huh?

Now, get this, The judge who was hearing the eviction case, denied her a hearing!  Basically, he said OUT IN TEN DAYS.  No trial, no due process, screw the legal system.  Just get out.  I don't care if you paid your rent....just get out. What is the mortgage company in such a hurry for?  They got their money.....and they have their hands out looking for MORE!  But don't forget...they are IGNORING bonafide offers to purchase. 

Want to hear something even more hysterical?  I wrote a letter to Congressman Wolf about these evictions.  Basically, renters are out on the street....even if they paid their rent.  I was shocked that the bill giving renters 90 days after foreclosure was poo-pooed (but the owners who pocket the rent money get off scott free).  So, I write a letter to Wolf and he sends a polite letter back agreeing with my "frustration" over the high salaries of CEO's!!!!!!!!  Huh?  My letter was about RENTERS!!!!!!  Guess someone clicked on the wrong form letter button eh?

So, what has to happen before the innocent are no longer put out on the street and the culprits do not profit from their own dirty dealings? 

Heck if I know.  Guess I'll write another letter to my congressman...this time, maybe I'll even get a form letter back about what I actually took the time to write him about.

In the meantime.....you greedy b$#$&%$% at the mortgage company that is evicting my friend.....hell will freeze over before I ever buy one of your products again.  Maybe my voice is just a drop in the bucket, but at least I am making a stand. 

We invite people into our homes and most are honest and hard-working.  Once in awhile we run across someone who is less than honest or good. Please remember that everyone is innocent until proven guilty.  If you were a client of this cleaning lady and believe you may have been a victim please read.

Mirian Martinez, of Mirian Cleaning Services. as been accused of stealing thousands of dollars in jewelery from a home she cleaned.  She was charged August 5th in Loudoun County with grand larceny, obtaining money by false pretenses and larceny with intent to sell/distribute.

There is an ongoing  joint investigation between several law enforcement agencies in our area.  Ms. Martinez allegedly  removed several pieces of jewelry from a home on Gazelle Court in South Riding, VA.   She has been employed by the family for several years.  If you think you may have information that will help law enforcement with this case please contact LCSD at:  703-777-0475.

When you hire a company to work in your home always make sure they are licensed, bonded and insured.  This protects YOU from possible lawsuits. 

I was fortunate enough to go to River Bend Park in Great Falls today.  The weather was perfect. I was there for several hours and left feeling grounded and regarched.  I encourage you to get outside and soak in the beauty.  I am including a few photos. I can't seem to get the photo to go where I want it to!  Enjoy...it is still beautiful. 

I spoke with a single parent today.  They had a copy of their lease and all their cancelled checks for the past three years.  The checks all cleared the bank shortly after the first of the month (they paid their rent on time).  I saw the copies.  Unfortunately, their landlord did not pay the mortgage.  This family found out about it because their parking sticker was revoked by the HOA.

It is sad, but they have no rights.  The foreclosure cancels their lease and they will be out on the street soon.  This is an all too common scenario. The media is talking about helping the homeowners who got in over their heads but have heard little about the renters who paid their rent.  The renters paid it on time and had dishonest landlords take their money and run.  

I do not think homeowners should be able to walk away from a home just because they are upside down.  If they can't meet the payments that is another matter but to just walk away due to negative equity is wrong. It is irresponsible and dishonest.

Good, bad or indifferent we are living through (and hopefully working through) a real estate market that will not be forgotten.  This is one for the history books. 

The investors are out there right now.  Buying.   Profit is made when you buy a home, not when you sell it.  They are scooping up the homes my first time buyers want!  True investors did not buy when the market was hot.  They sat back and waited. 

Do you buy something worth 1/4 million (or more) on emotion or logic?  Investors base their purchases on numbers.  Profit is made when you buy.