Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
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This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
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AR's community takes the time to leave honest and transparent reviews of their experiences
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ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
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Whatever it is you're into and wherever you are, AR surely has a group for you to join.
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Each time you write a post you can syndicate your post to 5 groups.
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Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
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Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
US Treasury announces 2nd loan help program - 04/28/09 06:13 PM
The Treasury today announced details of the "Second Lien Program," which will work in tandem with the existing Home Affordable Modification Program to ensure more borrowers receive the assistance they need. "Up to 50 percent of at-risk mortgages have second liens, and many properties in foreclosure have more than one lien," the Treasury said in a statement. "Under the Second Lien Program, when a Home Affordable Modification is initiated on a first lien, servicers participating in the Second Lien Program will automatically reduce payments on the associated second lien according to a pre-set protocol." Alternatively, loan servicers can extinguish the second (1 comments)
First Time Homebuyer Tax Credit Explained - 04/15/09 11:51 PM
Congress has enacted legislation providing a tax credit of up to $8,000 for first-time home buyers in its efforts to stimulate the economy and revive the housing market,Time is of the essence for buyers who want to take advantage of this opportunity. Only homes purchased on or after January 1, 2009 and before December 1, 2009 are eligible. Use this link below to find out more about the tax credit. www.GregZaccagni.com & www.MortgageAdvisor.info
Reverse Mortgage Loan Volumes Reach Record High Levels! - 04/15/09 11:47 PM
Reverse Mortgage volume hit a new record high last month, according to the Department of Housing and Urban Development (HUD). Home Equity Conversion Mortgages (HECM), allow homeowners aged 62 and older to pull equity out of their homes without making mortgage payments, increased 24% from February, setting a new record of 11,261 endorsements. Recently, the maximum loan amount for reverse mortgages was increased to $625,500 from $417,000, and the loans can now be used to PURCHASE a new primary residence. New legislation capped reverse mortgage fees and counseling fees can no longer be paid for by lenders or brokers in an effort (0 comments)
Reverse Mortgage Loan Volume Surge to All Time High's - 04/15/09 10:06 PM
Reverse Mortgage volume hit a new record high last month, according to the Department of Housing and Urban Development (HUD). Home Equity Conversion Mortgages (HECM), allow homeowners aged 62 and older to pull equity out of their homes without making mortgage payments, increased 24% from February, setting a new record of 11,261 endorsements. Recently, the maximum loan amount for reverse mortgages was increased to $625,500 from $417,000, and the loans can now be used to PURCHASE a new primary residence. New legislation capped reverse mortgage fees and counseling fees can no longer be paid for by lenders or brokers in an effort (1 comments)
Leading Cause of Mortgage Loan Defaults identified as Depreciating Home Values - 04/13/09 10:26 PM
A report released by the Boston Fed last week challenges the common arguments that attribute rising delinquencies to unaffordable mortgage payments. "We find that the DTI ratio at the time of origination is not a strong predictor of future mortgage default," the report said. "A simple theoretical model explains this result." The economists estimated that a 10 percentage-point increase in the debt-to-income ratio increases the probability of 90-day delinquency by just seven to 11 percent. Conversely, a one percentage-point increase in unemployment rate raises this probability by 10-20 percent, and a 10 percent fall in house prices raises it by more than (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.