Real estate blog entries tagged with refinance by Illinois Financial Advisor Greg Zaccagni (Farmers Insurance)

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Home : Blogs : Illinois Financial Advisor Greg Zaccagni : Greg 's Blog : Tag "refinance"

refinance: Mortgage Humor - Are Haunted Homes Coming to Your Neighborhood? - 10/19/08 02:14 PM

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Let's make things less "GRIM" with a Refinance or Loan Modification Today!
www.MortgageAdvisor.info & www.GregZaccagni.com

… (0 comments)

refinance: What's likely to happen to mortgage rates with the passing of EESA/HR1424? - 10/05/08 02:45 PM

Quite the opposite of what many consumer might think there is a good likelihood that the passing of this law "designed to help consumers stay in their homes" could infact cause mortgage interest rates to rise!
When the stock market drops investors seek the lower yielding but greater security of the bond market. Most mortgage debt is sold as mortgage backed securities/bonds. As the stock market rebounds the bond market will have to offer investors higher yields to attract investor dollars which may cause mortgage rates to rise.
I have been counseling my clients to refinace or buy when things are … (0 comments)

refinance: Georgetown Study finds Mortgage Brokers have a lower average APR than banks! - 05/16/08 07:11 AM

Dr.Gregory Elliehausen of Georgetown UniversityCredit Research Center presented his report
that mortgage brokers' customers have a lower APR, on average, than bank customers to
attendees at the Legislative Conference held inWashington D.C April 11-13, 2005 and to a
Federal Reserve Board Conference.
The study was not commissioned by the mortgage broker industry or NAMB.
"I think it is a very important fact that our industry knew nothing about the study until it
was presented to the Federal Reserve BoardConference," said Sims. "What this study will
allow consumers to know that we are working for them to find the best possible deal."
… (0 comments)

refinance: Is your Adjustable Rate Mortgage (ARM) a monkey on your back? - 07/29/07 09:41 AM

An adjustable rate mortgage (hybrid/ARM), is a loan with an interest rate linked to an economic index. The interest rate, and your payments are periodically adjusted ^ up or down v as the index changes. Lenders generally offer lower rates on ARM loans because they have the ability to adjust the rate you pay to changing market conditions. Understanding how this product works can help determine whether the savings are worth the risk for you.
ARM Terminology:
Index: A guide that lenders use to measure interest rate changes. Each ARM is linked to a specific index. There are well over 100 index's however Libor, MTA & … (5 comments)

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Illinois Financial Advisor Greg Zaccagni

Wheaton, IL

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Farmers Insurance

Address: Dupage, Kane, Cook County etc.., Wheaton, IL, 60189

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