Converting To A Gas Furnace - 11/29/10 08:06 AM
Converting from an oil furnace to a gas furnace will cost you a bundle to install, but will save you real money each month.
Now that you've made the psychological leap from an oil furnace to a gas furnace, grab your calculator and crunch the numbers. When you've recovered from sticker shock, subtract the tax credit the feds will give you until the end of 2010-up to $1,500-and remember the $1,120 off your yearly energy bill that the oil-to-gas leap typically reaps, and the upfront costs don't look so bad.
Calculate cost of gas furnace equipment:High-efficiency gas furnace installed, typically $4,25050-gallon … (1 comments)

Closing Costs - 11/27/10 07:44 AM
This is an excerpt from the new book, "Finding New Neighbors"
Closing costs are going to be required on any financed real estate purchase. Closing costs consist of a multiple of elements from origination fees from the lender, appraisal fees, pro-rated taxes, broker compliance charges, lender processing fees, underwriting requirements and charges, tax escrows and other specific items all detailed within the estimated proceeds page from the lender and/or Title Company.
Typically these costs range from 3% to 6% of the total purchase price, depending on the level of the purchase value and the mortgage company requirements.
Closing cost figures will … (0 comments)

Parade, Caroling, Holidays in East Tawas Michigan 48730 - 11/26/10 07:56 AM
Parade, caroling and holidays in East Tawas
An evening of festive activities will herald the official beginning of the holiday season in East Tawas with a parade, including Santa and Mrs. Claus and the 35th annual Christmas tree lighting ceremony on Friday.
The parade will travel down Newman St. to the Harbor Park for the annual tree lighting ceremony, which begins immediately following the parade. The schedule of events calls for cookies, hot chocolate and caroling.references: john morris, iosco news, morguefile.com
 
… (1 comments)

The City of Lapeer Michigan 48446 - 11/24/10 10:15 PM
The City of Lapeer, Lapeer County, Michigan 48446price trends, market conditions11/24/2010
Reported solds this week:* 626 Eastway Cir, $109,000 (private owned)* 692 Lamoreaux Dr, $142,450 (private owned)
Market statistics for Lapeer:* The median single family home price as of 11/21/10 is    $124,135.00 - up 1%* Market action index is at 16.51, making Lapeer a buyer's market* The average property has been on the market for about 208 days - down 3%* The median price per square foot is about $81.00* About 255 properties on the market - up 1%
New listings:* 834 N. Washington St, $24,000 (government owned)* 682 Pine St, … (0 comments)

Opening And Closing a Vacation Home - 11/23/10 08:23 AM
Don't neglect to budget time and money for opening and closing a vacation home before the season starts and after it ends
A big reason for owning a vacation home is rest and relaxation, buy it's not all fun and games. Opening and closing a vacation home takes time and money. Plan to spend a day before the season starts to open your vacation home and another day at season's end to close it down.
Specific tasks, such as draining off pipes or turning on utilities, will depend on climate, as well as when and how the vacation home is used. A beach … (1 comments)

Home Sales Show Another Strong Gain - 11/22/10 05:20 PM
September home sales show another strong gain
Existing home sales rose again in September, affirming that a sales recovery has begun, according to the National Association of Realtors (NAR).
Existing home sales, which are completed transactions that include single family, townhomes, condominiums and co-ops, jumped 10% to a seasonally adjusted annual rate of 4.5 million in September.
The national median existing home price for all housing types was $171,700.00 which is 2.4% below a year ago. Distressed homes accounted for 35% of sales in September, up from 29% in September 2009.
Housing affordability conditions today are 60 percentage points higher than during … (0 comments)

The Village of Oxford Michigan 48371 - 11/19/10 03:43 PM
The Village of Oxford, Oakland County, Michigan real estate trends, market reports, statistics11/19/2010
Solds this week:* 480 Lakes Edge Dr, $135,000 (short sale)
New listings:* 14 W. Burdick St, $49,900 (bank owned)
Real estate market today:* the median single family home price as of 11/14/10   for Oxford is $217,315 - 0 percentage change* with a market action index at 15.44, Oxford is   currently a buyer's market* the average property has been on the market for   about 192 days - up 1%* median price per square foot for homes in Oxford as of 11/14/10 is about $99 - 0 percentage change* there … (0 comments)

AuGres To Ask Senators To Support Harbor Maintenance Act - 11/18/10 02:20 PM
The AuGres City Council will be sending letters to Michigan U.S. senators requesting their continued support for a Senate bill entitled the Harbor Maintenance Act of 2010.
The letter will ask the senators to adopt legislation ensuring that money collected by the Harbor Trust Fund will be used for its intended purposes of maintaining Michigan's harbors and ports.
AuGres is part of the Michigan Port Collaborative (MPC), which is organizing the effort. If the city does not take the time to show the importance of being a city with a harbor, the harbor may not exist. That is why AuGres is … (0 comments)

Oxford Michigan, Getting In On The Organic Buzz - 11/17/10 02:49 PM
Going organic seems to be the current trend that is lining grocery store shelves, health and beauty shops.
Now Oxford is getting in on the organic buzz. Simple Organics, a wellness boutique that will feature all organic food, supplements, body care products and a wellness trainer.
Located at 115 S. Washington St, they plan to offer customers a different experience from the moment they walk into the door. Everything in the store is 100% pure organic, meaning without any chemicals, fertilizers and it has to be harvested in a certain way.
The store offers 4 areas of expertise for their customers. … (0 comments)

The City of Lapeer, Lapeer County, Michigan 48446 - 11/15/10 09:06 AM
The City of Lapeer, Lapeer County, Michigan 48446real estate market today, 11/15/2010
Market Statistics For Lapeer:* single family home price as of 11/14/2010 is $123,981 - down   1%* with a market action index at 16.14, Lapeer is currently a   buyer's market* average property has been on the market for about 213 days -    up 3%* price per square foot for homes is about $81* there are about 253 properties on the market - down 4%
6 listings this week:* 1390 Lincoln St, $1,100 (lease)* 374 S. Elm St, $39,900 (government)* 1232 N. Saginaw St, $59,900 (private)* 1372 Luxington Dr, $92,000 … (0 comments)

Financing And The Banks, Chapter 4 - 11/13/10 08:57 AM
Getting financed for a home purchase has many options. When selecting a loan program, be aware that you're purchasing a package. Just like buying bread at the grocery store, there are many types of bread offering differing qualities, flavors and health benefits.
Not all loan programs are the same. Conventional mortgages offer some good rates but require a serious investment from the buyer. Down payments of anywhere from a typical 20% down or more are normal. Some programs may allow a smaller down payment, depending on the current market and a buyer's personal financial portfolio.....
This is an excerpt from the … (0 comments)

What The Election Means For Foreclosures And Robo-Signing - 11/12/10 08:42 AM
The state attorneys general have been pressing the banks hard over the past month, questioning them over foreclosures and falsified legal paperwork. But last Tuesday's election could impact that effort.
All 50 state attorneys general agreed to jointly pursue the issue, but half of their 12 member executive committee now find themselves in their last months of service.
Most prominent in that group is Ohio Attorney General Richard Cordray, who had filed suit against Ally Financial, alleging that the bank and its employees had signed and filed false affidavits in foreclosure cases, a practice commonly known as robo-signing.
Despite the loss … (0 comments)

Low Mortgage Rates Can Work For You - 11/11/10 03:46 PM
Just when it looked as if mortgage rates couldn't fall any further, they did...
Rates on 30 year fixed rate mortgages hit an average of 4.3% in September, the lowest level since 1953, 15 year rates are even more mouthwatering at 3.8%. Those are averages. The most creditworthy borrowers can do even better, snagging rates perhaps a quarter of a percentage point lower.
So what's in this for you? If you have a credit score of 720 or higher and at least 20% equity in your home, you might use these crazy low rates to shorten your mortgage term, free up … (0 comments)

The Village of Metamora Michigan 48455 - 11/10/10 08:30 AM
The Village of Metamora, Lapeer County, Michigan 48455Real estate market today 11/10/2010
Metamora is a village in Lapeer County, population of 507 (2000 census), located within Metamora Twp. The village has a total area of .7 square miles of land, 188 households and 137 families residing in the village.
Price trends: the median single family home price as of 11/07/2010 is $275,725 - up 3%
Market Conditions: with a market action index at 12.79, Metamora is currently a buyer's market
Sales and demand trends: the average property has been on the market for about 291 days - up 3% from 10/10/2010
… (1 comments)

The City of Lake Orion Michigan 48360 - 11/09/10 08:20 AM
The City of Lake Orion, Oakland County, Michigan 48360Real estate trends, Market reports, Statistics11/09/2010
The township of Orion was approved by the Michigan Territory in 1835, the same year it applied for statehood. Jesse Decker became the first Supervisor of Orion, with a salary of $2.00 per year. Another settlement nearby, New Canadaigua, was absorbed by Orion. This land later helped Orion to establish its first public school in 1859.
Price Trends: the median single family home price as of 11/07/2010 for Lake Orion is $166,123 - down 6% from 09/17/2010
Market Conditions: with a market action index of 16.29, Lake … (0 comments)

The Village of Oxford Michigan 48371 - 11/08/10 04:12 PM
The Village of Oxford, Oakland County, Michigan 48371Market reports, Statistics, Real estate trends11/08/2010
Village of Oxford real estate market today:* Median single family home price is $217,115 - down 1%* Market action index is at 15.62, currently a buyer's market* Average property in Oxford has been on the market for about   191 days - down 1%* The median price per square foot for homes is about $99 -    down 1%* About 203 properties are on the market as of 11/07/2010 -    down 2% 
New listings this week:* 142 S. Washington St, $850 (lease)* 69 Pleasant St, $39,000 (government)* 280 S. Washington … (0 comments)

Short Sales - 11/07/10 08:22 AM
excerpt from the new book, "Finding New Neighbors"
The process of conducting a short sale is less based on anything the buyer has to put into it with an offer than does the seller showing reason for the short sale. The seller has to first request a short sale package from their lender. They need to show cause for their distress or hardship. They have to show why they cannot continue their payments, why they must move, what has occurred with the property values as to why they have not simply sold the property in a normal fashion.
The seller has … (0 comments)

Waterford Twp, Michigan, Gated Community, All Sports Lakefront - 11/05/10 05:50 PM
Waterford Twp, Michigan 48329
 
$525,000.00
All sports lakefront / 2416 sq.ft / 4 bedrooms
Fabulous all sports Loon Lake! Gated lakefront resort community features this incredible brick ranch home with finished walkout basement. All the amenities! $70,000 custom home theater with 7 person seating, 12 foot screen, full kitchen in lower level, in law suite, fitness and steam rooms, custom library and much much more!
Perfect year round playground, large deck overlooking lake, stamped patio and private beach area.
Contact Donald Horne for a private showing at 800-628-7356 x 8065 or dhorne@cbshooltz.net TODAY!

 
 
 
… (1 comments)

Home Office, Evaluate Your House - 11/05/10 08:06 AM
When planning a home office remodel, consider your specific needs.
While an office may make your home more attractive to potential buyers, it won't add significantly to value, but if you're among the more than 20% of Americans who do some or all of their job at home, a comfortable, functional work space is a must have.
Where to put a home office: A spare bedroom is the most common place for an office, buy it's not the only adaptable space in the house. The formal living rooms and dining rooms in many older homes often don't get a lot of … (5 comments)

The City of Lapeer, Lapeer County, Michigan 48446 - 11/04/10 08:01 AM
The City of Lapeer, Lapeer County, Michigan 48446real estate market today 11/04/2010
5 solds this week:* 2292 S. Lapeer Rd, $1,250 (lease)* 733 Beach St, $27,000 (bank)* 1046 Adams St, $10,000 (private)* 1099 N. Saginaw St, $67,357 (bank)* 353 Courtneys Pl, $125,000 (short sale)
7 new listings reported:* 548 Railroad St, $33,000 (bank)* 623 Jefferson St, $39,900 (bank)* 532 Fox St, 59,900 (not listed)* 2450 W. Genesee St, $65,000 (private)* 79 Rosemary St, $119,000 (private)* 626 Eastway Cir, $119,000 (private)* 616 Eastway Cir, $149,500 (private)
Market statistics for Lapeer:* The median single family home price is $125,208.00 / down 3%* Market … (0 comments)

Shopping Successfully On Black Friday, 6 Simple Steps - 11/02/10 08:18 AM
Shopping successfully on black Friday, 6 simple steps
1.  DO YOUR HOMEWORK, to find the best deals do price      comparisons on line.2.  MAKE A LIST, ORGANIZED BY RECIPIENT, make a list of every     one you're shopping for.3.  SHOPPING ON BLACK FRIDAY IS A MARATHON LIKE NO OTHER,     strategize how many stores you want to visit and the easiest     routes for avoiding traffic.4.  PICK YOUR SHOPPING BUDDY WISELY, shopping on black      Friday can actually be fun, if you're with the right person.5.  ARRIVE EARLY, you won't be waiting there alone, so get to      where you need to be and line … (2 comments)

Window Shopping Test... - 11/01/10 08:04 AM
A few days ago I read with great interest a post by Pamela Wilson on Copyblogger. The story line was about her and her daughter shopping for rain boots and how they were looking for the same things most people do when they shop, good selection, quality products, an enjoyable shopping experience, excellent customer service and a price point they could afford.
Store #1 was dark and looked abandoned, no one came to help them, no organization of the products. Store #2 was organized and full of light, but had loud music and florescent colored walls. This store was distracting and hard … (1 comments)

 
Donald_horne_9_ Rainmaker_large

Donald Horne, Associate Broker Oxford / Lapeer Homes

Oxford, MI

More about me…

Coldwell Banker-Shooltz Realty

Address: 110 S. Washington St., Oxford, MI, 48371

Office Phone: (248) 969-8065

Cell Phone: (810) 338-0628

Email Me

Donald Horne Realtor on Zillow


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Own your own party store! Downtown Otter Lake! Building and business. Nice lo...
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