Diana Perez's Hollywood Real Estate Blog

EQUAL HOUSING OPPORTUNITY

Pricing

Price: $105,000.00

Flexibility: CASH OFFERS ONLY

Additional Pricing Information: SHORT SALE - CASH OFFERS ONLY

Homeowner Dues: 340

Property Location

15055 Michelangelo Blvd
#6-202
Delray Beach, FL 33446
View Map

Features

Bedrooms: 3

Bathrooms: 2

Parking Spaces: 1

Year Built: 2004

Located on Floor #: 2

Floors in Bldg: 2

Square Footage: 1323

Agent Name: Diana Perez

Broker: Majestic Properties

MLS #: M1310698

Attributes

Appliances

Range/Oven

Full Refrigerator

Washer/Dryer

Dishwasher

Sink Disposal

Microwave

S/S Appliances

Interior Amenities

Hardwood Floors

Vaulted Ceilings

Building Amenities

Patio

Swimming Pool

Exercise Room

Recreation Center

1 Car Garage + Guest Parking

Access Controlled Community Gate

Lighted Tennis Court

VFLYER ID: 2446309

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Building Character: Part Tres

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Mon, 24 Aug 2009 14:00:38 -0500

It is not the experience of today that drives us mad; it is remorse or bitterness for something which happened yesterday and the dread of what tomorrow may bring". Unknown Author

Continued From Part Deux - Buyers and Sellers Have Feelings Too

We all know someone that somehow seems to be unhappy with whatever they do or how they do it or actually never happy with us no matter how much we try to please them to make them happy. It could be our mom or dad, spouse, child, teacher, or boss...a home buyer or a home seller.

I once had a prospective buyer who was not happy with my services no matter how many 'extra miles' I went for them or how much time I spent with them looking for properties for them online. This included going to the premises and taking more images, acquiring floor plans...can you believe it? Not that I actually did it but, why did I even think of allowing this predicament? I was saying yes to my buyer because I felt desperate to ‘sell'. Give me anything, (single-family homes, residential income, commercial properties, bulk REO's) I'll do it!! Having experience with diversified real estate channels can be a blessing or can it be a curse?

The ethical and professional standards for a Realtor are to constantly seek self-improvement on an educational, social, and professional level to better serve their customers.

The National Association of Realtors (NAR), the worlds largest professional real estate organization encourages Realtor's to seek additional real estate educational classes and seminars to continuously further their education, and "...promote professionalism and improve ethical standards helping to mark the true professional". The NAR also discourages Realtors from dealing with specializations that they are not adept to.

Eradicating the thought that ‘one bad apple does not spoil the whole tree' arises a public morality that categorically defines the failure or success of a real estate professional. Ingenuity however refines an establishment that basically enforces action to act upon our character; otherwise it may become difficult to build our reputation on genuine professional standards including the way we handle our business.

Like a Beautiful Diamond, Character is Formed by Pressure and Polished by Friction

Building Character = Self-Respect.

It may have been written time and time again how the media justifies the real estate industry as a 'remarkable phenomenon' (unlike anything else) that evolves a destructive industrialist pattern in how we deal with buyers and sellers. In the past and until present, some real estate professionals were and are still offering castles in the sky to home buyers on home buying when in actuality most of the buyers from the 2005-2006 real estate/mortgage/financing saga erupted false loan applications. These were buyers where they were not supposed to be given a pen to sign with in the first place...

To Be Continued...Part Quattro - Once Driven, Forever Real Estate...

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

What Does Your Online Name Say About You?

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Mon, 24 Aug 2009 09:44:44 -0500

We love to write and read blogs and we also like to receive comments and leave comments but are your comments leaving you a good or bad name?

People can perceive our emotions by the tone of our 'voice' when writing an article but they can also perceive our hostility when we leave negative comments on a blog as well.

Gina Trapani, Founding Editor of Lifehacker, Tips & Downloads For Getting Things Done, guides bloggers in her "Geek to Live: Lifehacher's Guide to Weblog Comments" to the do's and don'ts of leaving comments - What Does Your Online Name Say About You?

Remember that consumers are reading and see your name when you leave comments whether good or bad. Once you write something online, it remains written...

So before you write an article or a blog or leave a comment, think of what you are writing. Is it going to affect your reputation online? Spell checking is one thing, writing from an angry or hostile comment is another. Before you hit the key 'Enter' on your keyboard to leave a comment, remember that your NAME and your reputation is 'On-the-Line'

Related Article Resource: Sellsius Real Estate Blog on "NAR's Code of Ethics Amendment Imposes Duty on Realtor For Statements of Third Parties in Social Media".

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Prime Office/Retail Space for Lease in Downtown Hollywood, FL 1,722 Sq/Ft $1,750/mo

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Fri, 17 Jul 2009 12:26:13 -0500

Prime Office/Retail Space for Lease Hollywood, FL $1,750/mo

Location: Downtown Hollywood

Prime Office/Retail Space for Lease - Elegant modern design, high ceilings, wood flooring. Minutes to I-95, just west of Dixie Highway on Hollywood Boulevard.

1,722 Sq.Ft.

$1,750 without furniture - $2,250 with furniture

Information

Contact Information

Diana Perez

dianasrealestate@gmail.com

561-929-4439

Continued From I Refuse to Become Bitter - A Mini Series of The Daily Life of a Realtor: Part One

Pricing

Rent: $1,750 per month

Deposit: F/L/S

Minimum Lease: 1 Year - 3 Year Lease

Additional Costs: Office Furniture Available For An Additional Monthly Fee

Property Location

2132 Hollywood Blvd
Hollywood, FL 33020
View Map

Links

Majestic Properties

Features

Square Footage: 1,722

# of Private Offices: 0

Located on Floor #: 1

Floors in Bldg: 1

Building Class: A

Parking Spaces: Off Street

Attributes

Building Amenities

Parking Available

Office Amenities

Conference Room

Bathroom

Windows

Photo Gallery

View as Slideshow View Photo Gallery (3 Photos)

VFLYER ID: 2638929

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

It’s Mango Madness at the Fairchild Tropical Botanic Garden in Coral Gables, FL July 11th & 12th, 2009

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Fri, 10 Jul 2009 11:22:15 -0500

Did you know that there are over 200 varieties of mangos? Mangos are best known as a tropical fruit due to its naturally grown state in tropical weather. From the Angie (Florida) to the San Felipe (Cuba) which are abundant in Hialeah, FL, its delicious aroma and taste make your taste buds water.

Come and see the entire mango varieties at the Fairchild Tropical Botanic Garden located in the city of Coral Gables, Florida at 10901 Old Cutler Road, Coral Gables, FL 33156. Driving Directions: (305) 667-1651 or use www.mapquest.com - www.fairchildgarden.org

Don't just sample and taste, get educated! Bring your entire family. Fun activities for kids.

Video

Program and Map

Diana's Mango Tropicale Smoothie

1 Large Ripe Mango
Juice of 2 Oranges
Juice of ½ Lemon
½ Ripe Banana
½ Cup of Fresh Water
1 Cup of Ice
Dash of Cinnamon (optional)

Peel mango and cut to small pieces. Juice the 2 oranges and lemon and pour into a blender. Slice ½ banana, pour the ½ cup of water, add the 1 cup of ice and add a dash of cinnamon to taste into blender and blend until smooth. Makes 4 - 6 oz. cups. Delicious and Refreshing - Enjoy!

Saturday July 11th & Sunday July 12th - Hours are 9:30 am to 4:30 pm NO PETS unless it is a service animal.

Admission: Adults: $20 - 65 years and older $15 - Kids 6-17 $10 - Children 5 years and younger Free

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Buyers and Sellers Have Feelings Too: Part Deux

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Mon, 29 Jun 2009 18:04:43 -0500

Who makes the real estate market? Buyers and Sellers. Do buyers and sellers mark a stance in the real estate industry as well? Of course they do! Without them, there would be no industry, no market, no foundation to build houses and homes, no real estate agents, or home loans.

But, what about buyers and sellers? Have we forgotten that it is all about them? Putting our fiduciary duties to practice? What about the silent screams from victimized homebuyers and homeowners that permeate through massive stacks of real estate loan contracts piled up on someones desk at a bank or lending institution awaiting foreclosure or their loans modified? These loans are documents that echo the frustrations from real estate loan contracts gone wrong.

A lot of mistakes have occurred in the past years and the damage is unquestionably done. Who is to blame for the mortgage crisis is a query that does not dissolve with a snap of a finger. It is going to take years to rectify the foreclosure saga that entails too many financial hardships and fingers pointed at in every direction, yet solutions seemed to be a parallel shadow of loan modification programs, yet once again, another one has bit the dust.

Real estate agents bitter? How about buyers and sellers? The ones that make our market, the market that we enthrall ourselves in to because we love what we do, sell real estate, help buyers and sellers achieve homeownership and investment goals?

Meanwhile, back in the real estate jungle, juggle and struggle...

I Refuse to Become Bitter...Part Tres: Building Character

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

What a Homeowner Should Know Before Contacting a Loan Modification Company

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Sun, 28 Jun 2009 20:30:20 -0500

The State of Florida Mortgage Frauds on the Rise: Fraudulent Loan Modification Companies

Florida mortgage frauds are an epidemic and are on the rise while vulnerable homeowner's that are being subjugated by up front fees are increasing in numbers as loan modification companies are making false statements and services for services not yet completed.

The State of Florida was ranked #2 in foreclosures with 245,000 foreclosed homes in 2007 alone while it was ranked the highest in mortgage fraud. In the meantime, unscrupulous scam artists encumbered vulnerable homeowners into deceptive ‘foreclosure avoidance' by charging illegal up front fees, an act punishable by law according to Florida Statutes s.501.1377.

More than *50% of homeowner's who are or think they will be behind on their mortgage payments fail to contact their lender directly and feel that they need to contact a third party to rescue them of their defaulted mortgage payments, according to the Office of the Attorney General's website in Florida.

Homeowner's that are facing difficulties in making their mortgage payments are encouraged to contact their primary lender before contacting any ‘mortgage rescue companies' who claim that they can stop foreclosure or modify their mortgage by paying up front fees until services have been rendered from such acclaimed mortgage rescue companies. Your lender may be able to help you at no charge and have workout options to help you save your home.

But, if you feel that you have already fallen prey and have been victimized and scammed by a disreputable mortgage loan modification company, you may file a complaint by calling 1-866-9-NO SCAM or go to www.myfloridalegal.com

The following are current Florida investigations with accusations by the Office of The Attorney General in the State of Florida from companies that are being investigated in various cities of Florida by the Economic Crimes Division.

"Giving appearances that they provide federal government funds"

"Unfair and deceptive trade practices (most common complaint)"

"Utilizing client contract not in compliance with Florida Statutes s.501.1377"

"Collecting up-front fees from homeowners facing foreclosures s.501.1377"

"Continuing monthly withdrawals from consumer's bank account from collecting up-front fees and claiming to be a non-profit organization"

"Charging up front fees with a lawyer referral for loan modifications"

"Loan Modification Company operating under a fictitious name: (Fictitious Name Registration Act 865.09 FS.)

"Misrepresentation in deal documents"

"Using form contracts that do not appear to comply with disclosure and refund requirements"

"Soliciting and securing fees prior to completion of services in violation with s. 501.1377"

"Failure to perform services"

"Unlicensed practice of law"

"Unethical lawyer referrals in violation of Florida Bar Rules"

"Making performance guarantee, which guarantees actions of third parties that cannot be guaranteed"

"Overstating success rate, excessive fees F.S. Chapter 817 Part IV - Excessive Fees for debt management services"

"Deception to avoid invocation of due on sale clauses"

"Misrepresenting relationships with lenders"

"Falsely advertising the presence of an attorney "

Consumer awareness and education is a prevalent key to preventing a homeowner's dream into a nightmare. Help spread the word.

Consumer Resources:

Florida Statues s.501.1377 What you need to and should know about your rights as a homeowner seeking mortgage loan relief.

It is highly advisable that you hire an attorney before signing any documents regarding your mortgage loan:

Florida Bar Lawyer Referral Service 1-800-342-8060 http://www.floridabar.org

If you are not able to afford an attorney, a HUD representative may help assist and direct you to the program(s) best suitable and available for you.

Go to the HUD website for additional information concerning mortgages or the Housing Counseling Agency to help you find a HUD approved housing counselor nearest you. 1-800-569-4287.

*Florida Avoidance Research by Freddie Mac

Florida Foreclosure Avoidance Counselor Agencies

Mortgage Borrower's Rights

Protect Yourself and Your Home! Tips on Avoiding Mortgage Foreclosure

Mortgage Fraud Blog by Rachel Dollar - Ms. Rachel Dollar is an attorney, certified Mortgage Banker, and a nationally recognized speaker on mortgage fraud, and handles fraud recovery litigation for lenders and secondary market investors nationwide.

Related ActiveRain Blog by Christopher and Natascha Tello of Pembroke Pines, Florida
Two Large South Florida Loan Modification Companies Have Been Closed Down by the Attorney General's Office

The above defendant accusations are presumed innocent until and unless proven guilty.

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

I Refuse to Become Bitter - A Mini Series of the Daily Life of a Realtor: Part One

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Sun, 21 Jun 2009 16:19:58 -0500

One of the biggest complaints of buyers and sellers in the real estate business is that their Realtor (or their Realtor's) does not communicate with them enough, an attribute that Realtor's should acquire from day one of setting foot in the business. In essence, some Realtor's have become desolately bitter from the business. Regardless of the circumstances of today's uncertain real estate market and saga, maybe it is time to quit or, go with the flow. Uncertainties does not make or break an industry or a market, only individuals who choose to live, act, and think that it does.

I just wrote on my Facebook status two days ago how rude and cold real estate agents can be and how they have seemingly lost their finesse in the business. One person replied, "Yeah, its true", and another, "Not at EWM!"

Not that I discredit the philosophy of any brokerage's agent/client/customer relations. It is not the real estate firm/agency/broker that can shape an agent's business character per se (or so it is), but to me, it is the agent that makes a name for themselves while representing the real estate brokerage firm that they work for.

Although a broker's business' mission, vision, and philosophy reflects the identity of their business with professionalism, integrity, reputation and respect within a particular company and their agents, the majority of the times brokers have a company policy that helps to personify professional ethics within this industry, a practicality that should remain that way. But not everybody is on the same page of how professionalism and ethics plays an imminent role in the real estate business.

Our attitudes can make or break a company but most importantly, our reputation as real estate agents. There is one agent that I would NEVER call. My apologies for Mr. / Mrs. Buyer for my indirect/'unprofessional'/'unethical' behavior, but I cannot tolerate the fact that another Realtor has offended me or treated me with so much disrespect that they devalue my persona and discredit the hard working years of experience as a Realtor. I refuse to become bitter...

Part I of a A Mini Series of the Daily Life of a Realtor - I Refuse to Become Bitter...

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

$8,000 First Time Homebuyer Tax Credit - Approved by FHA/HUD 5-29-09 - But buyer BEWARE !!!

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Sun, 31 May 2009 08:51:25 -0500

Expert FHA loan advice written by Jeff Belonger on the $8,000 First Time Homebuyer Tax Credit.

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):

BUYER BEWARE of Tax Credit

The first time homebuyers tax credit of $8,000 has been approved by HUD for all FHA loans. But don't get too excited too quickly. If you get a chance to read the mortgagee letter, ML 2009-15, it states that you can't use this tax credit for the required down payment of 3.5%.

HUD originally put out mortgagee letter 2009-15 on May 12th, but was rescinded the next day. Please read about that here : $8,000 tax credit rescinded by HUD. For some reason, it was prematurely placed on HUD's web site, but apparently wasn't finalized. Now we have a new version and if not read correctly, you could be putting misinformation out there. So what does the new mortgagee letter state?

Here is the positive part about the tax credit. You can receive the first time homebuyers tax credit upfront, but not through the IRS. This would be illegal. Please read : It's illegal to receive your tax credit before you close on your home. Buyers - BEWARE, please read that, because too many people are saying that you can get the money directly from the IRS prior to closing. The IRS & HUD both say no!!!

So how can you receive this upfront? It can be given to you as a second or a silent second from any Federal, State, or local agencies, and any FHA mortgagee or any FHA approved non-profit organization. People, in layman's terms, this is already acceptable by HUD's standards, except for the lender that is now able to give the monies upfront in a form of a 2nd mortgage. Another terminology is that this can be an advance loan from any of the entities mentioned above.

Summary : Essentially, this means that the entities mentioned above, are purchasing this tax credit on your behalf and giving it back to you. The short version of this is that you can use some of the money from the $8,000 Tax Credit as your down payment, but after you put down the first 3.5% of that down payment. Meaning, you have to come up with 3.5% of your own money still. With FHA loans, it can still be a gift from a relative/family member. It also can come from non-profit or government agencies to be used as your initial down payment, but not used through the tax credit. Overall, the tax credit that is advanced, can be used for all closing costs. But you can't receive monies back at closing.

And again, keeping in mind, it's illegal to receive this tax credit upfront directly from the IRS. There is more verbiage in the mortgagee letter 2009-15 , but the main point is that you have to have 3.5% of the downpayment yourself, before you can use the tax credit that would be 'loaned' to you.

THOUGHTS??? - Well, in all honesty, how does this truly help? What is the gov't thinking here? As a buyer, I would still need the initial 3.5% of my monies for the down payment. Again, needing money to buy. I know some of you are for this fact, that buyers should have skin in the game. But keep in mind, this was not the true demise to our foreclosure mess. We need to sell houses to keep this economy going. Just my opinions and food for thought. thanks

My Series on the First time homebuyers $8,000 tax credit - Everything you need to now, from start to finish - What's allowed and what's not allowed :

The $8,000 tax credit for first time home buyers - The basics - What to know about it - Understanding what the tax credit is all about.

Use a 6 month gift from a relative to buy a home, thanks to the Tax Credit - How to get creative in using the tax credit and some FHA mortgage guidelines in helping you use this tax credit to your advantage.

Using First-Time Homebuyer Tax Credits for the Downpayment - It's GONE !!!! - The story of the $8,000 tax credit - The bottom line, you can't use the actual tax credit as your downpayment.. for your downpayment, unless you get it from other sources prior to buying the house and receiving the tax credit.

FRAUD ALERT - Advice on the $8,000 first time homebuyers Tax Credit - Do you chance it??? - This explains to you that it's fraud if you directly obtain the money from the IRS before you actually purchase the house. Even HUD and many lenders/investors acknowledge this also.

The $8,000 tax credit for First Time Homebuyers - How & when to get it legally - So how can the tax credit be received legally for your downpayment? Just be careful of those that promise other ways not mentioned. I talk about what is illegal in the previous blog above. Please click the link.

The First time homebuyer $8,000 tax credit has been amended - May 29th, 2009 - Buyer, beware !!! You still need 3.5% of your own money for the down payment. It can't come way of an upfront loan through the tax credit.

- FHA Loans - USDA Loans - VA Loans -

- Energy Efficient Mortgages -

- Conventional Loans - 203 k loans -

- Mortgages -

Experience & Knowledge at its BEST !!!

_________________________________________________________________________________________

For more information on FHA loans, please go to this link. The FHA Expert

For more information about the 2009 Tax Credit for First Time Homebuyers : 2009 Tax Credit

For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags !!!!

Copyright © 2009 by Jeff Belonger

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

The difference between a Pre-Approval and a Pre-Qualification letter.

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Sun, 31 May 2009 08:32:49 -0500

Helping buyers and sellers beat ramifications that may hinder a real estate transaction. Informative FHA expert advice written by Jeff Belonger, FHA Expert -Infinity Home Mortgage Company, Inc., New Jersey

Via Jeff Belonger -- The FHA Expert.com -- FHA Loans -- FHA mortgages - USDA loans (Infinity Home Mortgage Company, Inc):

Do you know the difference, as a consumer or even as a realtor? It can be deceiving when shopping for a home, because you might think that you are fully approved, but you aren't. Why doe this matter? There are several reasons why.

Pre-Qualification Letter

Just a standard letter by the lender stating that they have either verified your information over the phone or from your originals. The loan officer will review the information, anything from credit, to income, and with regards to assets. They then will place you in a certain program and go over the details with you. Usually to put an offer on a house, the realtor would want a pre-qual letter to accompany the offer that they will give the seller's agent. It will usually have a specified loan amount that you are qualified up to in regards to purchasing of your home. This paper doesn't always have the weight that one might think. There are many reasons why to this.

There have been some loan officers known to not even check your credit.

Some lenders just put anything down to get you comfortable, thinking that it's easy as 1-2-3.

Some consumers who thought were pre-qualified actually weren't, because the loan officer didn't really know how to qualify. Meaning, they didn't know how to read the credit, came up with the wrong income, etc etc. These mistakes could put you into a new loan program that might have a higher rate. Worst of all, that you wouldn't be qualified period.

Now, don't get me wrong. I am not saying that this happens often, but that it has happened in the past.

Here is a good blog written by Herb Hamilton : Choosing the Right Lender My 22 questions and the Answers to the Questions. This can help some consumers on how to shop for a lender and what to look for.

Pre-Approval Letter

H

Above is a copy of a Pre-Approval letter, better known as a Commitment Letter or a Loan Approval Letter.

This type of letter and or approval is very important for several reasons.

All of your information has been verified and approved by an underwriter. The only time that this might need to be updated is if there is a change in your income or if the approval has expired. Depending on the type of mortgage program, your credit is good for 45 to 90 days and would be listed on the commitment letter.

With this approval, you might have a better chance at getting your offer accepted. Why? Because this would supersede any pre-qual letter. I have seen a few clients actually get a lower offer accepted because of this type of approval. This is a more powerful tool than anything else offered.

Basically, this form states that you are fully approved. Everything except for an appraisal, which would state "subject to an appraisal" and possibly in regards to title insurance also.

         This commitment letter would show you what is still need to finalize the approval.

As a consumer, you want to be careful on how you shop for your lender. It's recommended to speak to friends, family, and co-workers for a referral of someone that they have used and trusted in the past. Sometimes your realtor has a few trusted lenders that they have worked with over the past several years. If you trust the realtor, this might be your best option.

One last thing to always keep in mind. When interviewing your loan officer, a very good one would ask you about your goals. He/she would want to give you different options and always be looking out for your best interest. Not just giving you what you want or think might be best for you. Just because your friend received a certain type of mortgage, doesn't mean it might be best suited for you. Remember, there is a Big Difference in regards to the different types of letters.

Another must read: Are you really approved for that mortgage?

If you ever have any questions or would like to be pre-approved or qualified, please don't hesitate to contact me.

Jeffrey J. Belonger

Branch Manager

888-835-1663

Jbelonger@ihmci.com

____________________________________________________________________________________

For more information on FHA loans, please go to this link. The FHA Expert

For more information on how you can obtain your dream home, please click here : Mortgage Financing Options

For important mortgage insight to watch for, please read : Consumers need to be aware of these Red Flags !!!!!

Copyright © 2007 by Jeff Belonger

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Using Move-In, Move-Out Inspections in Normal Wear and Tear Conditions

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Tue, 05 May 2009 13:21:02 -0500

Looking for a rental property nowadays can be an intense experience, especially when there can be doubts that a rental may be a foreclosure property. But when you are fortunate to rent a property that is a normal rental that you look forward to moving into, another question may rise as to the maintenance of the apartment/home - Wear and Tear.

What is Normal Wear and Tear?

Just as a vehicle has normal wear and tear, e.g., tires, hoses, paint abrasion's, dents, scratches, scuffs, and fabric discoloration, rental properties also have normal wear and tear, such as paint, carpeting, walls, and appliances.

Who is Responsible for Normal Wear and Tear?

It all depends how you confront the situation prior to move-in. Before you move into a rental, make sure that your landlord provides you with a Move-In and Move-Out Inspection List (or, Walk-Through List). If the landlord does not provide you with a Move-In and Move-Out Inspection list, you may demand to document any damages that the rental had prior to moving into your place. This will avoid any fees that the landlord may deduct from you security deposits for damages that were not caused by you but actually by a prior tenant.

Make Sure you Inspect and Document Everything Prior to Move-In Date (Walk-Through)

Just because a rental property has a couple of years of new construction does not mean that everything may be in actual tip top condition although we hope and assume that things are. Same principle goes to a buyer/investor when purchasing a home.

Use your Camera and Take Images

Another way to document wear and tear damages of a rental is to take images. As they say, a picture is worth a thousand words. A camera is also a great tool to have when doing your Move-Out Inspection List as well.

There is Always Room for Negotiations

You may also negotiate fixing or cleaning the apartment with prior damages and have the landlord deduct it from your security money deposit or your rental monthly payments. Remember, make sure it is done in writing and document everything that you did for your time and money. Landlord should rectify any prior damages done to the apartment at their own expense prior to your move-in date. Some landlords are also willing to negotiate so ask, ask, ask!

You can also apply the same principle when doing your Move-Out Inspection List. Some tenants like to paint the rental with their own colors to match furniture or simply to liven up the place but must repaint back to white prior to move-out. Painting may cause you your whole deposit security money depending on how many rooms were painted.

Not all Landlords are out to Get your Money

A responsible and reputable landlord and property manager should supply you with the proper Move-in and Move-Out Inspection List form, ask for it!

Or, you may demand to do your own Move-In and Move-Out Inspection List. If the landlord/property manager refuses to do so then it is time to move-on!

Move-In Move Out Inspection List Source: rentlaw.com

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Brazil on The Beach – That’s Hollywood Beach in Florida

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Thu, 19 Mar 2009 09:51:13 -0500

Don't let this week's wet atmosphere give you the blues. Instead, opt for a weekend full of cheerful rhythms from samba to mambo to lift your dancing spirit this weekend at the infamous Hollywood Beach Boardwalk off Hollywood Boulevard and A1A.

Hollywood Boardwalk is best known for its popular beach attracting events such as Ocean Dance, Hollywood Beach Latin Festival, Global Groove, and many more events that are weekly, biweekly and monthly free admission events attracting locals and visitors who truly enjoy what Hollywood Beach has to offer for the entire family.

Brazil on The Beach event starts this Friday, Saturday and Sunday March 20^ththrough the 22^nd.

For more information please visit hollywoodfl.org or call 954-924-2980 for event hours.

For additional information please visit Brazil on the Beach

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Consumer Protection Scams and Alerts

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Thu, 19 Mar 2009 09:43:53 -0500

It's hard enough to fathom the delinquent acts that have developed into our financial crisis yet the numbers of scams that perpetrators are using are in increasing numbers.

The most recent scam alert from the FDIC dated January 7, 2009 states that there are "E-mail[s] Claiming to Be From The Federal Reserve Bank"

In the last couple of years, Southeast Florida residents have been victimized by door-to-door 'salesmen' claiming to be repairmen or utility workers who prey especially on the elderly. The elderly have victimized in numerous occassions by being robbed out of money and/or services not rendered according to local television news.

There is also a scam alert from the IRS which warns consumers that "...if it sounds to be too good to be true, it probably is", an old cliche that we are mostly familiar with.

The Broward County, Florida website has developed a Consumer Protection web page and has compiled a list of scams and alerts, warning consumers to be on the lookout and to prepare themselves from devious perpetrators who claim to be someone that they are not. The website focuses on key scam issues that perpetrators are using to exploit their victims. The website also gives advice and information on what to do in case you have fallen prey of these malicious acts, emphasizing on how to practice safety precautions on how not to fall prey on the hands of these criminals.

"When economic times are tough, we often see a correlating increase in scams and in the number of people who are trying to take advantage of our citizens", said Florida Attorney General Bill McCollum in Tallahassee, FL on Monday March 2, 2009, in regards to a common [consumer] concern reported to state regulators in 2008. ~FAR News and Events March 4, 2009 - Mortgage and Foreclosure Top List of Floridians' Complaints to Regulators.

Recent Scam Alert Articles:

Scammers Target Troubled Borrowers ~Daily Real Estate News - March 16, 2009

Florida ranks #2 according to a Mortgage Asset Research Institute Study:
Mortgage Fraud Rises As Sales Decline ~DREN March 17, 2009 - The Associated Press

Federal Trade Commision: Rescue Scam Consumer Facts - How Scams Work

Consumer Resources:
National Association of Consumer Advocates (NACA)

USA.gov Consumer Guides and Information

OCC Bank Counterfeit Cashier's Check Alert

The White House - A Proclamation by the President of America Barack Obama
National Consumer Protection Week 2009 - February 27, 2009

For more information on criminal scams and alerts visit your local state, county, or city websites for recent scam activities. Although we cannot stop crimes from occurring and will always exist, we can prevent and outsmart scam artists from making more victims out of innocent ones.

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Pricing Your Home a Little Lower May Give It the Competitive Edge

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Wed, 11 Mar 2009 11:05:18 -0500

Sharing Real Estate Home Value Opinions via ActiveRain member Don Wenner from Bethlehem, PA.

Via Don Wenner (Keller Williams Real Estate):

The area of expertise all Americans have mastered is bargain hunting and bargain shopping. We have to, to survive. When we venture to the grocery store, we may purchase a can of house brand corn over the other brands; unless we are corn connoisseurs, and truly believe a certain brand tastes better, we are happy to salvage a few pennies.

Buying and selling a house is similar, though of lot more is at stake than in selecting vegetables. After buyers figure out what they want in a home, where they want to be located, and what the price range they want, they begin to research the best deals. With most subdivisions, the houses are built very much alike. Your home must have something to stand out from homes in your subdivision or your area. Instead of duplicating what everyone else has already done wrong, do your homework, and research! Sell it low!

Houses are sitting on the market and home owners have been dropping prices consistently trying to attract potential buyers. Once a house has been on the market too long, buyers may begin to think something is wrong with the home. If price keeps dropping the longer it is on the market, buyers assume it was overpriced.

Some steps you can take when setting your price is to first have an appraisal done. If you can, have more than one done by two different companies. This will keep you in line with the current market trends and prevent your agent from having to call 911 when you hear the value assigned by an objective third party. Once your appraisals are done, discuss pricing options with your agent, and consider dropping the initial starting price by at least 5%. This will show prospective buyers that your home is not overpriced, and you are competitive to sell.

When your home is placed on the market, make sure it is ready to go on the market. Always be one step ahead of what buyers will expect. Make sure all repairs are done, make sure your home is clean inside and out, and make sure everything is put away. This way, if you have to lower your price, you will be able to and you will still have your competitive edge. The market, unfortunately, is the worst it has been in 30 years, and if you are in a position where you have to sell your home, be prepared. Do your homework and research, and when you are ready - sell it low!

Sellers! There are two sides to every story. Your competitive selling strategy will help you sell your home more quickly so that you can take advantage of the great deals available to you as a buyer of your next home. Call Don Wenner today to discuss selling strategies in this tough market and locate your next Allentown home.

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

For Sale: Allington Tower South Penthouse H - Hollywood Beach, FL $295,000

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Thu, 12 Feb 2009 15:12:00 -0600

2 BD / 2 BTH Furnished Penthouse Allington Tower South - City and Ocean Views - Hollywood Beach, FL $279K

Location: Hollywood Beach

Furnished 2 BD / 2 BA Penthouse with fabulous scenic city and ocean panoramic views from its 60 foot wide balcony. Beautifully decorated and upgraded with lots of closet space, built-in breakfast nook, built-in rosewood cabinetry in the second bedroom/den. Recently upgraded bathrooms, ceramic tile throughout. Amenities include heated pool, exercise room, billiards, card room, and many more...just steps to the ocean and The Boardwalk, Pet friendly under 20 lbs. Underground parking.

Information

Contact Information

Diana Perez

561-929-4439

EQUAL HOUSING OPPORTUNITY

Pricing

Price: $279,000.00

Flexibility: Make an Offer Today!

Additional Pricing Information: Seller Motivated to Sell - Make an Offer

Homeowner Dues: 508

Property Location

1600 S. Ocean Drive PH-H
Hollywood, FL 33019
View Map

Features

Bedrooms: 2

Bathrooms: 2

Parking Spaces: 1

Year Built: 1972

Located on Floor #: Penthouse

Floors in Bldg: 19

Square Footage: 1400

Agent Name: Diana Perez

Broker: Majestic Properties

MLS #: M1295662

Attributes

Appliances

Range/Oven

Full Refrigerator

Dishwasher

Sink Disposal

Microwave

Interior Amenities

Vaulted Ceilings

Building Amenities

Swimming Pool

Guest Parking

Exercise Room

Recreation Center

Photo Gallery

View as Slideshow View Photo Gallery (8 Photos)

VFLYER ID: 2264452

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Service Animal Owners: Be Prepared to Show Proof of Documents when Viewing Properties

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Thu, 12 Feb 2009 12:29:01 -0600

I have a lovely couple who wanted me to show them beachfront condo property. Once we met at the property I noticed that they had a dog. We were having small talk conversation while waiting for the gate keys to enter the premises from the seller. I didn't say much about the dog because we were just going to view a condo unit on the first floor which had the windows open; the unit is a furnished efficiency facing the ocean so there wasn't much time to take to see a one room unit.

Everything was fine until we found ourselves confronted by the property manager telling us not only that we couldn't park in front of the building but that there were no pets allowed on the premises. "Oh, my dog is not just any dog. He is a service dog and I have every right to have him with me", claims the dog owner.

But the property manager insisted that they did not care what type of dog it was, just get out!

The buyers went to their car to show proof that they had indeed the proper document to show that the dog is legal and that it serves the owner for medical emergencies.

We told the property manager that we were only going to be a few minutes to view one unit from the outside. They called security on us and told us to leave the premises because we were harassing them.

I was a bit surprised that the property manager is not even aware of this situation which clearly screams discrimination. I took the property manager to the side and told them what they were doing and they immediately let us in the premises. No more questions asked.

Sometimes people do and say things in their professions unintentionally but not only was the property manager not aware of service dog laws, they were plain out rude!

Rights of an individual with a disability; use of a service animal...

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

Real Estate Impostors Showing Real Estate Property without a Real Estate License

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Wed, 11 Feb 2009 15:00:01 -0600

Ever been so busy that when someone calls on your listing you ask for the caller's name, the real estate broker that they work with, and ask for their license number and verify them?

Anyone can call on one of your listings and act as a Realtor - verifying their true identity is one thing; failure to properly identify your caller is another.

According to the Florida Real Estate Commission (FREC), unlicensed real estate activities have its consequences including violating F.S. 455 and subject to disciplinary action from FREC. Both licensed real estate professional and unlicensed person are subject to disciplinary action from the FREC. An unlicensed person imposing as a Realtor may be charged a 3^rd degree felony while a licensed Realtor may be fined for aiding an unlicensed person to practice real estate without a license.

There are large brokerage firms who have an 800 # that when real estate agents call to get showing instructions must give their full identity and their license number to be verified. You must register with these ‘showing' companies before they give you any showing instructions. Shouldn't you do the same?

In order to show real estate properties in the State of Florida, you must be a current/active licensed real estate salesperson or be a licensed personal assistant.

If you need to show a listing, whether you are a mortgage broker or are an investor or in any profession alike and posing as a Realtor, do yourself a favor and ask for the licensed listing agent or licensed personal assistant to show you the property. You are better off saving your time by having the Realtor there with you in case you have any questions about the property and avoid criminal charges against you. You never know when FREC will be calling.

The DBPR conducted an investigation in a rental real estate office that I worked at in my early days of real estate. One of the sales associates was being 'interviewed' by the DBPR and told her to avoid certain areas of certain races. Why did the DBPR do the investigation? I have no clue but the Realtor passed the 'test'. You just never know who is who at the other side of the phone.

We have enough fraudulent activities with mortgages - Identify yourself just as you are and abolish real estate fraudulent practices; its just not worth the crime.

Diana Perez, Realtor
Property Management
Majestic Properties Hollywood
2132 Hollywood Blvd.
Hollywood, FL 33020
(954) 925-2333

For Rent: 2 BD / 2 BTH Furnished Penthouse in Allington Tower South $1,700/mo

Diana Perez, B.S., Realtor® (Majestic Properties - Hollywood) — Tue, 10 Feb 2009 20:20:15 -0600

For Rent - 2 BD / 2 BTH 1,400 Sq. Ft. Penthouse in Allington Tower South - Hollywood Beach

Location: Hollywood Beach

Fabulous 2 BD / 2 BA Furnished Penthouse with scenic city and ocean panoramic views from a 60 foot wide balcony. Beautifully decorated and upgraded with lots of closet space, built-in breakfast nook, built-in rosewood cabinetry in the second bedroom/den. Steps to the ocean and The Boardwalk. Amenities include, heated pool, exercise room, billiards, card room, and many more...just steps to the ocean and The Boardwalk, Pet friendly under 20 lbs. Underground parking.

Information

Contact Information

Diana Perez

dianasrealestate@gmail.com

561-929-4439