Mortgage Rates hit 5% - 07/31/09 12:46 PM
A very unusual thing happened today in the market.  Interest Rates went down to 5%.  It is very rare that on a Friday and the end of the month that rates would be lowered.  Why?  Some lenders are saying it is because the media has stopped beating the recession drumbeat. 
Lets hope.  If you have been sitting on the fence, this weekend is the time to get off. If you are a first time buyer, not only can you purchase more home now that rates are lower, but you also will receive the $8000 tax credit.  What are you waiting for?  A … (1 comments)

All Agents can help First Time Home Buyers - Find an Agent who trully understands the program - 07/31/09 12:24 PM
Today there was an interesting insert in the Tennessean, the Greater Nashville Daily newspaper.  On the front side of the full page ad was information on the $8000 First Time Buyer Tax Credit Program and some of the qualifications that must be meet.  On the reverse side the headline reads Qualified Tax Credit Agents, implying some set of special qualifications were needed like those of the buyer.  No where on this insert were the word "Paid Advertisment."  Well folks all agents are can assist First Time home buyers.  There is no special qualification or certification.
The ad is a bit misleading.  … (0 comments)

Spring Hill Board Approves Smaller Residential Lot Sizes - 07/31/09 10:45 AM
The Spring Hill Board of Mayor and Alderman approved smaller lot sizes for residential Planned Unit Developments during the groups July meeting.  The first reading passed the Board 8-1 and approved an amendment to the city's orginance to allow 6,000 square feet lots, down from the current 8,000 square feet. The minimum distrance between structures will remain the same at 15 feet.  The second reading of this amendment will be conducted at the August meeting.  Have questions?  Contact your Spring Hill Alderman.
If you are looking to call Spring Hill home contact Diane O and Friends.
         
… (0 comments)

New Mortgage Rules Begin July 30, 2009 - What it means to Home Buying & Selling - 07/30/09 01:24 PM
 Mortgage Disclosure Improvement Act (MDIA) amendments to the Truth in Lending Act (TIL) - also known as Regulation Z - are designed to allow homebuyers adequate time to review specific information related to their loan.
 Changes include:
1. Initial TIL disclosure. A seven-business-day waiting period is now required between the delivery of initial disclosures and the signing of closing documents. This will eliminate the possibility of closing in less than seven business days unless the borrower faces a bona fide personal financial emergency.
2. Up-front fee collection. Up-front fees cannot be charged until after the borrower receives the initial disclosures. If … (2 comments)

Housing Sales Rise 11 Percent - Buy Now before market shifts to seller's market - 07/27/09 11:00 AM
The Commerce Department said Monday that sales rose 11 percent in June to a seasonally adjusted annual rate of 384,000, from an upwardly revised May rate of 346,000.
It was the strongest sales pace since November 2008 and exceeded the forecasts of economists surveyed by Thomson Reuters, who expected a pace of 360,000 units. The last time sales rose so dramatically was in December 2000.
New homes sales have increased 4 of the last 6 months bringing the National inventory down to 8.8 months in June, down from 10.2 in May.
Now is the time to get into the housing market … (0 comments)

Live in Williamson County and enjoy the County's Great Parks - 07/27/09 10:28 AM
Williamson County Parks & Recreation has plans for more athletic fields and recreation centers, plus two passive parks.  Trails and picnic areas are being constructed on 80 acres of Natchez Trace Parkway.  Parks & Recreation Director Doug Hood said that the county has plans for its 400 acres that the county owns near the Bending Chestnut community will be similar to a Tennessee State Park.
Plans are still being developed for the area, but preliminary plans call for construction of a Lodge, horse-riding trails, fishing ponds, a skeet shooting area and camping area.  This will be the second largest municipally-owned park for the … (0 comments)

Spring Hill/Thompsons Station Homes Sales Top $52 Million in first half of 2009 - 07/26/09 07:39 PM

With many saying the sky is falling, the sky is falling those who went out and took advantage of the great inventory, mortgage rates and prices in Spring Hill/Thompsons Station, TN helped push home sales over $52 million for the fisrt half of the year.
Here are the stats on what sold and where.  If you are looking to buy or sell in the Spring Hill/Thompsons Station area then you need to call Diane O and Friends and get going.
To find your Spring Hill or Thompsons Station home, click on the botton to find what is available today.
          … (1 comments)

Greater Nashville Home Buying & Selling - From Beginning to End - 07/24/09 10:17 AM
You've made an offer on a property and it has been accepted.  Now the real work of a Realtor begins.  The next phase of the purchasing process is called "contract to close."  During this time a lot of things are happening in the background to keep the process going and your Realtor is the master juggler, keeping all the balls in the air and everyone informed of the process.  1. Home Inspection
2. Formal application for a mortgage
3. Appraisal
4. Termite Letter
5. Title search/Title Policy
6. Transfer of Utilities and Homeowners Insurance
7. Closing
When looking for a Realtor who … (1 comments)

Existing Homes Sales up again - Its time to get off the fence - 07/23/09 07:09 PM
Existing home sales rose in June by 3.6%, the third straight month of increases and by a higher-than-expected amount. The news of the increase propelled the Dow Jonesindustrials to their first close above 9,000 since January.  This increase indicates a stability is coming back to the housing market with inventories at 9.4 month level and the median house price nationally at $181,000.
The inventories for homes priced $250,000 and below are at a 6-month level which is historically a good level.  Home at 1 million + are at a 20-month supply.  The cause many believe to be the jumbo loans which were hard if … (2 comments)

Williamson County Fair only 2 weeks away and counting - 07/23/09 04:40 PM
This years  Williamson County Fair is August 7 through the 15 at the Ag Expo Park in Franklin, TN. The Fair offers a wide array of family entertainment, activities and competitions.   So get ready.... It is almost time to enjoy the smell of cotton candy, watch children waving to their parents from the Ferris Wheel, take bites of steaming hot funnel cakes and listen to laughter and carnival music.
A special attraction this year is the Paul Bunyan Lumberjack Show, featuring log-rolling people and log-rolling dogs, chopping, sawing, axe throwing, dragster chainsaw and tree climbing.
Fair patrons enjoy musical entertainment on … (0 comments)

13012 Glenfield Rd in Leawood, Kansas - Grt 4 bedroom in Prestigious Waterford - 07/20/09 04:59 PM
We have a client that needs to sell this great home before we can get them a new home here in the Greater Nashville area.  Please help Diane O and Friends help these clients.  The listing  agent is Pam Saunders of the Michael Hagen team of Prudential Kansas City Realty.  Give her a call at Office: 913-345-3000.  The MLS listing is 1618557, or check out the Michael Hogan site. Looking to call Greater Nashville home?  Look no further then Diane O and Friends      … (0 comments)

Mortgage rates down - Make Great Nashville, TN your new home - 07/17/09 10:07 AM
Yes it is true, rates fro 30-year home loans have dropped for the third- straight week.  We are almost to the record low rate we had earlier this year.  Th average rate is 5.14 this week, down from 5.2 from last week.  Remember rates vary depending on your credit history. So what are you waiting for?  Whether you are upsizing, downsizing or rightsizing now is the time to secure a great home at a great rate. 
     
… (2 comments)

Spring Hill Open House Saturday, July 18 from 3-5 and Sunday, July 19 from 2-4 - 07/17/09 09:37 AM
Seller wants this house sold so we have it open all weekend.  Come see this great 3 bedroom, 2.5 bath home in Spring Hill, TN.  The house has hardwood floors, new carpet and new lighting.  Central heat is only 6 months old and the roof is 2 years old.  You will love the open floorplan, fireplace in the living room and the downstairs master.  Your new large backyard is totally fenced with 6 ft privacy fence.  Come by and see this great value and make it your own.
… (0 comments)

Only 136 Days Left to Close and Collect First-Time Home Buyer Tax Credit - 07/17/09 07:51 AM
The first-time homebuyer tax credit was enacted last year--and improved upon earlier this year--to help encourage households to enter the housing market while interest rates are low and affordability is high. The credit is worth up to $8,000 and is available to households that haven't owned a home in at least three years. The credit does not have to be repaid, and is fully reimbursable, so households can get their credit returned to them in the form of a payment,
You've decided to purchase a home and take advantage of the 2009 First-Time Home Buyer Tax Credit. Here's what you have … (0 comments)

Three New Williamson County Schools planned for the Spring Hill TN area - 07/16/09 07:26 PM
The construction of three new Williamson County schools; a high school, elementary school and middle school are all planned for the east side of the Spring Hill.
Construction is currently under way for the new Williamson County middle school (rendering pictured to the left) named Homestead Middle School, which will open in August 2010.A road half mile long will be constructed from Buckner Lane to access the school.
The new elementary school (rendering below) , which has not yet been named, will also open in August 2010. Kevin Fortney, director of operations facilities and construction for Williamson County Schools, said a new … (0 comments)

Leyland Cypress great Boarder Tree - 07/16/09 06:28 PM

 
 
 
 
 
Looking for a great privacy tree to plant along your boarder.  Look no farther then the Leyland Cypress.  Leylands are the most popular privacy tree in the U.S.A. They grow very fast and thicken to create a solid wall. Its feathery texture is soft to the touch and is stays green all year-round, giving you complete privacy.
Growing up to 4 to 4 feet per year your boarder will be in place in no time.  Even without trimming, your Leyland Cypress trees will grow in a uniform, symmetrical shape that gives you a dense, living … (1 comments)

Franklin, TN - Why we all love to call it Home - 07/14/09 09:27 AM
Recently the Williamson County Convention & Visitors Bureau asked folks to send in video's to the My Franklin Video Contest.  Well when it comes to town pride mixed with talent (Williamson County is the home to many video, and music professionals) you just knew the competition would be great.  
The judges selected winners i the categories of amateur, professional and youth.  Each was judged on how well they captured the sights, sounds and spirit of Franklin and other Williamson County communities.
Take a look at the winners and you will see why so many are coming to Williamson County and … (0 comments)

Williamson County Week in Real Estate - July 6 thourgh July 12, 2009 - 07/13/09 08:53 AM
The number of homes going under contract again, steadily increases week over week.  Last week we had 32 homes go under contract this week it is 53, a 60% increase.  This week's average list price was $400,000 up from last week's $382,000.

      
… (1 comments)

Franklin, TN 4 Bedroom only minutes from Cool Springs - 07/11/09 03:06 PM
… (1 comments)

Spring Hill TN Best Value - 07/11/09 03:00 PM
… (0 comments)

Living Green Expo shows how to save money and the environment - 07/10/09 09:42 AM
The first Living Green Expo, organized by Keep Williamson Beautiful will be held at the Factory in Franklin on August 29.  The expo is aimed at helping all of us learn how to be more environmentally friendly.  There are a number of exhibitors including Whole Foods, Atmos Energy, Sherwin Williams to name a few.  Come on out and see how going green can but some green back in your pockets.
See how you can Go Green In Tennessee.  Diane O and Friends, two of the first 500 agents in the US to have the National Association of Realtors Green designation, provides … (2 comments)

Reduced - La Vergne Cape Cod with Super Bonus Rm - 07/08/09 02:18 PM
… (1 comments)

Williamson County Closes on 64 residential properties in one week @ 97% of asking price - 07/06/09 03:06 PM
Yes, the Williamson County housing market is heating up.  Last week 32 houses went under contract and 64 closed.  
For the pending sales, the average house was just a little over 3,000 square feet, 4 bedrooms, 3.5 baths and have an average asking price of $382,971.   
 
     
 
… (1 comments)