md: Discovering Carroll Co, MD May have to wait. 2016 Blizzard
- 01/22/16 01:03 AM
Discovering Carroll County, MD May have to wait a few days. It’s unfortunate, but, that’s what I had to tell a few new clients about our meeting this weekend. We are expecting possible historic snowfall this weekend, check out Justin Berk’s Baltimore Snow History for details.
If you are searching for a home and the 2016 Blizzard has interrupted your plans, don’t fret. Essentially you need 45 days to close a transaction due to the new TRID rules, however, 45 days is not so different from the days prior to TRID or TILA-RESPA Integrated Disclosure Rule, the very definition leaves all of us (1 comments)
Blog Series: Discover how to get your financial house in order.
Think like a lender. Will he or she say yes? A lot of planning goes into proposal, engagement and weddings. The Knot & Huffington Post both say, December is the most popular time of year to get engaged. It makes perfect sense, the warmth of the meaning of Christmas and Hanukkah, the love, selflessness and the cooler temperatures, well, normally Maryland is cooler this time of year. An engagement proposed by the crackling fire after a walk (2 comments)
Blog Series: Discover how to get your financial house in order.
When it comes to credit cards do you? Do you flex or fold your backbone for a 10% off credit card offer? Does your wallet look more like a proud grandparents brag book weighing in at 1.5 lbs with rubber bands keeping it secure? Do you know the interest rates you are paying on each card? Is your wallet slim, light and only contains a few key cards that you are devoted to for the blissful low (2 comments)
md: The perfect alternative to a budget! Carroll County, MD
- 12/19/15 12:03 PM
The perfect alternative to a budget! Carroll County, MD Series part 1 Blog Series: Discover how to get your financial house in order Carroll County, MD. Budget often brings to mind tightening the belt. Debt, now there's a four-letter word. Is debt a bad thing? Not unless you perceive it that way. Most people have debt because they chose to make a large purchase. A car or home.
Do you have a spending plan? Consider Freddie Mac Credit Smart . It’s a great guide to money, credit and future planning. You should have a spending plan. Essentially a spending plan is planning where (2 comments)
md: Series: Discover how to get your financial house in order Carroll Co.
- 12/19/15 11:45 AM
6 Part Blog Series: Discover how to get your financial house in order Carroll County, MD. Managing money is challenging. There is no doubt about that. According to a Money Watch article by Aimee Picchi, “Seven out of 10 Americans are strained by financial issues.” Financial literacy, teaching people how to handle money isn’t taught to everyone, it surely wasn’t taught back in the 70’s and 80’s. You turn 18 and the credit card applications start piling up in your mailbox. How exciting! Is it a right of passage or a trap? Thousands of dollars being offered to you, day after (0 comments)
There is no easy answer because interest rates are driven by your credit scores and your debt ratios. Let’s look at a simple example just for a reference point.
The average detached home in Carroll County, MD sold for $309,00 in December 2015.
Lets use round numbers to keep calculations simple. Look at a $300,000 loan. If you qualify for a mortgage interest rate of 3.92% on a $300,000 loan your payment would be $1418.00. That same loan at 4.18%, our payment would be $1464.00. That’s a difference of $46.00 per month. That (0 comments)
Did you venture out today? Black Friday Shopping has a tremendous impact on retailers bottom line. Shoppers believe they can stretch their shopping budget by facing the frenzy.
Parking lots were full today at Town Mall of Westminster. We stopped by during an errand run and I wish we had not needed to. I’m not one to head for the stores Thanksgiving Day or Black Friday unless we need a big ticket item, like the fridge we bought a few years ago.
Black Friday Survivor! So you really did it! (4 comments)
Small Business Saturday - Keeping sales local is another way to give back during the holidays. Local business owners live locally and work hard to provide services they believe the community wants and needs. Show your support by shopping local this Saturday, 11/28/2015
Visiting the historic districts across the county, Sykesville, Mount Airy and Westminster adds warmth and appreciation not as easy to find at big box stores. You can finish out your day in Westminster at the Miracle on Main Street Parade which starts at 5 pm.
Title: “Dreams Come True With Fair Housing” (Must be typed on top of first page) Essay should be no more than three (3) pages, but no less than two (2) pages in length. Typed in 12 point font and double spaced. Cover Page should include: School Name, Student Name, Student Address & Phone Number (Please do not type your name on the essay!)
Eligibility: All Carroll County High School Seniors who live in or attend school in Carroll County and will be attending college or a trade school (2 comments)
md: 2015 Carnival Schedule Carroll County, MD
- 05/27/15 08:01 AM
2015 Carnival Schedule Carroll County, MD Don’t miss out on the games, rides, food, live music and fun right here in Carroll County, MD!
May Gamber Station 13 5/23-5/30/15 6pm to 11pm 3838 Niner Road, Finksburg
Union Bridge Station 8 5/25-5/30/2015 6pm-11:30pm 8 W. Locust Street, Union Bridge
June Mt. Airy Lions Club 6/1-6/6/2015 6pm - 11pm Route 27 & Twin Arch Road, Mt. Airy, MD
New Windsor Station 10 6/1-6/6/2015 5pm to 11pm 101 High Street, New Windsor, MD
Taneytown Station 5 6/08-6/13/2015 5pm to 11pm 49 Memorial Drive, Taneytown, MD
July Harney Station 11 6/29-7/4/2015 4:30pm to 10:30 pm 5130 Harney Road, Taneytown, MD
Manchester Station 4 6/29-7/4/2015 5pm to midnight 3400 Locust Street, Manchester, MD
Winfield Station 14 7/6-7/11/2015 4pm to midnight 1320 W. Old Liberty Road, Sykesville, MD
Reese Station 9 7/20-7/25/2015 6pm - 11pm 1745 (1 comments)
md: Hawk Ridge Farm a Beautiful Community in Carroll County, MD
- 01/02/15 12:26 PM
Search current inventory of Hawk Ridge Farm or Sykesville/Eldersburg, MD Neighborhood Details Hawk Ridge Farm Sykesville, MD Price Range: Mid to upper $400’s Bedrooms: 4 Bathrooms: 2.5 Average Square Footage: 2200-2500 Average Lot size: .25 or less Call Diane M. Phillips at 443-286-4365 to see if there are any properties available and arrange a showing. You Will Love the Gentle Rolling Hills in this Beautiful community When a home is for sale in Hawk Ridge Farm it is a wonderful opportunity to own a remarkable colonial style home built in 1989 by Powers Development and Construction in the Sykesville area (3 comments)
Carroll County Public Library always promotes summer reading with fun events for readers of all ages. Take a look at the activities planned for this year.
End of School Year Fun: MINIATURE GOLF IN THE LIBRARY Saturday, June 14 from 9:00 am – 4:00 pm Eldersburg Branch Adults $10 / Kids 12 and under $5 Tickets on sale on at https://library.carr.org/MiniGolf The Friends of Carroll County Public Library invite you to join us for Miniature Golf in the Library to support Battle (1 comments)
md: What’s happening along MD Rt. 27 in carroll County, MD?
- 05/06/14 08:38 AM
What’shappeningalongMD Rt. 27 in carroll County, MD? Baltimore Gas and Electric Company is installing new natural gas main between Mt. Airy and Westminster. The gas main will run 11 miles adjacent to Ridge Road (MD 27). Construction will continue through fall 2014 and be completed in sections. Most of the work will be completed at night to reduce the impact on traffic.
The 12-inch diameter pipe will reinforce the existing natural gas systems and introduce new sources of supply to serve the more than 15,000 BGE customers in Carroll County, MD and 38,000 BGE customers in neighboring areas.
(1 comments)
md: Baltimore County, Maryland Community Review
- 04/24/14 11:15 AM
Baltimore County Community Review Find homes for sale in Baltimore County, MD Baltimore County, MD. Close your eyes, imagine a community wrapped around a charming metropolitan city on three sides as if it were your hand, grasping a large precious gem. The fingers and thumb would represent communities with modest homes just a few miles from the city of Baltimore. As you go further out toward the wrist, into northern Baltimore County, you are traveling into a true horse lovers dream. Rolling pastures and acres upon acres of land where thoroughbred champions are bred and trained. Open your eyes and realize (0 comments)
The Arbutus Farmers Market 5200 Southwestern Blvd. Arbutus, MD Thursday: June - October • 410-242-9177
Baltimore County Farmers’ Market 2200 York Road, Timonium Wednesday: June – October • 410-252-0200
Boordy Vineyards - Good Life Thursdays 12820 Long Green Pike, Hydes Thursday: mid-June – mid-September 410-592-5015 • wine-info@boordy.com
Catonsville Farmers’ Markets Wednesday location: Bloomsbury Community Center Early May-late November Wedcatonsvillemkt@gmail.com Sunday location: 746 Frederick Road mid-May-mid-November • 410-719-9609
Dundalk Village Farmers’ Market Shipping Place at Dunmanway (Park behind Dundalk Post Office) Saturday: mid- July – mid-November 410-282-2540
Beginning Monday, April 28, CSX Transportation will repair its railroad crossing at MD 851 (Main Street) in Sykesville near the Howard-Carroll County line, requiring a temporary closure of MD 851 at the railroad crossing from April 28 through May 2.
The State Highway Administration (SHA) coordinated with CSX to establish a signed detour route during the closure. The detour will direct traffic around the closure using MD 32 (Sykesville Road/Washington Road), College Avenue and Sandosky Road. Residents and local businesses will have access to their properties during the closure. (0 comments)
md: $$$ saving tips for homeowners at any phase of ownership Hampstead, MD
- 04/17/14 02:57 AM
Save money step by step with these simple tips. Energy efficiency is one way to keep money from slipping out the front door and other areas of your home. Weather you just made a purchase, are preparing to sell or don’t plan to move at all, these tips can benefit you, the homeowner. Home Efficiency Checklists & Tips from House Masters
A home inspection is another way to save money:
When you purchase a property, you more than likely, have a home inspection done as a term of the contract. The excitement of homeownership and relief that the (2 comments)
md: Bel Air, MD: Go fly a kite!
- 04/08/14 02:05 AM
Bel Air, MD: Go fly a kite at the annual Kite Festival! This Saturday, April 12, 2014 from 10 am to 4 pm at Rockfield Manor, 501 Churchville Road., Bel Air, MD 21014
Kid’s of all ages are welcome!
While you are flying kites, you will be in the presence of deep history in Harford County, dating back to 1782. The Rockfield Manor is a historic mansion built in 1921 on 5.4 acres by The Hozas who moved to the United States from Czechoslovakia.
The people of town of Bel Air are blessed to have this (3 comments)
Harford County, MD: Trust me, I can’t sing. Answering real estate questions? That’s my song. No, I’m not planning to audition for America’s Got Talent , American Idol or The Voice. I am planning to help as many people as I can buy and sell homes in Harford County and surrounding areas.
Being a REALTOR® is my talent. Studying, analyzing, evaluating, networking all about real estate. When a person reaches out to me and says, “I want to buy a house ...” or “I’m thinking about selling my house....” The music starts to play. Will it be (6 comments)
Breakfast With the Easter Bunny! Manchester Volunteer Fire Department Activities Building at the carnival grounds Sunday April 6, 2014 8am-Noon Menu includes: Chipped beef gravy, scrambled eggs, pancakes, ham, sausage, tater tots, toast and biscuits. Orange juice, iced tea and coffee available Breakfast is free, a monetary donation is appreciated.
Easter EGG-Stravaganza Egg Hunt Gamber Auxiliary presents Gamber Volunteer Fire DepartmentStation 13 3838 Niner Road, Finksburg, MD 21048 Sunday April 6, 2014 1pm-3pm…Hunt starts at 2pm Light Refreshments Provided. Hot dogs, soda, and chips for sale. Candy, Prizes, & Games Bring your Camera… Guest appearance by the Easter Bunny!