We sell, and have sold, for nearly 14 years, REOs. We work for about 8-10 major banks and servicers and have been told that the REO actictivity will pick up; this has been said for about a year. Our observations are that that has not happened and the "quality" of REO has declined. What I mean by that is the condition is worse (as in many cases the property has been vacant for possibly years) and we are getting assignments for lower end prices. In 2008, our average sales price was $290000 and so far this year it is hovering around $165000.