boulder creek real estate: 2 for 1 special What a deal! Honey get the checkbook out! - 06/06/14 12:17 PM
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boulder creek real estate: WATCH OUT SANTA CRUZ COUNTY HOMEOWNERS IN FLOOD ZONES - 03/26/14 02:07 AM
 
FLOOD INSURANCE RATES GOING UP FOR SANTA CRUZ COUNTY HOMEOWNERS IN FLOOD ZONES!
 
Do you own a home in a flood zone in Felton, Ben Lomond, Boulder Creek?  If so, is is likely that your flood insurance rates are going to rise and in some areas quite dramatically. In 2012 congress passed the Biggert-Waters Flood Insurance Reform Act.  This act of congress will increase flood insurance rates on most homeowners in a flood zone. The government and FEMA had been subsidizing flood insurance rates and after Katrina and Hurricane Sandy, FEMA is billions of dollars in debt.  For now, it appears … (0 comments)

boulder creek real estate: California Water-Saving Plumbing Law - 03/09/14 01:43 AM
Agents should be out front on this new law but I found out most are clueless about it.
 California Civil Code 1101.8
A California law enacted in 2009 is finally taking effect and causing concerns among property owners, sellers, buyers, and realtors. California Civil Code Section 1101.4 requires owners of single-family residences which were "built or available for use on or before January 1, 1994" which will be altered or improved on or after January 1, 2014 to install water-conserving plumbing fixtures only when the existing plumbing fixtures are "non-compliant" by certain dates specified below.
 A noncompliant plumbing fixture … (0 comments)

boulder creek real estate: 2014 is The Year of the Horse = It is a Seller’s Market Now. - 02/01/14 03:08 AM
Welcome to 2014
San Lorenzo Valley Inventory is at extremely low levels. Total number of single family listings as of the publication date is 30 total listings in San Lorenzo Valley. 3 above $1 million
The real meat of the San Lorenzo Valley real estate market is currently $375K to $675K.  There are `13 single family homes for sale in that range. 
3 in Felton
4 in Ben Lomond
6 in Boulder Creek
 
3 are Short Sales and 1 is an REO= bank owned.
 
The Mortgage Debt Forgiveness Act will expire but Sen. Barbara Boxer has insured that the … (1 comments)

boulder creek real estate: 300 Shady Lane in Boulder Creek, CA - 03/25/12 01:41 AM
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boulder creek real estate: DO YOU QUALIFY? New Online: Free HAMP Calculator - 07/16/11 05:12 AM
Home Affordable Modification Program (HAMP) now has a calculator to figure out if you qualify
 The Treasury Department is offering a free online calculator that helps borrowers estimate whether or not they qualify for the Home Affordable Modification Program (HAMP).
The calculator is available at CheckMyNPV.com.
In the two years since its launch, HAMP has helped more than 270,000 borrowers receive permanent loan modification, thus lowering their monthly mortgage payments. That number falls far short, however, of the millions of homeowners at risk of foreclosure - which is bad for homeowners and bad for the housing market. The current glut of … (0 comments)

boulder creek real estate: I closed a Boulder Creek Short Sale and got a Wells Fargo Approval - 02/13/11 10:20 AM
Think foreclosure is your only option . . . think again!
I listed this Boulder Creek home and negotiated the a Short Sale and eliminated the Wells Fargo mortgage.  
I saved their credit from foreclosure and gave them a fresh start.
Absolutely FREE
RESULTS SPEAK BETTER than hype
Every Short Sale file I have taken on has closed. That is why other agents hire me to do their short sales. I get right to the heart of the situation for my Short Sale clients. I assess their financial hardships, assess how many lenders there are, and who those lenders are, deal directly with the … (3 comments)

boulder creek real estate: San Lorenzo Valley Market Overview for Jan 2011 - 02/05/11 06:04 AM
Market Overview for San Lorenzo Valley Jan 2011
Sales fell 11.8% from the month before, and were down 21.1% year-over-year.
Prices improved in Jan 2011 with the median price climbing 15.8% from the previous month, down 5.3% compared to last year. The average price rose
Inventory fell 1.7% from last month, and was down 10.5% year-over-year.
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boulder creek real estate: Boulder Creek has a place where you can escape - 01/13/11 07:47 PM

If you want to improve your life by living here, Call me Patti Lyles - 831-335-2100 Century 21 Showcase, REALTORS ®
 Just one-half hour away from Los Gatos, and mere minutes from Santa Cruz and Big Basin Redwood State Park, Boulder Creek may be your antidote to a busy work week in Silicon Valley. Take this online stroll through our famous park, a quick our virtual-hike through the regions of Big Basin Redwood State Park. Enjoy your visit!
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boulder creek real estate: (Video) Visit the San Lorenzo Valley with Patti Lyles Century 21 Showcase, Boulder Creek Real Estate Agent - 01/06/11 02:17 AM
Median Home Price: $368,000 San Lorenzo Valley is made up of the following communities:
Felton Brookdale Ben Lomond San Lorenzo Valley is one of the most affordable areas in Santa Cruz County. Many homes here were formally summer cabins that have been converted for use in all seasons. Lot sizes tend to be much larger here than in many subdivisions. Many homes have septic systems, and others have their own private wells for water.
Many subdivisions have community water systems road associations, which typically cost owners anywhere from $500 to $1000 per year. Some subdivisions have swimming pools and other communal … (1 comments)

boulder creek real estate: Home Prices Falling Again At Alarming Rates in California - 01/04/11 08:02 AM
Things are worse than expectations. Indicating housing going in a double-dip scenario.
Robert Shiller: "Serious Reasons To Worry"
From the report:"The double-dip is almost here, as six cities set new lows for the period since the 2006 peaks. There is no good news in October's report. Home prices across the country continue to fall." says David M. Blitzer, Chairman of the Index Committee at Standard & Poor's. "The trends we have seen over the past few months have not changed. The tax incentives are over and the national economy remained lackluster in October, the month covered by these data. Existing homes … (1 comments)

boulder creek real estate: How to Evict a Tenant in Santa Cruz County? - 09/05/10 05:54 AM
A Landlord, who has a tenant, who hasn't paid her for more than a year and the BofA bank has issued a Notice of Default. Landlord is related to tenant. She is now in foreclosure on that home, and facing foreclosure on her primary residence.  BofA services both loans and demands that Landlord remove tenant immediately and start a Short-Sale on that home before they will consider a Loan Modification on her primary home.
Here is a quick overview of how it works and the 3 people that provided the services.
If you are a Californian resident and wish to evict … (2 comments)

boulder creek real estate: Boulder Creek Short-Sale already approved $345,000 Very CUTE with garage - 08/13/10 08:21 AM
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boulder creek real estate: The SANTA CRUZ COUNTY REAL ESTATE Report - 03/18/09 02:20 AM
 The March edition of the Report is now available.
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HIGHLIGHTS
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Santa Cruz County home sales up eighth month in a row because Buyers are coming back
Inventory declined for the tenth month in a row: down 18.8% from last February.
The median price for homes fell 5.7% from January, and was down 37.1% year-over-year.
For the four-page printable version of the report, click:
http://rereport.com/scc/print/PattiLylesSZC.pdf. To view the on-line report with the city-by-city breakdown, go here:
http://pattilyles.rereport.com
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P.S. If you find the Santa Cruz County Real Estate Report useful and know someone else who might, please feel free to … (0 comments)

boulder creek real estate: What to be apart of an Santa Cruz County online auction? - 03/18/09 02:01 AM
by Patti Lyles
Would you want to be notified when another online property auction happen in Santa Cruz County? Of course you would....
 $442,000 in online property auction - With neither gavel nor auctioneer, 1 months ago Santa Cruz County staged its most successful tax-defaulted property sale this week, peddling 10 parcels for more than $442,000.
The county's first eBay-style online auction garnered 752 bids from 38 people in six states. Generally, fewer than 10 people bid in previous county auctions, said Treasurer Fred Keeley.
The online auction "draws a larger field of folks who have the willingness to bid these properties … (0 comments)

boulder creek real estate: Santa Cruz County median home price plunged has market has bottomed out? - 03/18/09 01:52 AM
February home price median retreats to $380,000by Patti Lyles
The median price for a single-family home in Santa Cruz County plunged in February to $380,000, the lowest since January 2000, prompting one agent to declare the market has bottomed out.
92 sales, with homes in Watsonville, the area hardest hit by foreclosures, accounting for a record 33 percent.
And 66 percent sold for less than $500,000, the highest percentage in years.
In Watsonville, banks sold foreclosed homes at discounts of 30 percent to 50 percent.
A few examples:
124 Grant St. sold for $166,000, down from $490,000 in 2004.
38 Lower … (0 comments)

boulder creek real estate: San Lorenzo Valley Monthly Real Estate Trends for SEPTEMBER 2007 - 09/12/07 05:53 AM
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boulder creek real estate: What's an easement? If you own real estate in the San Lorenzo Valley you should know the answer..... - 08/17/07 05:22 AM
In a nutshell, it is the right to use someone else's property. The most common types of easements are ones we can't easily escape: they are for power, water, perhaps phone lines. The utility companies have a right to go onto your land to get to the water pipes outside your home or to the power or telephone lines in your backyard. They have a right to go there and do not need your permission, generally speaking, if the need arises. (That said, they usually do give notice unless it's an emergency.)Easments can be given by the landowner to the person or … (0 comments)

boulder creek real estate: San Lorenzo Valley Monthly Real Estate Trends - 08/10/07 12:47 PM
Patti @ www.FeltonRealtor.com
The following chart shows median and average price trends plus plus unit sales for single-family homes in San Lorenzo Valley. The chart uses a 12-month moving average to eliminate any seasonal variation.
The next chart is the same as above but uses a 3-month moving average. This smoothes out month-to-month variations yet shows seasonal variations.
This chart shows the current inventory of homes for sale compared to the number that have sold.
For detailed information on San Lorenzo Valley real estate, give me a call or send me an e-mail. If you prefer, you can fill out one of my forms. There's … (0 comments)