This is an invitation for Floridian licensed mortgage brokers to join our successful team.
If you are looking for a good company to work with, if you're looking for a change, this might be an opportunity to consider.
Self motivated mortgage brokers, New or Experienced, part time working from home or full time in our main office in Orlando, FL.
There are also full time Realtors out there with a mortgage broker license...here you have a room for your license, we can work together.
I will attend the FAMB show in the Orlando Convention Center this friday and saturday, July 13 & 14. Come visit me at my MortgageTrust Lending Group booth.
A man and woman had been married for more than 60 years . They had shared everything . They had talked about everything . They had kept no secrets from each other except that the little old woman had a shoe box in the top of her closet that she had cautioned her husband never to open or ask her about . For all of these years, he had never thought about the box, but one day the little old woman got very sick and the doctor said she would not recover .
In trying to sort out their affairs, the little old man took down the shoe box and took it to his wife's bedside .
She agreed that it was time that he should know what was in the box . When he opened it, he found two crocheted dolls and a stack of money totaling $95,000 .
He asked her about the contents . . "When we were to be married," she said, "my grandmother told me the secret of a happy marriage was to never argue . She told me that if I ever got angry with you, I should just keep quiet and crochet a doll . "
The little old man was so moved; he had to fight back tears . Only two precious dolls were in the box . She had only been angry with him two times in all those years of living and loving . He almost burst with happiness .
"but what about all of this money? Where did it come from?"
Oh," she said, "that's the money I made from selling the dolls . "
Women will love this . .
A Prayer . . . . . . .
Dear Lord, I pray for Wisdom to understand my man; Love to forgive him; And Patience for his moods; Because Lord, if I pray for Strength, I'll beat him to death . And I don't know how to crochet . Amen!
How much money goes to waste every month on rental payments?...while the property is not yours!
Dollars Amount: Rent rises each year...Fixed rate mortgages do not...
Payments: You are PAYING your landlords mortgage payments!!! - Why not pay for your own home?
Equity: Who benefits from the equity of the property?...The landlord does. You keep on paying HIS mortgage payments...
Tax: Major benefit to the homeowner is that the interest portion on the mortgage is tax deductible, naturally it will reduce your tax liability every year! - Renters do not enjoy this tax benefit!!
If you've had enough of renting, and losing money...make the move...take a mortgage loan for your own home...Isn't it an American dream?!
WE CAN HELP
You will love the results...
You will save money...
I will pre-qualify you for free, determine with you how much of a house you can afford, and can be comfortable with the monthly payments, and together with my realtor will find and finance your own home.
Thousands of Single Family Residence, townhomes and condos clustered in newly built sub divisions around Walt Disney World, Orlando & Kissimme, are in fact vacation homes, holiday condos for short term rentals.
They cater to economy minded group travelers that are able to save hundreds of dollars in hotel bills by renting the entire home, includes a pool and privacy, instead of a single room in the hotel, that cost more.
There are about 700 (seven hundred...) property management companies, that will handle in average, about 100 houses each. Although the renters pay resort taxes, there is no research yet of the effect that they are having on the hotels in Central Florida.
Individuals/families own most of the short term rental units near Disney, many of them are UK residents, that traditionally loves the theme parks, loves our all around the year beautiful weather, and find out that not only they can enjoy their own vacation home in Orlando, but also rent it out the rest of the year, and actually make nice returns on their money.
I know it well first hand, since I'm specializing (my main source) with UK investors, I am a friend with some of my buyers and I'm pleased to learn from them about how many weeks per year they are able to rent their property. Rule of thumb is, you rent 2/3 of the year and other vacationeers paying your mortgage, not to mention they have their own place to use every time they come back for a visit, not to forget the equity gained on their property, and the renters themselves are saving money to compare it with an average hotel...this is a win win situation.
For any one interested with 2nd homes, Holiday Villas, zoaned for short term rental, this is what I'm doing for living, I am providing the real estate and the financing, and I can refer few reliable management companies to work with. Email me with any questions, I'll be happy to be for assistance.
A new report says the area is the TOP MARKET in the state of FLORIDA for retail investment. In the past, most of our major retail development existed around Disney World and Universal theme parks...Now, as Central Florida's population continues to soar, the region's bigger retail projects tend to pop up around growing or planned residential developments and community centers.
Those projects have helped make orlando the top market in the state for investment in retail development according to a study prepared by Staubach & Crossman & Co. investors poured nearly $690 million into the Orlando retail market last year and may invest as much or more in 2007...!
So, who said anything about Orlando & Central Florida's Growth...? Furthermore, the Florida retail study showed that the average retail rental rate in Orlando last year hit a record of $21.26 per square foot.
Those climbing rental rates can be attributed to a healthy local economy and anticipated growth in the high-end retail market over the next several years.
The study estimated that new businesses moving to Orlando in early 2007 will generate more than 1,000 jobs over the next 6 months.
The metro area's population is expected to grow by 250,000 in the next 5 years to more than 2 million !!
Retail developers are counting on that population surge to result in more residents - and shoppers - in areas including the Lake Nona region (beautiful area not too far and east of Orlando international Airport), West Orange County (where I live, and considered as one of the best residential neighbourhoods in Orlando, between Universal Studios & Disney Parks), Downtown Orlando and the Villages to name just a few...
Those areas are where some of the region's biggest shopping centers are slated to go up. For example, a nearly 1.2 million sq. ft. lifestyle center is under construction at the Winter Garden Village at Fowler Groves.
In addition, an open-air shopping center of a similar size is planned for the Lake Nona area, and another 1.3 million sq.ft. shopping center in the Villages will be anchored by a Wal-Mart Supercenter.
The bottom line is that Retail now days in Orlando is more resident-driven than tourist-driven, as it used to be.
There are plenty of commercial properties and businesses to acquire, and these are perfect times to move into Orlando, the capital of Central Florida, the Sun Shine State, and establish your business.
Pamela & Eli Magen are residential and Commercial real estate & Mortgage Brokers.
Dispite slow times in the real estate market, and dispite the fact that Orlando hot housing market lost much of its spark in the 2nd half of 2006, the year still ends up with second-best on record for local existing home sales.
ORRA, The Orlando Regional Realtor Association reported that 27,378 homes were sold in 2006 through its members in Orlando, down from the record 31,230 sold in 2005...but ahead of the 26,088 in 2004!
Even as sales fell last year about 12% compared with 2005 - the median price of the homes sold in 2006 continued to rise...The December median - half the homes sold for less, half for more - was up 4.2% to $250,000 compared with December of 2005...
The median sales price has held steadier in the Orlando market than in many other parts of the state of Florida and the nation, and at least some investors-owners are resisting the pressure to drop their asking sales price and instead are renting out their properties until demand improves again.
Metro Orlando existing-home sales for the last 10 years:
Year Homes Change in %
1996 12,700 +8.0
1997 13,859 +9.1
1998 15,547 +12.2
1999 17,437 +12.2
2000 18,872 +8.2
2001 19,580 +3.8
2002 21,356 +9.1
2003 24,161 +13.1
2004 26,088 +8.0
2005 31,230 +19.7
2006 27,378 -12.3% (less sales, but still second best year ever...)
Sales are for core market, mainly Orange and Seminole Counties. Source: ORRA.
Each one of you renting your home knows how much money goes to waste every month...while the property is not yours!
Each one of you experience your rent going up every year...
But, your mortgage payment will always be the same (if it is a fixed rate loan).
Equity: Another major loss for you the renter is the fact that you do not gain the equity on the property...your landlord does. You're paying HIS mortgage payment!
Tax: Another major benefit to the homeowner is the fact that the interest portion on the mortgage is tax deductible, naturally it will reduce your tax liability every year!
If you've had enough of renting, and losing money...make the move...take a mortgage loan for your own home...Isn't it an American dream?!
I will pre-qualify you for free, determine with you how much of a house you can afford, and can be comfortable with the monthly payments, and together with my realtor will find and finance your own home.
Do not open any message with an attached filed called "Invitation" regardless of who sent it, It is a virus that opens an Olympic Torch which "burns" the whole hard disc C of your computer. This virus will be received from someone who has your e-mail address in his/her contact list, that is why you should notify all your contacts.
If you receive an email called "invitation", though sent by a friend, do not open it and shut down your computer immediately. This is the worst virus announced by CNN, it has been classified by Microsoft as the most destructive virus ever.
This virus was discovered by McAfee yesterday, and there is no repair yet for this kind of virus. This virus simply destroys the Zero Sector of the Hard Disc, where the vital information is kept .
This is a warning email that I've just received from an acquaintant of mine...therefore I decide to post it here, better than be sorry later. Hopefully there is nothing for real behind this warning.
Women are taking an increasingly hands-on role in their planning for retirement. A smart move considering women are statistically likely to spend some of their final years alone.
While generally optimistic about the future, women have more financial fears than men about retirement, but can take significant retirement-planning steps on their own.
The average american woman lives to be 79.5 years old, 5.4 years longer than men.(National Center for Health Statistics).
Almost 90% of women will end up managing their finances alone. (US department of Labor).
Among women age 85 and older, 33% meet the standard of 'poor' or 'near-poor'.(National Vital Statistics Reports).
Recommendations:
Make sure your spouse has a will. Creating a will can provide peace of mind by affording the widow a smoother financial transition for retirement.
Have a serious conversation to address major questions as what do we do for retirement?...How much will this lifestyle cost annually?...Are we willing to work longer, or willing to have a reduced lifestyle?... What is our long-term financial goal, and are we on track to achieve it?...
An open, in depth discussion will help make sure retirement planning is on a realistic track.
More info in my blog: Should you take Social Security Benefit at age 62?
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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