Your Vision for Columbus Real Estate - Donald Payne

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Real Estate Broker/Owner - Vision Realty
Donald Payne, Founder of Vision Realty, has been the REALTOR® of choice for buyers and sellers since 1979. Donald specializes in helping first-time homebuyers, new families, single families and more in Columbus real estate.
Many people don't think through all of the possibilities, problems or advantages to a homeowners association or HOA. Most new subdivisions or developments will have some association but homeowners are required to pay into and abide by laws if they choose a home in that development. Each associati...
Sometimes in the real estate world, a homeowner will choose to sell the property but remain in the home under the agreed-upon conditions. This practice of sellers renting back their home after the sale is becoming quite popular, especially in high-end markets. This is primarily due to tight housi...
It's no secret that having a low debt to income ratio is a good way to get a great loan and a great rate how do you reduce your debt without piling on anymore?Here are 6 great ways to lower get rid of your debt completely.#1. Don't neglect communication.A great way to start lowering your debt is ...
Spring is right around the corner; I can feel it, can't you? Okay, maybe you can't where you are. Maybe you are still buried under several feet of snow. I know that a lot of the country has seen crazy weather this year and it has certainly kept homebuyers from getting out there, looking at homes ...
You can read hundreds of articles about how to prepare your house or property for listing, marketing, and sale but that can be completely different from preparing yourself for the sale of your home.We can talk ad nauseam about how to create the best curb appeal, do little tips and tricks to attra...
The way society is going, more and more adult children are staying in their parent's houses until they are 25 and even 30 due to the fact that they have student loans and debt that needs to be paid off. Because of this, many young people or first-time buyers think that they can't even afford a ho...
New construction is a beast all its own. Buying it can be much different from a resale home. If you're buying a brand new home, here are some mistakes many people make that you can avoid, just because you read this article!Not using your own agent. Too many people use the buyer's agent or even th...
Good Funds Legislation for Ohio was signed into law on January 4, 2017, and will take effect April 6, 2017. This is a consumer protection statute designed to protect against fraud and to preserve the integrity of the consumer's funds that are held and dispersed in the real estate transaction.This...
Last week we talked about Pres. Obama signing in a mortgage insurance premium reduction and how that would benefit potential homebuyers. However, in one of his first acts as president, Trump has "vetoed" this cut.Let's really break this down to what it is. In a recent article of the National Asso...
A recent article by the National Association of Realtors stated that FHA will be cutting the mortgage insurance premiums for the first time in two years. This means that for homebuyers looking to get a mortgage, things will get much easier and less expensive. The FHA, Federal Housing Administrati...

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