homebuyers: FHA Cutting Mortgage Insurance Premiums - 01/12/17 01:22 PM
A recent article by the National Association of Realtors stated that FHA will be cutting the mortgage insurance premiums for the first time in two years. This means that for homebuyers looking to get a mortgage, things will get much easier and less expensive. The FHA, Federal Housing Administration, announced that there cutting their annual mortgage insurance premiums from .85% to .60%. This will help low and moderate income buyers get into a home easier and for less money.
An FHA mortgage is already less expensive than a conventional mortgage whereas homebuyers need 3.5% as a down payment versus the traditional 10 to … (0 comments)

homebuyers: Better Access to Credit for Homebuyer from the FHA - 05/14/14 04:23 AM
Better Access to Credit for Homebuyer from the FHA
According to the Department of Housing and Urban Development, the FHA (Federal Housing Agency) will be expanding their access to mortgage credit for underserved borrowers. This is great news for potential homebuyers with lower credit scores since the availability to mortgages has fallen dramatically over the last few years to lower income applicants and those with a lower credit score.
This new program called Homeowners Armed with Knowledge (HAWK), is a two-phase program that will offer 50 basis point reductions in the upfront mortgage insurance premium and a 10 basis point reduction … (6 comments)

homebuyers: Is there a CarFax for Homes? | Is HomeTrackR the New Analyzer? - 01/27/14 11:21 PM
Is there a CarFax for Homes?
How can I check out the home for myself?
We’ve seen the commercials about “get the CarFax” where consumers can get a report covering most if all of the damage or issues that come with buying a certain car, but can home buyers do that with a house?
 In case you’ve never heard of it, meet HomeTrackr.  A simple way to access critical and hard to get information about a potential home. It’s designed to give buyers peace of mind and information about the physical health of the property before making an offer. How reliable … (62 comments)

 
Donald Payne, What's your Vision.. (Vision Realty)

Donald Payne

What's your Vision..

Columbus, OH

More about me…

Vision Realty

Address: 4608 N High Street, Columbus, OH, 43214

Office: (614) 447-3175

Mobile: (614) 323-4348

Donald Payne, Founder of Vision Realty, has been the REALTOR® of choice for buyers and sellers since 1979. Donald specializes in helping first-time homebuyers, new families, single families and more in Columbus real estate.



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