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fha 203k loan: THINK TWICE BEFORE PASSING ON THAT “FIXER”: That “Dump” Can Actually Be a “Diamond in the Rough” With a Little Vision - 10/11/10 04:23 PM
This past weekend, I went to a house-warming party for some former clients that closed escrow a few months ago.  I hadn't seen their home since the week they closed escrow and it was so nice to see the changes they have made since then.  It got me to thinking about how they almost didn't buy this home because it was kind of a fixer.  Amazing what a little time and sweat equity as well as a few professional upgrades can do for a home.
Here in Los Angeles & Ventura counties, our real estate market is absolutely saturated with run-down, … (15 comments)

fha 203k loan: USING MY BLOG TO ENHANCE RELATIONSHIPS WITH CLIENTS & PROSPECTS: Part 2 - 10/28/09 12:25 AM
As part of Bob Stewart challenges, I illustrated "How I am using my blog to enhance my relationships with prospects?" in my Part 1.  In Part 2, I want to illustrate "How I am using my blog to enhance my relationships with my clients?" 
For the most part, I work with low-medium income first time buyers.  Many of my clients are utilizing local down payment assistance programs in order to purchase their first home.  Because of the many advantages and benefits of an FHA loan, almost all of my clients choose to go with an FHA in conjunction with their down … (10 comments)

fha 203k loan: ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS: What "As-Is" Does and Does Not Mean - 10/18/09 03:22 PM
The other day, I came across this post from Julia Odom titled AS IS - What's it mean?.  Reading Julia's post got me thinking of the "as-is" market here in Los Angeles & Ventura counties.  While Julia writes a great post of what "as-is" does and doesn't mean, based on my personal experiences in my market, "as-is" seems to have taken on a whole new meaning.  
Apparently (at least around here), "as-is" means that if there are any building code violations, don't count on the seller and/or bank to be taking care of them.  Also with BofA and/or Countrywide short sales, … (12 comments)

fha 203k loan: FIRST TIME BUYER OPTIONS IN LOS ANGELES & VENTURA COUNTIES – PART 2: FHA 203k is the Best Option for Many First Time Buyers in Today’s REO Market - 08/15/09 07:21 PM
As the next part of my continuing series of affordable loan options for first time buyers here in the LA & Ventura counties, I want to now present FHA's 203k loan program as a viable option for first time buyers looking in buy an REO property. 
I don't know what the REO's look like in other markets across the country but here in LA and Ventura counties, many of the bank owned properties are too rundown and simply uninhabitable to qualify for a standard 203b FHA loan.  The FHA 203k loan program is a first time buyer's only option if they are … (6 comments)

 
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Donne Knudsen CalState Realty Services

Simi Valley, CA

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Los Angeles & Ventura Counties in CA

Cell Phone: (805) 206-9123

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