low income buyers: Choosing Your In-Laws, Brother's Half Sister's Cousin for Your Realtor is REALLY NOT a Good Idea - 05/25/11 08:24 PM
Choosing Your In-Laws, Brother's, Half sister's, cousin for your realtor is REALLY not a good idea if they are not ready, willing and able to serve your special real estate needs. SERIOUSLY!!!
I've recently come across a few posts that got me to thinking about the way that some buyers and sellers choose their Realtors/agents.
First, there was You Don't Want To Bother Your Agent, So You're Bothering Me? by Lorrie Semler and then there was Your lender is your In-Laws brothers half sisters cousin? Oh joy. by Cynthia Larson and lastly, there was I don't work in that price range by … (43 comments)
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low income buyers: ATTENTION LOS ANGELES COUNTY FIRST TIME BUYERS: Two New Homes in the South Bay Available for Down-Payment Assistance (30DC23) - 09/18/10 07:29 PM
In this quiet, family-friendly, neighborhood is a two-unit home located just east of the Pacific Square area in Gardenia. Built in 2007, this building has two townhomes and each unit has 4bd/4ba and nearly 2,300 sq. ft. of living space. There are also no HOA's or mello roos for these units.
Don't worry about having to fix up either one of these homes after the close of escrow because these aren't just two other run-down and dilapidated dumpy REO's like all the rest of the properties you've probably been seeing.
Both units have new kitchens and granite countertops and new cabinets … (6 comments)
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low income buyers: SIMI VALLEY HOMES ELIGIBLE FOR DOWN PAYMENT ASSISTANCE: Up to $200,000 in Down Payment Assistance - 08/14/10 08:00 PM
Right now, there are 46 4bd properties in Simi Valley that are eligible for up to $200,000 in down payment assistance. Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers and are NOT like all the other run-down, dilapidated dumps you've been seeing. Many have been remodeled and/or upgraded like these properties.
A beautiful, remodeled, pool home in a quiet neighborhood that's priced to sell. This 4bd/2ba home features new cabinets, new appliances, new granite counters, new carpet, new paint inside and out, double pane windows, smooth ceilings, recessed lighting, … (5 comments)
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low income buyers: BUYING A HOME IN THE 9TH MOST EXPENSIVE CITY IN THE U.S. TO LIVE: Helping Low-Medium Income Buyers in Los Angeles & Ventura Counties - 08/03/10 05:56 PM
I'm often asked why I spend so much time, energy and effort working with my low-medium income borrowers who are in the low end (200k-400k) of the market here in Los Angeles & Ventura counties. My response, "because they need the most help".
Kiplinger just came out with the top 10 U.S. cities with the highest cost of living. It comes as no surprise to me that five of those cities are here in California. California is one of the most expensive states to live in, right after New York and Hawaii.
Ranked as the 9th most expensive city to live in, … (4 comments)
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low income buyers: ATTENTION LOS ANGELES COUNTY FIRST TIME BUYERS: LAHD Offers New Down Payment Assistance Program - 08/19/09 06:23 PM
Well the Los Angeles Housing Department (LAHD) is at it again. LAHD is pleased to announce that the Low Income Purchase Assistance (LIPA) program has finally received funding and is effective August 18, 2009. The program has received $4,142,164 this year and will assist homebuyers on a first come, first serve basis. In other words, the program is in effect for as long as the money lasts.
The LIPA program offers purchase assistance in the form of a deferred loan of up to $75,000 to low income households for down payment, closing costs, and acquisition financing. Medium income households are still eligible for HERO & … (4 comments)
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low income buyers: CITY OF VENTURA - Home Buyer Assistance Program (HBAP) - Part 4 - 02/09/09 10:34 PM
The City of Ventura offers the Home Buyers Assistance Program to qualified individuals and residents whose income does not exceed the maximum income limit guidelines for their family size.
What is Required to Participate?
Your income must be within the program income limits. The applicant must not have had an ownership interest in a principal residence in the last three years preceding the date of application. The Homebuyer must occupy the home as a principal residence. You must be able to contribute a minimum of 3% of the purchase price, which may be in the form … (16 comments)
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low income buyers: CITY OF SIMI VALLEY - First Time Home Buyer Program - Part 3 - 02/09/09 10:18 PM
The City of Simi Valley offers a First-Time Home Buyer Assistance Program to qualified low income first-time homebuyers who wish to purchase their first home in Simi Valley. I like this program because the Simi Valley city administrators for this program are not only the easiest ones to reach but they are also some of the friendliest ones to talk to and deal with.
The property may be a detached or an attached single-family home, a condominium, or a town house. The program is available to those who have not owned a home in the last three years. Single parents who … (18 comments)
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low income buyers: CITY OF OXNARD - Down Payment Grant - Part 1 - 02/09/09 09:21 PM
The City of Oxnard's program provides down payment assistance to individuals and families for the purchase of new or used homes, condominiums, manufactured homes or mobile homes.
The City will provide a matching grant up to $10,000 for down payment assistance and/or closing costs funds. For example, if the buyer contributes $3,000, the city will contribute $3,000; if the buyer contributes $5,000, the city will contribute $5,000 etc.
The term of the grant is five (5) years if the grant is $5,000 or less, and ten (10) years if the grant is over $5,000. The grant will be forgiven at the … (4 comments)
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