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home ownership: Snatching defeat from the jaws of victory! Fear can often lead to a missed opportunity. - 06/27/10 09:19 AM
My good friend Richard Weisser has made some really good points about buying now. Don't miss out on the home of your dreams by hesitating.
Via Richard Weisser Coweta Fayette Real Estate:
Sometimes, it is human nature to second guess ourselves. After all, we have all made mistakes, and hopefully, we have learned from them.
But sometimes, NOT following through on a major decision might be an even bigger mistake. Not all choices are wrong, and sometimes the upside potential far exceeds potential risks.
Many potential homebuyers have been frightened out of the market by doom and gloom prognosticators that … (4 comments)
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home ownership: Another Mortgage Crisis on the Way - 07/14/09 10:12 PM
JL,
Has brought up a very important issue and one that home buyers should be reading.
Thank you sir.
Via JL Boney, III Columbia, SC Real Estate (Russell and Jeffcoat):
Many of us have seen an increase in traffic from first time home buyers looking to cash in on the $8,000 tax credit. As time draws closer and closer for the credit to slip back into the abyss, we now have rumors of more credits, extending the current credit, and we have first time home buyers in a race to pick up their new home. This is of course an effort … (4 comments)
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home ownership: First-Time Homebuyer Tax Credit…… - 02/24/09 04:07 PM
First-Time Homebuyer Tax Credit…….
As a home buyer in O’Fallon MO I am sure that you have heard a lot about the first time homebuyer tax credit and may have questions about what may be available to you.
This tax credit for first-time home buyers was modified in the American Recovery and Reinvestment Act that was signed into law by President Obama on February 17, 2009. The table below shows the modifications/changes* that were made to the original act of April 9, 2008.
Major modifications are Shaded
In addition to the above tax credit the state of Missouri … (12 comments)
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home ownership: I really LOVE junk food - 01/31/09 10:22 AM
I really LOVE junk food
And I would bet that you do too. Just the thought of reaching into a big bag of potato chips or picking up that jumbo burger piled high with cheese and the juice running down your arm. And what do you have sitting right next to the burger? A huge pile of fries and a nice frosty cold glass of your favorite beer! Now you're talking, move over momma daddy is coming to the table. This may not be a good healthy meal but boy it sure tastes good, doesn't it?
Sometimes, in getting ready to … (49 comments)
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home ownership: Do I need an agent when buying a home? - 01/30/09 08:08 AM
Do I need an agent when buying a home?
If you ask any REALTOR® that question they will tell you YES without even batting an eye. Now me on the other hand will ask you 9 questions and then answer the question. You see there are several items that a professional real estate salesperson can provide to you while in pursuit of your new home. So ask yourself these questions if you are considering going it alone in your purchase of a new home without the assistance of a real estate professional.
Do I have time to research the residential housing … (14 comments)
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home ownership: Are you a realistic O'Fallon MO homebuyer in today's marketplace? - 01/24/09 07:05 PM
Are you a realistic O'Fallon MO homebuyer in today's marketplace?
Homebuyers in OFallon MO as well as St Charles County MO should be realistic in today's market. When there are realistic expectations the end result will be favorable, there will be a closing, and everyone involved in the process are all smiling long after the close. So, to help you in this process, here are a few points to ponder before starting and during your home buying process.
There is no perfect house.....when you find a house/property that is consistent with your top few priorities-consider writing an offer. Seldom does a … (2 comments)
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home ownership: Are you a "Smart" O'Fallon MO Homebuyer? - 12/17/08 05:19 AM
Are you a "Smart" O'Fallon MO Homebuyer?
As we are nearing the end of 2008 and getting even closer to the New Year people start to think about the possibility of purchasing a new home. There are times that those thinking of a new home purchase are first time homebuyers. For the first time homebuyer or even those that are thinking about selling their current home and "right sizing" I would like to ask, have you taken the steps to be a "Smart" buyer?
Have you looked at renting vs. buying to decide if there are enough benefits to YOU to … (18 comments)
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home ownership: Homebuyers in O'Fallon MO Information You May Need or Want - 11/22/08 03:49 PM
Homebuyers in O'Fallon MO Information You May Need or Want
There are many questions that you may have when it comes to home buying in O'Fallon MO, and the monthly mortgage payment is somewhere very close to the top of the list. Here is a list of six (6) items that combine to make up your monthly mortgage payment.
Principle balance: this represents the money you originally borrowed and are paying back over the life of the loan.* The life of the loan could be 15 years, 20 years, 25 years or the ever popular 30 year mortgage. Interest on loan … (4 comments)
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home ownership: Hey Mr. & Ms. Negative Media............ - 05/22/08 09:03 PM
The negative media has been talking for to long about the downside of the real estate market. The negative media has said that the bubble is bursting! So here's one for you Mr. & Ms. Negative Media, on May 3, 2008 I listed this home in Ballwin, MO. The first buyer that came into this home wrote a contract and it was accepted and we will be closing on May 28, 2008. Did I mention Mr. & Ms. Negative Media that not only were they the first buyers to view the home but, it was the first day on the market. … (35 comments)
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home ownership: Who Would Answer This Ad??? - 05/13/08 04:32 PM
HELP WANTED in O'Fallon, MO
No Experience needed
Be your own boss
Let the entrepreneur in you shine
Long Hours (some days 16+ hours)
Work nights, weekends and holidays
Low or no pay
Share your pay with the company
Your competition will be approx. 11,000 other people
Working with realistic people a real plus
Pay cuts could be in the offering
Now who would answer this help wanted ad in the newspaper? REALTORS® do everyday and so will those that want to be a REALTOR®.
One thing that I know is that the majority of those that do … (0 comments)
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home ownership: St Charles County MO April Home Sales Stats - 05/04/08 05:13 PM
St Charles County MO below are the real estate sales stats* for April 2008 compared to April 2007.
April 2007
Status Listings Median DOM
Residential
Sold 410 195,750 75
Condo/Coop/Villa
Sold 75 136,900 70
April 2008
Status Listings Median DOM
Residential
Sold 285 198,935 89
Condo/Villa
Sold 44 128,450 122
We currently have a total of 2827 residential properties for sale with a median listing price of $246,900 and 127 days on market(dom). In addition we currently have 629 condo/villa for sale with a median listing price of $160,597 and 147 days on market(dom).
St. Charles County has large selection of residential and condo/villa properties for sale in all price ranges and there has never been … (5 comments)
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home ownership: One of our founding fathers is quoted as saying.............. - 04/30/08 08:37 PM
"Our cause is noble; it is the cause of mankind!"
George Washington
As a REALTOR® we have a noble cause and that cause is helping people achieve the American Dream of Home Ownership. We work everyday toward this ideal and fight hard to help our clients own a piece of the pie. I for one applaud what is being done for those that are eager to have their dream home.
I once had the opportunity to hear Richard Mendenhall, past NAR President, make a very profound statement. He said "if you want to stop terrorism in the world sell them a house". … (10 comments)
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Don Rogers REALTOR®, CDPE, GRI O'Fallon MO & St Charles County MO homes
O Fallon,
MO
More about me…
RE/MAX Gold
Address: St. Charles, St. Peters, O Fallon, Dardenne Prairie, Lake St. Louis, Wentzville, Saint Charles County, Missouri, St. Charles, MO, 63304
Office Phone: (636) 229-8865
Cell Phone: (314) 954-6775
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