Dora Griffin's Blog

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Mortgage and Lending - D A Griffin Financial.LLC - NMLS 6380
RECENT BLOG POSTS
DO RELATIONSHIPS MATTER IN REAL ESTATE?I find myself today pondering whether relationships matter, particularly in real estate transactions. We professionals view real estate and home financing by nature as a relationship business because we get pretty personal during those transactions. I know p...
09/13/2017
I CAN'T IMAGINE DOING IT WITHOUT YOU. That is what I heard from a buyer I recently helped with a mortgage loan for his first time home purchase. All transactions make us feel really good when they are finished and our client is happy. We always get a thank you, a hug, a happy smile. I closed a mo...
09/05/2017
DOES YOUR HOME QUALIFY FOR AN APPRAISAL WAIVER?  What is an appraisal waiver?? An appraisal waiver is when the lender is not requiring an appraisal be done on your property before making a mortgage loan to you.Benefits of an appraisal waiver: Clearly a big one is you get to save the money for the...
08/24/2017
HARP LOANS STILL AVAILABLEHARP (Home Affordable Refinance Program) refinance home loans are still available and can be a great option for home buyers who have not refinanced their home mortgage and that loan was originated before June 1, 2009. After the housing collapse several years ago many fol...
08/23/2017
 Turmoil in Washington Could Be Good For Rates Long term interest rates can hit some pretty rough patches. There is always something going on that drives them up or down. This week we've seen some changes because of the turmoil in Washington. The changes have been to the good because the news is ...
05/18/2017
HOW CAN A LENDER OFFER LOW OR NO CLOSING COSTS? Home buyers in the market to save money on closing costs often are pulled to the ads or marquees of lenders who offer Low Or No Closing Costs.  We have several banks in our area that put out the signs and it draws people in who are looking for a dea...
04/10/2017
ALL LENDERS ARE NOT CREATED EQUALLY I recently experienced a situation where the title of this blog "all lenders are not created equally" proved costly to the home buyer.A past client called me about her son who was trying to purchase a second home. At this stage he had found the home and written...
04/05/2017
Searching for a Northern Kentucky Mortgage Broker When searching Google for a Northern Kentucky Mortgage Broker I've noticed several names come up in this category who are not really "brokers".Mortgage brokers have several different lenders to choose from and a variety of products. As a mortgage ...
04/04/2017
Income evaluation and home buying I've had a couple of experiences recently that have created situations that could easily be avoided. I, like most loan originators and real estate agents, love smooth transactions. We want everyone to walk away happy after closing.A few months ago I was working w...
03/30/2017
DOCUMENTING GIFT FUNDS FOR HOME PURCHASE Many folks use gift funds to buy a home these days. Sometimes a gift is absolutely necessary due to available assets and sometimes a family  member just wants to be generous. ALL the time it is necessary to document those funds if they are included in the ...
01/05/2017
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Dora Griffin

NMLS 6380
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