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first time homebuyers: VHDA Homeownership Class Tonight - 09/29/09 03:07 PM
I have the pleasure tonight to teach the VHDA First Time Homeowners Class.
Lafayette Winona Middle School1710 Alsace AveNorfolk, VA 23509
10/29 & 10/1 5:45pm - 8:45pm You must attend both days to receive certificate
Here's what you'll learn:
How to develop a spending plan based on your personal finances. How to gather your credit report, score and other documents. How to work with a real estate agent. How to choose a lender. The importance of a home inspection. How to prepare for the loan closing process. How to stay on track with your monthly expenses and maintain your home. So if you … (4 comments)
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first time homebuyers: No Pre-Approval - No Show! - 03/27/09 09:26 PM
I am writing this particular blog because I think it needs to be addressed. I have had 2 experiences this week that I hope isn't happening to everyone.
Scenario 1 : Realtor has been showing homes for 2 weeks to a buyer who says that they have great credit and income. They wrote an offer and now want me to write an approval letter to submit the contract. I take the application and guess what....498 credit score.
The realtor was too afraid to offend the client because they insisted they had plenty of income to qualify and wanted to get the … (10 comments)
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first time homebuyers: VHDA - FHA Plus - 03/20/09 04:47 PM
The VHDA FHA Plus program is still available for first time homebuyers to purchase with no money down.
You need to qualify for a FHA loan and VHDA offers a 5% 2nd to assist with downpayment and closing costs. Both the 1st and the 2nd are the same rate.
Qualifications :
First Time Homebuyer ( not owned a property as primary residence in 3 years) 3 years tax returns Complete VHDA's Homebuyer class There are other programs available to assist with first time homebuyers and at New American Mortgage we will be able to assist you with the homebuying … (4 comments)
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first time homebuyers: 8000 First-time Homebuyer Credit - 03/19/09 02:50 PM
I know alot of people have already explained this but I still get daily questions on this new topic.
All First Time Homebuyers who purchase a home in 2009 are eligible for the $8,000 First Time Homebuyer Credit.
Qualifications:
A First Time Homebuyer is defined as you or your spouse have not owned a primary residence in 3 years.
You are a US Citizen
You do not have income does not exceed $75,000 ($150,000 if married filing jointly)
Benefit:
You do not have to pay back the $8,000 First Time Homebuyer Credit
How do you claim?
Fill out the … (11 comments)
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Naoma Doriguzzi - New Media Director
Virginia Beach,
VA
More about me…
Virginia Beach
Address: Virginia Beach, VA, 23452
Cell Phone: (757) 971-2876
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DISCLAIMER: Naoma Doriguzzi and/or New American Mortgage disclaims responsibility for any of the content or opinions expressed in this blog, including, but not limited to content or opinions regarding any products or service mentioned on the blog. Naoma Doriguzzi and/or New American disclaims liability for any damages or losses, direct or indirect, that may result from use of or reliance on information contained in the blog. This blog may contain links to other Web sites operated by third parties. These links are provided as a convenience to access the information contained therein. Naoma Doriguzzi and/or New American Mortgage has not reviewed all of the information on other sites and disclaims any responsibility for the content of any other sites or the products or services that may be offered on or through those sites. Inclusion of a link to another site does not indicate any endorsement or approval of the site or its content. Naoma Doriguzzi and/or New American Mortgage reserves the right to edit, remove or deny access to individuals or content that it determines to be unacceptable, including, but not limited to, any abusive, profane, rude, defamatory, or anonymous comments.
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