Ar_home_b_search
 
It makes sense for Realtors and Mortgage Brokers to be part of a business network group. I am part of a group Top Flight Business Network Group | In San Jose CA .
 
Recently I did a presentation at a Chamber of Commerce and noticed that some Realtors and Mortgage Brokers are members of several network groups.
 
So my question. Is that ethical?
 
I guess I am old fashioned and believe in the adage that you can't serve two masters.
 
Let me know your thoughts.
 
 

You can go fast and still leave clients un-happy
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
You can go fast and get your job done well and still customers can be un-happy. The Realtor asked if I could do a 10 day loan approval and 10 day appraisal. My answer was simply "yes. " So a contract is signed on a Saturday and I am finally…
Turned down by HARP 2.0? Call Fannie or Freddie
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
At this time 80% of our HARP 2. 0 loans are being turned down and we cannot determine reasons. I complained to one bank about a customer who is 150% loan to value (within guidelines) 47% debt ratio (within guidelines) and a credit score of 659..
Financial Events in Santa Clara County
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
Here are some upcoming financial events in Santa Clara County Unlocking Social Security workshop May 22 at the Campbell Community Center, 1 West Campbell Ave room E42. RSVP to Solutions Wealth Management (408) 370-3303 5:30-7:30 PM no charge..
Indirect or Backdoor Marketing
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
A major key to direct sales is to be known by a lot of people. But sometimes people don't want to see you coming. "There's that insurance salesman", or Realtor, or Financial Planner. Many people are simply not on the same wave length that you are on…
Why I am a Magician
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
People ask me how I got into magic and when on stage I have a funny and off color answer. The answer gets laughs and groans. The truth about how I got into magic is that magic found me. It came looking for me. I was helping teach a class for a…
I need help understanding HARP 2.0
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
This is an email I just sent to the banks I do business with regarding HARP 2. 0 loans. Does anyone out there know a better guideline or perhaps lending source? I need help on the HARP 2. 0 - Originally I read the Fannie Guidelines from…
The is a perfect HARP 2.0 candidate and I found them !
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
The perfect HARP 2. 0 Candidate Purchased home for $500, 000 and have a mortgage of $300, 000. The home has gone down in value to $400, 000 Husband and wife both have jobs and the debt ratio is 31/34 The couple has and IRA worth $70, 000…
Marketing, Sales, and Success Thoughts
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
"Things that matter the most must never be at the mercy of things that matter least. " Goethe Names and Sounds - Judges rated two beauty contestants without names attached and the judging was 50/50. Researchers gave the name of Jennifer to one…
"You should do business with me because...."
Doug Jones Mortgage Broker NMLS 286668 (Mortgage Magic)
You should do business with me because… Why should a person do business with you? Is it because you have the lowest price or can deliver quicker. Or is it because of location or because you can see clients at their convenient hours and…