real estate: How To Pick The Right Lender For Your Mortgage
- 07/02/12 02:32 PM
Doug Reynolds, a Sacramento Area Realtor, provides tips and advice to buyers that are just starting the home buying process and needing to select a lender to work with. In this challenging market and economy, it is crucial that a buyer select a very high quality lender that will provide excellent service and results. Contact Doug today if you'd like to know about the lenders he recommends. They work for local, smaller, direct lenders.
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real estate: Speeding Up Short Sales
- 06/28/12 02:47 PM
Beginning June 15, the Federal Housing Finance Agency, which regulates Fannie Mae and Freddie Mac, will require both agencies to give short-sale buyers a final decision within 60 days.
Making sense of the story
Under this same guideline, Fannie Mae and Freddie Mac also must respond to initial requests for a short sale within 30 days of receiving the buyer’s submission. According to one analyst, expedited sales as a result of the new directive will benefit the entire housing market. They could also remove some risks for buyers – many of whom previously had to wait months for a decision and … (2 comments)
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real estate: Shortage of Homes for Sale Creates Fierce Competition
- 06/27/12 03:25 PM
From the LA Times, By Alejandro Lazo
The newest problem for the slowly improving housing market isn't a shortage of serious buyers, it's a shortage of good homes.Would-be buyers are packing open houses and scrambling to make offers on properties before they are even listed. Bidding wars are erupting. And real estate agents are vying fiercely to represent the few sellers that do exist.Housing inventory has sunk to levels not seen since the bubble years. The number of American homes with a "for sale" sign hit 2.5 million in April, the lowest number for an April since 2006, according to … (2 comments)
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real estate: The advantages of preapproval
- 06/23/12 07:56 AM
The housing market is warming up in many areas, with multiple offers becoming more commonplace. Buyers who want an advantage in the bidding process will need more than a mortgage prequalification – they will need a preapproval.
Making sense of the story
The differences between mortgage prequalification and preapproval are significant. Prequalifying for a mortgage is based solely on what a borrower discloses to the loan officer or broker about his/her earnings, credit score, and total assets, including what is available for a down payment. By contrast, a preapproval requires a borrower to provide documentation of his/her income and assets. … (1 comments)
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real estate: Sierra Oaks, Wilhaggin, Del Dayo and Shelfield - Sales Data for May 2012
- 06/19/12 02:25 PM
There were 18 homes sold in Sierra Oaks, Wilhaggin, Del Dayo and Shelfield in the month of May, 2012. This is a decrease from the 19 sold in April, 2012. Here are the addresses and specific details:
Currently there are: 34 active listings, 4 active short sale listings, 11 contingent short sale listings, and 13 pending sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if … (0 comments)
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real estate: Arden Park and Arden Oaks - Sales Data for May 2012
- 06/19/12 02:04 PM
There were 5 homes sold in Arden Park and Arden Oaks in May, 2012. That is a decrease from the 9 sold in the month of April 2012. Here are the addresses and specific information:
There are currently: 23 active listings, 0 active short sale listings, 2 contingent short sale listings, and 12 pending sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if … (0 comments)
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real estate: Elmhurst and Tahoe Park Sales Data - May 2012 (Sacramento, Ca)
- 06/14/12 08:27 AM
There were 22 homes sold in Elmhurst and Tahoe Park in the month of May, 2012. That is a great increase from the 9 homes sold in the area in the month of April 2012. Here are the addresses and specific information.
Currently there are: 9 active listings, 16 active short sales, 0 contingent short sales, and 23 pending sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if … (0 comments)
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real estate: Land Park and Curtis Park Sales Data - May 2012 (Sacramento, Ca)
- 06/14/12 08:14 AM
There were 15 homes sold in Land Park and Curtis Park in the month of May 2012 . That is a slight decrease from the 18 homes sold in the month of April 2012. Here are the addresses and specific information.
Currently there are: 23 Active listings, 5 Active short sale listings, 12 Contingent short sale listings, and 26 Pending sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for … (0 comments)
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real estate: East Sacramento: McKinley Park, Fab 40's, River Park, East Sac, East Portal Park - Sales Data for May 2012
- 06/13/12 02:46 PM
There were 26 homes sold in East Sacramento in the month of May, 2012. That is a slight increase from the 23 homes sold in the area in the month of April 2012 . Here are the addresses and specific information.
Currently there are: 40 Active listings, 6 Active short sale listings, 14 Contingent short sale listings, and 39 Pending Sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking … (0 comments)
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real estate: College Greens / Glenbrook Sales in May 2012 (Sacramento, Ca)
- 06/13/12 02:32 PM
There were 12 homes sold in College Greens / Glenbrook for the month of May, 2012. That is the same from the 12 sold in April . Here are the addresses and specific information.
Currently there are: 12 Active listings, 4 Active short sale listings, 20 Contingent Short Sales and 30 Pending SalesIf you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to buy or sell in the 95826 zip code. … (0 comments)
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real estate: Rosemont Sales in May 2012 (Sacramento, Ca)
- 06/13/12 02:14 PM
There were 22 homes sold in Rosemont in the month of May , 2012. That is slight increase from the 18 that sold in April. Here are the addresses and specific information.
Currently there are: 4 Active listings, 7 Active short sale listings, 31 Contingent Short Sales and 38 Pending Sales
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to buy or … (0 comments)
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real estate: College-Glen Real Estate Video Update April 2012 - Sacramento, Ca - College Greens, Glenbrook
- 05/23/12 06:37 AM
Real Estate Agent, Doug Reynolds, is a resident and specialist of the College Greens/Glenbrook neighborhood in Sacramento, Ca. This video details the April 2012 sales in the neighborhood. Doug also discusses the "Price Sensitive Seller's Market" in the area. The homes that show well, are marketed well and priced right are getting multiple offers, over list price in just a few days.
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real estate: The Reasons Your House Isn’t Selling and What You Can Do about It
- 05/21/12 01:25 PM
Selling a home can be a daunting undertaking, and while you may be helpless to control the state of the market or the number of prospective buyers in your price range, here are a few ways to be proactive against some of sellers’ most common pitfalls:
Problem: Your home lacks curb appeal. The condition of your home inside and out is critically important to making a sale. If your home doesn’t show well, a potential buyer is going to head elsewhere. Most buyers are looking for a house they can move into without a ton of small repairs and cleanup.
What You Can … (1 comments)
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real estate: College Greens / Glenbrook Sales in April 2012 (Sacramento, Ca)
- 05/08/12 01:23 PM
There were 12 homes sold in College Greens / Glenbrook for the month of April, 2012. That is an increase from the 18 sold in March. Here are the addresses and specific information. Currently there are: 12 Active listings, 6 Active short sale listings, 25 Contingent Short Sales and 17 Pending SalesIf you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to buy or sell in the 95826 … (0 comments)
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real estate: Buy, Fix and Hold. An investment strategy in 2012 Sacramento Real Estate
- 04/30/12 06:28 AM
Doug Reynolds, a Sacramento Area Realtor, discuss an investor strategy that will be prevalent in the 2012 Sacramento Real Estate Market. It's called: Buy, Fix and Hold. Now that the market has bottomed out in the area, investors who have been sitting on large amounts of cash are now picking up real estate investments. They are purchasing homes that are in poor or fair condition, fixing them up to be in average to good condition and then renting them out to be held for 5 to 15 years. This is one of the reasons for very high buyer demand in the … (0 comments)
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real estate: Changes in F.H.A. Fees
- 04/25/12 01:44 PM
As the cost of FHA financing continues to go up, Conventional financing is gaining more and more traction with First Time home Buyers. I have an excellent loan officer that offers 5% conventional financing that ends up being a better loan product in most cases than FHA.
FEES charged on mortgages backed by the Federal Housing Administration are set to change this spring; they’ll go up for some and down for others.
In a nutshell, here is what’s happening: Fees for refinancing will fall sharply, as the upfront mortgage insurance decreases to 0.01 percent of the base loan amount, from 1 percent, starting on … (0 comments)
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real estate: Getting your Short Sale offer accepted in a Sacramento Sellers Market
- 04/24/12 06:51 AM
Doug Reynolds, a Sacramento Area Realtor, discusses the best ways to write an offer in this 2012 Sacramento Sellers Market. There is low inventory and high demand, so buyers need to write their offers "clean" on short sales to have a chance at getting accepted by the seller and approved by the short sale lender. Short sale sellers should also be looking for these items in their received offers.
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real estate: Sacramento County Real Estate Video Update April - May 2012
- 04/18/12 01:12 PM
Doug Reynolds, a Sacramento Area Realtor, discusses the latest real estate data for March 2012 in Sacramento County Real Estate. Due to low inventory and high buyer demand, the market has shifted to a sellers market where properties are selling quickly with multiple offers. The median sales prices has now increased for two straight months, indicating the bottom of the market has passed. Also discussed, is the "Perfect Storm" currently going on in the Sacramento area. It's both a great time to sell and also a great time buy due to low prices and low interest rates (it's just tough to … (0 comments)
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real estate: Talking Points
- 04/16/12 04:10 AM
On closing day, most home buyers are excited about the prospect of moving into their new home. One important final step must be accomplished before settlement: A final walk-through. While plenty of buyers whip through each room with a glance, eager to unpack, real estate experts suggest home buyers are better served by a slow and careful inspection. While some REALTORS® recommend conducting the final walkthrough hours before closing, others advise doing the walkthrough the day prior. However, if a significant weather event has occurred between the last time the buyer saw the house and settlement day, like a windstorm, … (1 comments)
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real estate: FHA Mortgages Are Poised to Get More Expensive
- 04/11/12 06:38 AM
As the cost of FHA financing continues to go up, Conventional financing is gaining more and more traction with First Time home Buyers. I have an excellent loan officer that offers 5% conventional financing that ends up being a better loan product in most cases than FHA.
The Federal Housing Administration (FHA) plans to impose significant restrictions on the amount of money that sellers can contribute at closing in the near future. The FHA also will be raising its mortgage insurance premiums during the coming weeks, increasing charges for new purchases across the board.
Making sense of the story
One … (0 comments)
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Doug Reynolds, a Sacramento Area Realtor, provides tips and advice to buyers that are just starting the home buying process and needing to select a lender to work with. In this challenging market and economy, it is crucial that a buyer select a very high quality lender that will provide excellent service and results. Contact Doug today if you'd like to know about the lenders he recommends. They work for local, smaller, direct lenders.
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