commercial loan: Unable to write today. So I Have a question. What are you looking For in a Vendor? - 11/08/08 05:41 AM
I am sitting here at my desk this morning trying to figure out what I want blog about today. I have my list of 5 topics. Mostly they are advertisments for what I do, a Commercial Loan Banker. but none of them are causing me to want to write so I guess I … (5 comments)
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commercial loan: Commercial Apartment Lending Made Easy - 11/06/08 11:22 AM
Commercial Apartment Lending Made Easy
Getting Commercial loans for apartments are easier than 3-4 familys
Copyright © Christopher Hills
In-Vision Financial Holdings
To my Real E state Friends
The sale of multi family or investment properties has become harder on the 1-4 family side of the business. Increased money … (2 comments)
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commercial loan: Funding Available for Residential and Commercial Development - 11/04/08 12:04 PM
We believe in plain and simple business and specialize in only one thing, getting your commercial or residential development project funded. We very rarely arrange conventional financing and are strictly committed to providing our well informed, capable and qualified clients with commercial and residential project funding that protects all those involved … (0 comments)
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commercial loan: Commercial and Residential Project Funding - 11/04/08 08:47 AM
We believe in plain and simple business and specialize in only one thing, getting your commercial or residential development project funded. We very rarely arrange conventional financing and are strictly committed to providing our well informed, capable and qualified clients with commercial and residential project funding that protects all those involved … (0 comments)
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commercial loan: Commercial Loan Rates Green Bay - 10/22/08 09:41 PM
I have amazing commercial loan rates Look at these
4.75% floating rates
2yr. lock @ 5.75%
3yr. lock @6.0%
5yr. lock @ 6.375%
up to 30yr amortizations on real estate loans
SBA loan Specialist
10 YEAR INVENTORY LOANS
Lines of Credit on Accounts Recievable
NO MONEY DOWN OWNER OPERATING CONSTRUCTION … (0 comments)
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commercial loan: Next Commercial Lending Class is on October 16th & 17th - 10/01/08 11:53 PM
Want to do Commercial Mortgage loans?
Make Money with Commercial Mortgage Lenders
Are you are a mortgage or real estate professional who can't stand passing up commercial funding opportunities?
It's time to learn how to make big money with Commercial Lending!
If you're ready to take the leap … (0 comments)
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commercial loan: Are you interested in Apartment complex purchases? - 09/30/08 10:01 AM
If you've considered stepping up your investment portfolio and diving into apartment communities...start your search with us!
We have access to several smaller investments under $1,000,000 that cash flow and show strong rental history. Many folks who wanted to buy cannot purchase a home quite yet. The rental market continues to … (0 comments)
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commercial loan: http://adinissolutions.blogspot.com/ - 09/22/08 11:46 AM
Our Key Words commercial loans, commercial loan, commercial mortgage, commercial mortgage lenders, commercial financing, commercial property loans, commercial real estate loans, commercial lenders, commercial real estate, commercial loan application, commercial real estate company, commercial loans, analysts, commercial real estate advertising, adinis, commercial marketing, bank, underwriting, commercial real estate broker, real estate broker, … (9 comments)
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commercial loan: Remington Financial Group - Case Studies - 09/09/08 10:12 AM
Remington Financial Group Secures $5.5M for Name Brand Hotel in Vermont
A long time and repeat borrower of Remington once again selected RFG's permanent financing to refinance its name brand hotel in northern Vermont.
RFG competed with the borrower's options and won based on the extremely low rate it was … (0 comments)
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commercial loan: Proforma vs. P&L -- Which do I rely on for valuation? (Part 3 of 3) - 08/15/08 07:21 AM
Continuing ...
So we've qualified for the loan, or at least got all of the documentation in place to do so. And, we've established our basic criteria for Building, Location, and Demographics (BLD) Now what?
We examine P&L's, Proforma, or both. For properties that look like they will meet our BLD criteria, we will request … (0 comments)
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commercial loan: Proforma vs. P&L -- Which do I rely on for valuation? (Part 2 of 3) - 08/15/08 06:47 AM
Continuing, we are now in a position to focus on the property.
Because you're astute, you'll know that Building, Location, and Demographics are three criteria about the prospective investment we'll use to evaluate the property but, you ask, where does the Proforma vs. P&L question come in? And because I'm astute, I reply, as an element of … (2 comments)
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commercial loan: Proforma vs. P&L -- Which do I rely on for valuation? (Part 1 of 3) - 08/15/08 06:29 AM
Depending on whether you're representing the Seller or Buyer, when it comes to establishing value, having access to at least two years of P&L statements is what a Realtor wants to set price.
With that said, there are frequently exceptions to that, yet what I typically find is that the Buyer has to feel like they are … (2 comments)
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commercial loan: LIVE TRAINING COMMERCIAL MORTGAGE FINANCE - 08/07/08 04:27 PM
COMMERCIAL MORTGAGE FINANCE LIVE TRAINING
LIVE TWO-DAY TRAINING CLASS IN SACRAMENTO
DO NOT ATTEND THIS TRAINING IF YOU BELIEVE THE SKY IS FALLING!
The 80/20 Rule applies today just as it always has. 80% of Realtors and loan officers and other professionals think the sky has fallen and there … (0 comments)
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commercial loan: Center Stage with Remington Financial Group - 07/28/08 12:45 PM
Published July 2008 in The Niche Report
Andy, How did you get into the commercial lending space?
I worked in a traditional residential shop that occasionally received inquiries for commercial deals. We had previously never done anything with these leads, but the president of the company noticed it as an opportunity. In … (0 comments)
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commercial loan: MY INTRODUCTION TO ALL WHO PARTICIPATE IN THIS GROUP - 07/26/08 08:52 AM
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Welcome to the "About Mortgage and Networking" Group!
I started this group because I feel there is a need for mortgage and real estate professionals to openly discuss their ideas, concerns, suggestions and the need for good unbiased advice from members within the Group. I take great pride in … (0 comments)
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commercial loan: BANCOFINO WILL APPROVE ALL COMMERCIAL BANK TURN DOWNS! SEND US YOUR DEAL TODAY - 07/25/08 03:50 PM
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BEEN TURNED DOWNED LATELY?
WE CAN HELP!
Bancofino approves over 90% bank turn down loans. We see it all the time. An investor applies for a commercial loan at his local bank. Just like his father and grandfather did back in the old days. Well, the old days are gone … (0 comments)
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commercial loan: BANCOFINO OFFERS EVERYDAY 100% FINANCING ON ALL COMMERCIAL PRODUCTS! - 07/25/08 09:07 AM
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DO YOU NEED 100% LTV?
YOUR SEARCH HAS ENDED
Bancofino offers commercial investors the only 100% LTV product on the market today! If you are looking to secure the highest LTV possible for any kind of commercial property or business, then we can help you. We place your … (0 comments)
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commercial loan: Bancofino Offers 100% Stated & Full Doc Commercial Financing! - Brokers Welcomed - 07/23/08 12:05 PM
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100% COMMERCIAL FINANCING!
APPLY TODAY!
Yes, it is true! Bancofino is the ONLY true originator of 100% commercial financing! It knows no peers. If you are looking for a commercial loan anywhere from $500K to the millions, you have come to the right place. Why go to anyone … (2 comments)
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commercial loan: Commercial Mortgage Lending Training LIVE in SACRAMENTO on Oct. 16th & 17th - 07/15/08 01:41 AM
LIVE TRAINING: COMMERCIAL MORTGAGE FINANCE NEXT LIVE TWO-DAY TRAINING CLASS IN SACRAMENTO Presented by CommercialTrainers.com & Taught by Mickey O'Brien - the Battle tested Veteran and Experienced Commercial Trainer Learn how you too can earn serious cash in commercial lending and know what the top commercial originators know! What you will learn … (1 comments)
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commercial loan: Remington Financial Group - How to Find Creative Funding Options - 07/11/08 12:02 PM
Unfundable? Not always, with the help of an investment-banking partnerAndrew Bogdanoff, president, Remington Financial GroupAs published in Scotsman Guide's Commercial Edition, June 2008
It's easy to turn down a deal because it doesn't look fundable on the surface - especially for brokers new to commercial lending.
Be they inexperienced, uncertain about … (0 comments)
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commercial loan: The Most Commonly Asked Questions When Purchasing Investment Property at 100% LTV - 07/07/08 09:50 AM
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INVESTOR'S FAQ
THE MOST COMMONLY ASKED QUESTIONS
Q: I am a serious investor. How do I get started?A: Invest in the Deluxe EquiFund Calculator and sign up for training.
Q: Why do I need the EquiFund Calculator and training?A: Our tools, training and education are required for Program … (0 comments)
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commercial loan: What Are The Costs Involved to Secure a 100% LTV Commercial Loan? - 07/07/08 09:11 AM
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WHAT ARE THE COSTS TO GETA COMMERCIAL LOAN?
When purchasing commercial property, an investor should always set aside an acquistion budget for initial and preliminary out of pocket expenses. There are advance fees associated with the origination of a commercial loan along with the setup costs of participating … (0 comments)
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commercial loan: Using Home Equity for Business Loans - 06/17/08 05:10 PM
It goes against the grain but sometimes using your home equity for your business makes sense. If you are a small business owner and you need financing to help your business grow, start a new business, your SBA loan is up for refinancing or maybe you need to buy out a … (0 comments)
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commercial loan: If you need a SBLC, LC, BG, MTN CD, Bond, talk to me. - 06/12/08 08:41 AM
If you are looking to purchase a SBLC, LC, BG, MTN, CD, Bond or Credit line talk to me. If you are looking for a Trade Desk to Trade these instruments and they are NOT leased, talk to me.BUYERS, if you are looking for TRUE MARKET value per day, we have … (1 comments)
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commercial loan: New loan programs available for investors - 06/10/08 04:41 PM
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commercial loan: Hybrid Trade Funding can self-fund your project where others fail - 06/09/08 08:30 PM
Hybrid Trade Funding can self-fund your project where others failAsset Based Collateral. Show us cash, real estate, investor capital or an instrument i.e. and SBLC from a (AA) or (AAA) rated bank that can be verified and we can become very creative and can move quickly.We like to see 10% of … (0 comments)
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commercial loan: How to get financing for more than 10 properties - 05/26/08 02:13 AM
I will be writing a follow up to this as my investigation continues, but if anyone has info on financing greater than 10 SFR properties, please call or email. I have several clients needing a solution for this.
Here is one program I have found: 3% origination, 7.99% adjusts to 12.99%, … (5 comments)
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commercial loan: SBLC Financing will offer Funding on just about any project of $150 million or more with NO DEBT, NO FEES, and NO PAYBACK. - 05/24/08 10:32 AM
SBLC Financing will offer Funding on just about any project of $150 million or more with NO DEBT, NO FEES, and NO PAYBACK.SBLC Financing needs projects to invest in. That's where you come in. We work with Principle Partner(s) and or the Developers and some Brokers. We will provide you with … (0 comments)
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commercial loan: SBLC Financing will offer Funding on just about any project of $150 million or more with NO DEBT, NO FEES, and NO PAYBACK. - 05/24/08 10:19 AM
SBLC Financing will offer Funding on just about any project of $150 million or more with NO DEBT, NO FEES, and NO PAYBACK. SBLC Financing needs projects to invest in. That's where you come in. We work with Principle Partner(s) and or the Developers and some Brokers. We will provide you … (1 comments)
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commercial loan: Investor $$$$$$$$$$$$$ - 05/18/08 05:17 PM
Have you heard this one before? "My Clients want to buy, but nobody will give my investor money!". Thought so!
Get an unsecured Line of Credit in 10 to 12 days!
Qualifications:
•- Your business must be incorporated for a minimum of 2 years and Registered with the … (1 comments)
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commercial loan: Remington Financial Loan Programs - 04/29/08 01:19 PM
Remington Financial Group - Programs
… (0 comments)
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commercial loan: Commercial Mortgage Glossary - Remington Financial - 04/29/08 12:38 PM
- A -
ACREAGE - a 2 dimensional measure of land equaling 160 square rods, 10 square chains, 4,840 square yards, or 43,560 square feet.ADJUSTABLE RATE MORTGAGE - a mortgage with an interest rate that changes periodically, according to an index that is selected when the mortgage is issued. The initial interest … (0 comments)
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commercial loan: Weekly Commercial Finance Update - 03/30/08 07:01 PM
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commercial loan: The Four Things You Must Know Before You Invest In Anything - 03/20/08 09:41 AM
Have you ever wondered what successful investing requires? I have found four key ingredients that have made all the difference in my career as a real estate investor. These four key ingredients are motivation, determination, education, and consistency.
The first ingredient to success is MOTIVATION. Motivation is the catalyst that spurs us … (0 comments)
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commercial loan: Not knowing your Net Worth - 03/10/08 01:08 PM
If you don't know your net worth then don't panic. The bank may not ask for it depending on the type of loan. Yet its a good idea to figure it out. After all, a good owner of a business should be able to know if the assets exceed the liabilities, … (0 comments)
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commercial loan: Weekly Commercial Finance Update - 03/10/08 12:55 PM
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commercial loan: Weekly Commercial Finance Update - 03/04/08 10:23 AM
Having trouble viewing this e-mail? please use this link. … (0 comments)
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commercial loan: Weekly Commercial Finance Update - 02/27/08 10:04 AM
Having trouble viewing this e-mail? please use this link. … (0 comments)
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commercial loan: New commercial loan programs - 01/18/08 02:06 PM
Commercial loan Programs
We offer a variety of programs to meet your specific needs. Our Loan amounts range from $100,000 to $10,000,000 on most conventional products, with up to $100,000,000 available from our Private Equity lenders. We have Stated and Standard documentation programs with low credit requirements and unique underwriting guidelines to … (0 comments)
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commercial loan: Submit your loan - 01/10/08 11:17 AM
To get a deal going, I will need the following items:
1. A complete description of the property and/or an old appraisal.
2. A short written summary of the borrower’s background and experience.
3. Pictures of the property
4. A 1003 application –
5. Personal Financial … (1 comments)
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commercial loan: Weekly Economic Report - 12/31/07 03:54 PM
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commercial loan: No recourse Loan !!! - 12/15/07 11:25 PM
I have access to a new product I think all of us can use. A true no recourse loan. Can be used for business expansion, land acquisition, cconstruction loans almost any project! All you need to qualify is a quality business plan, limited liquid assets, and a project that will pass … (3 comments)
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commercial loan: How loan broker s create money in the US economy - 12/10/07 08:59 PM
How loan broker s create money in the US economy
If bank s were Islands, the land of money savers would be on one side of its waters and the land of money borrower s on the other side of its waters. The bridges between the three would be loan broker … (1 comments)
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commercial loan: Residential Development---- - 11/26/07 08:37 AM
We are clearly in a time where the residential development loan requests do not get a lot of attention. We are looking to fund a residential development request within the next 10 days. We are setting up a draw account and actually providing cash-out at closing.
Here is what separated the deal … (0 comments)
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commercial loan: Discussion points of the commercial loan process - 11/15/07 06:14 PM
1. Prepayment Penalty and Interest GauranteeA pre payment is a common feature with commercial loans. Since most of the commercial loans that I put borrowers in are not designed to be short-time financing solutions, the banks I work with charge a pre-payment penalty to be imposed in the event of an … (0 comments)
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commercial loan: Discussion points of the commercial loan process - 11/15/07 06:14 PM
1. Prepayment Penalty and Interest GauranteeA pre payment is a common feature with commercial loans. Since most of the commercial loans that I put borrowers in are not designed to be short-time financing solutions, the banks I work with charge a pre-payment penalty to be imposed in the event of an … (0 comments)
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commercial loan: Local broker earns certification for small commercial lending - 11/15/07 05:22 PM
Local broker earns certification for small commercial lending San Diego, California - Karl Niederer with Axis Real Estate & Mortgage, Inc., has earned certification as a small commercial lending expert through The Capital Loan Program, by successfully completing a comprehensive online education program.Karl Niederer earned the certification after completing a curriculum … (0 comments)
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commercial loan: Problems with Cap Rate? - 10/29/07 10:18 AM
Garbage in...Garbage out. Can you really make a statistic say just about anything? Yes.
Cap rate is the most commonly used metric to generate an acid test for property valuation and/or return. For any of you who may not know it is calculated by: NOI / Sales Price (Value) = Cap … (9 comments)
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commercial loan: Create the appearance. - 10/11/07 07:50 AM
Lately I have seen alot of frustrated mortgage folks and Realtors having a bad time with buyers and sellers. Here's the problem i see.....
You are not placing a value on your service and time. Many are seeing a drop in business and their survival mode comes into play and they accept … (2 comments)
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commercial loan: Sign of the times..... - 08/20/07 07:49 AM
Being in commercial finance has its ups and downs to say the least. Overall business is fine for me and I have a steady flow of referral business and some good size deals.
With that being said, I have had an unusually high influx of dead horses come across my desk … (1 comments)
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commercial loan: Notes In Default Wanted - 08/07/07 11:09 AM
One of my investors called me today and said that he was looking to buy notes in default (which he then must renegotiate the payments on, or forclose). He's interested in commercial and residential property.
Anyone have a lead on some notes I can broker here?
Alternatively, is anyone else willing to … (5 comments)
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commercial loan: It Had To Happen Eventually - 07/16/07 09:32 AM
My business plan involves walking commercial districts. I like to see business being done, and I like to get the "temperature" of the neighborhood: how much business and how happy are the businessmen?Today, I was handing out flyers as usual, introducing myself to businesses, getting a couple of interested businessmen to … (7 comments)
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commercial loan: Changes in the Commercial Lending Market - 07/14/07 10:27 AM
I have noticed a change (gradually) in the lineup of loans available that I scan: more and more banks are getting out of the business of lending on land, leaving it to hard money lenders. Many of those who are still in it are basically in only on the refinancing end, … (8 comments)
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commercial loan: Quoting a Commercial Loan - 07/14/07 08:32 AM
Making sense of a quote is harder for borrowers than they think: and
one of the differences lies in the most commonly used tool for quoting
real estate loans, which is the spread over 10 year treasuries.
For example, here's an old quote I could give when talking to
borrowers: "The … (10 comments)
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commercial loan: TIC (Tenancy in Common) and Commercial Loans - 07/12/07 10:53 AM
Tenancy in Common is the latest way to use the 1031 tax-deferral strategy: you exchange ownership in the building you have for ownership as a Tenant In Common in a larger project.
One aspect of tenancies in common that has apparently escaped the notice of the eager promoters and interested investors … (2 comments)
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commercial loan: Stated Income vs. Full Doc: the choice is made ONCE. - 06/29/07 04:08 PM
Every now and again I tell people about my quick and dirty stated income loans, and then about the potential for interest rate and term savings with full doc loans, and they still come away with the impression that they can delay their choice. What they miss is pretty obvious to me, … (0 comments)
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commercial loan: 420 strikes again.... - 06/28/07 11:33 AM
So I had another client the other day wanting to buy this little commercial property. He seemed to be a very intelligent, well-spoken guy who knew the car repair business. He's been doing it for over a decade and has decided to open his own shop. Now we all know commercial … (21 comments)
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commercial loan: Why Five Percent Does Not Equal Five Percent - 06/21/07 11:42 AM
I have people call me occasionally and ask if they can make a return on deeds of trust like they make on property. And my best answer is, "Sometimes. But then, most people don't know the return they make off real estate, and the interest rate is not the return you … (0 comments)
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commercial loan: Proposal Starting Point: How Would You Handle It? - 06/04/07 01:56 PM
Proposals float across my desk in several ways.
This one is from the south:
20 acre site.
Purchase price is roughly 1.4 million, cost to develop individual 1-2 acre lots roughly 900k.
This development would create 4-6 retail corner or near corner highway lots for restaurants, retail strip center and Gas stations and would … (3 comments)
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commercial loan: Pro Forma: Lender's Response - 05/29/07 11:55 PM
When you see commercial property advertised, they generally do so with a "pro forma" net income. Now, the key to "pro forma" is to translate it properly: "imaginary," as in "not the real income the current owner derived from the property." The point, of course, is that commercial loans are done … (0 comments)
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commercial loan: Apartment Owner 10-12 Financing - 05/24/07 04:25 PM
A special purpose loan for apartment owners whose building is a bit run down at the edges and who need to get some interest in renting there and repair a few of the gripes of current tenants.Amount of loan: ten months' rent for an apartment.Note Principal: twelve months' rent for an … (0 comments)
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commercial loan: More than Two Options - 05/19/07 08:29 PM
I overheard a discussion at Starbucks while I waited in line with my daughter. Basically, the person was saying that he was trying to decide whether it was worth it to sell his building and do a 1031 exchange, or just sell and buy a new one.
Sometimes, I really have to … (6 comments)
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commercial loan: Owning Notes vs. Owning Commercial Real Property - 05/19/07 07:27 PM
I had a question in my email, and rather than answer it there, I'm going to answer it here and send a link, because it's an interesting question.
< br>"Which would you rather have, as an ordinary guy in the 33% tax bracket: a mortgage portfolio (several notes on several properties), or … (0 comments)
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commercial loan: Small Balance Commercial Loans: How Low can you go? - 05/11/07 05:07 PM
How low can you go? How low SHOULD you go??
So this buyer called me the other day
Buyer - I am interested in buying a 1000 square foot office/warehouse condo in Hollywood, Florida. I was given your name by the listing agent who said you can help me.
Me - Great! That I can … (1 comments)
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commercial loan: How To Get More Prospects! Part 2 - 04/26/07 06:54 PM
2. Create a mental picture of your great and sometimes great prospect
One of the best things you can do is know what the ideal prospect looks like for you. So you'll know
what they look like when you find them. When you start running direct response ads you'll get calls
from people who … (2 comments)
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commercial loan: Florida Commercial Mortgages | Small Balance Loans: Just 3% down?? - 04/21/07 12:59 PM
So I was driving to a client and heard on the radio a commercial that played out like a skit
One guy was telling the other that he was expanding his business and needed a commercial loan.The second one told him he just refinanced his commercial office condo and it was great.Come … (15 comments)
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commercial loan: is west coast in the grip of foreclosure, or sub prime melt down. - 02/26/07 05:22 AM
West Coast has been bearish with the foreclosure up for more than a decade. With the market crossing the
peak last year. Company like Ownit, Concorde, and 50 other consumer lender going out. Has made the Wall
Street worry of the state of real estate for the short term. Consumer spending going … (1 comments)
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commercial loan: information about interest only - 12/15/06 03:17 AM
Do Interest-Only loans go into Interest-Only (IO) securities? Not necessarily. But most (the ones in which the
interest and principal payments are split) are structured so that investors receive only interest on the amount of
outstanding principal. Therefore, the return on IOs is inversely related to the speed of prepayments. When … (0 comments)
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commercial loan: does a good loan officer really care what rates do? - 12/15/06 03:12 AM
A fool and their money are soon invited everywhere!
If a loan officer knew exactly what rates were going to do, would that make a difference in the amount of
business that they funded? Many would argue "no", since some believe that market timing takes a back seat to
good marketing and … (0 comments)
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commercial loan: mortgage prattle - 12/11/06 08:10 AM
Last month in Pennsylvania two borrowers participated in that state's first paperless home sale. The story can be
found in: http://www.centredaily.com/mld/centredaily/business/16049625.htm. Worthy of note was that there
was no mortgage involved, but it is still interesting to skim through the story.
With "subprime" loans in the news, what about "Alt A"? In … (0 comments)
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commercial loan: don't be the last to default - 12/05/06 04:02 PM
California home-loan defaults rose to their highest level in four and a half years last quarter as lower sales of
houses and condominiums and slowing price gains made it harder for homeowners to sell and pay off
mortgages. Banks and other lenders sent 26,705 default notices to California homeowners, more … (0 comments)
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