Members: 121,421 -
1,561 Online Now Login
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Blog entries tagged with "mortgage":
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers
and brokers listed on this site. These real estate profiles, blogs and
blog entries are provided here as a courtesy to
our visitors to help them make an informed decision when buying or selling a house. ActiveRain
Corp. takes no responsibility for the content in these profiles, that are written by the members
of this community.
© 2007 ActiveRain Corp. All Rights Reserved 
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Prudential Preferred Realty in Western Pennsylvania is helping buyers put in perspective how affordable it is to buy a home right now. With the cooperation of the seller, the buyer is offered a promotion through which they can receive crdit for up to four months of principle and interest. Additionally, for a … (0 comments)
Hi everybody, here are the mortgage rates for Rockland County NY as of 11/20/2008.
I'm sure you all know the things you need to do to be succesful. I wanted to share a few things that help me. Whether your field is real estate or mortgages, the principals are really the same.
This means (to me) that I will do whatever I can do, to help our relationship grow. I will seek and find ways for us to grow together. I will stop and listen to what you have to say and understand that your words and actions are as important as mine. … (2 comments)
Reflecting on Prosperity and Growth: www.TempranoMortgage.com
Those that know me know that I advocate fully understanding ones short and long term goals when buying a home and considering how much to put for a down payment, or whether to make one at all. Through proper analysis and understanding of ones fiscal goals and knowing how long one … (0 comments)
Join us for a First Time Home Buyers Seminar! Get the answers to YOUR questions. The listing agent is working hard for the seller, who is working hard for you?? Learn about buyer agency, the current market as it relates to the Lehigh Valley, renting vs. buying, first time home buyer … (0 comments)
Real Estate and Mortgage Professionals are usually not too happy when the media chooses to report on the industry, since they feel that the media tends to emphasize the negative news (home prices falling, foreclosures increasing) instead of the more positive news (lower rates, more affordable housing). While sometimes I wish that we … (7 comments)
Lot's happening in the market, but here's what I'm writing about. Stock market loses money yesterday and today and Wall Street is selling, but when they sell... where do they put their money? No, it doesn't go into savings or cash, because Wall Street will always put their money where they … (2 comments)
FHA loans are custom made for the first time home buyer type. Look at the loan scenarios available to us below. Since the FHA insures these loans the banks have next to nothing to lose. Unlike a few years back, FHA loans are super easy to do. If you are in Florida, and … (0 comments)
The only 100% loan left besides VA (which has very limited usability) is the USDA rural development loan program. Here are some highlights:
Marketing a new way of thinking is the answer. Many people feel trapped and scared and they don't do anything. If the average person, realizing that they spent too much and saved too little, could downsize; we would all be better positioned to survive these hard times. The problem is that if I … (1 comments)
These permanent changes to the FHA loan limits will help!
I could not sleep the other night and started writting...here is a little of that. I think it is important as it impacts us and our business....
Plunging Housing Starts Is Bad News For Spring 2009 Home Buyers
What will the fabled "bottom of the market" look like? Here are several indicators likely to precede an increase in housing prices and activity.
When you are planning to purchase or refinance a home, your personal credit history factors heavily on the lender's decision to approve your mortgage, and at what interest rate. While it is true that they also take into account the applicant's strength of income and overall debt load, ability to manage … (0 comments)
The 10 Year note is down to 3.13 as I write this. This is it's lowest level ever. Does this mean we are going to return to 30 year mortgage rates in the high 4's to low 5% range? Maybe, maybe not.
Just wanted to put this out there...... How is everyone feeling about the market?
If your business has suffered due to the mortgage meltdown and recent changes in lending, then you should seriously consider coming to this special networking lunch. Don't miss this great opportunity to network while having a great lunch and finding solutions to navigate the new market!
In an article dated November 11, 2008 in the Vancouver Sun they point out 3 ways that you can avoid having to meet the Federal Governments minimum requirement of a 5% down payment on a property purchase. The 3 basic ways in the Vancouver Sun article in which you can avoid … (0 comments)
I wanted to let you know that alot of the properties that I have listed are eligible for 100% financing with no mortgage insurance. Some of the advantages with USDA Rural Development financing are as follows:
FHA-Hope for Homeowners Program
It means just what it says. A homeowner purchases a second property "Buy"and then stops making payments on the first property in which they had been living, hence "Bail". Why would anyone want to do this? And how do they do it? There could be a variety of reasons such as … (0 comments)
While sitting outside today watching the progress of our building addition I was enlighted by a conversation I had with one of the contractors. My conversation with Mr. Perdue lead, of course, where all conversations seem to lead these days...the mortgage crisis and the economy. This recent conversation, along with several … (0 comments)
Our mortgage reporter, Rhonda Porter, providing mortgage rate update:
Ben Russ, Vice President of Hilton Head Mortgage sent me the following pertinent information regarding financing for a home on Hilton Head Island.
In March 2008, HUD temporarily raised FHA loan limits around the country. Effective January 1, 2009, FHA loan limits revert.
Wednesday's bond market has opened in positive territory following favorable results from today's CPI release. The stock markets are showing another round of early losses with the Dow down 150 points and the Nasdaq down 40 points. The bond market is currently up 17/32, which will likely improve this morning's … (0 comments)
Changes:
In the current real estate market, I believe it is a moral imperative that individuals armed with real estate/mortgage knowledge use it to help homeowners facing hardship to save their homes. There are several options that may be available to these homeowners, including loan modifications (changing the terms of the loan without refinancing), … (0 comments)
I am going to try and keep this short. The new good faith estimate is a joke. the problem with the good faith estimate is that there is often no good faith involved. a big part of the problem in the past and present is most originators never take the time … (4 comments)
A very good friend of mine has a name for what most of us would call a "tear down". He calls it a crash down shack. Recently, a colleague of mine referred a new client to me to handle what he said would be a residential transaction in Seattle - normally this … (3 comments)
Yep, Whos Waggin the Dog? The PMI companies are. This week is a definitive moment in our, so called, Affordable Lending Stratosphere. All of these programs under the titles of "Emerging Markets, Gold, Flex, Affordable, blah, blah, blah"......Gone.. The Private Mortgage Insurance companies are changing the rules of the game drastically.
Being a homeowner is a huge undertaking. As a homeowner, you're responsible for mortgage payments, property taxes, maintenance on the home, and the exterior upkeep as well. They're all major responsibilities but the one responsibility that's the most important, and that will affect your ability to handle the responsibilities listed above, … (1 comments)
Raising Your Credit Score
-->
Raising Your
Credit Score
Give a Loan for Home Financing, Get a Lien in Return
Conversations regarding Las Vegas used to be about the rapid growth here, new dazzling resorts going up on the Strip, relentless summer heat and how many Cirque du Soleil shows the town can actually accommodate. That was fun then, a few years ago. Now the talk is largely about home values … (11 comments)
Quote of the Week: "The person interested in success has to learn to view failure as a healthy, inevitable part of the process of getting to the top." Dr. Joyce Brother Psychologist and Television Personality Have you heard of Corporate Financial Benefits? Look what's happened to families' individual wealth in the … (0 comments)
Estimated mortgage rates for the week of November 17, 2009
As you all know and have experienced, the mortgage industry is no longer as we all knew it. It has significantly changed over the last year or so. Long gone are the days of the: No Doc, No Ratio, SISA, and SIVA loans.Lenders, Fannie Mae, Freddie Mac, VA and FHA guidelines have all … (4 comments)
Lenders are willing to work with homeowners who are in trouble. Loan term may be extended or you may get a lower interest rate. Check with HUD, www.hud.gov, for advice. 
Gone are the days of single-product real estate companies. The company that offers only sales support and consulting for consumers is a company that will have a difficult time competing in the future real estate industry, according to a study from Clareity Consulting in Scottsdale, Ariz.
By Ron Barnes
We're said to be in the worst financial crisis since The Great Depression but the good news is that we might have an end in sight! The Philadelphia Fed's survey has said that it will last about 14 months and had a start date of Spring of ‘08...this means we have … (0 comments)
7. Thou shalt not originate any inquiries into your credit.
NAshville Home Buyers are moving to FHA based mortgages in a big way.
This is my first attempt at a blog so here goes. First off I am a Senior Loan Officer with Superior Mortgage and I am an avid saltwater fisherman. Even being in the business and loving what I do I would be bored with a blog that only spoke of mortgage … (3 comments)
I'm a little confused! With this ever changing Mortgage situation- Just a thought! If a customer has a Mortgage and is behind on their payments the first step Lenders do is to establish their current financial situation right? If it is confirmed that the customer still has the funds to pay … (2 comments)
<script type="text/javascript">_popupControl();</script> … (4 comments)
… (0 comments)
My name is Brad Burton. If you have a client that is a doctor and they are looking to purchase a primary residence please contact me...They need to know about the Bank of America Doctor Loan. Or, if you are a doctor and you are reading this- please contact me for more details on the Doctor … (0 comments)
I thought this was a very interesting article on Bloomburg.com about foreclosures and how Washington plans to make it easier to modify delinquent mortgages. http://www.bloomberg.com/apps/news?pid=20601039&sid=aiKFOhBcR_Z8&refer=home
This email is in regards to the USDA Rural Housing Program. Here are some of the highlights of this useful mortgage.
I have talked about how the Bryan College Station real estate market remains strong despite the economic conditions. I stumbled upon an article that verifies the stambility of our market. I think you will be happy to find that we live an area that is not nearly as affected by the market … (0 comments)
… (0 comments)
DIVORCE AND YOUR HOME
So October has come and gone and we had many people wearing costumes and out asking for handouts....but now that the election is over they will stop that! This year we had fewer kids come by for candy than in years past. I started thinking that the present economy must have … (0 comments)
You don't need a crystal ball to try to predict the future of the real estate market. Every time there is a downturn, an upward trend always follows. The best course of action is to look at the causes, and make decisions based on unbiased facts and incontestable history.
… (3 comments)
Many of you who work in Connecticut are familiar with a very effective First-Time Homebuyer mortgage program offered by the Connecticut Housing Finance Authority. The CHFA Homebuyer Mortgage Program follows most FHA guidelines, but is restricted in regards to the buyers' income, and offers subsidized interest rates that are typically at … (1 comments)
How Much Home Can You Afford?
Use the chart below to determine your monthly principal and interest payments at various interest rates for either a 15 or 30 year term.
These days, there is no satisfaction in being right.
The St. Louis Real Estate Market this week has our pending ratio dropping from last week to 10.27 percent, with a few more active listings and a few less homes accepting contracts. This "slow down" is very typical in our local St. Louis Real Estate Market for this time of the … (0 comments)
Mortgage by Randy
I know that we all have a lot of questions when is comes to the mortgage market and the economy...this is a simple, basic and easy to understand video to watch. We referred some friends of friends to this blog and what they liked most as first time buyers was the … (1 comments)
For the most part clients need a 580 minumum score to purchase or refinance a home. Lenders are looking for the middle of the three scores between Equifax, Transunion, and Experian. Having a 580 may get you qualified, but everyone knows the higher the score, the better rates and programs you … (0 comments)
It's hard these days to know what lenders are looking for when someone is trying to qualify for a mortgage. This blog entry isn't so much to tell you what one needs to get you approved, rather than just a list of all of the applicable questions that are likely going … (0 comments)
With the credit crisis continuing and no real end in sight we are seeing those people who are still stuck with homes running out of reserves. As a mortgage banker we always have put a big emphasis on reserves, especially with Investment property purchases and purchasing another home without selling the … (0 comments)
If you are looking for a loan to purchase - or refinance - real estate in Palm Beach Gardens, the good news is that money
… (0 comments)
