mortgage broker: Is advertising a total waste? - 11/20/08 03:09 PM
Ever feel like those advertising dollars are going to waste? Are people prepared to purchase your product or to contact you to take the looking at homes after reading the first 6 pages of doom and gloom? How about listing your home for sale in a market where nothing is moving, … (0 comments)
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mortgage broker: Lender vs. Mortgage Broker - the DIFFERENCE - 11/19/08 09:01 PM
Attention: Buyers and Borrowers There IS A DIFFERENCE!A lender is a specific lending institution, often times a bank, that lends their OWN money. When they pre-qualify you they are using the actual, real time standards that institution has in place. A pre-qualification means something. An approval means something. It means the … (0 comments)
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mortgage broker: Bank of Canada Hints of Possible Interest Rate Cut - 11/19/08 08:54 PM
Bank of Canada governor Mark Carney said in a speech recently that the Canadian economy has deteriorated more quickly than he had anticipated, hinting strongly he will cut interest rates at the next meeting on December 9.
This is also the first time that the Bank of Canada has conceded that … (1 comments)
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mortgage broker: How an Insurance Agent can help you CLOSE THOSE LOANS - 11/19/08 02:16 PM
J.R. Orenstein, State Farm Agent
Tel: 516-466-FARM (3276) Web: JRorenstein.com
If you are a Loan Officer, are you currently taking advantage of a close Insurance Contact? If not, you should! As a Loan Officer, you're job is to find the right product for your client...and close that sale! That is … (2 comments)
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mortgage broker: Japan Slips into Recession - 11/17/08 07:26 AM
New numbers released by the Japanese government indicate the country has entered a recession.
Japan's economy, the second largest in the world, contracted by 0.1 percent in the third quarter, after shrinking 0.9 percent in the second quarter of the year.
Japan has estimated that its Gross domestic product (GDP) contracted … (9 comments)
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mortgage broker: How does a mortgage broker get paid? - 11/15/08 10:37 AM
Residential mortgages
"A" Paper (prime)
Mortgage broker services are not free. They are however, frequently paid in full by the financial institutions as they regard mortgage brokers as an extended sales force. This creates an ideal situation for the client who represents little or no risk to mainstream financial institutions. … (0 comments)
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mortgage broker: FIRST TIME HOME BUYER? FOUR PROFESSIONALS TO HELP THROUGH THE PROCESS. - 11/14/08 04:04 PM
First time home buyers are a growing portion of my business.
As that number grows, I am always learning.
Radon, mold, closing, attorney, inspection, mortgage, down payment, property tax...These words can scare first time home buyers.
Buyers should not be scared. Buying a home should be great experience. Not terrifying.
Four professionals will … (5 comments)
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mortgage broker: Grand Opening Announcement - Ancaster, Ontario - 11/13/08 01:41 AM
I am pleased to announce that the grand opening of our Ancaster office is scheduled for December 1, 2008.
The new office will be located at 911 Golf Links Road in the Meadowlands area of Ancaster, Ontario.
We are excited about the opening of this new location and are looking forward … (1 comments)
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mortgage broker: Canadian Gov't may increase Bank Mortgage Purchases to $75 Billion - 11/13/08 01:07 AM
Finance Minister Jim Flaherty pledged today to triple the amount of mortgages the government can buy from banks to as much as C$75 billion.
The Canadian Gov't, using its crown corporation, the Canadian Mortgage and Housing Corp. (CMHC), purchased $25 billion in mortgages last month.
Allow me to explain in simply … (1 comments)
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mortgage broker: Bank of Canada expected to Lower Interest Rates - 11/13/08 12:31 AM
Bank of Canada has hinted that they may cut interest rates again.
Early today in Toronto, Bank of Canada Senior Deputy Governor Paul Jenkins stated, "Some further monetary stimulus will likely be required to achieve our 2 percent inflation target over the medium term."
The Cdn Central Bank cut its … (4 comments)
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mortgage broker: Do these "Senior Loan Officer" type of people have to be licensed w/the State? - 11/12/08 07:29 PM
My Client is being jerked around by this mortgage company. ( I wont' name names as of yet on the odd chance that they can redeem themselves ) I want to know if a 'Senior Loan Officer' is a licensed position here in Michigan.
Does she have any recourse for SERIOUSLY … (3 comments)
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mortgage broker: REAL ESTATE AGENT or MORTGAGE BROKER! Which says more? - 11/11/08 05:37 PM
Recently, I was introduced to a word game that can be rather fun. It is called word warp and if you are an I-phone user you can download the game for free. The game itself is taking six letters and creating as many words as possible with them. To advance to … (1 comments)
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mortgage broker: Mortgage Closing costs an explanation - 11/09/08 08:32 PM
On your mortgage closing statement you may see a processing fee or mortgage underwriting fee. A underwriting fee is the fee the lender charges for underwriting and getting your money. Whether you go to a mortgage broker, a bank, a lender you will usually see the underwriting fee on the HUD … (3 comments)
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mortgage broker: Losing the PRIVATE OFFICE, and Why I'm Happy About It - 11/06/08 10:42 AM
Private offices for mortgage brokers, once a common thing, are becoming obsolete.
You already know why: mortgage companies, just like my former company, are closing and/or consolidating locations in an attempt to slash costs in this continuing credit crisis. So many people have left the business, and so much work can … (13 comments)
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mortgage broker: Many Canadian Banks Scheduled to Soon Report Q3 Results - 11/06/08 02:43 AM
Many Canadian banks are scheduled to begin reporting their 3rd quarter results, starting on Nov. 25 with Bank of Montreal.
Some analysts are expecting Canada's six big banks to report an average profit decline of 15 percent for Q3, the biggest drop in 6 years.
The Bank of Canada, the country's … (0 comments)
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mortgage broker: Europe's Top Central Banks set to Cut Rates - 11/06/08 02:04 AM
Europe's top central banks are expected to cut borrowing costs on Thursday as market focus shifts back to the economic crisis from the excitement of Barack Obama's historic election victory.
Both the European Central Bank and the Bank of England are expected to cut interest rates. Many economists are forecasting the … (0 comments)
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mortgage broker: What affects will Obama have on Canada? - 11/05/08 09:58 PM
It has been said in the past, that for Canada, being next to the United States, is like being in bed with an elephant. This statement was in specific reference to the close proximity between Canada and the United States... and the fact that the Canadian economy will most likely always … (2 comments)
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mortgage broker: Using a Reverse Mortgage to Stop a Foreclosure - 11/04/08 01:47 PM
With the current economy and foreclosure woes our country is facing, it is good to be able to play a small part in helping people during these tough times. Last week I had the pleasure of meeting Mr. Jones (named changed for privacy). Mr. Jones is an 89 year old widower, … (2 comments)
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mortgage broker: TD Bank 1st to Move to Adjust Rates - 10/30/08 06:04 AM
Via Gina Burgio:
Three times this month Toronto-Dominion Bank, Canada's second-largest bank, has been first to lower its prime rate following decisions by the Bank of Canada (the central bank) to lower its overnight rate. Toronto-Dominion's biggest rivals followed suit the same day.
For example, on Oct.8, TD Bank was the … (1 comments)
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mortgage broker: TD Bank 1st to Move to Adjust Rates - 10/30/08 05:59 AM
Three times this month Toronto-Dominion Bank, Canada's second-largest bank, has been first to lower its prime rate following decisions by the Bank of Canada (the central bank) to lower its overnight rate. Toronto-Dominion's biggest rivals followed suit the same day.
For example, on Oct.8, TD Bank was the first to announce … (1 comments)
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mortgage broker: US Fed Lowers Rate to 1 percent - 10/29/08 02:19 PM
The US Federal Reserve has just matched a half-century low... they have lowered their interest rate by a half-point to 1.0%, in an effort to settle the current economic crisis. The funds rate has not been lower since 1958, when Dwight Eisenhower was president.
The Fed also stated that they … (3 comments)
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mortgage broker: Iceland Raises Interest Rates to a record 18 percent - 10/29/08 12:51 AM
Iceland raised interest rates to a record 18 per cent from 12 per cent yesterday as a condition of a proposed $2bn loan from the International Monetary Fund to help rescue the stricken country.
Iceland applied for the emergency loan after its banking system collapsed and is seeking another $4billion from … (6 comments)
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mortgage broker: Mortgage Brokers have a new national registry set (HR3221) - 10/27/08 06:42 PM
The bill, commonly referred to as H.R. 3221, permanently increases the conforming and FHA loans limits up to $625,000 in high-cost areas. It also creates a national registry for all loan originators and sets minimum standards for state licensing of mortgage bankers and brokers.
NAMB views the new registry and licensing … (0 comments)
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mortgage broker: The Fox Hills Ladera Heights Healthy Family Association- New Website - 10/27/08 01:30 PM
There is a new online resource for residents of Ladera Heights, Fox Hills, Culver City and the surrounding Los Angeles area:
foxhillsladera.org
The organizations primary goal is to improve the quality of life for the residents in our community by focusing on health issues such as; proper diet, exercise, and … (2 comments)
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mortgage broker: Homes Sales See Biggest Gain since July 2003 - 10/25/08 08:16 PM
Sales of previously owned U.S. homes rose 5.5 percent last month, the biggest gain since July 2003.
The National Association of Realtors on Friday said that sales of existing home rose to a 5.18 million-unit annual rate from the 4.91 million-unit pace set in August.
The median national home price declined … (4 comments)
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mortgage broker: Conforming Loan Limits changing on January 1, 2009 - 10/25/08 03:06 PM
UGENT Update
Current Temp. Conforming Loans Must close by 12/31/08 or lose rate lock and approval:
The Temporary High Balance Conforming Loans (those loans that are between $417,000-$729,750), must close escrow by December 31,2008 with no exceptions.
I am happy to report that Wells Fargo will allow these loans to … (0 comments)
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mortgage broker: Bank of Canada cuts rates by 0.25 percent - 10/25/08 06:45 AM
Via Gina Burgio:
The Canadian Central Bank cut rates today by a quarter point to 2.25%.
This rate cut today by the Bank of Canada was left than the half point cut expected by some economists. The reaction to this was also seen by the Canadian Dollar... falling to a three-year … (0 comments)
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mortgage broker: Additional Mortgage Website - 10/24/08 04:03 PM
Additional Website Soon to be launched. Feedback welcome.
http://ginaburgio.110mb.com
Mortgage Broker serving clients throughout Ontario, including Toronto, Mississauga, Milton, Oakville, Hamilton, Ancaster, Brampton, Burlington, Brantford, Stoney Creek, Niagara, Kitchener, Richmond Hill, Guelph, London, Waterloo, Cambridge and surrounding areas.
Gina Burgio, Mortgage Agent VERICO Designer Mortgages Inc. Toll Free: 1-877-345-6265 … (1 comments)
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mortgage broker: Mortgage Rates - 10/23/08 10:44 AM
Our Mortgage Rates.
Gina Burgio, Mortgage Agent VERICO Designer Mortgages Inc. Toll Free: 1-877-345-6265 Fax: 1-877-345-6256 Email: gina@ginaburgio.comwww.ginaburgio.com
Each VERICO Broker is an independent owner operator.
… (1 comments)
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mortgage broker: Mortgage Rate Card - 10/23/08 10:41 AM
Here is a Mortgage Rate Card that I designed.
This widget posts comparible mortgage interest rates that we currently offer in Ontario, Canada.
O.A.C. Rates are subject to change.
I need to touch up the design a bit, but this is my first draft. I am able to control the inputted … (0 comments)
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mortgage broker: Free Widget For You To Use - 10/21/08 08:41 PM
Try it out!
Its a useful tool that provides a live feed of my blogged articles.
I created it using http://www.widgetbox.com and its gathers the data from my ActiveRain blog. They have a large liabrary of other Widgets.
Enjoy!
Gina Burgio, Mortgage Agent VERICO Designer Mortgages Inc. Toll … (5 comments)
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mortgage broker: Yes - Great Commercial Property Loans Are Still Out There, Despite the Ailing Financial Markets! - 10/21/08 06:25 PM
Many of our clients are surprised to learn that despite the news on Wall Street about the troubles in the financial markets, banks are still lending on quality apartment buildings!
Little known fact: - Marcus & Millichap has an in-house financing department called Capital Corporation. We loan our own internal funds … (1 comments)
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mortgage broker: Cdn Gov't to Purchase up to $7billion of Mortgages - 10/21/08 02:54 PM
The Canadian Gov't announced today that they will, via their CMHC crown corporation, purchase up to $7billion of insured mortgage-based securities maturing in 2013.
The gov't purchased their first round of mortgages worth $5billion last Thursday.
This is forming part of the Cdn gov't $25billion plan to help banks weather the … (2 comments)
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mortgage broker: Canadian Banks are Not Expected to Adjust Prime Rate - 10/21/08 02:30 PM
Many economists in Canada are expecting the Canadian Banks to hold their Prime Rates, despite the Bank of Canada decision today to drop the overnight lending rate by a quarter point to 2.25%.
The Canadian Banks earlier this month followed a similar trend when the Bank of Canada lowered their rate … (0 comments)
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mortgage broker: US Fed Granting Up to US$540 billion to Money Market Funds - 10/21/08 02:07 PM
The U.S. Federal Reserve announced Tuesday that it will provide up to US$540 billion in financing to the money market mutual fund industry. The Fed's new program is called the Money Market Investor Funding Facility.
This Facility will be used to support a private-sector initiative designed to provide liquidity, or cash, to money … (1 comments)
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mortgage broker: Bank of Canada cuts rates by 0.25 percent - 10/21/08 11:02 AM
The Canadian Central Bank cut rates today by a quarter point to 2.25%.
This rate cut today by the Bank of Canada was left than the half point cut expected by some economists. The reaction to this was also seen by the Canadian Dollar... falling to a three-year low following today's announcement.
… (1 comments)
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mortgage broker: Bank of Canada Expected to Lower Rates - 10/20/08 04:40 PM
The Bank of Canada is expected to lower its overnight lending rate by as much as a 0.50% tomorrow. If so, this will be the second time in two weeks that the Bank of Canada has taken action to lower rates as part of its efforts to help tame the global … (0 comments)
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mortgage broker: Canadian Central Bank Expected to Lower Rates - 10/20/08 02:24 PM
The Bank of Canada is expected to lower its overnight lending rate by as much as a 0.50% tomorrow. If so, this will be the second time in two weeks that the Bank of Canada has taken action to lower rates as part of its efforts to help tame the global … (0 comments)
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mortgage broker: Canadian Central Bank Expected to Lower Rates - 10/20/08 02:19 PM
The Bank of Canada is expected to lower its overnight lending rate by as much as a 0.50% tomorrow. If so, this will be the second time in two weeks that the Bank of Canada has taken action to lower rates as part of its efforts to help tame the global … (1 comments)
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mortgage broker: Did you Ever Dissect a FROG? - 10/19/08 01:14 PM
I was having a conversation with my 4 year old daughter this morning about FROGS. I remember dissecting frogs in high school. I kinda of feel like I am in this process now with my mortgage company.
We were talking about frogs because Animal Planet's Jeff Corwin will have a special … (1 comments)
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mortgage broker: Website Widgets For Your Blog Or Website| Mortgage calculator For Payment & Amortization - 10/17/08 09:37 PM
This is a copy of our press release
Minnesota mortgage broker-Venture Development- releases Web 2.0 widget calculator tool for calculating mortgage payments and amortization schedules
MINNEAPOLIS, MINNESOTA October 17, 2008 Real Estate News (PRLEAP.COM) Twin Cities, Minnesota-Venture Development-Minnesota mortgage broker-has just launched a consumer friendly website offering visitors the … (0 comments)
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mortgage broker: Warren Buffett Says its Time to Buy U.S. Equities - 10/17/08 05:02 PM
Warren Buffett has said he's buying U.S. equities if the prices stay attractive.
"A simple rule dictates my buying: Be fearful when others are greedy and be greedy when others are fearful," Buffett, 78, said in an opinion piece published Friday in The New York Times. "Most certainly, fear is now … (10 comments)
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mortgage broker: FSBO Marketing Strategies - 10/17/08 03:08 PM
I haven't used many FSBO Marketing strategies in my mortgage business in Canada, however I have developed a few that seem to work well.
How has your experience been with FSBO Marketing strategies?
Do you have any suggests regarding a FSBO marketing approach that works well.... either traditional or online marketing?
Has … (4 comments)
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mortgage broker: Canadian Dollar vs US Dollar and the Price of Oil - 10/16/08 09:16 PM
Many people were wondering last week why the Canadian Dollar started to lose value against the US Dollar, when it appears that the USA was in greater crisis mode in comparison to Canada.
Well here is why....
Canada is one of the world's largest producers of oil and holds oil reserves second only … (0 comments)
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mortgage broker: Canadian Dollar vs US Dollar and The Price of Oil - 10/16/08 11:30 AM
Many people were wondering last week why the Canadian Dollar started to lose value against the US Dollar, when it appears that the USA was in greater crisis mode in comparison to Canada.
Well here is why....
Canada is one of the world's largest producers of oil and holds oil reserves second only … (17 comments)
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mortgage broker: Conservatives Win Election in Canada - 10/15/08 01:50 AM
In Canada, the Conservatives were re-elected into Government this Tuesday evening, with Stephen Harper maintaining his position as the Prime Minister of Canada. However, the Conservatives will once again have a minority gov't.
This is Canada's third consecutive minority government. It appears Canadian voters have opted for no major changes amongst their elected representatives during … (3 comments)
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mortgage broker: US Gov't Bailout of AIG - 10/13/08 12:47 PM
Last month, the US gov't announced that it was lending US$85billion to AIG (American International Group Inc.) in exchange for an 80% equity stake in AIG. The gov't has also increased its credit to AIG by another US$38billion. The Fed is in the process of also appointing trustees to oversee the … (0 comments)
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mortgage broker: US Gov't Bailout of AIG - 10/13/08 12:12 PM
Last month, the US gov't announced that it was lending US$85billion to AIG (American International Group Inc.) in exchange for an 80% equity stake in AIG. The gov't has also increased its credit to AIG by another US$38billion. The Fed is in the process of also appointing trustees to oversee the … (1 comments)
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mortgage broker: How Long Have You Been In the Business? - 10/10/08 08:15 PM
A common question. I recently met some new realtors and was asked this question. My answer, since 1991 when I started working for Great Western Financial. At that time, a huge S & L on the West Coast. I was put through rigorous training in processing, underwriting and operations. I am … (3 comments)
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mortgage broker: Not only do we have Online Real Estate Courses we also offer ………. - 10/09/08 01:59 PM
Real Estate School Online provides online courses for every aspect of the real estate industry.
We offer:
Appraisal
Mortgage Broker
Home Inspection
Title Abstractor
Commercial Real Estate and
Property Management
Visit us @ http://www.realestateschoolonline.com/?home=1 to find out if we offer those courses for your state. Or call us directly @ 800-257-5526.
… (0 comments)
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mortgage broker: more features about Transact CRM - 10/09/08 10:06 AM
… (0 comments)
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mortgage broker: OSI Studios- Transact CRM - 10/09/08 10:04 AM
… (0 comments)
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mortgage broker: ACTIVE RAIN: The Ultimate Tool for Real Estate Professionals! - 10/09/08 08:07 AM
Active Rain - The Ultimate Tool
Warning:
Active Rain
may be Addictive to your Career!
Welcome to Active Rain!
The most exciting and largest
Real Estate Social/Business Networking Platform in America!
Whether you are a
Realtor, Mortgage Broker, Investor, or you are in one … (13 comments)
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mortgage broker: How Do My Clients Ensure They Get the Best Interest Rate on Their Mortgage Loan? - 10/08/08 11:36 PM
To get the best rate on a mortgage loan, your clients need to:
1) Be sure they have an excellent credit history or improve their credit rating;
2) Shop around by contacting several mortgage brokers or lenders;
3) Researching all their options online;
4) Making a list of important questions to … (2 comments)
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mortgage broker: Mortgage Blog News - Week of Sept 2- Oct 3 - 10/07/08 09:27 AM
1. The "NO" vote turned into a "YES" vote last week... I guess that is the biggest news... and boy did that [cough] stabilize things [cough]...
2. Top 3 things to watch this week...
The 8 scheduled Fed speakers, including Bernanke on Tuesday
Wednesday's Pending Home Sales report
A "surprise" Fed … (3 comments)
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mortgage broker: A Heart For Africa - 10/07/08 12:58 AM
The mortgage and real estate headlines in the Ladera Heights and Westchester, CA areas are obviously centered around the financial crisis and the declining housing market. But, this week, my wife and I will embark on an adventure that will make all these issues seem tiny...
We get to board a plane … (2 comments)
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mortgage broker: "And By The Way, Welcome To The Party" - 10/06/08 10:34 PM
Yes, I am a Kid Rock Fan. I like the theme and he keeps me upbeat. I like this song the most because when it comes to closings, this is usually the song that I hear in my head. I do this ahead of time, in perceiving the event to happen. … (1 comments)
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mortgage broker: Adjustable Mortgage Secrets Exposed - How The ARM Home Loan Is Misused by Crooked Mortgage Companies - 10/04/08 10:12 AM
The ARM home loan passes borrowers lower interest and house payments when compared to a standard fixed rate home loan, this is why alot of consumers prefer these mortgage loans.Although reduced interest rates and house payments sound great keep in mind that this home loan is one of the main factors … (0 comments)
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mortgage broker: Cdn Do-Not-Call List System Crashes - 09/30/08 05:53 PM
Thousands of people rushed to register their numbers on the Do-Not-Call List caused the website servers to crash. The CRTC has since announced that they are increasing capacity/bandwidth to their website.
The CRTC has also said that by 1:30pm on Tuesday, 223,000 people has registered for the service. More than one million … (2 comments)
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mortgage broker: Do-Not-Call List in Canada - 09/30/08 07:51 AM
Starting this month, Canadians will be able to register their phone numbers on a national do-not-call list, but they may find telemarketing calls replaced by junk mail and spam.
There are also telemarketing exemptions, which includes:
Registered charities seeking donations.
Newspapers looking for subscriptions.
Political parties and their candidates.
Companies that … (3 comments)
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mortgage broker: Is High Inflation on its way? - 09/30/08 07:39 AM
The posted interest rates on five-year mortgages jumped more than a third of a percentage point to 7.2 per cent at major Canadian banks this week.
Some think the extra government borrowing and a growing supply of money will sow the seeds for higher inflation and interest rates.
The cost for … (1 comments)
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mortgage broker: Refinancing - 09/29/08 08:19 PM
Mortgage refinance is becoming a popular financial remedy, especially for those who are burdened by large monthly installments or multiple debts. Mortgage refinance can prove beneficial in several ways:
Helps obtain a lower fixed rate
Convert an Adjustable Rate Mortgage into a Fixed Rate Mortgage
Consolidating multiple mortgages into one
Pay … (0 comments)
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mortgage broker: Accessing Your Home Equity - 09/29/08 05:29 PM
Whether you want to refinance your existing mortgage or make use of your Home Equity for any purpose that you desire, the decision to refinance requires proper planning and consideration of several factors.A well qualified mortgage professional can be of great help to secure the best deal for you when you … (0 comments)
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mortgage broker: Renewing Your Mortgage - 09/29/08 05:23 PM
Renewing your mortgage is as important a financial decision as selecting your first one. While renewing your mortgage, you are in a stronger financial position as compared to where you were before. Your home equity grows over a period of time and by decreasing your principal loan balance, you are in … (0 comments)
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mortgage broker: Home Buying - 09/29/08 05:18 PM
Few joys can match the feeling of moving into your own home. In addition to the self-satisfaction that comes along with this experience, you will also derive several long-lasting benefits. Owning a home helps build equity, as a house is considered the most valuable fixed assets. You can also benefit from … (0 comments)
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mortgage broker: Open House Virgin - 09/29/08 02:34 AM
I am relatively new to the Mortgage Industry and continually looking for ways to build clientèle. My most recent idea is offering FSBO's my FREE assistance in holding an Open House. I received my first call this past week and he actually wants to set-up a meeting!
Excited as I … (6 comments)
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mortgage broker: Join Our Team! - 09/25/08 12:20 PM
We offer employment opportunities for Mortgage Broker and Agent positions.
Some advantages you get by working for us:
Preferred Commission Compensation Package
Access to numerous Lenders and Loan Programs
Very experienced staff including management and processing staff
Training on every aspect of the mortgage lending industry
Professional work environment including office space, private meeting … (0 comments)
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mortgage broker: Services Offered - 09/25/08 08:23 AM
As a licensed Mortgage Agent, I offer the following services:
• New Home Financing
• Refinancing Existing Mortgages
• Mortgage Renewals
• Home Equity Loans
• Mortgages for Self-Employed
• 2nd Mortgages
• Line of Credit
• Debt Consolidation
In most cases my service is … (0 comments)
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mortgage broker: Why Use a Mortgage Broker? - 09/25/08 08:16 AM
Why Use a Mortgage Broker?
As a licensed mortgage agent, I work for you and you alone. This independence allows me to offer you impartial advice about lenders and the products they offer. I guide you through the process of choosing the right mortgage.
I have access to various banks, credit … (0 comments)
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mortgage broker: VERICO - 09/25/08 12:03 AM
The VERICO Mortgage Brokers Network is one of the fastest growing mortgage organizations in Canada.
Since 2005 the network has grown to over 150 locations throughout Canada that employ over 1,000 agents who collectively originate in excess of $8.0 Billion in annualized mortgage loan volume.
Gina Burgio, Mortgage … (0 comments)
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mortgage broker: Is It Easier To Get a LOan From The Bank or a Mortgage Broker? - 09/24/08 10:53 PM
I was thinking that lately its been pretty tough to get mortgages done. Which made me wonder.
Is it easier to get a mortgage loan done if you work for the bank directly? Or do mortgage brokers still have an advantage in loan placement and funding?
What do you think A/R? … (8 comments)
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mortgage broker: Debt Consolidation Loans, Refinance, Consolidate Debt in DC Metro Area by Mortgage Broker Tim Marose - 09/24/08 12:37 PM
The DC Metro area was one of the fastest appreciating areas in the country for homes during the last 5 years. Like the old saying goes, “What goes up, must come down”, and many have felt the pinch of the housing crunch over the last year. Falling home prices have caused … (0 comments)
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mortgage broker: Waiting for the World to Change and Other Refinancing Mistakes - 09/23/08 01:41 PM
We recently caught a rare glimpse of what lies bubbling beneath the surface of this soup we call the MORTGAGE MESS.
They are the SILENT MAJORITY who didn't walk away from their mortgage. They stayed, paid, and prayed.
And guess what? Not only do they WANT to refinance, they just … (19 comments)
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mortgage broker: AMP (Almost a Mortgage Professional) - 09/23/08 09:00 AM
AMP - Almost a Mortgage Professional is how one broker I spoke to last year described the Accredited Mortgage Professional designation. Unfortunately, I can't say a whole lot more about the dubious title. I will admit I was one of the first to jump in and obtain my new accreditation. The … (2 comments)
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mortgage broker: Almost Wholesale Mortgage Rates to the Public in Florida - www.WholesalePlusMortgage.com - 09/21/08 12:48 PM
Almost Wholesale Mortgage Rates to the Public in Florida - www.WholesalePlusMortgage.com
It's true, you can get almost the same deal I can. I would rather make a little profit from a ton of people than a lot of profit from a few. No Games ~ No Gimmicks ~ No Bull
You … (0 comments)
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mortgage broker: Mortgage Broker - 09/18/08 02:56 PM
Mortgage brokers are one of the most common channels to use when obtaining a home loan in Michigan and around the country. In fact, nationwide, mortgage brokers originate more than 60 % of all residential loans.
The mortgage broker serves as an expert mentor to the consumer during the complex … (0 comments)
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mortgage broker: Real Estate is Local: The Top Ten Reasons To Use A LOCAL Mortgage Broker - 09/18/08 12:51 AM
I wonder how a Seattle Realtor must feel when his buyer breathlessly tells him this: "And I'm pre-approved with a great mortgage broker I found online! IN California".
Does the Realtor fake-smile while secretly knowing he will soon be SLEEPLESS IN SEATTLE? Does he attempt to refer the client to a local mortgage professional instead? Or is it best … (42 comments)
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mortgage broker: Is it Inappropriate for an Agent to Request a GFE? - 09/16/08 07:29 PM
Recently I've been searching for a Mortgage Broker and haven't found the Open-Arms reception I thought I should have. Each time I call, it's for a specific home with an interested Homebuyer. After providing all the details regarding the home and the FICO scores of my Buyer, I then request a … (71 comments)
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mortgage broker: Can you Resist the Urge? - 09/16/08 11:58 AM
It happens to the best of us… We live in the “information age” and true to the term, every one of us is assaulted with a mind-blowing number of messages, advertisements, and potential distractions each day. Because of this, it’s a relatively simple matter to have your days, weeks, and even … (0 comments)
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mortgage broker: Can you Resist the Urge? - 09/16/08 11:55 AM
It happens to the best of us… We live in the “information age” and true to the term, every one of us is assaulted with a mind-blowing number of messages, advertisements, and potential distractions each day. Because of this, it’s a relatively simple matter to have your days, weeks, and … (0 comments)
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mortgage broker: Are "TO DO" Lists Outdated? (And Why Do I ROLL OVER Half of My "TO DO's"?) - 09/15/08 01:18 PM
As most of my readers know, Monday is my musing day.
My brain seems to refuse to go into neutral over weekends when I am SUPPOSED to be giving it a rest from Mortgage Madness.
Or could it be that looking out over misty lake with moon rising and glass of … (6 comments)
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mortgage broker: Real Estate Is NOT Dead. Bank Funding Is. Watch This Clip And Join Us ! - 09/13/08 12:20 PM
The banks are very little help to buyers and sellers right now.
Offer you people a solution, today
Watch this video, join our program for FREE, and
start submitting your deals.
Click Here To Watch
The Best Time to Start Changing The Old Way Of Doing Business
is … (0 comments)
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mortgage broker: The Mortgage Insider for Branches - 09/11/08 11:43 AM
Mortgage Insider for Branches
The Mortgage Insider For Branches September 11th, 2008 10:29 AM
Conforming Loan Limits Set To Decrease In Certain High-Cost Areas
Conforming mortgages are limited by loan size, based on "typical" housing costs around the country. Since 1980, as home prices have increased, so have conforming loan … (0 comments)
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mortgage broker: We do it Again---Twin Cities Business Journal's Top 25! - 09/11/08 10:58 AM
… (2 comments)
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mortgage broker: $ave Thousands using one person for Real Estate & Mortgage - www.SKIPtheBULL.com - 09/06/08 12:02 PM
You could save thousands using me to buy and finance your new home!
The same consideration should be given to hiring a REALTOR & Mortgage Broker as hiring any other professional. When I look for a doctor, accountant or attorney, I want someone that is well educated, has experience, ethics and … (0 comments)
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mortgage broker: Should Mortgage Brokers Consider Realtors Their CUSTOMERS? - 09/05/08 10:20 AM
Sometimes you get that jaw dropper comment on one of your posts. You know, the comment that is raw. The one that speaks volumes about our entire industry.
It is something laced with real emotion that spews out like hot lava from a smoldering volcano (that you assumed was dormant).
It … (28 comments)
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mortgage broker: We Are Still Growing....Always Moving Forward - 09/05/08 09:36 AM
Lakeland, Northwest Mortgage merge in start of acquisition push Minneapolis / St. Paul Business Journal - by Erik Borg Staff Writer
Lakeland Mortgage Corp., the eighth-largest residential mortgage company in the Twin Cities, has acquired the assets of a smaller competitor.
Lakeland closed Tuesday on its acquisition of Edina-based Northwest Mortgage … (0 comments)
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mortgage broker: It's a Buyers Market, What Can Sellers Do To Be Unique With Financing - 09/04/08 07:28 PM
I have been busy tonight researching down payment assistance. Other than the standard 3% or 6% contributions, I am considering Seller Financing. We used to be able to have Sellers carry back Second Mortgages. Fannie and Freddie frown on this, unless it is a Community Second.
Community Seconds are provided by … (1 comments)
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mortgage broker: Top 10 Ways a Realtor Can Help A Loan Close ON TIME - 09/04/08 01:31 PM
Of all the things that make Realtors go off the deep end, I know (painfully so) that late closings come in right at the top of the list.
What happens when the contract is over but the funding lady has yet to sing? Have you ever:
1. Been furious with … (95 comments)
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mortgage broker: How to get Realtor Referrals - 09/04/08 11:08 AM
Volume 2 of our Audio Newsletter series has now been released. The topic? No, I wasn't going to make you guess... Here it is: How to get Realtor Referrals. Plenty of great tips given, including a downloadable article to help keep your marketing efforts on track.
Enjoy the audio! (1 listener … (3 comments)
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mortgage broker: Commercial Mortgage Market Tools For Mortgage Brokers and Investors - 08/30/08 01:08 PM
Brought to you by Commercial Capital Alliance/Exeter Commercial LLC
Commercial mortgage lender, broker and trainer since 1990
The Commercial Mortgage/Real Estate Hotline:
Training and Education, Market Trends and Commentary
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CommercialCapitalAlliance1
A Yahoo Group With Over 850 Members … (0 comments)
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mortgage broker: When the time is right, will you be ready? - 08/29/08 08:17 AM
Commercial Capital Alliance/Exeter Commercial LLC
Commercial mortgage lender, broker and trainer since 1990
When the time is right, will You Be Ready To Pounce On Commercial Real Estate For You Or For A Client? Do you know how the commercial mortgage market works?
Take the 30 seconds that … (2 comments)
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mortgage broker: Real Estate Investors Alert - 08/27/08 02:00 PM
This is a follow up to my excessive Title closing costs blog. Today,
we received the final closing statement from the Banks choosen
Title company, per the contract (foreclosed REO) the Bank choose to pay for closing
and therefore was able to choose the Title company. But to our dismay;
we have the … (1 comments)
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mortgage broker: Mortgage Chili: DO NOT Subscribe to my blog - 08/26/08 07:15 PM
DO NOT SUBSCRIBE
Top Five Reasons not to Subscribe To My Blog:
I will not be posting stuff that will turn internet activity into cashable checks for agents... that would just be silly.
My ideas are only creative if you haven't tried everything.
I am set in my [productive] ways.
I listen … (9 comments)
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mortgage broker: Zero Down Mortgages Taken Away Without Much Thought! - 08/25/08 07:36 AM
When it was announced by the Federal Government that they would be stopping true zero down mortgages http://www.fin.gc.ca/news08/data/08-051_1e.html , I was amazed that the press did not dig a little deeper into the consequences of such a quick and what in my opinion is a not very well thought through decision.
… (0 comments)
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mortgage broker: Notice of Default Loans - 08/21/08 05:53 PM
Let me help you save your home. If you are behind on your home loan or just need a mortgage broker who will work hard to help you locate a home to purchase or need financing, give me a chance to help you.
Real Estate referrals are also welcome! Contact Audrey at Pro … (6 comments)
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mortgage broker: Remington Financial Group - Available Programs - 08/21/08 09:24 AM
About Remington Financial Group
For the past 15 years, Remington Financial Group has successfully provided capital and financial services to experienced real estate owners and developers nationwide.
Remington's success is built upon well-established relationships with highly regarded domestic and foreign based capital sources (both private and institutional). Our vast lender network, … (0 comments)
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mortgage broker: Mortgage Broker Wants A Fee However The Buyer Is Not Able To Come Up With It - 08/17/08 04:09 PM
In some cases, a mortgage broker will require a fee to arrange a mortgage. This is generally done when the borrower has a poor credit rating. The broker will have to do additional work to make sure a loan is in place for the buyer.
The home buyer may not have … (1 comments)
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mortgage broker: Goodbye, Benson, The Inspirational Pet Fish. - 08/14/08 08:50 PM
We had to flush Benson this week...
Benson was a silver-colored gourami fish that was included in a used tank we bought off Craigslist about four years ago. We picked up the tank in Hollywood and brought him home. He was named after a street we lived off of in Upland.
Benson was … (7 comments)
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mortgage broker: Why should you use a mortgage broker? - 08/14/08 05:34 PM
Why should you use a mortgage broker?
Did you know that two out of three Americans use a mortgage broker to purchase a home? They do this because mortgage brokers offer home buyers with more options and a wider selection of loan products.
Call me today to discuss how the many … (0 comments)
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